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        <title>Lowyat.NET: Latest topics by hioniq</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 05 Jun 2026 11:50:22 +0800</lastBuildDate>
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        <item>
            <title>Come comment my current holding</title>
            <link>http://forum.lowyat.net/topic/5258127</link>
            <description>Any comment on my holding?&lt;br /&gt;Now I am bear, waiting market crash then I will do shopping spree &lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/BTiJ8q' target='_blank'&gt;&lt;img src='https://pictr.com/images/2022/03/30/BTiJ8q.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 30 Mar 2022 11:44:28 +0800</pubDate>
        </item>
        <item>
            <title>Are you at pavilion now</title>
            <link>http://forum.lowyat.net/topic/5257040</link>
            <description>I offer 1.2k, if you wanna sell pm me&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/BQeQpX' target='_blank'&gt;&lt;img src='https://pictr.com/images/2022/03/26/BQeQpX.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 26 Mar 2022 21:07:48 +0800</pubDate>
        </item>
        <item>
            <title>Yes, finally I am the 10% in bursa</title>
            <link>http://forum.lowyat.net/topic/5256857</link>
            <description>After 3 years finally I starting making money from bursa&lt;br /&gt;Proud of myself,,, 😂&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/BQWltQ' target='_blank'&gt;&lt;img src='https://pictr.com/images/2022/03/26/BQWltQ.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 26 Mar 2022 09:11:07 +0800</pubDate>
        </item>
        <item>
            <title>Contribute more to EPF</title>
            <link>http://forum.lowyat.net/topic/5256550</link>
            <description>I am thinking to request to increase from 11% to 16%, save for the future provided epf rate is very nice.&lt;br /&gt;&lt;br /&gt;What do you guys think?&lt;br /&gt;&lt;br /&gt;As a salaried employee, you have the choice of contributing more for better savings. You or your employer (or both), may voluntarily contribute at a rate exceeding the statutory rate as long as you meet the requirements.</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 25 Mar 2022 09:16:14 +0800</pubDate>
        </item>
        <item>
            <title>Shame on Malaysian</title>
            <link>http://forum.lowyat.net/topic/5256380</link>
            <description>Sinkie family savings keep on increasing but Malaysian have to keep on withdrawing their EPF. Shame or not? &lt;br /&gt;&lt;br /&gt;Still dare to say SG will be better under BN?&lt;br /&gt;&lt;br /&gt;22 MAR 2022, 5:00 AM SGT&lt;br /&gt;&lt;br /&gt;SINGAPORE - Personal savings of Singapore households hit a five-year high during the Covid-19 pandemic in 2020, as Singaporeans shored up emergency funds to tide over the crisis.&lt;br /&gt;&lt;br /&gt;While the saved amount dropped last year, experts said the habit of saving should continue beyond the end of the pandemic, especially with rising inflation.&lt;br /&gt;&lt;br /&gt;</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 24 Mar 2022 17:39:40 +0800</pubDate>
        </item>
        <item>
            <title>Kedah no more 4d soon</title>
            <link>http://forum.lowyat.net/topic/5256298</link>
            <description>Pity Kedah people, next GE15 must vote out the PAS.&lt;br /&gt;Many jobless and the PAS just talk cock go find other job. Next GE15 must punish PAS gao gao</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 24 Mar 2022 15:07:05 +0800</pubDate>
        </item>
        <item>
            <title>Should I take profit</title>
            <link>http://forum.lowyat.net/topic/5255896</link>
            <description>Dah menang rm200. Minus fees got 100+, boleh pergi minum Teh tarik&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/BQN8nO' target='_blank'&gt;&lt;img src='https://pictr.com/images/2022/03/23/BQN8nO.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 23 Mar 2022 12:20:12 +0800</pubDate>
        </item>
        <item>
            <title>Let me win back little bit lah</title>
            <link>http://forum.lowyat.net/topic/5255606</link>
            <description>Tp rm2.3, wish me luck&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/BQH3WX' target='_blank'&gt;&lt;img src='https://pictr.com/images/2022/03/22/BQH3WX.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 22 Mar 2022 16:48:09 +0800</pubDate>
        </item>
        <item>
            <title>The highest jackpot in history</title>
            <link>http://forum.lowyat.net/topic/5255219</link>
            <description>Got buy got hope. You bet rm2 the chance to win is 0.000002% which is equivalent to 0%.&lt;br /&gt;But as long as you buy it is not absolute 0, but if you no buy it is confirmed absolute 0. &lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/BCt3AJ' target='_blank'&gt;&lt;img src='https://pictr.com/images/2022/03/21/BCt3AJ.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 21 Mar 2022 13:54:00 +0800</pubDate>
        </item>
        <item>
            <title>I bravely predict</title>
            <link>http://forum.lowyat.net/topic/5254266</link>
