Lowyat.NET: Latest topics by katrinacheong

Loong Kee Ba Kua (Dried Meat)

katrinacheong — Sun, 24 Jan 2016 12:54:43 +0800

Item(s): Loong Kee Ba Kua (chicken and Pork available)

Price: RM 44 For 500Gram (Normal )
RM 52.50 for 500 Gram (slice )

Dealing method: = COD

Location: SS 2 and cheras area

Contact method/details: PM ME
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RM1.6 Million lifetime and coverage until 80 years

katrinacheong — Tue, 08 Dec 2015 19:56:30 +0800

There are lots of medical card in the market. Why Great Eastern Smart Medic is the best of all?

1. Great Eastern SM is guaranteed renewal and non-cancelable. Not all company have this features which they have right to terminate your policy if you are claim too much or you are to risky for the company to insured. With Great Eastern your will be with us forever as long as your policy is inforce and we are obligated to provide the protection

2. We have the best private hospitals in Malaysia for you medical treatment.

3. We will gives you bonuses if you didn’t make any claim in a year.
E.g.: Mr. X attained age 30 bought SM100, Initial Overall Annual Limit RM60k, Overall Lifetime Limit RM480k.
1st – 5th policy year No claim Annual Limit increase by RM6k to RM66k from 6th policy year
6th – 10th policy year 2 claims Annual Limit maintain at RM66k from 11th policy year
11th – 15th policy year No claim Annual Limit increase by RM6k to RM72k from 16th policy year
16th – 20th policy year No claim Annual Limit increase by RM6k to RM78k from 21st policy year

4. If you are diagnosed with Critical Illness, your premium will be paid by Great Eastern. No more payment from you is needed. If you pay for your kids insurance, Great Eastern also paid the premium for them as long as you are the payor for their policy. No payment but you and family still under coverage by Great Eastern.

5. Claim for Cancer Treatment and Kidney Dialysis are as charge with lifetime limits. Many of our competitor they set a very low limit on this and what happen is if you are diagnose of Cancer or Kidney dicease, you'll finish the limit very fast and you can only depend on your Critical Illness claim to further the medical treatments. Eg. According to our calculation, based on the current kidney dialysis rate, our smart medic can last for a lifetime !

6. Great Eastern SM is our own product. Handle and manage by us. Our competitor use third party company to manage medical card operation. You know if too many party participant in your claim process, error and delay will happen.

7. Great Eastern SM have the best and big limit coverage, up to RM1.6 Million/lifetime and coverage until 80 years old.

8. Great Eastern been in Malaysia since 1908 and trusted by many. Not many company survived from 1908 till today. We are the largest insurance company in Malaysia with RM38 billion in asset. So, when you need protection you look for the strongest company,right? because you would experience the best service from us.[SIZE=7]

Medical Card Lifetime Coverage up to 6 Million

katrinacheong — Wed, 18 Nov 2015 20:23:30 +0800

Medical Card Lifetime Coverage up to 6 Million, No co-insurance

[b]Benefits:
[SIZE=7]1) No Claim Discount
Apply to the policy holder that did not make a claim, concept like car insurance NCD. Discount on insurance charges will go back into cash value.
This means you have one less thing to worry about when you are admitted into a hospital. To top it all off, enjoy stress-free golden years by staying medically protected till age 80 years next birthday.

2) No co-insurance
With no co-insurance payments required for hospital inpatient benefits such as surgical fees as well as pre-hospitalisation and post-hospitalisation treatments, you can just focus on getting better while we take care of the rest.

3) Increase in Hospital Room and Board limit every 3 years
Smart Premier Health offers an increase to your plan's Hospital Room and Board limit at the end of every 3 policy years, up to a cumulative total of 100% of your plan's Initial Hospital Room and Board limit.

4) Increase in Annual Limit every 3 years

5) Greater assurance with Critical Surgery Recovery Benefit
A one-time lump sum of RM20,000 is payable for recovery from a major organ or bone marrow transplant, heart valve surgery, surgery to aorta, surgery due to major burns or brain surgery.
[FONT=Courier][

6)Room & Board
from RM180 up to RM600 per day, up to 180 days a year

7)Outpatient Benefits
Home Nursing Care from 4000~7000 (per confinement, 180 days maximum per lifetime)

For Futher details please contact me for free consultations [SIZE=7][/B]

samsung nx300M

katrinacheong — Sat, 14 Nov 2015 10:38:03 +0800

Item(s): One unit used Samsung NX300m with kit 16mm-50mm len and in brown colour

Package includes: Camera, original flash, 2x ori battery, USB charging cable and battery charger

Price: Offer me

Warranty: not sure

Dealing method: COD

Location: Kuala Lumpur/ PJ

Contact method/details: PM

Item(s) conditions: use less than 10 times. Very good condition

Reason for sale: need cash

MLTA for houses

katrinacheong — Wed, 11 Nov 2015 20:28:20 +0800

What do you stand to lose if you do not have a MRTA or MLTA? If you are planning to pay off your mortgage within a few years, then an MRTA or MLTA may not be on the top of your list. However, if you are planning to service it for the next 30 to 35 years, and especially if you are co-buying with someone else, it will be best if you are protected.

