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        <title>Lowyat.NET: Latest topics by flyingspurs</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 11 Jun 2026 08:12:35 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>every single time say</title>
            <link>http://forum.lowyat.net/topic/5082717</link>
            <description>Muthu was a fresh graduate from local university&lt;br /&gt;he work very hard in life because he want to be successful so that he can provide a better living to his family&lt;br /&gt;he climb from management trainee program to be  executive and later become assistant manager in 2 years time&lt;br /&gt;then he jump to another company and continue working hard until today (more than 10 years working hard), he is a C-level management, working more than 12 hour daily, even scarify weekend/family time so that he could be someone outstanding in the MNC&lt;br /&gt;Muthu pay his tax via PCB, 100% accurate as the MNC follow rules from LHDN&lt;br /&gt;He need to support his elderly parent when they getting older, more sickness arise, hence, the medical bil is rising as well&lt;br /&gt;Muthu is NOT qualify for BSH/ BPN 1.0 2.0 / i sinar / whatever u name it....&lt;br /&gt;he is sad, he work so hard yet....nothing, nothing tercicir &lt;br /&gt;&lt;br /&gt;do u feel it if u are/were T20 (not the top tier 1%), the lower tier of T20&lt;br /&gt;&lt;br /&gt;read this from some random post in twitter, cant remember the whole story but something like above&lt;br /&gt;</description>
            <author>flyingspurs</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 05 Jan 2021 14:06:20 +0800</pubDate>
        </item>
        <item>
            <title>Recommend me Treadmill</title>
            <link>http://forum.lowyat.net/topic/5059038</link>
            <description>Guys, please recommend me treadmill.....been eyeing a few, namely from Fitness Concept &amp;amp; Johnson, &lt;b&gt;would like to see other option&lt;/b&gt; as both brand entry level is about 3K.....mahal wei.....&lt;br /&gt;&lt;br /&gt;Imba go park jogging......ayam go to work from 6:45am and back home around 8pm.......&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/7wNcP6' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/11/17/7wNcP6.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>flyingspurs</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 17 Nov 2020 10:59:10 +0800</pubDate>
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        <item>
            <title>Received a call from ATT</title>
            <link>http://forum.lowyat.net/topic/5026635</link>
            <description>Received a call from a company call ATT&lt;br /&gt;&lt;br /&gt;ATT: Helo, is this Mr. XXX?&lt;br /&gt;Me: Yes, who is this?&lt;br /&gt;ATT: I m YYY, are u free to talk?&lt;br /&gt;Me: Where are u calling from?&lt;br /&gt;ATT: ATT&lt;br /&gt;Me: Short 1, what is this call about?&lt;br /&gt;ATT: Oh in that case, i will call u back after 2 hour&lt;br /&gt;Me: What is this about? Just brief it&lt;br /&gt;ATT: I will call u after 2 hour&lt;br /&gt;Me: hang and block&lt;br /&gt;&lt;br /&gt;ATT number 019-339XXXX&lt;br /&gt;&lt;br /&gt;Do a quick search, got ppl reported this number as scammer&lt;br /&gt;&lt;br /&gt;DO a quick search, ATT: &lt;a href='https://www.acetech.com.my/Svc/Palm_Oil_Investment.htm' target='_blank'&gt;https://www.acetech.com.my/Svc/Palm_Oil_Investment.htm&lt;/a&gt; &lt;br /&gt;&lt;br /&gt;Sohai, nowadays eveyone also want to be successful, everyone also think con other ppl is OK because willing seller willing buyer, NO morale at all &amp;#33;&amp;#33;&lt;br /&gt;&lt;br /&gt;How they got my name w phone number? Damn&lt;br /&gt;&lt;br /&gt;#imba scammer also need to cari makan&lt;br /&gt;#imba scammer also got senior parent and young kid to feed</description>
            <author>flyingspurs</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 15 Sep 2020 11:49:25 +0800</pubDate>
        </item>
        <item>
            <title>Choosee between this 2 car model</title>
            <link>http://forum.lowyat.net/topic/5024896</link>
