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        <title>Lowyat.NET: Latest topics by sf_84only</title>
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        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 22 Jul 2026 22:23:38 +0800</lastBuildDate>
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            <title>RPGT 2015</title>
            <link>http://forum.lowyat.net/topic/3640405</link>
            <description>I&amp;#39;ve not been following the rpgt news . is it still the same as 2014 &lt;br /&gt;&lt;br /&gt;1st to 3rd - 30 percent &lt;br /&gt;&lt;br /&gt;4th - 20 &lt;br /&gt;&lt;br /&gt;5th - 15&lt;br /&gt;.&lt;br /&gt;I also read there are ways to be Exempted . since I have two . one subsale and another under construction (due for completion in 2015) . the subssaale has yet to reach 5 years&lt;br /&gt;&lt;br /&gt;I wanted to dispose it to my parents while the borrower is still me servicing the loan. Is this possible without penalty ? &lt;br /&gt;&lt;br /&gt;</description>
            <author>sf_84only</author>
            <category>Property Talk</category>
            <pubDate>Mon, 06 Jul 2015 23:45:39 +0800</pubDate>
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