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        <title>Lowyat.NET: Latest topics by stargate</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 04 Jun 2026 10:28:38 +0800</lastBuildDate>
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        <item>
            <title>Missing funds in eUnittrust.com.my</title>
            <link>http://forum.lowyat.net/topic/4725596</link>
            <description>When I login to eUnittrust.com.my today, some of my unit trust funds are gone eg. Phillip Master Money Market Fund&lt;br /&gt;&lt;br /&gt;Can someone please check their account and confirm ?&lt;br /&gt;&lt;br /&gt;This is not a hoax and I&amp;#39;m getting very worried now.</description>
            <author>stargate</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sat, 19 Jan 2019 22:45:08 +0800</pubDate>
        </item>
        <item>
            <title>Kelana Mahkota Middle room to let</title>
            <link>http://forum.lowyat.net/topic/3283477</link>
            <description>&lt;b&gt;Kelana Mahkota Middle room to let&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;- This condo is one of the best condo in Kelana Jaya.&lt;br /&gt;&lt;br /&gt;- Clean, well maintained, nicely renovated&lt;br /&gt;&lt;br /&gt;- Fully furnished&lt;br /&gt;&lt;br /&gt;- For Chinese female, non smoker only (No sharing allow)&lt;br /&gt;&lt;br /&gt;- Own toilet with water heater&lt;br /&gt;&lt;br /&gt;- Quiet, own privacy&lt;br /&gt;&lt;br /&gt;- Available on August 2014&lt;br /&gt;&lt;br /&gt;PM me for details.</description>
            <author>stargate</author>
            <category>Property For Sale</category>
            <pubDate>Tue, 08 Jul 2014 22:03:45 +0800</pubDate>
        </item>
        <item>
            <title>LDP traffic at Kg Chempaka intersection</title>
            <link>http://forum.lowyat.net/topic/3095210</link>
            <description>Since the new traffic flow introduced by Litrak for the Kg. Chempaka junction near St. Ignatius church, it had caused massive traffic jam for residents from Ara Damansara, Kelana Puteri, Kelana Putera, Kelana Mahkota and Kelana Sterling condos who are going towards Taman Megah/Damansara. While the traffic from Sunway towards Taman Megah improve a little at this junction, it has a chain effect where the traffic at Taman Megah U-turn interchange has increased also.&lt;br /&gt;&lt;br /&gt;How many of you think that this new traffic flow is really useful to solve the traffic jam problem at LDP highway?&lt;br /&gt;&lt;br /&gt;For those who wish to complain about this new traffic flow, you can send an email to Litrak (LDP highway operator).&lt;br /&gt;&lt;br /&gt;feedbacks@litrak.com.my&lt;br /&gt;&lt;br /&gt;&lt;img src='http://www.litrak.com.my/images/content/138743779041.jpg' border='0' alt='user posted image' /&gt;</description>
            <author>stargate</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 10 Jan 2014 09:29:30 +0800</pubDate>
        </item>
        <item>
            <title>[WTS} HP Pavilion Gaming notebook dv4-3138tx sale</title>
            <link>http://forum.lowyat.net/topic/2947461</link>
            <description>I wanted to sell this HP notebook. Occasionally I play game using this notebook, it is fast. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://h10010.www1.hp.com/wwpc/images/emea/HP-Pavilion-dv4-3100-Entertainment-Notebook-PC-Espresso-Black_400x400.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;u&gt;&lt;b&gt;Specification: &lt;/b&gt;&lt;/u&gt;&lt;br /&gt;&lt;br /&gt;                    CPU = 2.4 GHz Intel Core i5-2430M&lt;br /&gt;&lt;br /&gt;                    RAM = 4 GB 1333 MHz DDR3&lt;br /&gt;     &lt;br /&gt;                    Graphics card = AMD Radeon HD 6750M (1 GB GDDR5 dedicated)&lt;br /&gt;&lt;br /&gt;                    Speaker = built in Altec Lansing&lt;br /&gt;&lt;br /&gt;Condition = Good condition with minor scratch at the side. More than 1 year old.&lt;br /&gt;&lt;br /&gt;Comes with screen &amp;amp; keyboard protector, no scratch on screen and keyboard.&lt;br /&gt;&lt;br /&gt;Complete with Microsoft Windows 7 Professional (original).&lt;br /&gt;&lt;br /&gt;Reason for sale: Seldom used since I got company notebook. Need cash for something else.&lt;br /&gt;&lt;br /&gt;Location: Petaling Jaya, Selangor. &lt;br /&gt;&lt;br /&gt;Price: I bought ~ RM2700, PM me with your best offer. You can meet me to inspect the notebook. Serious buyer only.</description>
            <author>stargate</author>
            <category>Garage Sales Archive</category>
            <pubDate>Wed, 04 Sep 2013 14:24:56 +0800</pubDate>
        </item>
        <item>
