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        <title>Lowyat.NET: Latest topics by sanfa</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 04 Jun 2026 19:22:14 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>huge hypermarket/ shopping mall</title>
            <link>http://forum.lowyat.net/topic/4077525</link>
            <description>Hi.. i always wonder how those hypermarkets/ shopping mall decided to open new branch at new location.. did they bought the place or they just rent them from others?.. &lt;br /&gt;&lt;br /&gt;1)If they build them, did they buy those pieces of land or they settle with mutual agrement between them and the landlord?&lt;br /&gt;&lt;br /&gt;2) if they do rent a buildings, how could we reach them to know more about that?&lt;br /&gt;&lt;br /&gt;Example of hypermarket&lt;br /&gt;-tesco&lt;br /&gt;-giant&lt;br /&gt;-econsave&lt;br /&gt;&lt;br /&gt;Example of malls&lt;br /&gt;-aeon&lt;br /&gt;-parkson&lt;br /&gt;</description>
            <author>sanfa</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 09 Oct 2016 08:59:52 +0800</pubDate>
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        <item>
            <title>insurance company reject accident damage claims</title>
            <link>http://forum.lowyat.net/topic/4065661</link>
            <description>hi everyone, &lt;br /&gt;&lt;br /&gt;Last month, an accident occurs near to my house.. A modified honda accord hit a kelisa at a junction.. Luckily nobody died at that moment but both car is heavily damage ( still not considered as total damage yet ). So, yesterday I met with the owner of honda accord ( my neighbour ) and we chat about that incident.. He told me that his insurance company refuse to cover his damage on the car due to some modification has been done on the car.. some of modification that has been highlighted is:&lt;br /&gt;&lt;br /&gt;1) bigger rim size&lt;br /&gt;2) low profile tyre&lt;br /&gt;3) engine modification&lt;br /&gt;4) exhaust sytem modification&lt;br /&gt;&lt;br /&gt;His car still under warranty but honda refused to fix due to accidental damage, to add salt on his wound, insurance company also reject his claim to fix the car due to above modification.. my question is, if the insurance company don&amp;#39;t want to cover for modified car, why we need to buy insurance at the first place.. please enlighten me...</description>
            <author>sanfa</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 26 Sep 2016 15:37:09 +0800</pubDate>
        </item>
        <item>
            <title>new hilux vs navara vs ford ranger</title>
            <link>http://forum.lowyat.net/topic/3935664</link>
            <description>My father ask me to do a survey between those 3 models.. Hopefully would justified which model is the best to buy between those 3.. Since i never own a pick up before, thus i need help from u guys on this department...&lt;br /&gt;&lt;br /&gt;Hopefully u guys could enlighten me on;&lt;br /&gt;Reliability of car&lt;br /&gt;Maintenance cost at SC&lt;br /&gt;Big bang for bucks&lt;br /&gt;Practicallity on road ( rarely off road)&lt;br /&gt;Loading capacity&lt;br /&gt;Etc..&lt;br /&gt;&lt;br /&gt;P/s: i&amp;#39;m more interested on knowing running cost of the car than the resale value...&lt;br /&gt;&lt;br /&gt;Thanks in advance..&lt;br /&gt;&lt;br /&gt;</description>
            <author>sanfa</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Sat, 30 Apr 2016 18:03:39 +0800</pubDate>
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        <item>
            <title>lost car key.. what is the chapest option?</title>
            <link>http://forum.lowyat.net/topic/3908824</link>
            <description>I just lost my car keys (keys + alarm remote) last week.. been searching for them but haven&amp;#39;t found yet.. luckily I still have 1 more spare key from that I can use.. btw, my car is toyota vios previous model.. key with chip inside ( what a key maker told me).. so right now, i&amp;#39;m looking for cheapest possible solution coz i don&amp;#39;t feel safe using my only key without spare right now.. could you guy please enlighten me what i should do?&lt;br /&gt;&lt;br /&gt;1) make a spare key and remote ( qouted RM5++ by keymaker for 1 set)&lt;br /&gt;2) buy new key from toyota - don&amp;#39;t know the price&lt;br /&gt;3) change the whole system</description>
            <author>sanfa</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Wed, 30 Mar 2016 10:55:40 +0800</pubDate>
        </item>
        <item>
            <title>best cheapo mobile</title>
            <link>http://forum.lowyat.net/topic/3851528</link>
