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        <title>Lowyat.NET: Latest topics by jac1792</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 21 Jun 2026 20:18:37 +0800</lastBuildDate>
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            <title>WILL WRITING, LIVING TRUST BY ROCKWILLS</title>
            <link>http://forum.lowyat.net/topic/3823467</link>
            <description>I recently came across an article plugged from the newspaper, reminding everyone the importance of having a Will.&lt;br /&gt;[attachmentid=5673708]&lt;br /&gt;&lt;br /&gt;For those who thinks is bad luck to be talking about this on the first day of the new year, side note, there&amp;#39;s never a good time to talk about death.&lt;br /&gt;No one wants to accept it, but it will happen.&lt;br /&gt;&lt;br /&gt;We won&amp;#39;t live forever hence it&amp;#39;s important we do the right planning in ensuring the necessary is well prepared&amp;#33;&lt;br /&gt;When we do not leave a Will, the Law (Distribution Act 1958) will decides who gets what, and not according to our wishes/intentions.&lt;br /&gt;&lt;br /&gt;Additionally, we would be leaving our loved ones in a stage of confusion &amp;amp; constant frustration. As without a will, getting a court order will take approximately 1 - 3 years, making it hard for the loved ones to sell/dispose/access some of deceased&amp;#39;s assets which may be needed for daily living expenses.&lt;br /&gt;&lt;br /&gt;&lt;i&gt;&lt;b&gt;So who should write a will?&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;Anyone with a bank account, a car, insurance, property and EPF should have one.&lt;br /&gt;&lt;br /&gt;For more info, do contact me via whatsapp/email.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Kind Regards,&lt;br /&gt;&lt;br /&gt;Jaclyn Tan&lt;br /&gt;012-6574067&lt;br /&gt;jaclyntan@outlook.my&lt;br /&gt;Your Personal Rockwills Estate Planner&lt;br /&gt;</description>
            <author>jac1792</author>
            <category>Services Noticeboard</category>
            <pubDate>Fri, 01 Jan 2016 16:18:16 +0800</pubDate>
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            <title>AIA - Affordable 1 million coverage&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/3808487</link>
            <description>Thought of the day:&lt;br /&gt;&lt;br /&gt;Every day you walk out of your home, you are at risk of never returning the same day.&lt;br /&gt;&lt;br /&gt;Every night you fall asleep, you are at risk of never waking up the next day. &lt;br /&gt;&lt;br /&gt;A simple awareness that we so often overlook when life gets in the way. &lt;br /&gt;&lt;br /&gt;Do we have enough money stashed away for our loved ones that we do not have to worry about not returning home the same day/ not waking up the next day? &lt;br /&gt;&lt;br /&gt;Life insurance is never too much. Ask a widow/ an orphan, they will tell you the same. &lt;br /&gt;&lt;br /&gt;Live More. ✌🏼️&lt;br /&gt;Love More. ❤️&lt;br /&gt;Leave More 💰💰💰&lt;br /&gt;&lt;br /&gt;#savealife #tosave100livesthisyear #fy2016 #aia #lifeplanner &lt;br /&gt;&lt;br /&gt;🖋🖋A-Life Signature 🖋🖋🖋&lt;br /&gt;&lt;br /&gt;✅ ️Affordable premium @ RM1.86*/day for min. 500k coverage &lt;br /&gt;✅ 200% payout for Accidental Death&lt;br /&gt;✅ 300% payout for Accidental Death in Public Conveyance (including commercial flights)&lt;br /&gt;✅ 20% additional bonus on account value upon maturity&lt;br /&gt;✅ 3 maturity options @Age70, 80 &amp;amp; 100&lt;br /&gt;&lt;br /&gt;*subject to age &amp;amp; health condition &lt;br /&gt;&lt;br /&gt;Need more info? PM me&amp;#33; &lt;br /&gt;&lt;br /&gt;Like me on Facebook @ www.facebook.com/jaclyntanfinancial&lt;br /&gt;&lt;br /&gt;Jaclyn Tan&lt;br /&gt;012-6574067&lt;br /&gt;AIA Life Planner</description>
            <author>jac1792</author>
            <category>Services Noticeboard</category>
            <pubDate>Thu, 17 Dec 2015 23:32:40 +0800</pubDate>
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            <title>AIA 1st in the Market - Standalone Early Cancer Plan with</title>
