Lowyat.NET: Latest topics by Pow!

Is it normal Real Est nego don't sign employment

Pow! — Wed, 21 Jun 2017 13:59:34 +0800

i recently joined a real estate agency as a REN. paid some fees for training. however they never ask me to sign any employment document. is this normal? I know that REN is quite flexible but is it supposed to be this flexible?

Is it norm for real estate negotiator no sign work

Pow! — Mon, 19 Jun 2017 11:44:45 +0800

i recently joined a real estate agency as a REN. paid some fees for training. however they never ask me to sign any work document. is this normal? I know that REN is quite flexible but is it supposed to be this flexible?

My truck is loaded.

Pow! — Sun, 11 Jun 2017 14:32:34 +0800

[YOUTUBE]rwLobT5dM2U[/YouTube]

I feel euthanasia should be legalized here.

Pow! — Mon, 15 May 2017 21:16:20 +0800

everyday get up, feel like a sense of hopelessness. while we cannot control our birth i feel that we should be allowed the dignity to end our life the way we want. don't u think it's fair?

Would women pay to cucuk guy?

Pow! — Fri, 12 May 2017 17:53:59 +0800

oftentimes it is embarrassing for wimmin to seek gigolo since they will be the ones who get cucuked. but if the dynamics are changed, and the gigolo is the kena cucuk one, would more wimmin pay for this kind of service?

Car insurance got naik this July? really arr?

Pow! — Tue, 02 May 2017 19:23:50 +0800

Harga insurans kenderaan naik pada 1 july

KUALA LUMPUR, 24 Rejab 1438H, Jumaat – Bank Negara Malaysia (BNM) melaksanakan langkah liberalisasi tarif insurans motor dengan memperkenalkan penetapan harga fleksibel untuk produk insurans kenderaan komprehensif dan insurans kebakaran dan kecurian kenderaan berkuat kuasa pada 1 Julai depan.

Premium bagi produk motor pihak ketiga bagaimanapun akan terus tertakluk kepada kadar tarif.

Penolong Gabenor BNM, Jessica Chew berkata, usaha itu adalah susulan fasa pertama liberalisasi tarif motor dan kebakaran yang diperkenalkan pada 1 Julai tahun lepas apabila penginsurans dan pengendali Takaful diberi fleksibiliti untuk menawarkan produk baharu dan perlindungan tambahan kenderaan yang tidak disenaraikan dalam tarif ketika itu.

“Mulai 1 Julai ini, kadar premium bagi produk insurans motor komprehensif dan produk kebakaran dan kecurian motor pihak ketiga akan ditentukan oleh penginsurans individu dan pengendali Takaful,” katanya kepada pemberita di sini, hari ini.

Beliau berkata, di bawah kaedah penetapan harga baharu itu, selain jumlah diinsuranskan, kapasiti dan usia kenderaan beberapa aspek lain seperti keadaan dan ciri-ciri keselamatan kenderaan dan rekod kesalahan trafik juga akan menentukan premium insurans berkenaan.

PKR, PPBM and PAN should unite, else sure problem

Pow! — Sun, 23 Apr 2017 12:26:17 +0800

These 3 parties should unite and their head should be Khalid Samad or Rafizi Ramli. And unfortunately due to racial issue in this country, the non malays in PKR should be absorbed into DAP or they can form their party.

93% rakyat takde rumah.