            <description>Pleasw recommend me a good smartphone below rm200..</description>
            <author>sanfa</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Mon, 25 Jan 2016 18:34:17 +0800</pubDate>
        </item>
        <item>
            <title>how to check original, ap or fake xiaomi</title>
            <link>http://forum.lowyat.net/topic/3824106</link>
            <description>Hi... i have booked a redmi note 2 from a retailer at my place.. he claimed that the phone is gonna be original.. since this is the 1st time fo me to buy a redmi phone, i&amp;#39;m afraid that i&amp;#39;ll be cheated, thus, i want to ask from you guys here.. thanks in advance..&lt;br /&gt;&lt;br /&gt;</description>
            <author>sanfa</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Sat, 02 Jan 2016 13:16:15 +0800</pubDate>
        </item>
        <item>
            <title>Lenovo a889 problem</title>
            <link>http://forum.lowyat.net/topic/3797138</link>
            <description>Last year both of me and my wife bought a pair of lenovo a889 and suprisely we really happy with this phone.. But lately we have some trouble with the phone that we don&amp;#39;t know whether it is a bug problem or hardware problem.. Thus, i need some help from you guys here...&lt;br /&gt;&lt;br /&gt;To be honest, i know nothing bout rooting or flashing firmware.. But i read on some webpage telling that different firmware got different issues.. I think my firmware might be outdated since i never update them ( flashing or rooting) since i bought them new..&lt;br /&gt;&lt;br /&gt;My phone problem&lt;br /&gt;- got issues with data connection.. Lately i fell that my internet become really slow till i unable to surf website and sign in to fb by using my phone.. But i still able to send msg by whatsapp even the pic is impossible to be sent.. That how slow my internet connection on my fon.. Got no issues with wifi&lt;br /&gt;- the weird thing is, when i open the hotspot function on my phone and used the internet on other device, my internet speed is fast enough.. So right now, my phone are better be a modem than a smartphone..&lt;br /&gt;- is that a hardware issues or firmware issues?&lt;br /&gt;&lt;br /&gt;My wife phone problem&lt;br /&gt;- inconsistent screen sensitivity, it some region, it really sensitive till it will think that you click them while u just touching it.. At another region, the screen is not sensitive until typing a message till its really hard to type a full text message now.. &lt;br /&gt;- is that an hardware problem of firmware problem.&lt;br /&gt;&lt;br /&gt;If possible we don&amp;#39;t want to change phone since there are so many important file in those phone.. Please help us..</description>
            <author>sanfa</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Sun, 06 Dec 2015 12:52:25 +0800</pubDate>
        </item>
        <item>
            <title>Birthday promotion</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Travel &amp;amp; Living</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>Birthday promotion</title>
            <link>http://forum.lowyat.net/topic/3757905</link>
            <description>Hi everyone.. Mind to help list out any birthday promotion that i could get around klang valley?.. Planning to bring my wife n her siblings for vacation to kl this weekend.. For her birthday treat..&lt;br /&gt;So far what i faound is&lt;br /&gt;1) sunway lagoon - free ticket&lt;br /&gt;2) seoul garden - 50% off&lt;br /&gt;3) tgv cinema - free tickets with membership&lt;br /&gt;&lt;br /&gt;</description>
            <author>sanfa</author>
            <category>Serious Kopitiam</category>
            <pubDate>Wed, 28 Oct 2015 12:24:08 +0800</pubDate>
        </item>
        <item>
            <title>hotlink for tablet</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Telco Talk</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>trouble playing video format</title>
            <link>http://forum.lowyat.net/topic/3500414</link>
            <description>hi..&lt;br /&gt;&lt;br /&gt;i&amp;#39;ve downloaded several movies from torrent and i face difficulties in order to play some of the video file.. I used media player, vlc, km player, real player.. but still not able to play this format.. FYI, i also have installed Xvid codec..&lt;br /&gt;&lt;br /&gt;this video file come together with this note &amp;quot;&lt;br /&gt;Due to encoding, only works with Windows Media Player. Open &amp;amp; wait 20-30 seconds.&lt;br /&gt;&lt;br /&gt;Windows Media Player will install the required codec files.&lt;br /&gt;&lt;br /&gt;1. Right click the video&lt;br /&gt;2. Select Open With&lt;br /&gt;3. Click on Windows Media Player.&amp;quot;&lt;br /&gt;&lt;br /&gt;i&amp;#39;ve tried this, but still not be able to play them.. is anyone know how to play these files?&lt;br /&gt;</description>
