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        <title>Lowyat.NET: Latest topics by totoro latte</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 11 Jun 2026 14:06:44 +0800</lastBuildDate>
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        <item>
            <title>Luno fees and charges</title>
            <link>http://forum.lowyat.net/topic/5123855</link>
            <description>hi, was interested to venture into crypto and seems like Luno is one of the most mentioned here, and one of the few which accepts RM. &lt;br /&gt;&lt;br /&gt;i&amp;#39;m interested in how the fees work. i have looked into their FAQ on their fees, and i dont quite understand the maker and taker thing.&lt;br /&gt;&lt;br /&gt;example, i bought RM1k worth of btc now. and i sell it at RM1.1k for the same amount of btc later. how much am i getting charge for both transaction?&lt;br /&gt;&lt;br /&gt;thanks &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>totoro latte</author>
            <category>Bitcoin &amp;amp; Cryptocurrencies</category>
            <pubDate>Fri, 26 Mar 2021 23:31:35 +0800</pubDate>
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            <title>How do you make your bf happy?</title>
            <link>http://forum.lowyat.net/topic/5018163</link>
            <description>i&amp;#39;m quite curious as of how other girls make your boys happy. because my bf now is just a total sweetheart.&lt;br /&gt;&lt;br /&gt;every weekend or holiday, he will prepare breakfast without fail. so each time i wake up to the smell of coffee and goody things he made. i know that sometimes he wakes up at 6am just to prepare something special which need long prep time. &lt;br /&gt;&lt;br /&gt;when we go out using the car, he will be the gentleman to open the door for me to get in car, and open the door for me to get out. he insisted lol even when i say it&amp;#39;s ok. i do feel very pampered as i can get to see some jealous girl looking at us then turning to their partner. &lt;br /&gt;&lt;br /&gt;people say woman should cook while man does the dishes. well, this guy is my chef, and he wont let me do the dishes.  &lt;!--emo&amp;:P--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/tongue.gif' border='0' style='vertical-align:middle' alt='tongue.gif' /&gt;&lt;!--endemo--&gt;  he does everything in the kitchen up to the point that i sometimes feel guilty for not doing anything. but i admit that his cooking are good and cooking are best left to the pros and passionate. &lt;br /&gt;&lt;br /&gt;when eating out and going for vacay, he always pay. he just would not let me open my wallet. sometimes i did manage to slip but most of the time, he took the bill. yes, his income are indeed quite above average and better than mine, but i dont want to feel that i&amp;#39;m with him for his monetary factor. so because of him, i get to save quite a lot and i do spend part of it back to him. &lt;br /&gt;&lt;br /&gt;and most of all, when i say no on bed to him, due to personal reason, or just totally not in the mood to do it, he is totally cool and understanding. he will gently back off and care for me instead. and sometimes when i try to bring myself to at least to give him a blowjob or a handjob, he&amp;#39;ll kindly say it&amp;#39;s ok not to do it. and that always melts my heart. &lt;br /&gt;&lt;br /&gt;so back to my question, i also want to be more appreciative to him. i want to know what other girls do to make their guy happy and feel appreciated. maybe i can learn a few things too.&lt;br /&gt;&lt;br /&gt;and guys, dont be shy, do tell us girls about your opinion. after all, i&amp;#39;m trying to please a guy too  &lt;!--emo&amp;:blush:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/blush.gif' border='0' style='vertical-align:middle' alt='blush.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:P--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/tongue.gif' border='0' style='vertical-align:middle' alt='tongue.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>totoro latte</author>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Fri, 28 Aug 2020 22:16:35 +0800</pubDate>
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            <title>i kissed a girl</title>
            <link>http://forum.lowyat.net/topic/4769844</link>
