<?xml version="1.0" encoding="utf-8"?>
<!-- generator="FeedCreator 1.7.2" -->
<rss version="2.0">
    <channel>
        <title>Lowyat.NET: Latest topics by Naratoyo</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 18 Oct 2026 15:35:27 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>Strata Title - Lawyer Fees</title>
            <link>http://forum.lowyat.net/topic/3444112</link>
            <description>Hello,&lt;br /&gt;&lt;br /&gt;I bought a SUBSALE NEW property in KL 1 year back and just received a letter from the developer stating that the Strata Title for the property has been issued by the authorities and I have 1 year to execute the Strata Title transfer.&lt;br /&gt;The purhcase price is RM595,000.&lt;br /&gt;&lt;br /&gt;I had requested the same solicitor (previously worked on my S&amp;amp;P) to provide a quotation to me for the work to carry out the Memorandum of Transfer.&lt;br /&gt;&lt;br /&gt;Below outlined some of the charges:-&lt;br /&gt;&lt;br /&gt;Professional Charge&lt;br /&gt;1. Memorandum of Transfer (MOT) - RM1153.75&lt;br /&gt;&lt;br /&gt;Disbursement&lt;br /&gt;2. Government Service Tax (6%) - RM69.23&lt;br /&gt;3. Stamp duty on Memorandum of Transfer (estimated) - RM10&lt;br /&gt;4. Registration for Transfer - RM120&lt;br /&gt;5. Land Search &amp;amp; CCM Search - RM120&lt;br /&gt;6. Printing, telephone &amp;amp; fax - RM50&lt;br /&gt;7. Travelling - RM300&lt;br /&gt;8. Miscellaneous - RM50&lt;br /&gt;&lt;br /&gt;Hope you guys can enlighten me on the calculation for the MOT?&lt;br /&gt;What other charges here can be omitted?&lt;br /&gt;&lt;br /&gt;Thanks for your advice.</description>
            <author>Naratoyo</author>
            <category>Property Talk</category>
            <pubDate>Wed, 17 Dec 2014 21:08:56 +0800</pubDate>
        </item>
        <item>
            <title>Move King Size Bed from Penang to KL</title>
            <link>http://forum.lowyat.net/topic/3225809</link>
            <description>Anyone can share lorry service from Penang to KL?</description>
            <author>Naratoyo</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 15 May 2014 20:57:35 +0800</pubDate>
        </item>
        <item>
            <title>Window Contractor</title>
            <link>http://forum.lowyat.net/topic/3200818</link>
            <description>I am looking to install a sliding window at my condo yard area. Can anyone recommend a good window contractor pelase?&lt;br /&gt;Thanks.</description>
            <author>Naratoyo</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Mon, 21 Apr 2014 19:32:38 +0800</pubDate>
        </item>
        <item>
            <title>Sewing Services</title>
            <link>http://forum.lowyat.net/topic/3148152</link>
            <description>Looking to sew few words on clothes around KL area..any good and cheap recommendations?</description>
            <author>Naratoyo</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 02 Mar 2014 10:12:01 +0800</pubDate>
        </item>
        <item>
            <title>Altar Design - Heavenly God</title>
            <link>http://forum.lowyat.net/topic/3140396</link>
            <description>Can you please share where to buy the altar (picture sample) in KL area?&lt;br /&gt;&lt;br /&gt;</description>
            <author>Naratoyo</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Sat, 22 Feb 2014 21:58:02 +0800</pubDate>
        </item>
        <item>
            <title>Lawyer Fees</title>
            <link>http://forum.lowyat.net/topic/2946750</link>