            <author>sanfa</author>
            <category>Multimedia</category>
            <pubDate>Mon, 16 Feb 2015 15:55:46 +0800</pubDate>
        </item>
        <item>
            <title>hotlink for tablet</title>
            <link>http://forum.lowyat.net/topic/3468989</link>
            <description>&lt;a href='https://www.hotlink.com.my/en/plans/hotlink-tablet-plan.html#show-detail' target='_blank'&gt;https://www.hotlink.com.my/en/plans/hotlink...tml#show-detail&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;i have been searching for this for a weeks.. i have been to all maxis/ hotlink shop.. they don&amp;#39;t have this simcard in stock.. why bother to advertise if not willing to sell? please.. i need this..</description>
            <author>sanfa</author>
            <category>Hotlink</category>
            <pubDate>Tue, 13 Jan 2015 20:19:03 +0800</pubDate>
        </item>
        <item>
            <title>asking bout flight to kota bahru</title>
            <link>http://forum.lowyat.net/topic/3452243</link>
            <description>Hello everybpdy.. My sis have bought an air asia ticket to kota bharu and suppose to be departed tomorrow afternoon.. But just now, she just got a call that mention about airport in kota bharu has been closed.. So, what she could do?. Could she make a claim back from air asia?.. Its definitely not her fault... Please enlighten us here..</description>
            <author>sanfa</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 26 Dec 2014 22:24:49 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] Senheng Voucher</title>
            <link>http://forum.lowyat.net/topic/3391655</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; several senheng voucher&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;&lt;br /&gt;3 x RM25 christmas cash voucher - (RM50)&lt;br /&gt;&lt;br /&gt;2 x RM300 samsung inverter aircond 1hp voucher - (RM200)&lt;br /&gt;* currently on disc at RM1299 per unit.. with voucher you only need to pay RM999 ---&amp;#62; cheapest inverter aircond ever&lt;br /&gt;&lt;br /&gt;3 x RM50 Tefal kitchen utensils discount ( RM70)&lt;br /&gt;&lt;br /&gt;2x RM300 SHARP plasmacluster air purifier (RM300)&lt;br /&gt;* retail price at RM 499, with this voucher you only need to add another RM199.. good for baby room especially during heavy haze period..&lt;br /&gt;&lt;br /&gt;3x RM50 zen premium bird nest voucher - (RM30)&lt;br /&gt;&lt;br /&gt;**** price on bracket is price for whole package.. if you only need one voucher, the price will be slightly different..&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD / Poslaju&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; Banting, Selangor / Muar, Johor&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt;&lt;br /&gt;whatsapp : 0137571235&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;[attachmentid=4189284]&lt;br /&gt;[attachmentid=4189288]&lt;br /&gt;[attachmentid=4189291]&lt;br /&gt;[attachmentid=4189292]&lt;br /&gt;[attachmentid=4189294]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt;</description>
            <author>sanfa</author>
            <category>Garage Sales Archive</category>
            <pubDate>Mon, 27 Oct 2014 22:54:29 +0800</pubDate>
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        <item>
            <title>[WTB] sony z ultra</title>
            <link>http://forum.lowyat.net/topic/3146052</link>
            <description>please send me an offer &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>sanfa</author>
            <category>Garage Sales Archive</category>
            <pubDate>Thu, 27 Feb 2014 22:56:01 +0800</pubDate>
        </item>
        <item>
            <title>lenovo or samsung clone?</title>
            <link>http://forum.lowyat.net/topic/3140470</link>
            <description>i think its time for me to get a new phone since my current phone start to annoy me already.. i&amp;#39;ve been searching over the net for smartphone that below RM600 with quadcore processor and I found Lenovo A880.. quite keen on that until I read an ads on fb bout this samsung note 3 clone that have better specs than A880 at the same price range.. in my opinion, both of them is manufactured in china, use the same chipset, but people said that Lenovo is better than those clone.. my question is why they are better? those clone seem superior in many ways on paper..please enlighten me &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>sanfa</author>