            <title>HP dv4-3106TX</title>
            <link>http://forum.lowyat.net/topic/2153349</link>
            <description>I&amp;#39;m planning to get this notebook. Can someone share some feedback and review in this HP dv4-3106TX notebook?&lt;br /&gt;&lt;br /&gt;I noticed the weight is not that heavy at 2.22kg&lt;br /&gt;&lt;br /&gt;What about the reflection on the screen compared with other notebook LCD?</description>
            <author>stargate</author>
            <category>Notebook Specific Discussion</category>
            <pubDate>Sat, 17 Dec 2011 22:23:58 +0800</pubDate>
        </item>
        <item>
            <title>Which has the lowest monthly access fee</title>
            <link>http://forum.lowyat.net/topic/1745184</link>
            <description>Hi,&lt;br /&gt;I would like to know which operator offers the lowest monthly access fee? I dont care the call or SMS rates as this number will be used solely for receiving calls.</description>
            <author>stargate</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Mon, 07 Feb 2011 20:37:12 +0800</pubDate>
        </item>
        <item>
            <title>Public Bank Hire Purchase</title>
            <link>http://forum.lowyat.net/topic/1430142</link>
            <description>I would like to know if any of you were imposed extra fee after you have settle the car loan (hire purchase)?&lt;br /&gt;&lt;br /&gt;According to Public Bank, this charges is imposed for all buyers after they settle their loan.&lt;br /&gt;&lt;br /&gt;For second hand car buyer, this charges will be imposed upfront.&lt;br /&gt;&lt;br /&gt;Can Public Bank do that?</description>
            <author>stargate</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 20 May 2010 19:42:05 +0800</pubDate>
        </item>
        <item>
            <title>Iphone 3GS</title>
            <link>http://forum.lowyat.net/topic/1093935</link>
            <description>Anyone knows where to buy Iphone 3GS? I heard it is coming to Malaysia this month end, but if you signup with Maxis only.</description>
            <author>stargate</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Sun, 12 Jul 2009 16:53:16 +0800</pubDate>
        </item>
        <item>
            <title>Best Accident / Health Insurance</title>
            <link>http://forum.lowyat.net/topic/868389</link>
            <description>Planning to get a health/ accident insurance to cover the ever increasing medical cost. My concern are some plan is for up to 70 years only, insurance don&amp;#39;t pay the claim fully etc.&lt;br /&gt;&lt;br /&gt;Anyone care to share which is the best insurance plan available in Malaysia?</description>
            <author>stargate</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sun, 07 Dec 2008 22:20:54 +0800</pubDate>
        </item>
        <item>
            <title>KLCC Investment</title>
            <link>http://forum.lowyat.net/topic/657447</link>
            <description>My goal is to purchase for high rental yield in KLCC area.&lt;br /&gt;&lt;br /&gt;Any recommendation? Budget below RM1M.</description>
            <author>stargate</author>
            <category>Property Talk</category>
            <pubDate>Sat, 22 Mar 2008 22:37:11 +0800</pubDate>
        </item>
        <item>
            <title>Return on property investment</title>
            <link>http://forum.lowyat.net/topic/656107</link>
            <description>From what i understand, the return on property investment is calculated as follow:&lt;br /&gt;&lt;br /&gt;Return (%) = &lt;br /&gt;Annual rental yield   x 100%&lt;br /&gt;                               ----------------------&lt;br /&gt;                                Property price&lt;br /&gt;&lt;br /&gt;For simplicity sake, assume property price is RM100K, downpayment = RM10K, loan amount = RM90K at 6% interest,&lt;br /&gt;rental income = RM500x12 months= RM6K&lt;br /&gt;&lt;br /&gt;Return ROI = 6000 / 100,000&lt;br /&gt;                 = 6%&lt;br /&gt;&lt;br /&gt;But if we were to factor in the loan interest rate, wouldn&amp;#39;t this make the return to 0%?&lt;br /&gt;&lt;br /&gt;I&amp;#39;m confused here, but is this the correct formula for return on investment?</description>
            <author>stargate</author>
            <category>Property Talk</category>
            <pubDate>Thu, 20 Mar 2008 23:24:11 +0800</pubDate>
        </item>
        <item>
            <title>Where can buy Samsung notebook?</title>
            <link>http://forum.lowyat.net/topic/462187</link>
            <description>Does anyone know where I can buy Samsung notebook in Malaysia?</description>
            <author>stargate</author>
