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        <title>Lowyat.NET: Latest topics by sbeck99</title>
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        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 24 Jun 2026 06:30:07 +0800</lastBuildDate>
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            <title>ANY ARCHITECT RECOMMENDATION?</title>
            <link>http://forum.lowyat.net/topic/4686374</link>
            <description>Hello to all. I looking for architect specialized in drawing bungalow floor plan and design. I intent to build 2 storey bungalow. If cost permitted,  maybe 3 storey. Location at seremban.&lt;br /&gt;&lt;br /&gt;Any architects recommendation?</description>
            <author>sbeck99</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 04 Nov 2018 10:53:12 +0800</pubDate>
        </item>
        <item>
            <title>How to free up money that tied up with your house?</title>
            <link>http://forum.lowyat.net/topic/4607205</link>
            <description>If i have a house with market value RM2.5m but still owe to bank with RM1.0m, how do i get extra money that i need instead of having my money tied up with my house provided i continued staying there?&lt;br /&gt;Let say RM1.0m is maximum loan i can get from bank based on my income and could not refinance to get higher loan. What options available for me?&lt;br /&gt;&lt;br /&gt;Any adviced is very much appreciated. Thank you.</description>
            <author>sbeck99</author>
            <category>Property Talk</category>
            <pubDate>Mon, 25 Jun 2018 14:29:53 +0800</pubDate>
        </item>
        <item>
            <title>How To Become Money Changer</title>
            <link>http://forum.lowyat.net/topic/4267218</link>
            <description>To all the sifu and business expert. Anyone can tell me how to become a Money Changer?&lt;br /&gt;&lt;br /&gt;What requirement that need?&lt;br /&gt;Where and how to get the licence?&lt;br /&gt;Where and how to sell/buy currency stock?&lt;br /&gt;What software or P.O.S system available that need to run the forex exchange business?&lt;br /&gt;&lt;br /&gt;Many many thank you for those who can give advise or guidance. Thank you.</description>
            <author>sbeck99</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sun, 16 Apr 2017 11:46:21 +0800</pubDate>
        </item>
        <item>
            <title>Add another storey on top existing house</title>
            <link>http://forum.lowyat.net/topic/3382649</link>
            <description>To any sifu.&lt;br /&gt;&lt;br /&gt;Is it possible to add another storey on top of my existing single storey house.&lt;br /&gt;&lt;br /&gt;If possible, around how much the cost with my existing house built-up of 1,800 sf.&lt;br /&gt;&lt;br /&gt;And normally local council will approve?&lt;br /&gt;[attachmentid=4176157]&lt;br /&gt;[attachmentid=4176158]&lt;br /&gt;&lt;br /&gt;Any feedback will very appreciated. TQ.</description>
            <author>sbeck99</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Sat, 18 Oct 2014 20:18:37 +0800</pubDate>
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