Lowyat.NET: Latest topics by smallikanbilis

Fund Accounting Executive

smallikanbilis — Mon, 16 Mar 2026 16:54:22 +0800

Name of Company: Tradeview Capital Sdn Bhd

Role: Fund Accounting Executive
You will be reporting to our Head of Operation, who will guide you on:
Managing accounting and operational aspects of Funds.
Assisting in preparing and submitting various reports.
Reconciling cash balances and portfolio holdings .
Maintaining accurate records of portfolio transactions.
Managing data entry and filing for proper record-keeping.
Assisting in updating daily fund prices on various avenues.
Maintaining and updating investors’ database and portfolio holdings record.
Supporting client onboarding processes and launching of new funds.

Remuneration:RM3k-RM4.5k depending on experience

Requirements:
Bachelor’s Degree in Accounting, Finance, ACCA, or equivalent.
Highly organized, detail-oriented and able to manage multiple priorities.
Final-year students or fresh graduates are highly encouraged to apply.
Willing to work from office in KL.

Contact Person:
Please PM directly with your resume or email your application to info@tradeviewcapital.my

Insurance agents introducing as financial planners

smallikanbilis — Sun, 06 Feb 2022 16:27:54 +0800

I have encountered tons of so called financial planners who are keen to offer free financial planning but are in fact, just selling insurance. For those agents who are not licensed as Approved Financial Advisors by BNM or Financial Planner by SC, are they legally allow to do so?

Sinovac vs. Pfizer

smallikanbilis — Wed, 24 Nov 2021 13:53:42 +0800

The Edge

-A+A
KUALA LUMPUR (Nov 24): The Sinovac vaccine efficacy drops to 28% against both Covid-19 infection and ICU admission in three to five months after completing vaccination.

Health news portal CodeBlue on Wednesday (Nov 24) said the two-dose Sinovac vaccine’s efficacy against Covid-19 infection also fell to 28% from 76% over the same period, citing studies by the Real-World Evaluation of Covid-19 Vaccines Under the Malaysia National Covid-19 Immunisation Programme (RECoVaM) and the National Medical Research Register (NMRR).

It said that in contrast, Pfizer’s two-dose Covid-19 vaccine remains 79% effective at preventing ICU admission after three to five months from 86% after the primary vaccination.

In terms of protecting against Covid-19 infection, however, Pfizer’s vaccine efficacy declined from a peak of 89% to 68% over the same time frame.

The study further found that Sinovac’s Covid-19 vaccine was only 76% effective against breakthrough deaths after three to five months, falling from 79% two months after the primary series.

In comparison, Pfizer’s Covid-19 vaccine remained 91% effective against breakthrough deaths after five months.

CodeBlue said Sinovac had a weekly adult death average of two per 100,000 population between June 7 and Nov 15, 2021, versus Pfizer’s weekly adult death average of 0.667 per 100,000 population, and AstraZeneca’s weekly adult death average of 0.25 per 100,000 population.

It said unvaccinated deaths, however, dominated, with weekly adult deaths averaging at 22.354 per 100,000 population over the same 24-week period.

It said Covid-19 death data from Nov 1 to 20, 2021, collated by consultant paediatrician Dr Amar-Singh HSS showed that unvaccinated adults are 14.5 times more likely to die from the virus compared to those fully vaccinated.

CodeBlue said Dr Amar arrived at the conclusion after tallying the 827 Covid-19 adult deaths reported over the 20-day period — 315 unvaccinated, 41 partially vaccinated, and 471 fully vaccinated — against the number of unvaccinated (1.03 million), partially vaccinated (526,632), and fully vaccinated (22.38 million) adult population.

It said the sum showed that the death rate among unvaccinated adults from Nov 1 to 20 is at a high of 305.2 per million population compared to a death rate of 77.9 per million people and 21.1 per million people among the partially and fully vaccinated population, respectively.

Among the 471 fully vaccinated adult deaths recorded over the period, 332 were Sinovac recipients, 127 were double vaccinated with Pfizer, and 12 received two shots of AstraZeneca.

When compared against the population size by vaccine type, Dr Amar found that Sinovac’s breakthrough death risk is the highest among the three Covid-19 vaccines at 34 per million people, compared to Pfizer at 9.8 per million people and AstraZeneca at six per million people.