            <category>Mobile Computing</category>
            <pubDate>Thu, 24 May 2007 21:55:27 +0800</pubDate>
        </item>
        <item>
            <title>Nokia 3110 Classic Discussion Thread</title>
            <link>http://forum.lowyat.net/topic/461664</link>
            <description>I&amp;#39;m still deciding whether to get SE or Nokia phone. Anyone has use this Nokia 3110 Classic phone before? I like the design in the sense that the keypad is big, though the camera may not be good compared with SE. &lt;br /&gt;&lt;br /&gt;Any user feedback is welcome here.</description>
            <author>stargate</author>
            <category>Other OS</category>
            <pubDate>Wed, 23 May 2007 22:45:18 +0800</pubDate>
        </item>
        <item>
            <title>Why fixed deposit rate drop?</title>
            <link>http://forum.lowyat.net/topic/456818</link>
            <description>Anyone know why the fixed deposit rate drop? I thought in a good economy like now, the rate should increase.</description>
            <author>stargate</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 14 May 2007 15:21:38 +0800</pubDate>
        </item>
        <item>
            <title>Electronic engineer salary (Singapore)</title>
            <link>http://forum.lowyat.net/topic/456682</link>
            <description>Any of you Malaysians work in Singapore as an electronic engineer?&lt;br /&gt;How much is the salary for an electronic engineer in Singapore with 4 years experience? &lt;br /&gt;&lt;br /&gt;How is the living cost there?</description>
            <author>stargate</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 14 May 2007 10:59:06 +0800</pubDate>
        </item>
        <item>
            <title>Indusmatic Corporation Sdn Bhd</title>
            <link>http://forum.lowyat.net/topic/453236</link>
            <description>I&amp;#39;m planning to apply for a job in this company.&lt;br /&gt;Anyone work in this company in Glenmarie, Shah Alam before? &lt;br /&gt;Heard that it is a subsidiary of Comintel Berhad.&lt;br /&gt;&lt;br /&gt;How&amp;#39;s the work environment, benefits etc?</description>
            <author>stargate</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 07 May 2007 13:34:50 +0800</pubDate>
        </item>
        <item>
            <title>Hair loss</title>
            <link>http://forum.lowyat.net/topic/444158</link>
            <description>Is it true that eating maggi mee a lot will cause hair loss?</description>
            <author>stargate</author>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Wed, 18 Apr 2007 19:54:44 +0800</pubDate>
        </item>
        <item>
            <title>How to prevent sleepiness after lunch</title>
            <link>http://forum.lowyat.net/topic/444156</link>
            <description>Believe it or not, I never get sleepy in the morning. I don&amp;#39;t use alarm clock. Sometimes, after lunch, I start to feel sleepy. How to prevent it besides coffee?</description>
            <author>stargate</author>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Wed, 18 Apr 2007 19:53:32 +0800</pubDate>
        </item>
        <item>
            <title>Extra prepayment to reduce loan interest</title>
            <link>http://forum.lowyat.net/topic/444146</link>
            <description>I&amp;#39;m just curious about the extra prepayment concept to reduce loan interest. &lt;br /&gt;&lt;br /&gt;Let say I need to pay RM1K via standing instruction (SI), which is debited from my loan account. If I pay RM1200 in a month, how does the RM200 reduce the interest or principal of the remaining loan?&lt;br /&gt;&lt;br /&gt;This is because the SI is already fixed at RM1K right, how the bank know I pay RM200 extra?</description>
            <author>stargate</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 18 Apr 2007 19:44:12 +0800</pubDate>
        </item>
        <item>
            <title>Kelly Services (job agency)</title>
            <link>http://forum.lowyat.net/topic/439332</link>
            <description>Need some input here regarding this job agency. I plan to go there for a job interview next Monday. &lt;br /&gt;&lt;br /&gt;1. What do they normally test from the candidates?&lt;br /&gt;&lt;br /&gt;2. How many interviewers are there?&lt;br /&gt;&lt;br /&gt;3. What are the typical questions?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;I&amp;#39;m a bit nervous and would like to get prepare. &lt;br /&gt;</description>
            <author>stargate</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 09 Apr 2007 13:47:46 +0800</pubDate>
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