            <description>Hello /K,&lt;br /&gt;&lt;br /&gt;I recently booked a unit of Yaris but have to wait 1 month+ for the car to arrive, so basically still can cancel if i duwan but will burn the deposit la&lt;br /&gt;&lt;br /&gt;I m tempted with X50, SUV type after last night banjir incident.....also, more features i think, according to those car website&lt;br /&gt;&lt;br /&gt;Price wise not much difference, either unit also within my budget&lt;br /&gt;&lt;br /&gt;any advice ?&lt;br /&gt;&lt;br /&gt;No need those top up a bit get XXX or get the orange color advice ya&lt;br /&gt;&lt;br /&gt;which model u choose if u were given this 2 choice?&lt;br /&gt;&lt;br /&gt;#not gonna spent &amp;gt;100K on a car if u suggest other model&lt;br /&gt;#ketam i already got&lt;br /&gt;#not into 2nd / recon&lt;br /&gt;&lt;br /&gt;Sekian, terima kasih and have a good friday &lt;br /&gt;&lt;br /&gt;#maciam going to rain again, KL sky dark d...gg&lt;br /&gt;&lt;br /&gt;# not setting a poll cause i want to hear the reason</description>
            <author>flyingspurs</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 11 Sep 2020 13:34:29 +0800</pubDate>
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        <item>
            <title>Super Gaming Summer Inkambing</title>
            <link>http://forum.lowyat.net/topic/5000678</link>
            <description>BUY AN ELIGIBLE MSI GEFORCE GAMING SUPER GRAPHIC CARD AND GET UP TO 60&amp;#036; STEAM WALLET CODE &amp;#33;&lt;br /&gt;Purchase an eligible MSI GeForce RTX SUPER Gaming graphic card between 7/17/20 and 8/3/20.&lt;br /&gt;Register your product on register.msi.com and get up to 60&amp;#036; STEAM wallet Code &amp;#33;&lt;br /&gt;&lt;br /&gt;Steam Wallet codes work just like gift cards which can be redeemed on your account for Steam Wallet credit and used for the purchase of games, software and any other item you can purchase on Steam&lt;br /&gt;&lt;br /&gt;#imba slow&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://www.msi.com/Promotion/RTXSUPERGAMINGSUMMER' target='_blank'&gt;Super Summer&lt;/a&gt;</description>
            <author>flyingspurs</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 23 Jul 2020 09:11:35 +0800</pubDate>
        </item>
        <item>
            <title>Komisen Insurance</title>
            <link>http://forum.lowyat.net/topic/4995396</link>
            <description>Helo fellow /K,&lt;br /&gt;&lt;br /&gt;Last weekend yum cha w a fren, not so close 1 la, call me out say long time no c me d, want to catch up, i go lo since free, saw him drive a new merc park in front of the mamak shop.....&lt;br /&gt;&lt;br /&gt;After praise he so clever, managed to buy new car even with MCO happening....he share liao, he do insurance, earning good money, cause ppl now scare die, he use this factor get in a lot of new customers&lt;br /&gt;&lt;br /&gt;He share that for those life insurance, his komisen is 35%-40% of the insurance premium his customer pay to the plan, and he will continue to collect the komisen year after year, until 6th year, a total of 110% of the premium in 6 year time.&lt;br /&gt;&lt;br /&gt;On top of that, he got overiding also, from his downline, around 5% of total premium from the whole team&lt;br /&gt;&lt;br /&gt;And, year end got bonus pay out, ranging from 50K+ to a few hundred K depends on yearly sales, individual + team.&lt;br /&gt;&lt;br /&gt;He said he now annual income around 400K.....&lt;br /&gt;&lt;br /&gt;Oh ya, his merc only loan 50% to avoid attracting tax as he declared self employed, because he say he no basic, so, not employee, also, need to rent a desk in his agency office....so, basically, he is businessman&lt;br /&gt;&lt;br /&gt;in the end, ask me to join him, he want me to be rich also....&lt;br /&gt;&lt;br /&gt;So how ah? join ma?&lt;br /&gt;&lt;br /&gt;Imba TS is insurance agent....&lt;br /&gt;i m kuli work 9-6pm</description>
            <author>flyingspurs</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 13 Jul 2020 09:23:20 +0800</pubDate>
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        <item>
            <title>Relocated to KLCC Menara Citibank area</title>
            <link>http://forum.lowyat.net/topic/4991546</link>
            <description>As title, recently relocated to work around Menara Citibank / KLCC area, current office people not into lunch/ yumcha as most pf them bring home made lunch etc....&lt;br /&gt;Come lunch together ....AA/ go Dutch mode if u also free and nothing better to do during lunch/ breakfast.....&lt;br /&gt;</description>
            <author>flyingspurs</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 06 Jul 2020 10:41:55 +0800</pubDate>
        </item>
        <item>
            <title>Babi Hutan spotted</title>
