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        <title>Lowyat.NET: Latest topics by eng88kiat</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Mon, 22 Jun 2026 05:34:58 +0800</lastBuildDate>
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            <title>CTOS services</title>
            <link>http://forum.lowyat.net/topic/3367685</link>
            <description>Any Company or Businesses that giving credit term are advisable to subscribe to CTOS services for individual or company checking. Interested to know more, please do let me know so I can assist further...</description>
            <author>eng88kiat</author>
            <category>Services Noticeboard</category>
            <pubDate>Fri, 03 Oct 2014 11:46:38 +0800</pubDate>
        </item>
        <item>
            <title>Credit Reporting &amp;amp; Turn Losses into Profit</title>
            <link>http://forum.lowyat.net/topic/3360649</link>
            <description>Financial Institutions in Malaysia have for sometime now been able to access important and crucial credit lead information to help their credit evaluation and credit control process. They use the CTOS System.&lt;br /&gt; &lt;br /&gt;Many commercial firms have requested for such information to be opened to them. Their logic: Commercial Firms also take credit risks on their customers and suffer losses whenever credit is extended to bad risks. To meet this need, the CTOS package for commercial firms was launched. I am sure, you would like to help  your firm minimize, if not, avoid losses. This is especially so during these turbulent economic crisis. In these uncertain times, having pertinent information can only enhance your credit risk management.&lt;br /&gt; &lt;br /&gt;INFORMATION IS KEY TO BETTER DECISIONS.&lt;br /&gt; &lt;br /&gt;CTOS is an electronic archive &amp;amp; database information collected from government gazettes &amp;amp; publications, newspaper, Registry of Companies / Businesses, other publication and searches. You can either choose to plough through countless hours of unproductive work, endless volume of records and &amp;quot;rumors from the market&amp;quot; or get the information with the greatest of ease through the CTOS electronic archive database....INSTANTLY&amp;#33;&amp;#33;&lt;br /&gt; &lt;br /&gt;The CTOS database covers:&lt;br /&gt; &lt;br /&gt;MALAYSIAN BANKRUPTCY - SINGAPORE BANKRUPTCY - CIVIL SUITS &amp;amp; SUMMONSES - PETITIONED &amp;amp; WOUND UP COMPANIES - DIRECTORS OF PETITIONED &amp;amp; WOUND UP COMPANIES - FORCED SALES PROCEEDINGS.....AND MANY MORE.&lt;br /&gt; &lt;br /&gt;These database provides crucial &amp;quot;starting points&amp;quot; for follow up actions that can yield deeper insights into your customers. It can mean the difference between &amp;quot;making profits or making losses&amp;quot;.&lt;br /&gt; &lt;br /&gt;The CTOS package deal with the three (3) fundamental phases of credit control and management.&lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt;E valuate          : Screening your entire customer base for EXISTING lead information&lt;br /&gt;M  onitor           : Tracking your customers for NEW lead information, daily.&lt;br /&gt;R  ecover          :  Assist in Bad Debt&amp;#39;s Recovery.&lt;br /&gt; &lt;br /&gt;To give you a better idea of our service, i am happy to answer any question you may have about. Besides, if you interested to know more on how our system works and what it is all about, please do let me know and I can do an arrangement for presentation face to face for your better understanding and consideration. I can be reached at my email kiat@cmctos.com.my&lt;br /&gt;</description>
            <author>eng88kiat</author>
            <category>Services Noticeboard</category>
            <pubDate>Fri, 26 Sep 2014 10:32:20 +0800</pubDate>
        </item>
        <item>
            <title>Attention to all SME Businesses and Companies</title>
            <link>http://forum.lowyat.net/topic/3359921</link>
            <description>Hi Everyone,&lt;br /&gt;&lt;br /&gt;I&amp;#39;m Kiat from CTOS who like to offer you a credit reporting services that been using by bank for better understanding about their customer. This services is considered important for your business just like majority banks is using it to protect profit and to minimize losses. Besides of credit report, CTOS is useful for recover debt from your bad defaulter. In case if you are interested to know more about CTOS, please do not hesitated to email me at kiat@cmctos.com.my</description>
            <author>eng88kiat</author>
            <category>Services Noticeboard</category>
            <pubDate>Thu, 25 Sep 2014 14:55:12 +0800</pubDate>
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