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        <title>Lowyat.NET: Latest topics by encikakmal88</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 03 Jun 2026 23:14:51 +0800</lastBuildDate>
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            <title>Duit Raya 2019</title>
            <link>http://forum.lowyat.net/topic/4782970</link>
            <description>To the Malays, ever heard:&lt;br /&gt;&lt;br /&gt;&amp;quot;Kalau dia bagi kita ambil, tapi kita tetap pangkah bulannnn&amp;#33;&amp;quot;&lt;br /&gt;&lt;br /&gt;If you know, you know. It means something BN government give, we can take. But never vote for them.&lt;br /&gt;&lt;br /&gt;Now, the table turned when new &amp;#39;bulan&amp;#39; guy take over. My father in law, now no longer receive RM500 duit raya from new Adun.&lt;br /&gt;Suddenly a neighbour said they already distribute, then asked my FIL to ask to go to certain people handling the cash.&lt;br /&gt;&lt;br /&gt;When my FIL visit the said person, that person asked &amp;quot;Macam mana boleh tau, saya yang handle duit raya tahun ni?&amp;quot;&lt;br /&gt;&lt;br /&gt;To those who still pro-Bulan, hoping for yet another wave of &amp;#39;Malaysia Baharu, Malaysia Harmoni&amp;#39;, I suggest don&amp;#39;t.&lt;br /&gt;&lt;br /&gt;Money can change even the most holiest. For my FIL case, worse than prev-gov era. At least BN people (yes they songlap first, then) ensure everyone get.</description>
            <author>encikakmal88</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 23 May 2019 14:12:01 +0800</pubDate>
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            <title>New blooming business like Coin Laundry before?</title>
            <link>http://forum.lowyat.net/topic/4777081</link>
            <description>This morning I received a call from an unknown number. The call basically started with a lady introduce their company name, then she said they are having open day this weekend to consult attendees on their business plan. &lt;br /&gt;&lt;br /&gt;Their business is DIY Carwash, basically same concept with Coin Laundry, but instead of shop lots, they will build the thing in a gated area like Condo/Apartment perimeter. I ask how much is the capital, she said 20-50K.&lt;br /&gt;&lt;br /&gt;Sked scam, I quickly brush it off by asking her to just send me the location, and later if free I might go. She said OK and hung up the phone. &lt;br /&gt;(She didn&amp;#39;t ask any RSVP or anything, usually if scam they conlanfirm lock you first.)&lt;br /&gt;&lt;br /&gt;The thing is, the call is so random, I didn&amp;#39;t ask where they got my number.&lt;br /&gt;&lt;br /&gt;Question is: This DIY Carwash is a new thing ah? Got any in KL Selangor area?&lt;br /&gt;&lt;br /&gt;P/S: I googled, there is one in JB, RM2 per quick wash, RM5 for complete wash. Coin based, 24hr, nobody monitor.</description>
            <author>encikakmal88</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 10 May 2019 15:24:13 +0800</pubDate>
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            <title>Secured a RUMAWIP apartment, still in construction</title>
            <link>http://forum.lowyat.net/topic/4532991</link>
            <description>First of all, I&amp;#39;m sorry if I break any rules here in Property Talk.&lt;br /&gt;&lt;br /&gt;Last year I&amp;#39;ve already secured a RUMAWIP apartment. Still undercon, but currently paying installment for 4 months already.&lt;br /&gt;&lt;br /&gt;Suddenly there is another property available with much more alluring specs. An 18x65, 4R4B double storey terrace, with just add RM100k from my RUMAWIP price. (for the record, I&amp;#39;m eligible for this new house loan process IF ONLY I&amp;#39;ve never applied for RUMAWIP loan at the first place).&lt;br /&gt;&lt;br /&gt;For someone looking for a place to settle down (not for investment), of course this is a wasted opportunity for me. I&amp;#39;ve always wanted a landed house as my home.&lt;br /&gt;&lt;br /&gt;As we all know, RUMAWIP has this no-sale-or-rent policy. I understand that it&amp;#39;s a privilage, not everyone deserves it.&lt;br /&gt;&lt;br /&gt;Can I know, somehow, if there is a way I can undo the RUMAWIP and grab that house opportunity? &lt;br /&gt;&lt;br /&gt;Thanks for your feedback&amp;#33;</description>
            <author>encikakmal88</author>
            <category>Property Talk</category>
            <pubDate>Tue, 27 Feb 2018 19:44:27 +0800</pubDate>
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        <item>
            <title>What, you don&amp;#39;t have a medical card?</title>
            <link>http://forum.lowyat.net/topic/4440967</link>
            <description>Last year I spent a good RM40k+ on 3 procedures due to bladder stone. And yes, I&amp;#39;m totally cukur I have a medical card.&lt;br /&gt;&lt;br /&gt;Still thinking to spend your good RM150 or not? here&amp;#39;s the reason why.&lt;br /&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('54177c2ad1b24a003d5dddf6ae340e40')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;54177c2ad1b24a003d5dddf6ae340e40&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;[attachmentid=9278120]&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;</description>
            <author>encikakmal88</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 27 Oct 2017 15:58:07 +0800</pubDate>
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        <item>
            <title>Lazada sent super wrong item.</title>
            <link>http://forum.lowyat.net/topic/4349515</link>
            <description>...the guy went ustad mode and returned the PS4 to Lazada (or at least that is what he claim lah). Received a lot of puji-pujian comments.&lt;br /&gt;&lt;br /&gt;[attachmentid=8945731]&lt;br /&gt;&lt;br /&gt;[attachmentid=8945732]&lt;br /&gt;&lt;br /&gt;Anyone experience something like this? Last year my officemate ordered 32Gb memory card, received a 32Gb Smartphone (China brand).</description>
            <author>encikakmal88</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 06 Jul 2017 10:18:10 +0800</pubDate>
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