            <link>http://forum.lowyat.net/topic/4946770</link>
            <description>[YOUTUBE]_Wf44Wbf4Q4[/YOUTUBE]</description>
            <author>flyingspurs</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 20 Apr 2020 23:03:45 +0800</pubDate>
        </item>
        <item>
            <title>Unifi ONU Unit/ Modem Replacement Experience</title>
            <link>http://forum.lowyat.net/topic/4758236</link>
            <description>hello fellow lyn, my unifi modem is dead, upon switch on the power, all the light cannot be on, literally no power supply to the modem, i tried difference socket (3 difference socket tested ), still cannot on the modem, tried unplug and plug back the power cable, still not working.&lt;br /&gt;&lt;br /&gt;i used the online live chat to report my issue to Unifi, told them my problematic modem on Monday ( 25/03), they told me they will reset the port and ask me wait ?? i m confused by that time, why is the port is tagged as the source of my modem cannot turn on....&lt;br /&gt;&lt;br /&gt;i follow up again the next day ( 26/03 ), still , they told me to wait, the technical team is rectifying the problem, but no technical call me or visiting my house to check the modem as i reported it spoiled.&lt;br /&gt;&lt;br /&gt;i follow up again on wednesday morning &amp;amp; night, they told me the same answer, the technical team is resolving the issue......&lt;br /&gt;&lt;br /&gt;so far spoken to 4 different customer service, none of them really address to the REAL problem, instead keep telling me to wait....&lt;br /&gt;&lt;br /&gt;i walk in to unifi shop last night, asking if i apply new account, do they have the equipment? they told me they have.....meaning to say, there are plenty of modem sit there......&lt;br /&gt;&lt;br /&gt;How should i do to get them fix my issue? &lt;br /&gt;&lt;br /&gt;Any advise is appreciated&lt;br /&gt;&lt;br /&gt;thank you</description>
            <author>flyingspurs</author>
            <category>Networks and Broadband</category>
            <pubDate>Thu, 28 Mar 2019 11:08:50 +0800</pubDate>
        </item>
        <item>
            <title>I had tasted Awek</title>
            <link>http://forum.lowyat.net/topic/4537025</link>
            <description>As title, i had tasted burger flipped by this 2 cun awek......how about u ?</description>
            <author>flyingspurs</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 05 Mar 2018 14:35:52 +0800</pubDate>
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        <item>
            <title>Nowadays /K are full with all these</title>
            <link>http://forum.lowyat.net/topic/4507922</link>
            <description>Low self esteem maybe&lt;br /&gt;&lt;br /&gt;Bash others to protect their insecurity&lt;br /&gt;&lt;br /&gt;Or just pure keyboard warrior  maybe</description>
            <author>flyingspurs</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 23 Jan 2018 10:25:42 +0800</pubDate>
        </item>
        <item>
            <title>Lucky Draw Again &amp;#33;</title>
            <link>http://forum.lowyat.net/topic/4507898</link>
            <description>Recently i am actively looking on a few item in Garage Sales, all those included mobile phone, computer accessories, watch, etc....&lt;br /&gt;&lt;br /&gt;All also claimed won in company lucky draw &lt;br /&gt;&lt;br /&gt;Is it lucky draw our culture now ?&lt;br /&gt;&lt;br /&gt;Really ah so many lucky draw now? &lt;br /&gt;&lt;br /&gt;IMBA my company no lucky draw for so many years............&lt;br /&gt;&lt;br /&gt;Are they genuine ? This reason scared me off to transact ...</description>
            <author>flyingspurs</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 23 Jan 2018 10:03:16 +0800</pubDate>
        </item>
        <item>
            <title>Is it worth to withdraw EPF Acc 2 to settle PTPTN?</title>
            <link>http://forum.lowyat.net/topic/4376190</link>
            <description>As per title, since EPF allow withdrawal of Acc 2 to settle PTPTN, my concern is EPF pay higher interest, is PTPTN loan interest (the islamic type) compounding ?&lt;br /&gt;Not sure as i misplace my PTPTN agreement , worth doing it?&lt;br /&gt;&lt;br /&gt;PS: i paid on time monthly</description>
            <author>flyingspurs</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 02 Aug 2017 11:01:28 +0800</pubDate>
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