            <category>Android</category>
            <pubDate>Sat, 22 Feb 2014 23:28:37 +0800</pubDate>
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        <item>
            <title>time to change</title>
            <link>http://forum.lowyat.net/topic/3095953</link>
            <description>hi, i&amp;#39;ve been using maxis line for quite a while and i think its already time for me to change.. it seems like umobile is the best provider in term of pricing and package.. lis it wise if i want to change to umobile? coverage and reliability? &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>sanfa</author>
            <category>Networks and Broadband</category>
            <pubDate>Fri, 10 Jan 2014 20:18:02 +0800</pubDate>
        </item>
        <item>
            <title>car tinted</title>
            <link>http://forum.lowyat.net/topic/2478335</link>
            <description>nowadays I saw in mudah.my, there is a lot of shop selling security tint at unbelievably cheap price. 5 mil tinted with IRR level of 75% for only RM149 with installation + 10 years warranty . could someone here explain to me what is the difference on buying this kind of tinted with those expensive one? i&amp;#39;m quite noob with tinted since i bought an already tinted car last year but get caught by JPJ recently.. need to re-tint since i can&amp;#39;t stand the heat of direct sunlight these day..  &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;## i saw in the net that i could buy a security tint 4mil with IRR level of 90% (TSER 45%) for RM 400 with installation.. is that a good deal? some shop said that their tinted is JPJ approved tinted film. how do i confirm that? do they have any kind of approval letter? don&amp;#39;t wanna walk into JPJ one more time.. too much hassle.. &lt;!--emo&amp;:shakehead:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/shakehead.gif' border='0' style='vertical-align:middle' alt='shakehead.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:shakehead:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/shakehead.gif' border='0' style='vertical-align:middle' alt='shakehead.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>sanfa</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Wed, 22 Aug 2012 12:53:17 +0800</pubDate>
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        <item>
            <title>help me to get a mortgage loan</title>
            <link>http://forum.lowyat.net/topic/2433448</link>
            <description>i have a situation..&lt;br /&gt;&lt;br /&gt;i&amp;#39;m a government sponsored student, just graduated. waiting to be post in near future. recently, my dad receive an offer from someone to buy one of his properties (house). but the properties that my father want to sell happen to be the one that i like the most. i plan to live in that place in the future. so i asked my father how much do i need to buy that house from him, he said he willing to sell it to me cheaply ( RM 250K only - the other person offering him RM 300K). &lt;br /&gt;&lt;br /&gt;here come the question.&lt;br /&gt;&lt;br /&gt;1) can i get a loan for it? i know that i don&amp;#39;t have any payslip yet but i&amp;#39;m confident that i&amp;#39;ll manage to pay the loan. right now i have around RM30K in my account and if I transfer my money that i keep in NZ i might have another 20K to spare. so that makes no less that RM50K cash. &lt;br /&gt;&lt;br /&gt;2) that properties currently rented as a (homestay), with rental fee received is around RM1200 monthly.&lt;br /&gt;&lt;br /&gt;can somebody in here help me where could i get a loan to buy that properties? i need it urgently before that properties been sold to other people.. &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>sanfa</author>
            <category>Property Talk</category>
            <pubDate>Wed, 18 Jul 2012 19:49:09 +0800</pubDate>
        </item>
        <item>
            <title>kwsp calculator</title>
            <link>http://forum.lowyat.net/topic/2353630</link>
            <description>I&amp;#39;ve calculated my it if i sign future benefit with KWSP using &lt;a href='http://www.einsuran.com/EPFCalculator.aspx' target='_blank'&gt;http://www.einsuran.com/EPFCalculator.aspx&lt;/a&gt;.. &lt;br /&gt;i found out if i work with starting basic wage of 2100 with increament of 300 annually (~12%), i&amp;#39;ll receive &amp;gt; 4m when i&amp;#39;m 60.. wow&amp;#33;&amp;#33; just too good to be true.. can someone light me up?</description>
            <author>sanfa</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sun, 20 May 2012 09:16:31 +0800</pubDate>
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