Pow! — Sat, 15 Apr 2017 08:38:23 +0800

KUALA LUMPUR: Sebanyak 93 peratus rakyat Malaysia yang masih tidak memiliki rumah sendiri dijangka mampu berbuat demikian dalam tempoh lima tahun akan datang, menurut hasil kajian 'Beyond the Brick' oleh HSBC Holdings plc, London.
Peningkatan penawaran kediaman mampu milik dan infrastruktur pengangkutan oleh pemaju hartanah, akan membantu menstabilkan harga hartanah sepanjang tempoh berkenaan, menurut kajian itu.
Hasil dapatan tersebut adalah berdasarkan kajian ke atas 9,000 pemilik kediaman dan pemilik bukan kediaman di Australia, Kanada, China, Perancis, Malaysia, Mexico, Emiriyah Arab Bersatu, United Kingdom dan Amerika Syarikat.
Responden memberi maklum balas mengenai prospek pemilikan rumah, perubahan fungsi kediaman dan kesukaran tidak diduga dalam melakukan bajet masing-masing.
Ketua Perbankan Runcit dan Pengurusan Kekayaan HSBC Malaysia, Lim Eng Seong berkata, Malaysia menyaksikan peningkatan harga hartanah yang mendadak semasa dekad lepas, bagaimanapun, pada tahun lalu, harga berkenaan agak mendatar.
"Rumah dalam sektor hartanah peringkat pertengahan, berharga di bawah RM500,000, mempunyai permintaan tinggi dalam kalangan golongan muda yang mahu membeli rumah pertama mereka," katanya kepada pemberita selepas hasil kajian itu diumumkan.
Bagaimanapun, golongan muda mendapati mereka tidak mampu untuk membeli rumah disebabkan peningkatan harga hartanah dan kenaikan gaji yang lebih perlahan.
Kajian itu turut menunjukkan 75 peratus golongan muda yang berhasrat membeli rumah tidak mempunyai simpanan mencukupi untuk bayaran pendahuluan dan 43 peratus pula menangguhkan hasrat itu kerana tidak mampu membeli jenis rumah yang menjadi pilihan mereka.
Mengenai kekurangan tunai untuk membeli rumah, 62 peratus golongan muda sedia mempertimbangkan bagi mengurangkan perbelanjaan untuk aktiviti masa lapang, 41 peratus sedia membeli kediaman yang lebih kecil dan 23 peratus pula mempertimbangkan untuk membeli hartanah bersama-sama anggota keluarga.
Kajian HSBC itu juga mengenal pasti empat langkah yang diambil golongan muda untuk merealisasikan pemilikan rumah.
Lim berkata, langkah itu adalah melaksanakan perancangan lebih awal dan tidak memandang ringan bayaran pendahuluan, bajet perlu melebihi harga belian, mempertimbangkan semula perbelanjaan harian di samping mendapatkan maklumat sepenuhnya bagi kewangan masing-masing.
"Sebagai contoh termasuk, membuat simpanan awal untuk bayaran pendahuluan, menetapkan bajet bagi kelengkapan rumah serta mendapatkan nasihat kewangan profesional untuk membantu dalam membuat pilihan yang tepat," katanya. - BERNAMA

Read more at http://www.mstar.com.my/berita/berita-sema...IW3YAeKEJgiM.99

How does MRTA actually work?

Pow! — Tue, 14 Mar 2017 18:04:39 +0800

I am looking to buy a house and this question arises. I think its a good idea since theoretically the house is paid off in case i pass away. However, i am just curious on the mechanism of it. How will the bank know when to enforce it if nobody from my side informs the bank?

Will the bank check newspapers for any memorial advertisement? And since i am not around will the bank lelong the house if i miss 3 times payment?

Feel like no point living anymore.

Pow! — Fri, 03 Feb 2017 13:56:46 +0800

These days after a long days' work really have this feeling. No matter how hard work also no use. Got money also so fast disappear. Save a bit then all wiped out due to inflation and price increase. A lot of times really wonder why I bother with life.

i this year take ang pow again.

Pow! — Thu, 05 Jan 2017 21:41:54 +0800

Last year my koliq say this year cannot take arr..., But now cny coming, not merrid. Promise not kept.

GrabHitch questions.

Pow! — Thu, 01 Dec 2016 11:28:15 +0800

If I want to be Grabhitch driver can my car be older than 8 years?
Grabhitch got those high peak, low peak, etc bonus?

As a passenger of Grabhitch, if i see the price of my destination is RM10, does it mean i have to pay RM10 for it if got other passengers as well? Is it RM10 divided with all the passengers?

Terima kasih k yang budiman.

sigh, IKEA furniture not that easy to assemble.

Pow! — Mon, 07 Nov 2016 23:47:54 +0800

Fark man, bought 1 small drawer set but damn complicated. Anyone face same issue when bought IKEA stuff? Got any 3rd party can assemble for Rm50?

Do we need polis report to replace lost IC due to

Pow! — Sat, 15 Oct 2016 17:02:04 +0800

I think i dropped my ic while shopping. Do i need a polis report for replacement?

RM1.5 mil by age 55 but no fren, family. Ok?

Pow! — Fri, 14 Oct 2016 14:57:01 +0800

I sat down thinking about this. If i continue work, at most csn get rm1.5mil by age 55. But is it worth it? Lonely, but enough money to jaga sendiri. Worth it?

I taking personal loan to fund my unemployment.

Pow! — Mon, 26 Sep 2016 13:43:44 +0800

Hahhahha, i live on debt for time being. Ok or not?

Tekanan jiwa.

Pow! — Fri, 23 Sep 2016 19:14:58 +0800

7:30pm but still dunno what to eat. Aaaiiii....tertekan jiwaku.

Ekonomi bad, r u willing to work 13 hours daily?

Pow! — Thu, 22 Sep 2016 14:16:22 +0800

Are u willing to work this hard now? And work here really means work. Not online and watch movie/play FB.

Is LYN dijampi?

Pow! — Tue, 20 Sep 2016 21:57:06 +0800

So many ppl makan anggur? Is it got cursed?

I be the 1st one that die la.

Pow! — Sun, 04 Sep 2016 10:10:26 +0800

Anyone got this feeling when browse FB or not? See all ur kaki do well, get award, masuk newspaper for good things, married. They all so good, why not i be the 1st one mati first?