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        <title>Lowyat.NET: Latest topics by ahfdz</title>
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            <title>Insurance after an Accident</title>
            <link>http://forum.lowyat.net/topic/4249709</link>
            <description>Q : What can you do when, for example, you claim insurance after an accident and if the cost of the repairing is RM10k above (based on percentage from the market value), you can declare total loss of the car but when the adjuster did the check up and said the total cost is RM9k+ so i cant claim total loss. I mean how can i assure the real cost of repair ? Can i trust the insurance ? What if 9k isnt enough to cover the cost of the repair ? Can i hire someone to do the job ? Do a double check ? &lt;br /&gt;&lt;br /&gt;Its not like i dont want that car anymore, but the duration of the repair takes about 3 months and i really need a transportation for work, immediately. Lets say it was declared total loss, atleast i could buy a new car instead. As for right now, any car would be good. I really cant wait that long.&lt;br /&gt;&lt;br /&gt;I need answers &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahfdz</author>
            <category>Serious Kopitiam</category>
            <pubDate>Wed, 05 Apr 2017 22:14:41 +0800</pubDate>
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