            <description>[YOUTUBE]tAp9BKosZXs[/YOUTUBE]&lt;br /&gt;&lt;br /&gt;Hi all love and feel sifus and lurkers&amp;#33;&lt;br /&gt;&lt;br /&gt;last night, was my best friend&amp;#39;s bachelorette party. and no, we did not engaged any male strippers nor dancers. in fact, no male is involved. but we made a pact that we would be the one doing all those dancing and stripping. of course, we booked a hotel suite just for that. dont want to be doing that in public places. &lt;br /&gt;&lt;br /&gt;well, things got hot and high pretty fast, thanks to the wine and champagne. so we did the sort of things the male stripper would have done, teasing the soon to be bride and each other, and strip. so when teasing this one girl, i dont know how our eyes connected to each other, but it feels somehow different. but still i continue to tease her nonetheless. but then she somehow took me by the face and french kissed me. i was shocked at first but i played along. the other girls went crazy about it. after what feels like one minute of kissing, we parted lips and giggled. &lt;br /&gt;&lt;br /&gt;we continued like nothing happened. but i feel like something is burning, you know, like lusty? so when it was her turn to tease, i dont know why, this time it was my hand who took her by the face and everything repeats itself. and this time not just the face, but we&amp;#39;re touching each other&amp;#39;s... well, somewhere. again, the other girls go crazy and decided to join in. and the rest of it, i think i&amp;#39;ll keep it to myself for now.&lt;br /&gt;&lt;br /&gt;so that&amp;#39;s that for what happened last night. &lt;br /&gt;&lt;br /&gt;and i&amp;#39;m currently dating someone, does this count as cheating?</description>
            <author>totoro latte</author>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Tue, 23 Apr 2019 11:44:52 +0800</pubDate>
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            <title>help of excel pivot table please&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/4747850</link>
            <description>hi guys&amp;#33; i know this is the most active part of the forum, so i&amp;#39;ll take my chances here. having trouble using pivot table in excel&lt;br /&gt;i want to have the pivot table to present in a certain way that i want but i couldnt get to it. &lt;br /&gt;&lt;br /&gt;the images attached are sample data of what my data consist of, and the pivot table that i created vs the one how i want it to be&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/0KMCCv' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/03/05/0KMCCv.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;this is my data pool. the real data is way more bigger and wider than this. imagine excel file 18mb with only text and numbers&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/0KMQDV' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/03/05/0KMQDV.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;this is the pivot. the one on the left is what was generated. the one on the right is how i want it to be. the most right is the pivot fields. &lt;br /&gt;&lt;br /&gt;no matter how i play with the fields, i just couldnt get it to present it the way i want. &lt;br /&gt;any excel master can shed some enlightenment?  &lt;!--emo&amp;:blush:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/blush.gif' border='0' style='vertical-align:middle' alt='blush.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:blush:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/blush.gif' border='0' style='vertical-align:middle' alt='blush.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>totoro latte</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 05 Mar 2019 21:05:13 +0800</pubDate>
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            <title>Do your partner always ask for it?</title>
            <link>http://forum.lowyat.net/topic/4740522</link>
            <description>Hi guys. me and him has been together for around 2 months now. everything started fine until he started to ask for sex everyday. i mean, sometimes when i&amp;#39;m done from work i feel pretty tired, yet he still asked for it. not wanting to hurt his feelings, i do it his way. sometimes faking a moaning session just to satisfy him as i almost fall asleep during that session.&lt;br /&gt;&lt;br /&gt;are all guys like that? but he really can perform though. i dont know where he get those energy from but he sure is energetic. &lt;br /&gt;&lt;br /&gt;but now i feels like he&amp;#39;s more into my body rather than who i am. yes i dont really mind the sex but i do get annoyed when i&amp;#39;m tired and he keep asking. now it just feels like i&amp;#39;m just a sex slave for him to unload his things on. &lt;br /&gt;&lt;br /&gt;he&amp;#39;s a good person, took good care of me and kind to me, only exception is when it comes to this situation...&lt;br /&gt;&lt;br /&gt;sigh....&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;what about you guys?</description>