            <link>http://forum.lowyat.net/topic/3750366</link>
            <description>[attachmentid=5153067]&lt;br /&gt;&lt;br /&gt;Early Detection is the key to survival when diagnosed with Cancer. &lt;br /&gt;&lt;br /&gt;So what happens when you are not longer fit to buy health insurance due to poor health condition (i.e. High Blood Pressure, Diabetes, and etc.)?&lt;br /&gt;&lt;br /&gt;A-Life Cancer 360 offers a special cancer underwriting which allows you a chance to be covered for any per-existing illnesses&amp;#33;&amp;#33;&amp;#33; &lt;br /&gt;&lt;br /&gt;Most importantly, it is priced at a reasonable and affordable premium&amp;#33; &lt;br /&gt;&lt;br /&gt;Enquire more @ 012-6574057 Jaclyn Tan&lt;br /&gt;AIA Life Planner / AIA Public Takaful&lt;br /&gt;&lt;br /&gt;Alternatively, you may contact&lt;br /&gt;Wechat: jaclyntpt&lt;br /&gt;Facebook: www.facebook.com/jaclyntanfinancial&lt;br /&gt;Email: jaclyntan@outlook.my</description>
            <author>jac1792</author>
            <category>Services Noticeboard</category>
            <pubDate>Tue, 20 Oct 2015 22:34:22 +0800</pubDate>
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            <title>AIA MEDICAL CARD - MOST AFFORDABLE IN THE MARKET</title>
            <link>http://forum.lowyat.net/topic/3662191</link>
            <description>[attachmentid=4657530]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;AIA&amp;#39;s Market LEADING medical card::::::::&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;##### Min &lt;span style='font-size:16pt;line-height:100%'&gt;&lt;span style='color:red'&gt;&lt;span style='font-family:Impact'&gt;1 MILLION&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; coverage &lt;span style='font-size:16pt;line-height:100%'&gt;&lt;span style='color:red'&gt;&lt;span style='font-family:Impact'&gt;ANNUALLY&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;##### NO LIFETIME LIMIT aka &lt;span style='font-size:16pt;line-height:100%'&gt;&lt;span style='color:gray'&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='font-family:Impact'&gt;UNLIMITED&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;##### NO Co-insurance (aka no sharing of cost)&lt;br /&gt;##### up to &lt;span style='font-size:16pt;line-height:100%'&gt;&lt;span style='color:green'&gt;&lt;span style='font-family:Impact'&gt;RM 1.9 mil additional coverage&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; for Outpatient Cancer Treatment &amp;amp; Kidney Dialysis (not sharing with Annual Limit)&lt;br /&gt;##### &lt;span style='font-size:16pt;line-height:100%'&gt;&lt;span style='color:green'&gt;&lt;span style='font-family:Impact'&gt;USD 1 Million Worldwide&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; Medical Emergency Evacuation&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='color:red'&gt;&lt;span style='font-size:16pt;line-height:100%'&gt;ONLY RM80/mth&amp;#33;&amp;#33;&amp;#33;&amp;#33; &lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;span style='font-size:8pt;line-height:100%'&gt;(price depending on age)&lt;/span&gt;&lt;br /&gt;&lt;span style='color:orange'&gt;&lt;b&gt;LIMITED PACKAGE&amp;#33;&amp;#33;&amp;#33;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;CALL FOR AN APPOINTMENT&amp;#33;&amp;#33;&amp;#33;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;whatsapp: 012-6574067&lt;br /&gt;wechat: jaclyntpt&lt;br /&gt;email: jaclyntan@outlook.my&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;WHY 1 million?&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;[attachmentid=4690520]</description>
            <author>jac1792</author>
            <category>Services Noticeboard</category>
            <pubDate>Wed, 29 Jul 2015 02:08:04 +0800</pubDate>
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            <title>Insurance - How much is enough?</title>
            <link>http://forum.lowyat.net/topic/3476731</link>
