http://forum.lowyat.net/ Tue, 07 Jul 2026 21:16:15 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/5306284 SA told to pre-apply loan for unit (still under booking stage by others) that interested. The reason SA said is because if loan approved he got more power to talk to developer. He said if loan approved but the unit under booking stage has signed SPA (by others), then the bank will just cancel and it won&#39;t affect our profile. Is that true? lol...<br /><br />I was thinking bank so nice spend so much time to study and approved our loan but can just cancel by us just because the unit is signed (no free lunch in this world apply I assume)? If everyone pre-apply than bank staff ma very busy to cancel... <!--emo&:D--><img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /><!--endemo--> <!--emo&:D--><img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /><!--endemo--> <!--emo&:D--><img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /><!--endemo--> abcheers Property Talk Sat, 03 Sep 2022 23:10:38 +0800 http://forum.lowyat.net/topic/5303966 Hi sifus, for first property buyer. Does it affect the bank loan application if don&#39;t have credit card at all. <!--emo&:blush:--><img src='http://static.lowyat.net/style_emoticons/default/blush.gif' border='0' style='vertical-align:middle' alt='blush.gif' /><!--endemo--> <!--emo&:blush:--><img src='http://static.lowyat.net/style_emoticons/default/blush.gif' border='0' style='vertical-align:middle' alt='blush.gif' /><!--endemo--> <!--emo&:blush:--><img src='http://static.lowyat.net/style_emoticons/default/blush.gif' border='0' style='vertical-align:middle' alt='blush.gif' /><!--endemo--> abcheers Property Talk Fri, 26 Aug 2022 16:39:18 +0800