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        <title>Lowyat.NET: Latest topics by Denise_D</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 12 Jun 2026 13:10:44 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>Looking for steady agent for MLTA.</title>
            <link>http://forum.lowyat.net/topic/5542320</link>
            <description>i am looking for MLTA, any steady agent, pls pm&lt;br /&gt;&lt;br /&gt;</description>
            <author>Denise_D</author>
            <category>Services Noticeboard</category>
            <pubDate>Fri, 10 Oct 2025 10:35:28 +0800</pubDate>
        </item>
        <item>
            <title>Transfer ownership of shares held in singapore</title>
            <link>http://forum.lowyat.net/topic/5461789</link>
            <description>hi all...&lt;br /&gt;&lt;br /&gt;anyone here know whether it is possible to transfer the shares ownership? &lt;br /&gt;&lt;br /&gt;In summary, my parent held some stock shares in singapore and their ages are reaching high. &lt;br /&gt;&lt;br /&gt;It is possible to transfer the ownership of the shares to me ?  if yes, may i know what are the procedure and where to start off.&lt;br /&gt;&lt;br /&gt;appreciate all advice here..&lt;br /&gt;&lt;br /&gt;regards&lt;br /&gt;</description>
            <author>Denise_D</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 06 Jun 2024 22:19:38 +0800</pubDate>
        </item>
        <item>
            <title>anyone come across this person HO XUE QI?</title>
            <link>http://forum.lowyat.net/topic/5285376</link>
            <description>anyone here....got come across this person &lt;br /&gt;HO XUE QI, pls do PM me.&lt;br /&gt;&lt;br /&gt;</description>
            <author>Denise_D</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 27 Jun 2022 12:56:53 +0800</pubDate>
        </item>
        <item>
            <title>Looking for Bank Officer</title>
            <link>http://forum.lowyat.net/topic/4512272</link>
            <description>Hi..&lt;br /&gt;&lt;br /&gt;i&amp;#39;m interested in re-financing my existing loan.&lt;br /&gt;&lt;br /&gt;any loan officer welcome to PM &lt;br /&gt;&lt;br /&gt;regards</description>
            <author>Denise_D</author>
            <category>Services Noticeboard</category>
            <pubDate>Sun, 28 Jan 2018 21:03:49 +0800</pubDate>
        </item>
        <item>
            <title>Looking for ETL developer - Permanent Position</title>
            <link>http://forum.lowyat.net/topic/4281212</link>
            <description>&lt;b&gt;Name of Company:&lt;/b&gt; Local Bank&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Role:&lt;/b&gt; Two permanent position available&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Remuneration:&lt;/b&gt; n/a&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Requirements:&lt;/b&gt; DataStage, advance SQL and min 5 years of experience.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact Person:&lt;/b&gt; direct email your full resume with expected salary to wazfolic@gmail.com&lt;br /&gt;&lt;br /&gt;both position is not advertise in job portal or via agency.&lt;br /&gt;&lt;br /&gt;</description>
            <author>Denise_D</author>
            <category>Job Enlistments</category>
            <pubDate>Wed, 03 May 2017 22:17:47 +0800</pubDate>
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        <item>
            <title>looking Insurance for baby ( Saving - future fund)</title>
            <link>http://forum.lowyat.net/topic/4201346</link>
            <description>Dear all...&lt;br /&gt;&lt;br /&gt;i&amp;#39;m looking for insurance type (saving) for my coming baby.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;What i want is some sort of saving that let say after 20 years or later, my child would have a fund for him/her ready.&lt;br /&gt;&lt;br /&gt;kindly proposed me saving(guarantee)/invest (not guarantee) type and also how much i need to pay monthly...&lt;br /&gt;&lt;br /&gt;welcome all agent to propose me&amp;#092;PM...&lt;br /&gt;&lt;br /&gt;thanks</description>
            <author>Denise_D</author>
            <category>Pregnancy &amp;amp; Parenting</category>
            <pubDate>Mon, 20 Feb 2017 10:38:38 +0800</pubDate>
        </item>
        <item>
            <title>iflix kena hacked</title>
            <link>http://forum.lowyat.net/topic/4062624</link>
            <description>i just saw iFlix website kena hacked......&lt;br /&gt;&lt;br /&gt;[attachmentid=7588909]&lt;br /&gt;&lt;br /&gt;[attachmentid=7588945]</description>
            <author>Denise_D</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 22 Sep 2016 22:45:59 +0800</pubDate>
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        <item>
            <title>want to re-structure loan</title>
            <link>http://forum.lowyat.net/topic/4021714</link>
            <description>hi all...&lt;br /&gt;&lt;br /&gt;i&amp;#39;m looking to re-finance/re-structure my current house loan.&lt;br /&gt;&lt;br /&gt;any interested bank agent can PM me the detail...&lt;br /&gt;&lt;br /&gt;thanks</description>
            <author>Denise_D</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Fri, 05 Aug 2016 10:27:36 +0800</pubDate>
        </item>
        <item>
            <title>&amp;lt;WTB&amp;gt; red worm or compost worm</title>
            <link>http://forum.lowyat.net/topic/4011345</link>
            <description>Hi all..&lt;br /&gt;&lt;br /&gt;anyone here selling red worm/compost worm?&lt;br /&gt;&lt;br /&gt;If sell, kindly let me know the price. &lt;br /&gt;&lt;br /&gt;thanks</description>
