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        <title>Lowyat.NET: Latest topics by RaeZhiHao</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 08 Jul 2026 12:29:23 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>WTS braun buffel pouch/hand bag</title>
            <link>http://forum.lowyat.net/topic/5298270</link>
            <description>&lt;b&gt;Item(s):Braun buffel black &lt;br /&gt;&lt;br /&gt;[b]Package includes:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;  [color=red](&amp;#33;&amp;#33;&amp;#33;NOTICE&amp;#33;&amp;#33;&amp;#33;: RM 180 (Market RM 1,060)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; 3 days warranty&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt;COD cheras&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt;Cheras, puchong&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt;01162266861&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; Preused 9/10 good condition, lifetime polish available at all braun buffel outlet &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;[b]Reason for sale: No more using</description>
            <author>RaeZhiHao</author>
            <category>Men&amp;#39;s Fashion Garage Sales</category>
            <pubDate>Mon, 08 Aug 2022 11:27:33 +0800</pubDate>
        </item>
        <item>
            <title>How to start a new or report to government</title>
            <link>http://forum.lowyat.net/topic/5283912</link>
            <description>Currently i got one friend approach me on how and regret on his gambling issues. He wants to start alive.&lt;br /&gt;Now he plans to confess and hope he can start a new. &lt;br /&gt;&lt;br /&gt;Should i just tell him its too late...... &lt;br /&gt;&lt;br /&gt;Or he can still get help from MP near his area.&lt;br /&gt;&lt;br /&gt;I am not sure how to link him to the MP at his area. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;I think the ah long will put his house in danger by splashing and harrasing his old parents to seek for money return.&lt;br /&gt;&lt;br /&gt;I guess now he really regret after few times already family helping him&lt;br /&gt;&lt;br /&gt;Please enlighten. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>RaeZhiHao</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 22 Jun 2022 14:09:51 +0800</pubDate>
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        <item>
            <title>Anyone submit incometax refund and received refund</title>
            <link>http://forum.lowyat.net/topic/5251287</link>
            <description>Hi...i submitted mine on 3rd.....no refund sign just yet.....&lt;br /&gt;&lt;br /&gt;could be after paying so many Isinar,bestari,etcetc....now goverment got less money on hand.....it will take longer for refund.</description>
            <author>RaeZhiHao</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 10 Mar 2022 11:26:46 +0800</pubDate>
        </item>
        <item>
            <title>When can received refund income tax</title>
            <link>http://forum.lowyat.net/topic/5250144</link>
            <description>Btw ..has anyone received income tax refund... I heard some received in less than 1 week&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Btw if I did work for people for 10months and then drive grab for a month...does this means income tax can stop to refund me rm2k plus due to not declaring my income of grab...I wonder how to declare as our toll...petrol..maintenance are not deducted out..</description>
            <author>RaeZhiHao</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 07 Mar 2022 12:45:37 +0800</pubDate>
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        <item>
            <title>Wts Note 20 5g mystic green 256gb</title>
            <link>http://forum.lowyat.net/topic/5230817</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Samsung galaxy Note 20G 5G 256gb&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes: mobile abd charger..due to hygenic earphone should bot be provided unless upon requesr&lt;br /&gt;&lt;br /&gt;[b]Price:&lt;/b&gt; 1500&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; purchase on 21.3.21 lazada sales. .. Still under warranty&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; cod or pos&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; klang &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; 01162266861&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; good cobdition... as phone use cover all the time and glass protector all ths while.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; whatsapp me to get the photo.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt;  shift to iphone[attachmentid=11071283]</description>
            <author>RaeZhiHao</author>
            <category>Mobile Phones Garage Sales</category>
            <pubDate>Thu, 06 Jan 2022 09:03:55 +0800</pubDate>
        </item>
        <item>
            <title>Is the commodity buying programe TFXI,TriumphFX</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Kopitiam</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>TriumphFX - TFXI</title>
