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        <title>Lowyat.NET: Latest topics by RenewedHope</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 24 Jun 2026 00:48:37 +0800</lastBuildDate>
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            <title>Simple question. Sifus please help.</title>
            <link>http://forum.lowyat.net/topic/4239402</link>
            <description>Greetings sifus,&lt;br /&gt;&lt;br /&gt;Would like to ask a question regarding names in a housing loan. &lt;br /&gt;&lt;br /&gt;Scenario, 3 names in a housing property.  &lt;br /&gt;&lt;br /&gt;Question : Is it possible to withdraw one name out of the 3 names without any compensation to bank / financial institutions?&lt;br /&gt;&lt;br /&gt;While keeping the house of course. &lt;br /&gt;&lt;br /&gt;2) Do we need another &amp;quot;guarantor&amp;quot; or some other &amp;quot;replacement&amp;quot; to cover back to 3 names? &lt;br /&gt;&lt;br /&gt;3) If the family can come to a mutual understanding, is it possible to just remove one name and leave the other 2 there to maintain the housing loan?&lt;br /&gt;&lt;br /&gt;Sorry if I don&amp;#39;t put it in a proper way to ask as I have no experience in this, and thank you for reading. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>RenewedHope</author>
            <category>Property Talk</category>
            <pubDate>Mon, 27 Mar 2017 19:37:47 +0800</pubDate>
        </item>
        <item>
            <title>Come xian, vanna Fung, ndew, pol, akm, jol. Sipam</title>
            <link>http://forum.lowyat.net/topic/3898251</link>
            <description>Banhammer?&lt;br /&gt;</description>
            <author>RenewedHope</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 18 Mar 2016 12:24:05 +0800</pubDate>
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            <title>First timer(very keen)</title>
            <link>http://forum.lowyat.net/topic/3301188</link>
            <description>Hi there dear sifus &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt;,&lt;br /&gt;&lt;br /&gt;Like the topic stated. I&amp;#39;m a beginner here. 31 years of age. 180cm but only weighs 63-65kg floating around. Is it still possible to at least build decent muscles and go bigger(As in beefing up a little)? I&amp;#39;m kinda small in stature but looks tall(compared to average asian height). &lt;br /&gt;&lt;br /&gt;My aim is to get healthier and be kinda mascular. Not forgetting bigger in size abit. Would religiously follow programs given. Thank you. &lt;br /&gt;&lt;br /&gt;There are a few questions I wanna ask:-&lt;br /&gt;&lt;br /&gt;A) I would like to ask about which kind of protein should I specifically take? (My budget is &amp;gt; RM200)&lt;br /&gt;&lt;br /&gt;B) What kind of basic routine and Ideal program should I do and how many times like squats etc. For beginners like me. &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt; (Please elaborate)&lt;br /&gt;&lt;br /&gt;C) What kind of diet should I go with? Currently I&amp;#39;m a heavy eater. Can take up to at least 2 to 3 person of intake(As in meals alone during Bfast / Lunch / Dinner) &lt;br /&gt;&lt;br /&gt;That is all, if there is anything you sifus like to add on, please do so. Thanks for reading and Have a great one.&lt;br /&gt;&lt;br /&gt;Regards</description>
            <author>RenewedHope</author>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Fri, 25 Jul 2014 19:48:26 +0800</pubDate>
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