Namewee New Love Song

smallikanbilis — Sat, 16 Oct 2021 16:41:24 +0800

[YOUTUBE]-Rp7UPbhErE[/YOUTUBE]

Medical insurance which covers Covid-19

smallikanbilis — Thu, 05 Aug 2021 15:30:01 +0800

Etiqa

1) If I get hospitalized due to Covid-19, will I be covered?
Etiqa Life Insurance Berhad is pleased to share that customers who own an Etiqa e-Medical Pass plan will be
covered for hospitalisation at a Private or Government hospital for admission due to Covid-19.

2) What are the terms and conditions to be eligible for the hospitalisation coverage?
You must have an Etiqa e-Medical Pass plan with us.
Your plan must be in-force at the point of claim submission.

3) What is the coverage amount?
The coverage amount follows your current terms of your Etiqa e-Medical Pass plan.

4) When will this offer end?
The hospitalisation coverage provided by an Etiqa e-Medical Pass plan for admission to a Private or Government
hospital due to Covid-19 will be available throughout the tenure of the plan.

5) Will I enjoy this special medical benefit if I am hospitalised in a Private Hospital?
Etiqa Life Insurance Berhad is pleased to share that customers who own an Etiqa e-Medical Pass plan will be
covered for hospitalisation at a Private or Government hospital for admission due to Covid-19.

6) What if I get hospitalized during the waiting period?
Unfortunately, you will not be covered as the waiting period of our Etiqa e-Medical Pass plans still apply.

7) How do I claim for the hospitalisation expense if I am eligible?
Unfortunately our cashless hospital admission benefit would not be available for hospital admissions due to
Covid-19. You can pay for the bill upon discharge from the hospital and submit a reimbursement claim to Etiqa Life
Insurance Berhad via Livechat at www.eti.qa/livechat, email at info@etiqa.com.my or via the Etiqa Smile App. All
you have to do is share the claim form (form required only for claims via livechat & email and is available via
https://etiqa.com.my/v2/claims/medical), medical diagnosis report, the hospital bill & the hospital receipt
(receipt to be marked with “For Etiqa only”).

8) Once I claim this special benefit, will it reduce the benefit coverage amount of my plan?
This benefit to cover Covid-19 will utilize the allocations of your existing Etiqa e-Medical Pass plan.

China State-Backed Chip Giant Bankrupted

smallikanbilis — Sun, 11 Jul 2021 00:50:16 +0800

TAIPEI/HONG KONG -- Embattled Chinese tech flagship Tsinghua Unigroup confirmed Friday that one of its creditors has asked a court to begin bankruptcy proceedings for the group, in the latest setback to China's goal of building a self-reliant semiconductor industry.

State-backed Tsinghua Unigroup -- the parent company of many chipmakers, including China's No. 2 mobile chip developer UNISOC -- said it had received a notice from the First Intermediate People's Court of Beijing Municipality. A creditor has requested the court to support the bankruptcy protection for the conglomerate, saying the group has failed to repay debt.

The creditor's move comes after Tsinghua Unigroup, majority owned by the President Xi Jinping's alma mater Tsinghua University, missed a string of bond payment deadlines since November.

Nikkei Asia

Ericsson bests Huawei at their own game

smallikanbilis — Tue, 06 Jul 2021 22:00:54 +0800

Source

Ericsson bests Chinese vendors at their own game

That right price, at US$2.6 billion (RM11 billion), as Digital News Asia has learnt, is apparently even lower than what Huawei had bid, said an executive familiar with DNB’s discussions with Huawei and Ericsson. “Once we started negotiating, they brought down their pricing substantially,” said the executive, admitting to being surprised.

For this price, Ericsson will design, supply, manage and build the entire 5G network comprising core, radio access and transport network (RAN), operation and business support systems (OSS/BSS) and managed services, including tower rental and fibre leasing over the next 10 years.

Chinese Vaccine Efficacy - 50.4%

smallikanbilis — Wed, 13 Jan 2021 01:36:47 +0800

Reuters

China's Sinovac vaccine has "general efficacy" of 50.4% in Brazil trials, says Butantan
By Reuters Staff

RIO DE JANEIRO, Jan 12 (Reuters) - A coronavirus vaccine developed by China’s Sinovac showed “general efficacy” of 50.38% in a late-stage trial in Brazil, the company’s local partners said on Tuesday, revealing a more modest figure after pressure for more transparency.