            <description>The title says it all....&lt;br /&gt;&lt;br /&gt;In your opinion, how much insurance coverage do you think you would need ? How would you determined?&lt;br /&gt;Healthy discussion, so please share your thoughts &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>jac1792</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 21 Jan 2015 16:54:10 +0800</pubDate>
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            <title>AIA - Insurance (BEST MEDICAL IN THE MARKET&amp;#33;)</title>
            <link>http://forum.lowyat.net/topic/3475929</link>
            <description>WHAT IS AIA Investment Linked Insurance&lt;br /&gt;- Coverage on &lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Death/TPD, with Anniversary Bonus up to 120% SA of Free Coverage&lt;/b&gt;&lt;/span&gt;.&lt;br /&gt;- Coverage on &lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Multiple Critical Illness Claim (up to 3 times)&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;- Coverage on &lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;Early Stage Critical Illness (up to 92 Illness)&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;- Medical Card of up to 1.5 Annual Limit with no Lifetime limit&amp;#33;&lt;br /&gt;- &lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;Weekly Allowance if unable to work due to accident.&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;- &lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Daily Cash payable for hospital confinement&lt;/b&gt; &lt;/span&gt;(up to RM400/day)&amp;#33;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='color:purple'&gt;From AS LOW AS RM150/mth&amp;#33; &lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;*****&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Is your current medical plan&lt;u&gt; sufficient to fight inflation&lt;/u&gt; &amp;amp; &lt;u&gt;the increasing medical cost &lt;/u&gt;over the next 30 years??&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;AIA&amp;#39;s new medical plan:::::&lt;br /&gt;&lt;br /&gt;- First in the market provides&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='color:red'&gt;&lt;u&gt;&lt;b&gt; Annual Limit up to RM1.5 Million&amp;#33;&amp;#33;&lt;/b&gt;&lt;/u&gt;&lt;/span&gt; &lt;/span&gt;&lt;span style='color:red'&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;With &lt;u&gt;NO LIFETIME LIMIT&amp;#33;&lt;/u&gt;&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;[attachmentid=4319674]&lt;br /&gt;&lt;br /&gt;- Higher Limit for Outpatient Kidney Dialysis &amp;amp; Cancer Treatment&lt;br /&gt;[attachmentid=4319677]&lt;br /&gt;&lt;br /&gt;- Increase in your Room &amp;amp; Board limit by 20% every 2 years*&lt;br /&gt;[attachmentid=4319676]&lt;br /&gt;&lt;br /&gt;- Outpatient Dengue Treatment&lt;br /&gt;&lt;br /&gt;- Coverage up to age 100&lt;br /&gt;&lt;br /&gt;- Co-insurance free (i.e. customer do not have the bear partial medical fees)&lt;br /&gt;&lt;br /&gt;- Reimbursement of actual cost for treatment in Singapore (R&amp;amp;B 500)&lt;br /&gt;&lt;br /&gt;- Cashless Admission&amp;#33;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Plan for your future self, only the younger you can take care of the older you...&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;PM me for a free quote today&amp;#33; Below details are required&lt;br /&gt;Name/Nickname&lt;br /&gt;Age&lt;br /&gt;Gender&lt;br /&gt;Smoker (Yes/No)&lt;br /&gt;Occupation: Indoor/Outdoor&lt;br /&gt;Budget (i.e. monthly 250 etc)&lt;br /&gt;Email add (for attachment &amp;amp; limited PM replies)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='color:orange'&gt;&lt;span style='font-size:16pt;line-height:100%'&gt;PM me for MORE INFO&amp;#33;&amp;#33;&amp;#33;&amp;#33;&lt;/span&gt;&lt;/span&gt; &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;*Terms &amp;amp; condition applies</description>
            <author>jac1792</author>
            <category>Services Noticeboard</category>
            <pubDate>Tue, 20 Jan 2015 22:19:21 +0800</pubDate>
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