For example, if you are purchasing a property with your spouse, and each will be paying 50% of the repayment every month, a death or permanent loss of income may be a huge blow on the couple’s finances. Having a mortgage life insurance will provide you the peace of mind that you will not lose your property even if the other person is unable to pay for the mortgage.

PM me for more free consultation

100% Authentic Bentong Ginger Powder

katrinacheong — Mon, 26 Oct 2015 21:25:18 +0800

BENTONG BUKIT TINGGI GINGER POWDER ! " Feel Sleepy after taking Lunch? Alwayz feel tired?[SIZE=14]
Always feel stomach bloated?
[SIZE=14]

Try our Bentong Ginger Powder, you will feel the different!
[SIZE=14]
8 Effects
1. Improved mental alertness and circulation
2. Carminative, dispel cold and warm stomach
3. Anti-oxygenration defer decrepitude.
4. Antiseptic qualities and inhibit tumor.
5. Improve sleeping, appetite and immune ability.
6. Alleviate the pain of period.
7. Prevent cold and flu.
8 Balance the blood pressure and blood fat, prevent from cardiovascular diseases.

Only RM 39 !
[attachmentid=5190866][attachmentid=5190868]

RM 50 for old citizen coverage!

katrinacheong — Wed, 14 Oct 2015 16:30:41 +0800

Old citizens who wants to have insurance covered but cant because of AGe, Now they can have it![SIZE=7]

* i-Great Ameen*
* No underwriting No Medical Check UP
* Guaranteed Issue Offer
* Min RM50 per unit per mth
* Min entry age from 51
* Max entry age 75
* The FIRST in Takaful Industry.
* Limited period ONLY.
* First come first serve basis.
*300% Pay out!

RM 50 for old citizen coverage!

katrinacheong — Wed, 14 Oct 2015 12:24:45 +0800

****
* i-Great Ameen*
* No underwriting No Medical Check UP
* Guaranteed Issue Offer
* Min RM50 per unit per mth
* Min entry age from 51
* Max entry age 75
* The FIRST in Takaful Industry.
* Limited period ONLY.
* First come first serve basis.
*300% Payout !!

This is a chance for you to get your parents whose age more than 50 get covered!

RM 100 for 1Mil coverage!

katrinacheong — Sun, 11 Oct 2015 13:39:24 +0800

1st in Malaysia to offer RM1 million Medical Coverage Extension a year for just RM100 a month. Get your RM1 million Medical Coverage !!!
[SIZE=7]

Smart Extender Max

Extend your medical protection with higher annual limit and no lifetime limit

While you can’t be certain that you will always stay healthy, you can be prepared to cushion the effects of medical emergencies by ensuring that you have proper medical protection. Smart Extender Max relieves you of the financial burden should an unexpected event happen. It offers deductible plans that provide higher annual limit and no lifetime limit so that you have fewer worries about today’s ever-increasing cost of medical care.
Choose your Smart Extender Max

Example scenario:

Mr.X had a existing medical card with annual limit of RM100K. He purchased Smart Extender Max (SEM) with RM100K deductible and was admitted into hospital in Aug, Sept and Oct with medical bill of RM40K each month totaling to RM120K. The first RM100K will be paid by Mr.X existing medical insurance and the remaining RM20k will be payable under SEM100K.

As a consumer standpoint, what is the catch?
Simple, if so happen you have max-ed out your existing medical card lifetime limit and you admitted again next year with a medical bill of RM50K, Smart Extender Max will not be payable because the deductible amount is RM100K. In short, Smart Extender Max is payable (on remaining amount) medical bill above RM100K.