On Thursday, Butantan officials had celebrated results showing 78% efficacy against mild COVID-19 cases, a rate they have since described as “clinical efficacy.”

Ricardo Palacios, medical director for clinical research at the Butantan biomedical center in Sao Paulo, said the new figure included infections that were so mild or asymptomatic that they did not need clinical care. (Reporting by Gabriel Stargardter and Pedro Fonseca Editing by Brad Haynes)

How to resign while working from home?

smallikanbilis — Fri, 20 Mar 2020 19:08:48 +0800

Dear /k,

May I know if it is rude to tender resignation without doing it face-to-face? All of my colleagues, including my boss, are working from home during this outbreak. The new company needs me urgently so I cannot wait until the lock-down has ended. Any idea on how to do it gracefully will be greatly appreciated.

Thank you all.

Money Game Investors Could be Sued by BNM

smallikanbilis — Tue, 30 May 2017 15:35:44 +0800

The Edge Malaysia

Bank Negara to take get-rich-quick investors to court

NOT everyone who takes part in pyramid or Ponzi schemes — which usually start off well to attract more investors, but are generally unsustainable and often illegal — loses money.

Without these investors making money, others may not be lured into participating in such schemes. So, these “early bird” investors can be deemed to have abetted in promoting an illegal pyramid scheme.

That is why Bank Negara Malaysia will take legal action against members of the public who participate in illegal financial schemes. The maximum penalty is a RM50 million fine and 10 years’ imprisonment — the same as that for promoters of such schemes.

“Some of these people know [something is not right], but enjoy being early birds, jumping from one scheme to another,” says Bank Negara governor Datuk Muhammad Ibrahim.

“We raided [some] premises a few days ago … if there is evidence, we will take [legal] action,” he says, without specifically stating if the premises belonged to JJ Poor to Rich (JJPTR), which is under police investigation. JJPTR drew media attention when news got out that its investors suffered losses after the company shuttered its headquarters, claiming that it lost RM500 million due to a hacking incident.

At a media briefing after announcing the 1Q2017 gross domestic product numbers, Muhammad says efforts to educate the public will continue.

He adds that investors themselves need to be wary of scams or schemes that offer very high returns over seemingly short periods of time.

“Anyone offering a 20% return on investment a month is [too good to be true] … If you look at unit trusts, the returns are generally around 5% to 6%, and these are the best portfolio managers. The very good ones could offer 6% to 7% returns, so any numbers beyond this rate cannot be true.

“The existence of such schemes is also encouraged by the participation of the public, driven by greed and misplaced confidence. If the public stops participating [in these illegal schemes], these schemes will go away.”

The maximum penalty of a RM50 million fine and 10 years in jail matches that imposed on those who unlawfully promote, or cause to be promoted, a pyramid scheme under Section 27B of the Direct Sales and Anti-Pyramid Scheme Act 1993.

However, it has been reported that legal action can also be taken under the Financial Services Act, the Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001, the Interest Schemes Act 2016 and the Penal Code.

Muhammad says local financial institutions have closed 238 accounts related to illegal financial schemes after the central bank urged them to assist in the crackdown on related activities.

“We wrote to all the CEOs [of financial institutions], urging them to be stricter in looking at these types of activities and, where necessary, close the accounts. The financial institutions have been quite cooperative in this aspect. They have closed 238 accounts so far,” he says, adding that money in these accounts can be frozen with a court order.

Is going after investors overzealous?

“It may seem drastic, given the individual’s right to make his or her own investment decision, but in the face of scams and dubious schemes, direct government intervention to protect investors remains paramount and justified,” says Yeah Kim Leng, professor of economics at Sunway University Business School and former chief economist at RAM Holdings Bhd.

“The ease of payment via electronic means has inadvertently enabled pyramid schemes to flourish. Once uncovered or suspected, the stoppage of payments and seizure of the accumulated funds before they are transferred elsewhere would be necessary to minimise losses incurred by the victims and prevent the scam from ballooning and causing greater financial losses as well as threatening the stability of the nation’s financial system and the economy.”

To avoid being charged with abetting the operators of such illegal schemes, members of the public are advised against dealing or associating themselves with any illegal financial service provider. They should also not reveal their personal financial credentials to any illegal financial service provider, according to a statement on Bank Negara’s website, which also reminds the public that only licensed institutions are allowed to provide financial services in Malaysia.

