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        <title>Lowyat.NET: Latest topics by Nachiino Etamay</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 04 Jun 2026 07:06:41 +0800</lastBuildDate>
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            <title>Lowyat buka ke?</title>
            <link>http://forum.lowyat.net/topic/5170922</link>
            <description>&lt;br /&gt;Anyone knows?&lt;br /&gt;&lt;br /&gt;Lowyat buka ke?need to buy/repair phone</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 17 Jul 2021 14:26:23 +0800</pubDate>
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            <title>anyone can find video &amp;quot;Kita fine the lockdown&amp;quot;</title>
            <link>http://forum.lowyat.net/topic/5152011</link>
            <description>Title</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 31 May 2021 09:23:20 +0800</pubDate>
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            <title>Two house i bought on end March</title>
            <link>http://forum.lowyat.net/topic/5129222</link>
            <description>Sekian.&lt;br /&gt;&lt;br /&gt;one completed mid march kunci end march,&lt;br /&gt;&lt;br /&gt;one completed end march kunci today.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;I bought two units dekat ixora condo sebab one day we may pindah TRX so i wanted to cycle to work from the new house.&lt;br /&gt;&lt;br /&gt;But looks like loans even for subsale WITH strata takes one year due to MCO&lt;br /&gt;&lt;br /&gt;as a benchmark, buying a no-strata property only took 6 months despite a bancrupt developer&lt;br /&gt;&lt;br /&gt;super GG man in efficiency. I hate our SNP templates being 3 months. Thats just stupid. just set it to 12 months already.</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 08 Apr 2021 13:20:54 +0800</pubDate>
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            <title>cooked whole chicken RM25 and below</title>
            <link>http://forum.lowyat.net/topic/5102042</link>
            <description>Need alternative to KFC/friend chicken/nandos/kenny rogers&lt;br /&gt;&lt;br /&gt;im on keto, so i just want a whole chicken&lt;br /&gt;&lt;br /&gt;but most online shops either ultra high end nandos/kenny rogers&lt;br /&gt;&lt;br /&gt;or friend chicken/korea chicken.&lt;br /&gt;&lt;br /&gt;help lpease</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 11 Feb 2021 17:49:12 +0800</pubDate>
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            <title>Indomie RM28?&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/5084236</link>
            <description>I havent been eating out since 2009 unless someone invite me and pay, but in 2009, Indomie used to be RM0.60 per pack get one free for each 5.&lt;br /&gt;&lt;br /&gt;Then i did realise sometime in 2013, mamak was selling indomie for RM2 or RM3, of course this is daylight robbery&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;But now RM28 for an indomie pizza?&lt;br /&gt;&lt;br /&gt;i swear indomie is still RM0.60 for 5 at shops. furthermore banyak perisa baru like that green one&lt;br /&gt;&lt;br /&gt;Ada ke orang otak tolol beli indomie mamak at RM3 and indomie pizza at RM28?&lt;br /&gt;&lt;br /&gt;air panas &amp;lt;1 sen je</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 08 Jan 2021 09:55:15 +0800</pubDate>
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            <title>Too much short term trading guru here</title>
            <link>http://forum.lowyat.net/topic/5071271</link>
            <description>1) Put money aside more as a % of income.&lt;br /&gt;&lt;br /&gt;It does not matter if you earn RM10k a month or RM1 mil a month. If both of you put only 5% per year aside due to lifestyle choices, both of you will need 60 years to retire (ie: never). A goal every year is NOT to spend more, but to maximise happiness and increase savings rate.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;2) Increase Happiness per unit dollar. Lots of people say money doesnt buy happiness. This is not true. Happiness is correlated to 1) Amount of money 2) Money per unit happiness. IE: efficiency. &lt;br /&gt;&lt;br /&gt;If buying a RM4k phone gives 100% happiness, and a RM400 gives 98% happiness, then u may want to take the maximum happiness per unit dollar decision. Likewise, Starbucks may cost RM20 for 100% happiness. But nescafe may cost RM0.20 for 94% happiness. Always make these decisions on every dollar spent.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;3) Marry the right partner with financial and values in-line with yours. This is pretty simple. If you marry a lifelong jobless gold digger just because your mum is a lifelong jobless parasite, then your gold gets digged.