            <description>I just bought a new condo - SUBSALE last week and currently looking for financial loan and lawyer to handle all the documents.&lt;br /&gt;As this is my first property, I am quite new here so the property agent recommended a lawyer firm to me and today the lawyer quoted me the price which I think is legal fees for SnP only.&lt;br /&gt;But how about the Loan Agreement legal fees? The bank will provide?  &lt;br /&gt;Can anyone share with me how to negotiate and cut down the legal fees here...it is too pricy for me..really appreciate all the advice. Thanks.&lt;br /&gt;&lt;br /&gt;Professional Charge&lt;br /&gt;1 Sale &amp;amp; Purchase Agreement 4,615.00&lt;br /&gt;2 CKHT 1 and/or 2 300.00&lt;br /&gt;&lt;br /&gt;Disbursement&lt;br /&gt;3 Government Service Tax (6%) 294.90&lt;br /&gt;4 Stamp Duty on Sale and Purchase Agreement (4 copies) 40.00&lt;br /&gt;5 Stamp Duty on Deed of Assignment (estimated) 11,850.00&lt;br /&gt;6 Stamp Duty on Duplicate Deed of Assignment 30.00&lt;br /&gt;7 Stamp Duty on Statutory Declaration 50.00&lt;br /&gt;8 Land Search 120.00&lt;br /&gt;9 Bankruptcy/Winding Up Search 50.00&lt;br /&gt;10 Affirmation of Statutory Declaration 50.00&lt;br /&gt;11 Adjudication of Deed of Assignment 10.00&lt;br /&gt;12 Printing, telephone &amp;amp; fax 50.00&lt;br /&gt;13 Travelling 250.00&lt;br /&gt;14 Miscellaneous 50.00&lt;br /&gt;15 Developer&amp;#39;s Deed of Mutual Covenant (DMC) 50.00&lt;br /&gt;16 Stamp Duty on DMC 30.00</description>
            <author>Naratoyo</author>
            <category>Property Talk</category>
            <pubDate>Tue, 03 Sep 2013 22:13:41 +0800</pubDate>
        </item>
        <item>
            <title>Renjana Condo @Ampang</title>
            <link>http://forum.lowyat.net/topic/2911759</link>
            <description>I am looking to buy a house for own stay in Ampang Area, but i was told by agent that most of the residential unit in Ampang in leasehold.&lt;br /&gt;&lt;br /&gt;When i search through property web and found this Renjana condo - freehold, 1000sqft, subsale price selling &amp;lt;400k...cheap? How could that be possible?? Something fishy..&lt;br /&gt;&lt;br /&gt;I am buying my 1st house here..please share your comments and advice if you know anything of this condo. Thanks a lot.</description>
            <author>Naratoyo</author>
            <category>Property Talk</category>
            <pubDate>Sun, 04 Aug 2013 11:08:10 +0800</pubDate>
        </item>
        <item>
            <title>Dell</title>
            <link>http://forum.lowyat.net/topic/2641868</link>
            <description>Hi,&lt;br /&gt;How much is Dell ST2420L 24&amp;quot; Full HD Widescreen Monitor with LED?&lt;br /&gt;</description>
            <author>Naratoyo</author>
            <category>Price &amp;amp; Dealers Guide</category>
            <pubDate>Tue, 25 Dec 2012 16:44:03 +0800</pubDate>
        </item>
        <item>
            <title>Desa Residency, Kuchai Lama</title>
            <link>http://forum.lowyat.net/topic/2633584</link>
            <description>I have searched through the LY forum and can&amp;#39;t find any discussion topic related to Desa Residency Condo in Kuchai Lama.&lt;br /&gt;Can anyone share the pros and cons for this condo? I am planning to get a unit for own stay...&lt;br /&gt;Thank you very much.&lt;br /&gt;</description>
            <author>Naratoyo</author>
            <category>Property Talk</category>
            <pubDate>Tue, 18 Dec 2012 20:55:15 +0800</pubDate>
        </item>
        <item>
            <title>Booking Fees</title>
            <link>http://forum.lowyat.net/topic/2473389</link>
            <description>Recently, I have bought a new condo property and paid booking fees of RM5000 to the developer.&lt;br /&gt;My bank loan was successfully approved and pending for SnP signing. During signing of SnP, I found that there are lots of mistake and arguments which appeared in the SnP.&lt;br /&gt;</description>
            <author>Naratoyo</author>
            <category>Property Talk</category>
            <pubDate>Fri, 17 Aug 2012 11:42:50 +0800</pubDate>
        </item>