            <author>totoro latte</author>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Tue, 19 Feb 2019 17:24:58 +0800</pubDate>
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            <title>RRPT and progress billing and accruals</title>
            <link>http://forum.lowyat.net/topic/4738382</link>
            <description>hi guys. currently going through my company&amp;#39;s project rrpt but got stuck here. situation is:&lt;br /&gt;&lt;br /&gt;-for Q4, billing billed to main co is say RM5 mil&lt;br /&gt;-but in rrpt, it says RM7 mil&lt;br /&gt;-billing in Q4 not necessarily is all work done for  during Q4. some are work done in september too but billed in Q4&lt;br /&gt;&lt;br /&gt;what are the things that i might need to look out for to get that RM7 mil?&lt;br /&gt;&lt;br /&gt;pweese help  &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>totoro latte</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 15 Feb 2019 13:43:12 +0800</pubDate>
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            <title>Am I weird?</title>
            <link>http://forum.lowyat.net/topic/4561691</link>
            <description>Well, how do I start.... You see, all my exes and my current bf have one similar trait. Few of my friends took notice and they approached me and talked about it. I know they did not have any bad intentions but they are just concerned about me. So this trait, how should I put it... they are all big sized, as in plump. &lt;br /&gt;&lt;br /&gt;I dont know whether I myself really likes big sized guys or is it just coincidence. I find them cute and funny. Most of the time, they are very initiative trying to please you. That&amp;#39;s speaking from my experience, not that it is the same for all of course. &lt;br /&gt;&lt;br /&gt;So what&amp;#39;s the big deal with all of these? Example, when we&amp;#39;re out hiking or playing badminton with my friends, I would sometimes help him to wipe of his sweat with towel (you know, trying to give the man something to brag so his friend would get jealous lol), or cling to his sweaty arms while dragging him to buy some drinks during break, my friends say they feel a bit uncomfortable. They admit nothing is wrong with the guy, just that they are a bit not at ease with his size. I know it sounds bad but I&amp;#39;m very sure that they did not mean any bad intention. They maybe thinking I have big sized guy fetish or something  &lt;!--emo&amp;:x--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;So, what do you girls think? Any girls having the same experience with me? Please do share &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>totoro latte</author>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Wed, 11 Apr 2018 15:34:52 +0800</pubDate>
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            <title>Can I kiss you?</title>
            <link>http://forum.lowyat.net/topic/4039872</link>
            <description>Hi guys, was feeling a little bored, home alone not knowing what to do. Then I suddenly I remembered I have an account in this forum. So, yeah, I’ll just share some of younger days story to /K (am I correct on this one?) here &lt;!--emo&amp;:P--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/tongue.gif' border='0' style='vertical-align:middle' alt='tongue.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;This is way back when I went abroad to study. Just finished my SPM and few months later I’m in college. Being the freedom-lover type, I declined to stay at hostel and opted to stay out with some friends. It wasn’t long before the Wechat and other “Friends making” social apps were bombed with friend requests. Being young and innocent that time, I entertained most of them, except for those who requested with the lines of “hey lets **** tonight” and its kind. &lt;br /&gt;&lt;br /&gt;Story cut short, one guy managed to catch my attention. The way he chat, talks, are so warm. I was so comfortable chatting with him that one day when he asked to meet, I just say yes without playing the “chasing” game. &lt;br /&gt;&lt;br /&gt;So first few dates, was normal. He’s chubby, working adult, extremely sweet talker. I trusted him that he won’t just suddenly kidnap me and do harm to me, and I agreed to go out until late with him (one of the perks of not living at dorms). He took me to dinner, movies, supper and we would always go driving around in the city enjoying the “view” of street lights on an empty street. &lt;br /&gt;&lt;br /&gt;So on our 4th date out, after stopping his car on top of the hill with a nice view of the city, we chatted and half way, he slipped in the word “I like you”. I admit I was