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;4) Use roboadvisors and zero-trading fee apps to buy passive investments. I know lots of people here say buy Bcoins, top glove, banks, and other high risk high return investments. If you are playing the long game, just go passive and stop looking at your investment account. 10 years is a lot of time, and it will smoothen any crisis.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Just follow 1,2,3,4, regardless of your salary, you will have crazy passive income depending on your savings rate. Just as a rule of thumb, at 5% savings rate, you work for life. 10% savings rate, maybe 40-50 years. 20% savings rate, maybe 20-30years. 40% savings rate, 10-20 years, and &amp;gt;50% savings rate, &amp;lt;15 years.</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 11 Dec 2020 20:47:21 +0800</pubDate>
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            <title>FIRE movement</title>
            <link>http://forum.lowyat.net/topic/5064963</link>
            <description>I always found it hard to explain to a Malaysian that its not hard to retire early and be financially independent, and the time it takes to retire early or be financially has NOTHING to do with how much you earn, but with how many % you save&lt;br /&gt;&lt;br /&gt;its like, everyone i know says u must earn more to retire faster, but in reality, this is not how it works (because earn more=spend more= % of spending stays the same = retirement time remains 60 years (ie: Never).&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Then i found this gem movement, and its quite big too...&lt;br /&gt;&lt;br /&gt;Anyone found this gem before? lol.&lt;br /&gt;&lt;br /&gt;</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 28 Nov 2020 22:38:42 +0800</pubDate>
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            <title>Trump win senate and presidency</title>
            <link>http://forum.lowyat.net/topic/5052348</link>
            <description>Now its time to sleep okay.&lt;br /&gt;&lt;br /&gt;bye guys&lt;br /&gt;&lt;br /&gt;yes. I know mass media say biden 230/140, or blue bar big,red bar low, or mass media say biden confident etc etc and polling say trump is 0% win rate.&lt;br /&gt;&lt;br /&gt;but yeah.... those things dont matter</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 04 Nov 2020 13:41:31 +0800</pubDate>
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            <title>Tesla camera based self driving</title>
            <link>http://forum.lowyat.net/topic/5046011</link>
            <description>Going to share materials&lt;br /&gt;&lt;br /&gt;Before this, camera based self driving could only navigate, automatically get out of parking, automatically summon to a location.&lt;br /&gt;However, the new self driving via an over-the-air update significantly increased their&lt;br /&gt;&lt;br /&gt;For those who know autonomy, this is a BIG thing. Because you can basically use a computer, and camera, attach this to ANY device, and it can drive around with just camera&amp;#39;s, a solution that costs less than USD1000, even USD100 if mass produced.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Additional functionality that self driving can do now:&lt;br /&gt;- left and right turns&lt;br /&gt;- roundabouts&lt;br /&gt;- it recognises its &amp;quot;lane&amp;quot; in a laneless road&lt;br /&gt;- it recognises left and right parked cars&lt;br /&gt;- it recognises humans, bicycles, and their intentions&lt;br /&gt;- does streets navigation (on top of highway)&lt;br /&gt;- it actually acts like humans (moving abit after a stop sign to gauge left and right, before accellerating, etc)&lt;br /&gt;&lt;br /&gt;Understandably, it was released at 3am, so not many day videos (most shot at night with low visitbility.)&lt;br /&gt;&lt;br /&gt;I will update this thread as unique videos are updated.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Videos on twitter being compiled&lt;br /&gt;&lt;br /&gt;[youtube]gnPS8NxJutU[/youtube]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Reaction Video from a beta tester.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[youtube]Y0S_aa3-9Hw[/youtube]</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 22 Oct 2020 22:22:13 +0800</pubDate>
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            <title>Tesla shareholders come in</title>
            <link>http://forum.lowyat.net/topic/5045754</link>