            <link>http://forum.lowyat.net/topic/5207554</link>
            <description>Every 5 weeks i get approx 6% return, but due to the usd 25 dollar charge, i will continue to purchase invest to make it round up to USD 200 per 5 weeks. &lt;br /&gt;&lt;br /&gt;It has growth so far, and withdraw of money seems no issue. &lt;br /&gt;&lt;br /&gt;In your opinion, is this a type of scam or something like bitcoin where indeed it is legal in others country and still continue to grow trend</description>
            <author>RaeZhiHao</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 19 Oct 2021 17:15:54 +0800</pubDate>
        </item>
        <item>
            <title>WTS: Toy Poodle 2 Months Red</title>
            <link>http://forum.lowyat.net/topic/5206913</link>
            <description>&lt;b&gt;Item(s): Dogs ( Men Best Friend)&lt;br /&gt;&lt;br /&gt;[b]Package includes:Dogs Only Male&lt;br /&gt;&lt;br /&gt;[b]Price:&lt;/b&gt;  [color=red]: RM 2350&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:COD Klang Valley or Kota Kemuning&lt;br /&gt;&lt;br /&gt;[b]Location: Kota Kemuning, Subang Ss15, Klang valley&lt;br /&gt;&lt;br /&gt;[b]Contact method/details:01162266861&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;[b]Item(s) conditions:New&lt;br /&gt;&lt;br /&gt;[b]Picture:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;[b]Reason for sale:</description>
            <author>RaeZhiHao</author>
            <category>Pet Store Garage Sales</category>
            <pubDate>Mon, 18 Oct 2021 09:52:49 +0800</pubDate>
        </item>
        <item>
            <title>Who is looking for Toy poodle 2 months M</title>
            <link>http://forum.lowyat.net/topic/5206910</link>
            <description>Price : 2350 (negotiable)&lt;br /&gt;Age: 2 Months&lt;br /&gt;Color : Red&lt;br /&gt;Injection: First injection done  (Dewormed) + vacination&lt;br /&gt;Location: Kota Kemuning&lt;br /&gt;COD area within Klang Valley&lt;br /&gt;Contact ME at 01162266861 for more details</description>
            <author>RaeZhiHao</author>
            <category>Pets Wonderland</category>
            <pubDate>Mon, 18 Oct 2021 09:45:04 +0800</pubDate>
        </item>
        <item>
            <title>Malaysia politic Scenario; MCO 3.0 total failure</title>
            <link>http://forum.lowyat.net/topic/5166972</link>
            <description>I saw quite a few channel or discussion say Government had failed it mission on mco 3.0 as the cases increasingly high.&lt;br /&gt;so basically Muyiddin appoint Ismail Sabri in protecting the country from getting big number in covid .... in general Ismail fail. So how come he get promotion as a second big post...deputy minister?&lt;br /&gt;&lt;br /&gt;Now Zahid not puas eventhough UMNO didnt shine in this matter, but why he greddy wanted more what muyyidin done for them?&lt;br /&gt;&lt;br /&gt;DO you think UMNO can rise again? Zahid feel it can...thats why calling for election? He is so closed to Najib</description>
            <author>RaeZhiHao</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 08 Jul 2021 14:11:05 +0800</pubDate>
        </item>
        <item>
            <title>Wondering if i were to leave a job that pays 5000</title>
            <link>http://forum.lowyat.net/topic/5149605</link>
            <description>Do u think its still ok to leave my current job which is so stressful and i got no time to exercise.&lt;br /&gt;&lt;br /&gt;i plan to find peace driving grab and at the same time.....while half day driving ....maybe during the day take 2 hours off for gym and rest....and then continue till 8pm..&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Can i still match my salary?&lt;br /&gt;&lt;br /&gt;I know its not easy to find a job after i get out from here..... but quite many dont understand.....&lt;br /&gt;I am a diabetes patient who just start taking medic this year after finding i get tired easily at work and sleepy too due to diabetes...no choice i start taking medic ...but i already cause the pain part where found sleepy at work.... no one ever understand why...they only assume i am not interested in the work.... once taken medicine i am less sleepy now...still adjusting to the medicine now......&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>RaeZhiHao</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 25 May 2021 14:57:18 +0800</pubDate>
        </item>
        <item>
            <title>WTS &amp;gt; Redmi Note9 Pro</title>
            <link>http://forum.lowyat.net/topic/5149415</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Redmi Note 9 pro 128gb + 6GB processor&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Full set ( this is not telco set)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;  &lt;span style='color:red'&gt;(&amp;#33;&amp;#33;&amp;#33;NOTICE&amp;#33;&amp;#33;&amp;#33;: Sellers are required to display the exact selling prices of their products. Failure to do so will result in the deletion of the topic)&lt;/span&gt; RM 600&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; Redmi warranty. ( Use less than 3 months)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD or Pos &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt;: Klang , Shah Alam, Subang, Kota Kemuning&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; 0127092996&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; Good condition like brand new&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; : &lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/B0ryp9' target='_blank'&gt;&lt;img src='https://pictr.com/images/2021/05/25/B0ryp9.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>RaeZhiHao</author>