        <item>
            <title>Mutiara Ville@Cyberjaya</title>
            <link>http://forum.lowyat.net/topic/2414360</link>
            <description>DEVELOPER : SERI MUTIARA DEVELOPMENT SDN BHD,PHASE 2, 16 STOREY&lt;br /&gt;RESIDENTIAL APARTMENT IS A RARE &amp;quot;GEM&amp;quot; INVESTMENT&lt;br /&gt;OPPORTUNITY AND A GUARANTEED INVESTMENT FOR THE&lt;br /&gt;COMING GENERATION.&lt;br /&gt;&lt;br /&gt;NOW,SERI MUTIARA DEVELOPMENT SDN BHD IN&lt;br /&gt;COLLABORATION WITH CYBERJAYA UNIVERSITY OF MEDICAL&lt;br /&gt;SCIENCES ( CUCMS )IS PROUD TO PRESENT,&amp;quot; MUTIARA&lt;br /&gt;VILLE@CYBERJAYA&amp;quot; ,A RARE PROPERTY INVESTMENT&lt;br /&gt;OPPORTUNITY IN MULTIMEDIA SUPER CORRIDOR, A VIBRANT&lt;br /&gt;FREEHOLD APARTMENT WITH READY RENTAL DEMAND FROM&lt;br /&gt;CUCMS.&lt;br /&gt;&lt;br /&gt;THE NEARBY &amp;quot;GEM &amp;#39;IN&amp;quot; COMPLEX WILL HOUSE A 4 STOREY&lt;br /&gt;RETAIL AND RECREATIONAL FACILITIES SUCH AS RETAIL&lt;br /&gt;SHOPS,CAFETERIA,BOWLING CENTRE AND RESTAURANTS.&lt;br /&gt;&lt;br /&gt;WHY MUTIARAVILLE@CYBERJAYA ?&lt;br /&gt;&lt;br /&gt;. FREEHOLD&lt;br /&gt;. FREE LEGAL FEES ON S&amp;amp;P AGREEMENT&lt;br /&gt;. GUARANTEED RETURN FROM 7% TO 11%&lt;br /&gt;. GUARANTEED RENTAL FOR 25 YEARS&lt;br /&gt;. RECREATIONAL &amp;amp; RETAIL FACILITIES&lt;br /&gt;. MANAGED BY A TEAM OF PROFESSIONALS&lt;br /&gt;. GUARDED WITH HIGH SECURITY&lt;br /&gt;. BEAUTIFUL LANDSCAPE&lt;br /&gt;. EXCELLENT ACCESSIBILITY VIA MAJU EXPRESSWAY(MEX)&lt;br /&gt;ELITE-KESAS HIGHWAY AND LDP-B15 EXPRESSWAY&lt;br /&gt;. A RARE HASSLE FREE INVESTMENT&lt;br /&gt;. PRICE RANGE FROM RM 448,000.00 TO RM 472,000.00&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Worth for investment???</description>
            <author>Naratoyo</author>
            <category>Property Talk</category>
            <pubDate>Wed, 04 Jul 2012 16:00:30 +0800</pubDate>
        </item>
        <item>
            <title>SIGNING SnP</title>
            <link>http://forum.lowyat.net/topic/2403954</link>
            <description>Hi Guys,&lt;br /&gt;I am going to sign my first property SnP, it would be long long pages...but what is actually essential points for buyer? Any hidden sentence to look out? Please share your experience and advice, thanks.</description>
            <author>Naratoyo</author>
            <category>Property Talk</category>
            <pubDate>Wed, 27 Jun 2012 09:15:18 +0800</pubDate>
        </item>
        <item>
            <title>Used Car</title>
            <link>http://forum.lowyat.net/topic/2270100</link>
            <description>I&amp;#39;m planning to buy used car, can anybody advise me the procedure and precaution that I need to aware of?</description>
            <author>Naratoyo</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Sat, 17 Mar 2012 21:33:15 +0800</pubDate>
        </item>
        <item>
            <title>Civic, Accord, Forte</title>
            <link>http://forum.lowyat.net/topic/1974421</link>
            <description>Plan to buy a new car, #3 options below, advise pls..&lt;br /&gt;&lt;br /&gt;#1 Honda Civic&lt;br /&gt;Still turning around  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt; between model 1.8, 1.8S-L, 2.0....&lt;br /&gt;&lt;br /&gt;#2 Honda Accord 2.0&lt;br /&gt; &lt;br /&gt;#3 Kia Forte 1.6</description>
            <author>Naratoyo</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Wed, 27 Jul 2011 13:59:17 +0800</pubDate>
        </item>
        <item>
            <title>Field Engineer Under PAY&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/1962460</link>