            <author>Denise_D</author>
            <category>Pets Wonderland</category>
            <pubDate>Sat, 23 Jul 2016 20:49:02 +0800</pubDate>
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        <item>
            <title>[WTF] plaster ceiling &amp;amp; wiring man</title>
            <link>http://forum.lowyat.net/topic/4002472</link>
            <description>dear all....&lt;br /&gt;&lt;br /&gt;i&amp;#39;m looking for ppl that can provide me plaster ceiling &amp;amp; wiring services....&lt;br /&gt;&lt;br /&gt;i need to plaster ceiling the whole house and also additional wiring for lighting and etc etc...&lt;br /&gt;&lt;br /&gt;is a new house located in sitiawan, perak...&lt;br /&gt;&lt;br /&gt;i&amp;#39;m going back to sitiawan this 16 july 2016. if possible...can PM me and arrange to meet up &lt;br /&gt;&lt;br /&gt;thanks</description>
            <author>Denise_D</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Thu, 14 Jul 2016 13:50:58 +0800</pubDate>
        </item>
        <item>
            <title>new leasehold condo</title>
            <link>http://forum.lowyat.net/topic/3890561</link>
            <description>Dear sifu....&lt;br /&gt;&lt;br /&gt;i got one question in mind. i Plan to buy a leasehold condo (new) and is still under construction.&lt;br /&gt;&lt;br /&gt;can i get 90% loan from bank? due to is a leasehold?&lt;br /&gt;&lt;br /&gt;appreciate all advice....&lt;br /&gt;&lt;br /&gt;thanks</description>
            <author>Denise_D</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Thu, 10 Mar 2016 11:08:48 +0800</pubDate>
        </item>
        <item>
            <title>help...can i get my refund back?</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Property Talk</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>bought STB from other user but unable to connect</title>
            <link>http://forum.lowyat.net/topic/3521928</link>
            <description>Dear all sifu...&lt;br /&gt;&lt;br /&gt;I just bought a STB unit from other members and when I switch on, the box perform some updates and then&lt;br /&gt;show me a screen asking me to login with password.&lt;br /&gt;&lt;br /&gt;I did google, and the username is username@iptv and password I call up TM and they provide me a password ( not a 12 digit alphanumeric stated in their website)&lt;br /&gt;&lt;br /&gt; when entered, it say subscriber does not exists. Anyone can advice me.....pls...&lt;br /&gt;&lt;br /&gt;thanks in advance.</description>
            <author>Denise_D</author>
            <category>Networks and Broadband</category>
            <pubDate>Fri, 13 Mar 2015 19:56:54 +0800</pubDate>
        </item>
        <item>
            <title>share holder in Sdn Bhd deceased, what will happen</title>
            <link>http://forum.lowyat.net/topic/3493003</link>
            <description>Dear all expert.&lt;br /&gt;&lt;br /&gt;I have a situation as below :&lt;br /&gt;&lt;br /&gt;A Sdn Bhd with initially 6 shareholders&lt;br /&gt;&lt;br /&gt;will name it as A,B ,C,D ,E,F&lt;br /&gt;&lt;br /&gt;A&amp;amp;B are parent of C &amp;amp; E&lt;br /&gt;&lt;br /&gt;D is wife to C and F is wife to E&lt;br /&gt;&lt;br /&gt;so now ....F had withdraw itself from this company. and A&amp;amp;B both is no longer in this world (deceased). No wills left behind or company resolution on how A&amp;amp;B share will b distributed.&lt;br /&gt;&lt;br /&gt;Now my question is, will the A&amp;amp;B share automatically distributed equally among C &amp;amp; E ?( since no wills) or it will distribute equally among 3 active shareholders? (C,D &amp;amp; E)?&lt;br /&gt;&lt;br /&gt;I know later I would need to seek lawyer advice. however ...before I go, I need to have some clearly picture....&lt;br /&gt;&lt;br /&gt;thanks for anyone advice here..</description>
            <author>Denise_D</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sat, 07 Feb 2015 23:21:55 +0800</pubDate>
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        <item>
            <title>&amp;lt;WTS&amp;gt; FZ IPAD Sleeve Z by Porsche Design</title>
            <link>http://forum.lowyat.net/topic/3308176</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; FZ IPAD Sleeve Z by Porsche Design&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; 1 x FZ IPAD Sleeve Z by Porsche Design&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; Offer me your price. &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; None&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; Postage/COD&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; KL&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; look as new. Did not use before.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; [attachmentid=4078440]&lt;br /&gt;[attachmentid=4078441]&lt;br /&gt;[attachmentid=4078443]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; not using.</description>
            <author>Denise_D</author>
            <category>Garage Sales Archive</category>
            <pubDate>Sun, 03 Aug 2014 00:59:10 +0800</pubDate>
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        <item>
            <title>&amp;lt;WTS&amp;gt;BOIS DÁRGENT by Christian Dior</title>