Drop me an email if you're interested to know more: sheok0@yahoo.com or PM ME

road tax and insurance renewal

katrinacheong — Fri, 09 Oct 2015 23:53:08 +0800

We are authorized agent for Kurnia/AIG/Takaful ETc

We are provide the range of services of :

- Car Insurance Renewal
- Road Tax Renewal (with reg. card / geran) (Ipoh area only)
- Payment method though cash/ credit card or bank transfer

Kindly PM/Email Documents For Quotation :

1) Car Plate number, Car model & spec, Year of Manufacture,
and
2) Geran Copy ( Front Page)

Below is the similar illustration of your NCD entitlement over the years for Private car

First Year – 0%
Second Year – 25%
Third Year – 30%
Forth Year – 38.33%
Firth Year – 45%
Onward – 55%

Email : sheok0@yahoo.com

MLTA

katrinacheong — Fri, 09 Oct 2015 23:50:16 +0800

Which mortgage life insurance do I need?

In Malaysia, there are two types of mortgage life insurance available – Mortgage Reducing Term Assurance (MRTA) or Mortgage Decreasing Term Assurance (MDTA) and Mortgage Level Term Assurance (MLTA).

However, MRTA and MLTA are often misunderstood. Which do you need as a homeowner?

MRTA is a life insurance plan with decreasing sum assured over time, and it used just to cover your home loan owed to bank. This plan is usually offered by the bank you are getting the mortgage from, as it is used as protection for the bank in case of misfortunes that stop you from servicing the loan.

On the other hand, MLTA is a slight variation from MRTA and offers an alternative for a borrower who is looking for a life insurance which offers protection plus savings and in some policies returns on the premium. This is a personal plan, where you and your dependents are financially protected when you are no longer around, or have lost the ability to generate income.

The MRTA is most suitable for those who have adequate standalone life and medical insurance, and do not have many financial dependents. This type of insurance will only take care of your home loan, if it is not fully repaid in the event of TPD or death. Your family will not get a single cent from the policy in these events, as the beneficiary is the bank, not your family members.

MLTA is best for those who need an extra financial protection in the worst case scenario, as it also has a cash value at the end of the policy. This is best for those who have many financial dependents, for example young children and a stay-at-home spouse.

PM ME fore more details!!![SIZE=7]

SS 26 Taman Mayang 3 story shoplot

katrinacheong — Wed, 07 Oct 2015 20:02:04 +0800

- 22x80
- 3 storey
- freehold
- ground floor tenanted 99 speedmart ( fixed rental income monthly)

Asking price 2.3 Mil but negotiable

Prelaunch Retail Lot

katrinacheong — Mon, 01 Jul 2013 21:26:32 +0800

Pre-Launching I-Retail @ I-city

I-Retail is a new concept of Street Mall with LED lights and water features of Japan technology.
- This is the second largest mall along Federal Highway after MidValley Mall.
- It is a very POTENTIAL value property among all the Klang Valley retails.
-flyover direct access from federal highway
-size from 398sf -573sf
-The icity mall will be linked to the i-soho development via an overhead pedestrian bridge.

-FreeHold
-72acres Township
-Guarantee Rental Return
-10% Rebate for early bird
-RM10k booking fee

Price: RM 987 500
Title type: Freehold
Total Units/Lots: 100
Size: 420 sq.ft.

Interested for more details please pm me!!

(WTR)Midah ria condo-tmn midah cheras

katrinacheong — Fri, 28 Jun 2013 10:25:53 +0800

[B]Location: Kuala Lumpur - Cheras
Monthly Rent: RM 1 300
Type: Apartments,
Size: 1175 sq.ft.
Bedrooms: 3 Bathroom: 2
Furnished: Partially furnished[/B]

Facilities: Swimming pool, Tennis court, Covered parking, Jogging track, 24 hour security, Balcony/Patio

Midah Ria is a high density freehold condominium located right behind Hospital Universiti Kebangsaan Malaysia (HUKM) in Taman Midah. It neighbors Prima Midah Heights and Laman Midah.

Midah Ria consists of 3 blocks that house condominium units with standard sizes of 1175 sf. Each unit is built with 3 bedrooms and 2 bathrooms.

In addition, Midah Ria is within close proximity to Taman Tasik Permaisuri, Bandar Tun Razak Sports Complex, KL Swimming Complex, KL Football Stadium, Maasjid Saidina Uthman Ibn Affan RA and several Malaysian top schools, namely SM Sains Alam Shah, SM Sains Selangor and SM Teknik Kuala Lumpur. Adding to that, the condominium is less than 10 minutes drive to Cheras Leisure Mall.

Partially furnish unit with air cons,kitchen cabinet, kitchen top, stove, wardrobe,water heater and etc (got 1 carpark)

Interested pls Pm only