Lowyat.NET: Latest topics by CuriousDude

Bootcamp

CuriousDude — Sat, 15 Jun 2019 23:30:51 +0800

To anyone who has joined any session:-

How effective is boot camp? Were there any noticeable improvement to your general fitness/ well-being.

Is it possible to build muscles through boot camp or does it compliment muscle building?

Any boot camp recommendations?

Need recommendation for shampoo/soap

CuriousDude — Sun, 16 Dec 2018 11:13:09 +0800

Hi guys,

To anyone who have had issues with dry hair / scalp, any recommendation for a good soap / shampoo?

Would organic or natural soap be better?

PTPTN new repayment scheme - Good or Bad

CuriousDude — Thu, 06 Dec 2018 13:46:39 +0800

QUOTE

KUALA LUMPUR: Some 225,000 National Higher Education Fund Corporation (PTPTN) borrowers will be exempted from repaying their student loans under the fund’s new repayment mechanism as they earn less than RM2,000 a month.

This was disclosed by PTPTN chairman Wan Saiful Wan Jan at a briefing on the new mechanism which was announced in Budget 2019.

Under the new mechanism, known as scheduled salary deductions (PGB), borrowers earning RM2,000 and above will have between 2% and 15% of their salaries deducted to repay their student loans.

The deductions according to borrowers’ salary scale are as follows:

1) Under RM2,000 = no deductions

2) RM2,000-RM2,499.99 (2%) = RM40-RM49.99

3) RM2,500-RM2,999.99 (3%) = RM75-RM89.99

4) RM3,000-RM3,999.99 (5%) = RM150-RM199.99

5) RM4,000-RM5,999.99 (8%) = RM320-RM479.99

6) RM6,000-RM7,999.99 (10%) = RM600-RM799.99

7) RM8,000 and above (15%) = RM1,200 and above

Wan Saiful said PTPTN would work with all relevant agencies to obtain information on the salaries and details of borrowers’ employers.

What are your thoughts. Is this realistic? or simply punitive to all borrowers.

Not to forget, a change from PH's promise to defer payment for certain groups.

Getting sub-sale property - How to survey?

CuriousDude — Thu, 29 Nov 2018 19:02:21 +0800

Hi all Sifus,

I am a first time home buyer. I have an idea of which location to buy a property (for staying) and have been browsing online but because of the many choices, I am facing difficulty to narrow down properties to actually keep an eye for/view.

Any tips to surveying and narrowing down the choices/finding the best deal?