            <description>Record 3Q in a quarter where they have to spend to build 3 factories, and covid and more than 2 month downtime.&lt;br /&gt;As always, get your fill at&lt;br /&gt;&lt;br /&gt;&lt;a href='https://ir.tesla.com/' target='_blank'&gt;https://ir.tesla.com/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Also, full self driving is here. Self driving now taking turns, avoiding cars at the side of the road, navigating in cities. I will continue to be monitor this development, but if the self driving beta is above expectations, this itself will push my tesla market cap target from &amp;#036;2 trillion to &amp;#036;4 to &amp;#036;5 trillion (autonomous vehicles software is a huge huge huge market).&lt;br /&gt;&lt;br /&gt;Im refreshing youtube every minute with setting &amp;lt;full self driving, tesla full self&amp;gt; &amp;lt;beta&amp;gt; with screening &amp;lt;Last hour&amp;gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;What im looking out for&lt;br /&gt;- Incidences per mile&lt;br /&gt;- Ability to navigate streets&lt;br /&gt;- Ability to take turns&lt;br /&gt;- Ability to understand pedestrian/other car movements&lt;br /&gt;- Ability to drive without internet connection, and in the dark&lt;br /&gt;- Ability to drive without pre-mapped area.&lt;br /&gt;&lt;br /&gt;taking turns in cities&lt;br /&gt;&lt;br /&gt;[youtube]Wn6mZRuOMZM[/youtube]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;taking roundabouts.&lt;br /&gt;&lt;br /&gt;[youtube]RyPFzeVVb1w[/youtube]</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 22 Oct 2020 14:32:56 +0800</pubDate>
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            <title>Guys, now that MCMC active, i suggest do report</title>
            <link>http://forum.lowyat.net/topic/5031977</link>
            <description>I have just made 3 reports in the past 3 days&lt;br /&gt;&lt;br /&gt;- Cancelling Unifi website took more than 5 seconds to load, and actually confuses you by putting more than 3 steps to cancel&lt;br /&gt;&lt;br /&gt;- if you cancel unifi, and submit another ticket, the site will hang forever, thus putting more delay&lt;br /&gt;&lt;br /&gt;- If you walk in to give back their router, and stuffs, it takes more than 1 minute to return the equipment after your number is called.  i dont know what makcik tu type in after take IC, but it takes FOREVER&lt;br /&gt;&lt;br /&gt;I think its time to push Unifi.&lt;br /&gt;&lt;br /&gt;Anyways, ive moved to Digi mifi and TIME</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 26 Sep 2020 10:22:18 +0800</pubDate>
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            <title>Finally...Lifestyle Inflation +50%... GG guys</title>
            <link>http://forum.lowyat.net/topic/5010811</link>
            <description>Finally decided to buy Nescafe gold, sedap doh...&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;But average price per cup increased Nescafe Classic Arabica &amp;amp; Robusta Blend from RM8.50 for 50 cups or RM0.19 per cup to &lt;br /&gt;Nescafé Roasting NESCAFÉ Gold Blend Black RM24 for 85 cups or RM0.28 per cup.&lt;br /&gt;&lt;br /&gt;0.28/0.19-1 = +47.3% lifestyle inflation yo&lt;br /&gt;&lt;br /&gt;Lifestyle inflation +50% guys.... i feel guilty man, like all those millenials eating avocado toast and high end coffee, now its my turn to join drinking +50% expensive coffee¬&lt;br /&gt;&lt;br /&gt;Saya tak nak kalah okay in terms of crazy lifestyle spending inflation</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 13 Aug 2020 11:27:41 +0800</pubDate>
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            <title>Anyone can recommend me floor polish services?</title>
            <link>http://forum.lowyat.net/topic/5009582</link>
            <description>Got problem, rubber carpet lekat. need to polish. Anyone can recommend cheap cheap in KL?</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 10 Aug 2020 19:45:03 +0800</pubDate>
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            <title>Marriage cost to increase by 10000% July 1</title>
            <link>http://forum.lowyat.net/topic/4985217</link>
            <description>gg guys, too late&lt;br /&gt;&lt;br /&gt;Could have done it for less than RM100 since March, but now its back to RM100,000~RM1,000,000&lt;br /&gt;&lt;br /&gt;&lt;a href='https://www.thestar.com.my/news/nation/2020/06/24/mco-yay-you-can-start-setting-wedding-dates-from-july-1-onwards' target='_blank'&gt;https://www.thestar.com.my/news/nation/2020...-july-1-onwards&lt;/a&gt;</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 24 Jun 2020 16:16:34 +0800</pubDate>
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            <title>America First human rocket launch Falcon 9</title>
            <link>http://forum.lowyat.net/topic/4968986</link>
            <description>LIVE STREAM. Launch time at 4.30am, but activities accelerate from now till 4.30am&lt;br /&gt;&lt;br /&gt;[youtube]yn3Kax3mExc[/youtube]&lt;br /&gt;&lt;br /&gt;1) The rocket falcon 9 costs like &amp;#036;55 million per launch, versus competing launch providers at &amp;#036;300-500 million per launch&lt;br /&gt;2) The first stage of the falcon 9 will do a landing on a ship after going out into space&lt;br /&gt;3) First humans to launch out of america after space shuttle AND moon program was axed by idiots (which is another name for politicians)&lt;br /&gt;4) This is all thanks to Trump. so lets suppork Trump</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 27 May 2020 23:41:08 +0800</pubDate>
