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        <title>Lowyat.NET: Latest topics by fools01</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 05 Jun 2026 04:58:55 +0800</lastBuildDate>
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        <item>
            <title>WTS Gopro Hero 4 Silver Edition</title>
            <link>http://forum.lowyat.net/topic/3806909</link>
            <description>Item(s): WTS Gopro Hero 4 Silver Edition&lt;br /&gt;&lt;br /&gt;Package includes: All In Box and:&lt;br /&gt;1) 32GB sanDisk Extreme MicroSDHC &lt;br /&gt;2) multipurpose hand grip (POV Dive Buoy) that&lt;br /&gt;keeps your camera afloat while filming in waters&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Price: RM1699 nego&lt;br /&gt;Retail price is RM18++. You get what you see as per picture attached.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Warranty: 1 Years&lt;br /&gt;&lt;br /&gt;Dealing method: COD&lt;br /&gt;&lt;br /&gt;Location: Old Klang Road&lt;br /&gt;&lt;br /&gt;Contact method/details: 0173000468&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;Item(s) conditions: New Sealed&lt;br /&gt;&lt;br /&gt;Reason for sale: got it as a Gift which is not useful for me&lt;br /&gt;&lt;br /&gt;[attachmentid=5545258]&lt;br /&gt;[attachmentid=5545259]&lt;br /&gt;[attachmentid=5545260]&lt;br /&gt;[attachmentid=5545261]</description>
            <author>fools01</author>
            <category>Digital SLRs &amp;amp; Lenses Garage Sales</category>
            <pubDate>Wed, 16 Dec 2015 14:34:54 +0800</pubDate>
        </item>
        <item>
            <title>WTS Gopro Hero 4 Silver Edition</title>
            <link>http://forum.lowyat.net/topic/3806906</link>
            <description>Item(s): WTS Gopro Hero 4 Silver Edition&lt;br /&gt;&lt;br /&gt;Package includes: All In Box and:&lt;br /&gt;1) 32GB sanDisk Extreme MicroSDHC &lt;br /&gt;2) multipurpose hand grip (POV Dive Buoy) that&lt;br /&gt;keeps your camera afloat while filming in waters&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Price: RM1699 nego&lt;br /&gt;Retail price is RM18++. You get what you see as per picture attached.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Warranty: 1 Years&lt;br /&gt;&lt;br /&gt;Dealing method: COD&lt;br /&gt;&lt;br /&gt;Location: Old Klang Road&lt;br /&gt;&lt;br /&gt;Contact method/details: 0173000468&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;Item(s) conditions: New Sealed&lt;br /&gt;&lt;br /&gt;Reason for sale: got it as a Gift which is not useful for me&lt;br /&gt;&lt;br /&gt;[attachmentid=5545229]&lt;br /&gt;[attachmentid=5545234]&lt;br /&gt;[attachmentid=5545239]&lt;br /&gt;[attachmentid=5545241]</description>
            <author>fools01</author>
            <category>Garage Sales</category>
            <pubDate>Wed, 16 Dec 2015 14:32:49 +0800</pubDate>
        </item>
        <item>
            <title>Dog House /Kennel</title>
            <link>http://forum.lowyat.net/topic/3468653</link>
            <description>Hi, i am looking for someone who can build a dog house for Large breed dogs in my corner lot. Can you please recommend. Thanks.</description>
            <author>fools01</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Tue, 13 Jan 2015 14:59:27 +0800</pubDate>
        </item>
        <item>
            <title>WTS Used Samsung S3 LTE I9305</title>
            <link>http://forum.lowyat.net/topic/3367015</link>
            <description>Item(s): Used Samsung S3 LTE i-9305&lt;br /&gt;&lt;br /&gt;Package includes: Complete set with Box and Charger (Except Ear phone)&lt;br /&gt;&lt;br /&gt;Price: RM650 Net&lt;br /&gt;&lt;br /&gt;Warranty: No more&lt;br /&gt;&lt;br /&gt;Dealing method: COD&lt;br /&gt;&lt;br /&gt;Location of seller: Old Klang Road, KL/ PJ&lt;br /&gt;&lt;br /&gt;[b]Contact method/details: PM if seriously interested&lt;br /&gt;&lt;br /&gt;Age of item: 1 and half Year&lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;Item(s) conditions: 100% working condition using RXTREME ROM which is very smooth. &lt;br /&gt;&lt;br /&gt;Picture:&lt;br /&gt;[attachmentid=4156384]&lt;br /&gt;[attachmentid=4156381]&lt;br /&gt;[attachmentid=4156379]&lt;br /&gt;[attachmentid=4156372]&lt;br /&gt;&lt;br /&gt;Reason for sale: LG G3</description>
            <author>fools01</author>
            <category>Garage Sales Archive</category>
            <pubDate>Thu, 02 Oct 2014 17:26:31 +0800</pubDate>
        </item>
        <item>
            <title>Looking for a Contractor to do simple reno</title>
            <link>http://forum.lowyat.net/topic/3142883</link>
            <description>Hi all, &lt;br /&gt;I am looking for contractor to &lt;br /&gt;&lt;br /&gt;1) redo my concrete table top for my wet kitchen. To Move the basin to the window and place the hood and hop at the basin.  Picture as attached. &lt;br /&gt;[attachmentid=3867717]&lt;br /&gt;[attachmentid=3867718]&lt;br /&gt;[attachmentid=3867719]&lt;br /&gt;&lt;br /&gt;2) to break a dividing wall between my maid room and utility room. &lt;br /&gt;&lt;br /&gt;My location at Happy Garden, KL&lt;br /&gt;Hope to get affordable price as i am on a tight budget. &lt;br /&gt;Any reliable contractor interested with this small job hope can pm me your price and contact.&lt;br /&gt;Thanks</description>