            <description>Sabri will succumb to the pressure and dissolve parliament in Apr22, GE15 in Jun22</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 18 Mar 2022 13:27:39 +0800</pubDate>
        </item>
        <item>
            <title>I bravely predict</title>
            <link>http://forum.lowyat.net/topic/5253838</link>
            <description>Russia and Ukraine war will be ended by this week, they reach the agreement and Russia tabao go home&lt;br /&gt;&lt;br /&gt;Sekian</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 17 Mar 2022 10:48:13 +0800</pubDate>
        </item>
        <item>
            <title>Bossku destiny is set?</title>
            <link>http://forum.lowyat.net/topic/5253604</link>
            <description>Federal court rejected his appeal, so bossku finally gonna wear baju orange? Eager to see comedian will be the next followed by the Rosmah, then Malaysia will have hope again</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 16 Mar 2022 16:44:07 +0800</pubDate>
        </item>
        <item>
            <title>Jholow got much more than Bossku</title>
            <link>http://forum.lowyat.net/topic/5253478</link>
            <description>FBI agent detailed 1MDB fraud proceeds at trial of Roger Ng&lt;br /&gt;Najib got &amp;#036;756 million, son-in-law Aziz received &amp;#036;238 million&lt;br /&gt;&lt;br /&gt;Total: USD 994m&lt;br /&gt;&lt;br /&gt;Fugitive financier Jho Low, the alleged mastermind of the 1MDB scandal, stole &amp;#036;1.42 billion from three bond transactions that Goldman Sachs Group Inc. arranged for the Malaysian wealth fund, an FBI agent who traced the funds testified.&lt;br /&gt;&lt;br /&gt;Fatlow alone eats USD1.42B, wth.&lt;br /&gt;Bossku really kena conned by fatlow already. Now fatlow still enjoying overseas but bossku facing the charges. Kesian</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 16 Mar 2022 11:19:46 +0800</pubDate>
        </item>
        <item>
            <title>Zahid vs Sabri</title>
            <link>http://forum.lowyat.net/topic/5252682</link>
            <description>Saw from news, during big group pic Zahid pushed little bit Sabri to side and pulled Najib to front by his side.&lt;br /&gt;&lt;br /&gt;Very obvious he totally disrespect Sabri and next GE15 will be a big fight. Internal fight plus parties fight, let&amp;#39;s wait for the big show coming soon. This is a bomb to BN, PH must utilize it to win GE15</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 14 Mar 2022 11:04:24 +0800</pubDate>
        </item>
        <item>
            <title>I bravely predict</title>
            <link>http://forum.lowyat.net/topic/5251486</link>
            <description>BN will win big big in Johor election,&lt;br /&gt;PN - tak boleh Abah&lt;br /&gt;PH - bang Nuar dan LGE, lemah &lt;br /&gt;Pejuang - dah tua Atuk&lt;br /&gt;Muda - sorry, youngsters not keen in politics&lt;br /&gt;&lt;br /&gt;sekian</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 10 Mar 2022 20:04:36 +0800</pubDate>
        </item>
        <item>
            <title>Crypto so easy to win</title>
            <link>http://forum.lowyat.net/topic/5251087</link>
            <description>Told ya when below rm11k buy, now can sell and win &lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/BjL6bU' target='_blank'&gt;&lt;img src='https://pictr.com/images/2022/03/09/BjL6bU.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 09 Mar 2022 19:38:06 +0800</pubDate>
        </item>
        <item>
            <title>Ukraine should surrender</title>
            <link>http://forum.lowyat.net/topic/5250283</link>
            <description>No point to fight the sure lose war, it is very obvious US and Europe not dare to confront with Russia. To reduce the casualty and damages just surrender and save the resources to come back in future. China also did it before and now they become so strong&lt;br /&gt;&lt;br /&gt;留得青山在，哪怕没材烧</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 07 Mar 2022 18:56:06 +0800</pubDate>
        </item>
        <item>
            <title>Won, don&amp;#39;t red eye</title>
            <link>http://forum.lowyat.net/topic/5249735</link>
            <description>&lt;a href='https://pictr.com/image/BWJUJu' target='_blank'&gt;&lt;img src='https://pictr.com/images/2022/03/06/BWJUJu.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 06 Mar 2022 07:55:23 +0800</pubDate>
        </item>
        <item>
            <title>Putin still ok</title>
            <link>http://forum.lowyat.net/topic/5248358</link>
            <description>Nearly 2 weeks, think Putin never expect can be this long. How can a comedian can hold till now? &lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/BW6Af6' target='_blank'&gt;&lt;img src='https://pictr.com/images/2022/03/02/BW6Af6.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 02 Mar 2022 18:11:25 +0800</pubDate>
        </item>
        <item>
            <title>What will MadDonald do if he is still US president</title>
            <link>http://forum.lowyat.net/topic/5246459</link>
            <description>I think we3 will come, MadDonald will impose full economy sanction plus send US armies to fight back Pudding</description>
            <author>hioniq</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 25 Feb 2022 15:05:10 +0800</pubDate>
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