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        <title>Lowyat.NET: Latest topics by lowyatGuest000</title>
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        <lastBuildDate>Mon, 20 Jul 2026 09:17:59 +0800</lastBuildDate>
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            <title>Credit Card Application</title>
            <link>http://forum.lowyat.net/topic/4006642</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Yesterday I tried to apply CIMB Cash Rebate Platinum MasterCard through Cimbclicks but was rejected.&lt;br /&gt;&lt;br /&gt;I asked the reason why, they can&amp;#39;t give the reason, just rejected.&lt;br /&gt;&lt;br /&gt;I suspected it was my CTOS. I breached contract with my previous Employer and had been sued.&lt;br /&gt;&lt;br /&gt;But my CCRIS is clean, all 0. Just checked last week.&lt;br /&gt;&lt;br /&gt;My current loan is just car loan RM 967 monthly.&lt;br /&gt;&lt;br /&gt;PTPTN RM 175 monthly.&lt;br /&gt;&lt;br /&gt;That&amp;#39;s all.&lt;br /&gt;&lt;br /&gt;My annual salary (13 months) is RM 76,518, RM 5886 monthly.&lt;br /&gt;&lt;br /&gt;Could anyone please recommend me  a credit card that for sure approved, eventhough with CTOS status (legal issue, not because didn&amp;#39;t paid for buying something) with great cash rebates and free annual fee? &lt;br /&gt;I do online shopping a lot, buying items from overseas.&lt;br /&gt;&lt;br /&gt;Supposedly I should have no problem right? Why bank rejected? If this the case, If I apply for house loan, for sure will be rejected? Haiyoo...&lt;br /&gt;&lt;br /&gt;Please PM me.&lt;br /&gt;Thanks a lot. &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>lowyatGuest000</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 18 Jul 2016 13:18:05 +0800</pubDate>
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