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        <title>Lowyat.NET: Latest topics by cubear</title>
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        <lastBuildDate>Sun, 14 Jun 2026 23:11:17 +0800</lastBuildDate>
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            <title>Bank LO Signing Before APDL Approved?</title>
            <link>http://forum.lowyat.net/topic/3537196</link>
            <description>Hi all not sure if this question has been asked before.&lt;br /&gt;&lt;br /&gt;I have a query that should i sign the bank letter offer (LO) if the developer hasn&amp;#39;t got advertising and developer licence (APDL)? Should i wait until the developer got their APDL before signing LO? Any issue?&lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;</description>
            <author>cubear</author>
            <category>Property Talk</category>
            <pubDate>Mon, 30 Mar 2015 10:34:11 +0800</pubDate>
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