            <category>Mobile Phones Garage Sales</category>
            <pubDate>Tue, 25 May 2021 08:27:36 +0800</pubDate>
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        <item>
            <title>Personal Loan Fastest processing Time</title>
            <link>http://forum.lowyat.net/topic/5145568</link>
            <description>approval and processing time.</description>
            <author>RaeZhiHao</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 17 May 2021 11:59:01 +0800</pubDate>
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        <item>
            <title>Which bank has fast Credit card approval &amp;amp; collect</title>
            <link>http://forum.lowyat.net/topic/5144307</link>
            <description>Anyone can assist. need urgent help.</description>
            <author>RaeZhiHao</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 14 May 2021 08:13:51 +0800</pubDate>
        </item>
        <item>
            <title>Plan to start drive again.</title>
            <link>http://forum.lowyat.net/topic/5140357</link>
            <description>Anyone can still get 3.5k easily?</description>
            <author>RaeZhiHao</author>
            <category>E-hailing &amp;amp; Ride-sharing</category>
            <pubDate>Tue, 04 May 2021 17:00:26 +0800</pubDate>
        </item>
        <item>
            <title>when is mco 3 announcement</title>
            <link>http://forum.lowyat.net/topic/5140201</link>
            <description>at this stage still noannouncement?&lt;br /&gt;&lt;br /&gt;What to expect from this if this is true?  or our situation doesnt require any mco3.0 yet....</description>
            <author>RaeZhiHao</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 04 May 2021 11:37:03 +0800</pubDate>
        </item>
        <item>
            <title>making new ID/IC same day out?</title>
            <link>http://forum.lowyat.net/topic/5140179</link>
            <description>IS jabatan pendaftaran negara open for making IC and same day getting the new IC. Bank rejected transaction due to IC are not readible. Please advised. &lt;br /&gt;&lt;br /&gt;I know pendaftaran for baby will need to queue approx 2 months to register&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>RaeZhiHao</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 04 May 2021 10:45:05 +0800</pubDate>
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        <item>
            <title>if i just resign from my workplace but ctos is goo</title>
            <link>http://forum.lowyat.net/topic/5138033</link>
            <description>if i had resign from a company and i am getting a personal loan, what is the chances of me getting the success? i have a good scoring in CTOS.</description>
            <author>RaeZhiHao</author>
            <category>Serious Kopitiam</category>
            <pubDate>Wed, 28 Apr 2021 14:31:35 +0800</pubDate>
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        <item>
            <title>Ctos update mid of the month but why transaction</title>
            <link>http://forum.lowyat.net/topic/5137890</link>
            <description>Btw, as aware Ctos being update at every mid of the month. But why some cases, bank able to detect credit card usage that has be done on the same month on the 5th. For example 5th april withdraw 5k cash, but ctos updated on15th show the cash withdrawal. ( this is according to agent)&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Please enlighten.  suppose on the 15th april it shows until 30th March 2021 transaction.......but it also show on the 5th ? &lt;br /&gt;&lt;br /&gt;Is this true?</description>
            <author>RaeZhiHao</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 28 Apr 2021 08:15:20 +0800</pubDate>
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        <item>
            <title>Receiving whatsapp message from unknown</title>
            <link>http://forum.lowyat.net/topic/5137431</link>
            <description>Lately i received message asking loan..... which mean someone has &amp;quot;accidently&amp;quot; promoting my number or are using the same whatsapp number? &lt;br /&gt;&lt;br /&gt;Can this happen where both are using the same whatsapp but both of us received same messages....i do know whatapp Business and Normal whatsapp &lt;br /&gt;&lt;br /&gt;Could this be the others issue?&lt;br /&gt;</description>
            <author>RaeZhiHao</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 27 Apr 2021 08:13:38 +0800</pubDate>
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