<?xml version="1.0" encoding="utf-8"?>
<!-- generator="FeedCreator 1.7.2" -->
<rss version="2.0">
    <channel>
        <title>Lowyat.NET: Latest topics by phlegmon</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Mon, 29 Jun 2026 09:01:20 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>BASE RATE in different banks</title>
            <link>http://forum.lowyat.net/topic/3456138</link>
            <description>This is my new year present to you &amp;#33; happy new year... &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:hyper:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxm9.gif' border='0' style='vertical-align:middle' alt='rclxm9.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:hyper:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxm9.gif' border='0' style='vertical-align:middle' alt='rclxm9.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt; [attachmentid=4280888]</description>
            <author>phlegmon</author>
            <category>Property Talk</category>
            <pubDate>Wed, 31 Dec 2014 09:49:11 +0800</pubDate>
        </item>
        <item>
            <title>Effect of economic downturn to property</title>
            <link>http://forum.lowyat.net/topic/3443054</link>
            <description>&lt;br /&gt;[attachmentid=4262191]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;I&amp;#39;m wondering what is the effect of economic downturn in our country will do to the property sector?&lt;br /&gt;&lt;br /&gt;1. Will abandon property project raise? if yes , what is the connection between the economic crisis and the property sector? i can&amp;#39;t see the link...&lt;br /&gt;&lt;br /&gt;2. will auction market will mushroom even bigger? I think this will happen due to the increasing of loan defaulter and more importantly SPECULATOR who can&amp;#39;t hold their properties anymore..&lt;br /&gt;&lt;br /&gt;3. Subsale property deal will be more active than previous? more good deal on the line?&lt;br /&gt;&lt;br /&gt;please share your thought..&lt;br /&gt;&lt;br /&gt;thank you &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>phlegmon</author>
            <category>Property Talk</category>
            <pubDate>Tue, 16 Dec 2014 20:59:59 +0800</pubDate>
        </item>
        <item>
            <title>residential tittle vs commercial tittle</title>
            <link>http://forum.lowyat.net/topic/3415494</link>
            <description>Hi everyone....&lt;br /&gt;&lt;br /&gt;just wanted to know from all the sifus / gurus here...what is the advantage and disadvantage of buying property under commercial tittle?&lt;br /&gt;&lt;br /&gt;From what i know , the disadvantage includes :&lt;br /&gt;- not cover by HDA&lt;br /&gt;- higher utility rates ( double than residential unit ) &lt;br /&gt;&lt;br /&gt;May i know other points?thanks&lt;br /&gt; &lt;!--emo&amp;;)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/wink.gif' border='0' style='vertical-align:middle' alt='wink.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;;)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/wink.gif' border='0' style='vertical-align:middle' alt='wink.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>phlegmon</author>
            <category>Property Talk</category>
            <pubDate>Wed, 19 Nov 2014 12:50:40 +0800</pubDate>
        </item>
    </channel>
</rss>
