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        <title>Lowyat.NET: Latest topics by pakjat</title>
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        <lastBuildDate>Sat, 20 Jun 2026 22:13:48 +0800</lastBuildDate>
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            <title>What does CCRIS collateral means?</title>
            <link>http://forum.lowyat.net/topic/5155756</link>
            <description>Years ago I refinanced my apartment B. So there is a housing loan &amp;amp; cash out loan for apartment B&lt;br /&gt;Recently I payoff only the apartment B housing loan. Now in the CCRIS the cash out loan for apartment B was written as &amp;quot;other term loan&amp;quot;.&lt;br /&gt;But in the collateral column it is written with code &amp;quot;10&amp;quot; which shown as &amp;quot;properties&amp;quot;&lt;br /&gt;&lt;br /&gt;From what is shown in my CCRIS now, am I considered to have 1 or 2 housing loan in BNM eyes?&lt;br /&gt;Am I eligible to get a 90% housing loan again?&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/B7K60n' target='_blank'&gt;&lt;img src='https://pictr.com/images/2021/06/09/B7K60n.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/B7KUcJ' target='_blank'&gt;&lt;img src='https://pictr.com/images/2021/06/09/B7KUcJ.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;</description>
            <author>pakjat</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Wed, 09 Jun 2021 21:25:36 +0800</pubDate>
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