            <author>fools01</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Tue, 25 Feb 2014 10:54:08 +0800</pubDate>
        </item>
        <item>
            <title>WTS New Samsung Galaxy Tab 3 7.0 16gb (SM-T211)</title>
            <link>http://forum.lowyat.net/topic/3129593</link>
            <description>Item(s): new Samsung Galaxy Tab 3 7.0 16gb (SM-T211)&lt;br /&gt;&lt;br /&gt;Package includes:&lt;br /&gt;- Complete box with manuals, warranty card by SME &lt;br /&gt;&lt;br /&gt;Price: RM800.00&lt;br /&gt;&lt;br /&gt;Warranty:  New (12 Feb 2014) &lt;br /&gt;&lt;br /&gt;Dealing method: COD &lt;br /&gt;&lt;br /&gt;Location of seller: PJ&lt;br /&gt;&lt;br /&gt;Contact method/details: PM me if seriously interested&lt;br /&gt;&lt;br /&gt;Age of item: New (open box)&lt;br /&gt;&lt;br /&gt;Item(s) conditions: Brand new look and scratchless. &lt;br /&gt;&lt;br /&gt;[attachmentid=3850201]</description>
            <author>fools01</author>
            <category>Garage Sales Archive</category>
            <pubDate>Wed, 12 Feb 2014 23:20:26 +0800</pubDate>
        </item>
        <item>
            <title>How to apply higher loan than purchase price</title>
            <link>http://forum.lowyat.net/topic/2935251</link>
            <description>Hi Sifus,  &lt;br /&gt;&lt;br /&gt;I am about to purchase a freecold condo. It is a subsale purchase. Market value based on bank valuation is RM650k. Owner is willing to sell it below market value by 15%. Sales Agent told me I can apply for higher bank loan based on market value but will need to prepare a separate document with owner. Owner also agreed to the markup value.&lt;br /&gt;&lt;br /&gt;Question, &lt;br /&gt;1) what is the step by step process of doing this? I Never done this before.&lt;br /&gt;2) Is the SPA should based on loan amount(RM650k) or discounted price (15% lower). &lt;br /&gt;3) What other documents need to prepare? &lt;br /&gt;4) Will the bank allow this since I am using their lawyer? If no, what other alternatives to do?&lt;br /&gt;5) any other implication if I apply for higher loan.&lt;br /&gt;&lt;br /&gt;Your expert advice is much appreciated.</description>
            <author>fools01</author>
            <category>Property Talk</category>
            <pubDate>Sun, 25 Aug 2013 07:44:41 +0800</pubDate>
        </item>
        <item>
            <title>WTS Used Apple iPad 1 (SOLD)</title>
            <link>http://forum.lowyat.net/topic/2631454</link>
            <description>WTS Used Apple iPad 1 16GB 3G+WIFI AND iPad 1 16GB WIFI ONLY &lt;br /&gt;&lt;br /&gt;Package includes: Box and Charger ( need adaptor) only&lt;br /&gt;&lt;br /&gt;Price: RM750 for ipad 1 (3g SOLD to cll7833) and RM500 for Ipad 1 (Wifi - SOLD to Wyvern8888) &lt;br /&gt;&lt;br /&gt;Warranty: No More (bought oversea) &lt;br /&gt;&lt;br /&gt;Dealing method: Cheras&lt;br /&gt;&lt;br /&gt;Contact method/details:PM (Serious Buyer only)&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Item(s) conditions: 95% new. Well Kept. Not Jailbroken. Helping a fren to Sell. &lt;br /&gt;&lt;br /&gt;Picture: As Below&lt;br /&gt;&lt;br /&gt;[attachmentid=3211616]&lt;br /&gt;[attachmentid=3211618]</description>
            <author>fools01</author>
            <category>Garage Sales Archive</category>
            <pubDate>Mon, 17 Dec 2012 14:39:45 +0800</pubDate>
        </item>
        <item>
            <title>Developers offering DIBS</title>
            <link>http://forum.lowyat.net/topic/2550041</link>
            <description>Bros,&lt;br /&gt;&lt;br /&gt;Do you mind to list down the current developments that is offering DIBS in KV/Kepong/Cheras/Kajang and Other surrounding areas? I am looking to buy a house/condo at RM500k- RM600k.&lt;br /&gt;&lt;br /&gt;</description>
            <author>fools01</author>
            <category>Property Talk</category>
            <pubDate>Tue, 16 Oct 2012 12:36:19 +0800</pubDate>
        </item>
        <item>
            <title>Child Education Insurance</title>
            <link>http://forum.lowyat.net/topic/475238</link>
            <description>I was approached by an agent in regards to this. &lt;br /&gt;&lt;br /&gt;The insurance is for my child till he is 21 years old. He is now 4 months old and i will need to pay monthly RM 500 for an insured sum of RM 100000. When he reaches 21, we can withdraw the amount plus interest for his study. If we need to withdraw when he is 18, they will provide loan with interest rate based on BLR payable for 5 years. Loan will be offset with the insured amount taken.  Is this a good invetsment for my child. Based on the calculation by the time is 21  years, we will getting the amount of RM140k for the initial insured amouont of RM 100k which is  40% return equivalent to a 1.9% return per year. &lt;br /&gt;&lt;br /&gt;Pls let me know your views and what other scheme I should consider?&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>fools01</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 19 Jun 2007 15:01:19 +0800</pubDate>
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