taken by surprise by how smooth he put that 3 words in and I was actually amused and touched. I wasn’t ready for any of it and I told him I’m not ready for any serious relationship now. He was smart, he said he like me, not love me so there is a difference, and he escaped the deadly “what do you love about me” question. So I asked him what does he like about me, and he went on about the way I talk to him, etc etc. Back then, I was pretty convinced of what he said. &lt;br /&gt;&lt;br /&gt;Then he popped a question. “Can I kiss you?” I was already blushed as mad when he said he likes me, and now this. And for some reason I don’t know why myself even until know, I actually said yes. Maybe I think I should reward him for his effort so far. But I told him to find a better place as this place is filled with people and I’m a shy girl. I told him I needed the toilet first before we proceed. I too, was nervous. The last time I kissed was during Form 3 with a puppy love, on the lips but no further. &lt;br /&gt;&lt;br /&gt;So he drove to what it seems to be park’s car park with few cars nearby. I asked if the car window is tinted enough to be not seen from the outside to which he said yes. So I just sit there, waiting for him to initiate. Then he slowly lean over and ask, “Are you ready?” I nodded as a yes and said “but I don’t know what to do, the last time I kissed was just a simply kiss”&lt;br /&gt;&lt;br /&gt;He then said “it’s ok. Here, hold my hand”. He then lean closer, I closed my eyes. And I felt his lips against mine. I was frozen. He continued to kiss me again, making the chup chup sound. My lips never budged. Then he says “just follow what I did and you’ll do fine”. So I followed his lips movement. After a while, I felt something going into my mouth, his tongue&amp;#33; I stopped and backed off slowly. Told him not yet, let’s just do what we were doing just now. He apologized, and we continued. His arm around my waist.&lt;br /&gt;&lt;br /&gt;2 minutes later, I said this is exhausting being need to lean so far out as he is in the driver seat and I’m at the passenger’s. He suggested we go to the backseat, and as awkward as it would seem, both of use wriggle ourselves to the backseat. Then we continued. Moments later, I felt his hand on my chest, cupping my bra. I put my hands on his, trying to stop him from going further, but somehow I could not resist. And remember I told him no using tongue? Well, I was the one who used mine against him later on. I can’t describe that feeling, and I couldn’t stop myself. &lt;br /&gt;&lt;br /&gt;Then his hand slipped down to my skirt on my thigh. I didn’t stopped him. But he went further to actually go underneath my skirt to my panty. Panicked, I quickly grabbed his hand, whispered to him “no, please… my boobs will be enough”. I heard him whispering back a soft “sorry” but I couldn’t be bothered. I was so indulged in the kiss and him doing his hand thing on my chest. I can feel my breathing getting heavier against his. And somehow, I don’t know why, my hand went to reach for his banana&amp;#33; O.M.G.&amp;#33; WTF was I doing? Then I realized that it was enough. I stopped. Whispered to him, “Hug me, please…”&lt;br /&gt;&lt;br /&gt;So we hugged each other, for two hour, at the backseat of his car, listening to some very very nice love songs, talking about ourselves. His hand sometimes finding his way to my chest, which I didn’t get mad with but still pushes him away. It was 5am, then I said its time to go back. &lt;br /&gt;&lt;br /&gt;That night / morning was a very very memorable one for me. I keep laughing at myself when thinking back about it. And I wonder how he is doing now. Thanks for reading&amp;#33; Xoxo&amp;#33;&lt;br /&gt;</description>
            <author>totoro latte</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 27 Aug 2016 01:19:33 +0800</pubDate>
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            <title>Good place for latte?</title>
            <link>http://forum.lowyat.net/topic/3788176</link>
            <description>Hi guys, as a vivid latte lover myself, I would like to ask you all where do you have your favorite cup of latte after a long hectic day?&lt;br /&gt;&lt;br /&gt;It could be anywhere within or outside Malaysia. I am keen to try the best latte Malaysia has to offer.  &lt;!--emo&amp;:blush:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/blush.gif' border='0' style='vertical-align:middle' alt='blush.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>totoro latte</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 27 Nov 2015 13:43:06 +0800</pubDate>
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