            <description>Hi Guys,&lt;br /&gt;Today I had a chat with my friend and he told me after he joined almost a year as Field Engineer with one of the Oil Field Services Company, he started to realize that he is actually UNDERPAY&amp;#33;&amp;#33;&amp;#33; Surprised me that, Oil and Gas Industry is making &amp;#036;&amp;#036;&amp;#036; EVERYDAY....&lt;br /&gt;His company started to implement new system which caused pay cut and reduction of benefits, anyone can share the remuneration package working with Oil Field Services Company?</description>
            <author>Naratoyo</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 18 Jul 2011 17:25:02 +0800</pubDate>
        </item>
        <item>
            <title>Income Tax - Help</title>
            <link>http://forum.lowyat.net/topic/1959583</link>
            <description>Recently, my cousin received a letter from LHDN, Semakan Khas Laporan Pendapatan Tahun 2010 and requesting for all the receipt that he have proclaimed on year 2010. There will be a penalty if he couldn&amp;#39;t provide all the receipt within 14 days according to what AKta...(cant remember). He is having the issue of getting the 2010 receipts as most of them have been discarded, what are the consequences as stated in the Akta?&lt;br /&gt;Anyone have the same experience, any advice please.....</description>
            <author>Naratoyo</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 16 Jul 2011 09:27:31 +0800</pubDate>
        </item>
        <item>
            <title>New Car</title>
            <link>http://forum.lowyat.net/topic/1848387</link>
            <description>Hi Guys,&lt;br /&gt;I am thinking to buy a new car...considering Honda City and Toyota Vios...any idea? Please comment on your reply...thanks.</description>
            <author>Naratoyo</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Sat, 23 Apr 2011 20:34:40 +0800</pubDate>
        </item>
        <item>
            <title>Buying a car in Labuan</title>
            <link>http://forum.lowyat.net/topic/1839549</link>
            <description>Hi Guys,&lt;br /&gt;I am currently working in Labuan (Tax Free) and wish to buy a car and transfer the car back after 1-2 years.&lt;br /&gt;&lt;br /&gt;1. What is the BEST car to buy considering the minimum tax that I have to pay after 1-2 years transferring back the car to Peninsular Malaysia?&lt;br /&gt;2. What is the procedure? Is it hassle?&lt;br /&gt;3. My second options is to buy used car, any recommendation in Labuan? Trusted Used Car shop in Labuan?</description>
            <author>Naratoyo</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Sun, 17 Apr 2011 18:15:15 +0800</pubDate>
        </item>
        <item>
            <title>Samsung N150...Help</title>
            <link>http://forum.lowyat.net/topic/1661946</link>
            <description>Hi Guys,&lt;br /&gt;I am thinking to buy a new netbook, the selling price in Dubai is around AED999 = RM860, is this netbook consider good and cheap? please give me some ideas...thanks. &lt;br /&gt;&lt;br /&gt;Samsung N150 10.1&amp;quot; netbook, Atom N450 1.6GHz, 1GB, 160GB, WLAN, Webcam, Win XP Home, Up to 8hrs battery life, Black &lt;br /&gt;</description>
            <author>Naratoyo</author>
            <category>Mobile Computing</category>
            <pubDate>Thu, 02 Dec 2010 21:20:02 +0800</pubDate>
        </item>
        <item>
            <title>Samsung N150...Help</title>
            <link>http://forum.lowyat.net/topic/1661296</link>
            <description>Hi Guys,&lt;br /&gt;I am thinking to buy a new netbook, the selling price in Dubai is around AED999 = RM860, is this netbook consider good and cheap? please give me some ideas...thanks. &lt;br /&gt;&lt;br /&gt;Samsung N150 10.1&amp;quot; netbook, Atom N450 1.6GHz, 1GB, 160GB, WLAN, Webcam, Win XP Home, Up to 8hrs battery life, Black &lt;br /&gt;</description>
            <author>Naratoyo</author>
            <category>Technical Support</category>
            <pubDate>Thu, 02 Dec 2010 12:28:49 +0800</pubDate>
        </item>
    </channel>
</rss>
