http://forum.lowyat.net/ Mon, 08 Jun 2026 08:39:45 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/3998529 Hi, wanna ask you all, if got extra money enough to buy another property (30% downpayment plus incidental cost), should i buy another property to rent out or use it to pay off the current loan of the property I am staying in? That loan i wish to pay off only constitute 15% of my DSR. legioss Property Talk Mon, 11 Jul 2016 15:46:37 +0800 http://forum.lowyat.net/topic/3996189 I m not sure if i m doing it correctly but it seems that I cant find any high rise with 7% yield nowadays. If this is really the case, isn't it better to invest in landed as it can still command 2% yield plus better capital appreciation compared to high rise? I know those low cost can get 7% yield but i m not eligible. Any comments? legioss Property Talk Fri, 08 Jul 2016 09:55:19 +0800 http://forum.lowyat.net/topic/3989894 Hi all, may i ask if there is any value added or benefit if we appoint own lawyer when buying from developer? Although developer will bear the legal fee, that lawyer is actually acting for the developer and bank only. legioss Property Talk Thu, 30 Jun 2016 13:20:54 +0800 http://forum.lowyat.net/topic/3945633 I note that we can make withdrawal from EPF monthly housing loan instalment. Will the bank consider this monthly withdrawal as an "ïncome" in the loan assessment or DSR? I am not referring to the flexible housing withdrawal where it only entails epf money set aside but actually no withdrawal per se. legioss Property Talk Thu, 12 May 2016 23:46:24 +0800