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            <title>Starting tommorow, jogging activity-99%</title>
            <link>http://forum.lowyat.net/topic/4953296</link>
            <description>Now that the government will be opening the economic sector,&lt;br /&gt;&lt;br /&gt;jogging activities and jumping jacks and &amp;quot;panic attacks&amp;quot; and eating out activities will fall by 99% as the opposition will now start doing real MCO &amp;quot;to oppose all government directives&amp;quot;, saying that &amp;quot;the government should maintain lockdown forever to avoid any covid-19 death going forward&amp;quot; and that &amp;quot;any death is blood on the governments hand&amp;quot;&lt;br /&gt;&lt;br /&gt;all the opposition that is jogging and jumping jacks after 10pm will now stop.....&lt;br /&gt;&lt;br /&gt;i think the government&amp;#39;s action may make things worse....</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 01 May 2020 11:56:40 +0800</pubDate>
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            <title>Anyone knows MEX II Progress?</title>
            <link>http://forum.lowyat.net/topic/4950779</link>
            <description>Anyone lalu this place can give an update?&lt;br /&gt;&lt;br /&gt;MEX II connects MEX and KLIA, there are tons of routes from KL to KLIA, and if covid is long term , this project is ultra ultimate GG.&lt;br /&gt;&lt;br /&gt;Anyone can see if this highway progress?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;This twit on October 2019 shows footage that it belom siap&lt;br /&gt;&lt;br /&gt;&lt;a href='https://twitter.com/Twt_Cyberjaya/status/1181174004503072768' target='_blank'&gt;https://twitter.com/Twt_Cyberjaya/status/1181174004503072768&lt;/a&gt;</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 27 Apr 2020 12:36:30 +0800</pubDate>
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            <title>Got LHDN mechanical voice call. SCAM?</title>
            <link>http://forum.lowyat.net/topic/4949492</link>
            <description>individu yang mendakwa dari Lembaga Hasil Dalam Negeri (LHDN) kerana mempunyai tunggakan cukai yang belum dijelaskan.&lt;br /&gt;&lt;br /&gt;Sila tekan [9] untuk bercakap dengan pegawai kami&lt;br /&gt;&lt;br /&gt;100% SCAM?&lt;br /&gt;&lt;br /&gt;i havent paid tax tho, i tot delay</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 25 Apr 2020 10:29:08 +0800</pubDate>
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            <title>Government leave it to police to catch politicians</title>
            <link>http://forum.lowyat.net/topic/4945407</link>
            <description>&lt;a href='https://www.thestar.com.my/news/nation/2020/04/18/govt-to-leave-it-to-cops-to-act-when-vips-violate-mco-says-ismail-sabri#cxrecs_s' target='_blank'&gt;https://www.thestar.com.my/news/nation/2020...-sabri#cxrecs_s&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;lets go guys&lt;br /&gt;&lt;br /&gt;do online police report on  deputy minister and a Perak state executive council member who were pictured having a meal at a tahfiz school in Lenggong during the movement control order.&lt;br /&gt;&lt;br /&gt;if we can get 100,000 police reports on this guy, we can get him fired.</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 18 Apr 2020 16:20:17 +0800</pubDate>
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            <title>artificial sugar is bad = lie</title>
            <link>http://forum.lowyat.net/topic/4944430</link>
            <description>This is my 10th year.&lt;br /&gt;i drink about 3 big bottles (4.5 liter) of no sugar/diet Coke/pepsi per week CONSISTENTLY for 9 years already.&lt;br /&gt;&lt;br /&gt;i can confirm (if someone pay me RM2,000, i can also show medical records of blood sugar/etc) that my health unaffected.&lt;br /&gt;&lt;br /&gt;This is based on full medical checkup including sonic boom xray thingy (where the doctor wipes ur body with slimy liquid) every 1.5 to 3 years.&lt;br /&gt;&lt;br /&gt;This means, my body taken in 2,106 liters of coke zero. with no impact on health.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;I believe the &amp;quot;artificial sugar&amp;quot; fad is like &amp;quot;coffee caffeine is bad&amp;quot; fad.&lt;br /&gt;&lt;br /&gt;sure. if you drink 3 barrels of coffee in one shot, its bad for health&lt;br /&gt;likewise, if you drink 3 barrels of coke zero in one shot, its bad for health.&lt;br /&gt;&lt;br /&gt;But if you drink 3 barrels of plain water in one shot also u will die lol due to reverse oste</description>
            <author>Nachiino Etamay</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 16 Apr 2020 21:09:21 +0800</pubDate>
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