http://forum.lowyat.net/ Fri, 12 Jun 2026 02:34:01 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/3763005 Hi, got fed up with the Car polishing at the carpark area of IOI mall. Felt like i got cheated with their nano wax package... just got it done yesterday... not saying that their work is not good... just that they dun explain the package properly... end up keep on asking to add on... Anyway, i am done going there and would like to ask all sifus here, whether got good recommendation for car detailing/car polishing center with good service at a reasonable price in old klang road/puchong area. <br />Thank you in advance.... Paul Tan The Fast &amp; The Furious Mon, 02 Nov 2015 16:38:27 +0800 http://forum.lowyat.net/topic/3454467 Hi All Sifu&#39;s,<br /><br />Need some input from all season investors. Currently my parents house (under joint name, me and my mum) is value at around 220-250k and outstanding loan is around 68k - monthly installment RM600. I just recently bought a house which cost around 778K(down payment paid) and monthly installment will start at Sept 2017 (3.2k monthly) . Apart from that i have a hire loan for 5 years and monthly installment 1.5k for 5 years starting Oct this year. Am thinking of getting another prop for investment whereby i will need to refinance parents home. So this is where the doubt comes in:<br /><br />1) If i refinance my parents home for 70% loan, will the third property i am planning to get be available for 90% loan?<br />2) If above is not true, meaning it is better to re-finance at 90% loan so that i will have more &#036;&#036; to dump into the third prop.<br />3) Is it advisable to wait n see how is the market like after the GST implementation or is it better to get one before the GST goes up?<br />4) Since i am new to prop investing, what are the range of prop i should be looking at with a cash of around 80k in expense and monthly installment which i hope to have a positive cash flow from the third prop (including the maintenance fee in) <br />5) Should i be looking in re-sale or a new development for the 3rd prop?<br /><br />Hope to get some advise... thanks... Paul Tan Finance, Business and Investment House Mon, 29 Dec 2014 15:57:54 +0800