Instead, members of the public should report any illegal deposit taking, foreign exchange trading schemes and money service business activities as well as other improper market conduct to the central bank at bnmtelelink@bnm.gov.my.

“Please note that these schemes will fail eventually, when there are no new deposits being continually received by the operators. At such time, the get-rich-quick schemes will collapse and the depositors or investors will lose their investments,” says Bank Negara. Muhammad says illegal schemes usually go bust within 12 months.

Adds the central bank, “At the beginning, the operators are able to use money received from subsequent depositors to pay high returns or repay the principal amount to the earlier depositors.

“However, the operators could not invest the deposits in equally or more lucrative ventures or investments. Therefore, they are unable to sustain the high returns or repayment promised to their depositors.”

[WTS] Resident Evil 7 (R3)

smallikanbilis — Mon, 29 May 2017 13:21:31 +0800

Item: PS4 Resident Evil Biohazard (Region 3) with DLC unredeemed.

Condition: Used

Price: RM150 (not including postage)

Dealing method: Postage or COD at 1Utama / Midvalley

Contact: PM or Whatsapp Neoh at 016-2269079

[attachmentid=8857475]

[attachmentid=8857476]

New Project in Taman Desa / Desa Petaling?

smallikanbilis — Mon, 19 Sep 2016 19:40:36 +0800

Just came across an ad on FB for a new condo project. Location was not disclosed and we are required to register via Google form (really hate this type of advertisement). Anyone has any idea about which project it could potentially be? Judging from the name I think it should be in Taman Desa or Desa Petaling.

DESA CONDO @ KL
LOW DOWNPAYMENT
PARTLY FURNISHED
HIGH REBATES
INTEREST BEARING SCHEME
LIMITED TIME OFFER

-----------------------
LUXURY LIFESTYLE RESIDENCE
SIZES FROM 1200-1400SQF
4 - 5 ROOMS & 2 - 3 BATHS
RESIDENTIAL TITLE
50M ROOFTOP INFINITY POOL
LUXURY FACILITIES
MULTI TIERING SECURITY
2-3 CARPARKS
-----------------------

LOCATION
10MINS to KL CITY CENTRE
5MINS to MIDVALLEY / BANGSAR
8MINS to BANDAR TASIK SELATAN LRT
5MINS to BUKIT JALIL / SRI PETALING
-----------------------

PARTLY-FURNISHED
KITCHEN CABINETS, OVEN, HOOD & HUB, REFRIGERATOR, AIR-CON,
WASHING MACHINE & DRYER, FULL TOILET EQUIPMENT.
BRANDED ELECTRICAL EQUIPMENT PROVIDED
-----------------------

PACKAGES
LOW DOWNPAYMENT
HIGH REBATES
INTEREST BEARING SCHEME
FREE SPA/LOAN LEGAL FEES
FREE SPA/LOAN DISBURSEMENT FEES
LIMITED TIME OFFER

(WTS) Daniel Wellington Classy St Mawes 34mm

smallikanbilis — Sat, 02 Apr 2016 23:01:51 +0800

Item(s): Daniel Wellington Classy St Mawes 34mm (Rose Gold)
Original watch bought from Amazon US. Details can be obtained from https://www.danielwellington.com/global/classy-st-mawes-34

Package includes: Watch, Box, Purchase Receipt

Price: RM420 (Negotiable)

Warranty: 2 years from Daniel Wellington

Dealing method: COD Klang Valley (early arrangement for COD at Penang Island/Ipoh)

Location of seller: 1Utama

Contact method/details: PM

Age of item: New
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Item(s) conditions: New

Picture: [attachmentid=6302973][attachmentid=6302974][attachmentid=6302975][attachmentid=6302976]

Reason for sale: Bought for my sister's birthday but unfortunately the strap is too short for her

[WTS] New WD MyPassport Ultra 1TB

smallikanbilis — Tue, 24 Feb 2015 14:56:20 +0800

Item(s): 1TB Western Digital MyPassport Ultra 2.5" External HDD (Red)

Package includes: Unopened Sealed Package

Price: RM200 (Firm)

Warranty: 3 years from Western Digital

Dealing method: COD / PosLaju (+RM6/unit, not responsible if damaged during delivery)

Location of seller: Penang

Contact method/details: PM

Age of item: New

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Item(s) conditions: New

Picture: As attached

Reason for sale: Bought using free Groupon credits but have no use for it.