            <link>http://forum.lowyat.net/topic/3308172</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; BOIS DÁRGENT perfume by CHRISTIAN DIOR&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; 1 x 125ml BIOS DÁRGENT, 5 x 7.5 ml ( BIOS DÁRGENT,CUIR CANNAGE,COLOGNE ROYALE,PATCHOULI IMPERIAL, LEATHER OUD&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; Offer me your price. Kindly offer me a reasonable price.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; None&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; POSTAGE&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; KL&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; 9.9 new. spray twice for the 125 ML BIOS DÁRGENT. the rest is as new&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; [attachmentid=4078436]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; Not gonna use it.</description>
            <author>Denise_D</author>
            <category>Garage Sales Archive</category>
            <pubDate>Sun, 03 Aug 2014 00:53:36 +0800</pubDate>
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        <item>
            <title>Who have pickup truck?</title>
            <link>http://forum.lowyat.net/topic/3242822</link>
            <description>Hi all..&lt;br /&gt;&lt;br /&gt;I am looking to rent a pick up truck for 1 or 2 days. I am moving house but not so much things that need a lorry and certain things can&amp;#39;t fit into normal car.&lt;br /&gt;&lt;br /&gt;pickup truck back must be open not those with canopy installed.&lt;br /&gt;&lt;br /&gt;anyone out there wish to earn extra money can rent to me.....pls quote (PM) me your price. &lt;br /&gt;&lt;br /&gt;location is KL old klang road. &lt;br /&gt;rent date : June 14 and 15&lt;br /&gt;&lt;br /&gt;thanks&lt;br /&gt;regards</description>
            <author>Denise_D</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 31 May 2014 17:40:44 +0800</pubDate>
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        <item>
            <title>Divorce &amp;amp; asset</title>
            <link>http://forum.lowyat.net/topic/3215137</link>
            <description>dear mod....not sure whether this is a right forum for this post, if not pls move to a suitable forum. TQ in advance.&lt;br /&gt;&lt;br /&gt;dear all.....i need to serious advice here..... the issue is as such&lt;br /&gt;&lt;br /&gt;1) parent is going for divorce( no u-turn)&lt;br /&gt;2) Parent(He) want to transfer all asset to his children name( all are above 18 yrs old) before the divorce take effect.&lt;br /&gt;3) Parent(He) heard that for eg asset transfer less than 1 year, Parent(Her) can somehow object/retract the transfer of asset. any body can confirm this?&lt;br /&gt;&lt;br /&gt;question : assuming the transferring of asset to children already completed last month. does it have any divorce law that allow parent(Her) to object/retract the transfer?&lt;br /&gt;&lt;br /&gt;to me, once the asset has completed the transfer process, there is no way to undo. Correct me if i am wrong here.....&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;thank you all in advance....&lt;br /&gt;</description>
            <author>Denise_D</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 05 May 2014 19:38:16 +0800</pubDate>
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        <item>
            <title>&amp;lt;WTA&amp;gt;Capital Repayment will reduce installment?</title>
            <link>http://forum.lowyat.net/topic/3141405</link>
            <description>Hi all....&lt;br /&gt;&lt;br /&gt;I got some question to Capital Repayment. Let say my current monthly instalment is RM1k.&lt;br /&gt;If I pay RM10K as capital Repayment which directly will reduce my borrowed capital and therefore interest will be reduce as well. Question is would my monthly instalment will be reduce as well?&lt;br /&gt;&lt;br /&gt;assume this scenario :&lt;br /&gt;&lt;br /&gt;semi-flexi loan&lt;br /&gt;current monthly instalment = 1K&lt;br /&gt;Bulk Capital Repaymant = 10K&lt;br /&gt;Would it reduce monthly instalment = ? or still remain 1K?&lt;br /&gt;1 year later I decide to withdraw the 10K for emergency use, what would be the monthly instalment?&lt;br /&gt;&lt;br /&gt;appreciate all guru.....advice... &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;thanks in advance</description>
            <author>Denise_D</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 24 Feb 2014 00:27:31 +0800</pubDate>
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        <item>
            <title>[WTS]: LKF Electrical &amp;amp; AirCon voucher</title>
            <link>http://forum.lowyat.net/topic/3059053</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; 1 LKF Electrical &amp;amp; Aircon Voucher worth RM 140 from living social.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Air-Conditioner Servicing + Gas Refill + Chemical Service + 6 Months After Service Warranty  for 2 units of 1 - 1.5 hp aircon&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; RM 50&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; none&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; bank in public bank, maybank, Ambank. (After bank in, provide me your email and I will email you the voucher)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt; KL&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:&lt;/b&gt;voucher valid till 7 January 2014&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; new&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; aircon already service. this is extra.</description>
            <author>Denise_D</author>
            <category>Garage Sales Archive</category>
            <pubDate>Sun, 08 Dec 2013 23:37:16 +0800</pubDate>
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