Lowyat.NET: Latest topics by VincentCS

Bandar Malaysia deal terminated

VincentCS — Wed, 14 Jul 2021 21:19:18 +0800

Bandar Malaysia deal collapsed

https://www.thestar.com.my/business/busines...ysia-terminated

What will the surrounding project be now?

Sold for 800 to 900psf last few years

edit: https://www.thestar.com.my/business/busines...ysia-terminated

False Advertising on Property platforms (rant)

VincentCS — Sun, 04 Jul 2021 18:16:10 +0800

When we browse for properties, doesn't matter how many and what filters we put in... always the wrong info and projects nearby with misleading names.

What is advertising platform solutions?

Genting: Hope or False hope?

VincentCS — Thu, 30 Apr 2020 12:17:44 +0800

This TheEdge Article states that CIMB forecast potentially TP at 7.40 or lower in range of RM6

They point to their Las Vegas Casino potentials, and switch to how if it were to be affected (which is 100% will) by the pandemic , they will inject more equity.

Then they go about explain why Genting is better than GenM. And still has more upside awaiting.

Am I missing something here? Almost everything happened this past 2 months shown that Entertainment is the last to recover, and pointers suggest highly unlikely we seen the bottom yet.

Can anyone clarify?

Does the covid 19 stimulus really helps everybody?

VincentCS — Thu, 09 Apr 2020 03:39:07 +0800

This is a genuine question I want to ask some of the gurus or experts here.

How does the government come up with the RM250Bil stimilus. Is it thru printing money, like how US of A's quantities easing which will potentially starts us off on the road of enormous inflation or stagflation

*Stagflation basically means high unemployment combined with enormous inflation...Worse nightmare in economy

Any daigor here can clarify? How exactly BNM came up with the stimulus...If printing money that means your supposed "savings" are now diluted.

I'm eager to learn what fellow thinking

Financial Consultant (hiring!)

VincentCS — Tue, 12 Apr 2016 02:24:37 +0800

WE ARE HIRING!

Provide Financial Solutions to everyone

Name of Company: Plenitude Advisory

Role: Financial Solutions & Consultation

Remuneration:

Junior = RM4,500 (Basic + Commission)
Senior = RM10,000 (Basic + Commission)
[With year end Bonus & Incentives]

Requirements:

SPM leaver welcomed to apply!
Live in Klang Valley and own transport is needed
MUST have good communication skill in English,Bahasa,Chinese and Cantonese

Contact Person: Vincent 019-984 3327

And send your resume to plenitude.advisory@gmail.com

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Mortgage Loans & Asset Managements

VincentCS — Tue, 02 Feb 2016 03:52:33 +0800

The property scene in Malaysia is on the rise, now is the best opportunity to start Invest in property. But ever since 2011, Bank Negara Malaysia has changed the way people invest by setting the Policy "3rd categorized Housing Loan onwards, only get 70% margin"

But I am here to solve your problems. We have a very dedicated team of experts in Banks, with experience more than 3 years.

-Debts Consolidation
-Working Capital for Business
-Extra Funds for investement
-Loan up to 90% for your 3rd Residential/Commercial loan

Our professional team will evaluate your eligibility for additional Cash-out for further property investment with the fund allocated.

Please do not hesitate whatsapp/call me,

Please give me a chance to service you.Hope I can help you.

Thanks,

Regards,

Vincent

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Mortgage Loans & Asset Managements

VincentCS — Tue, 02 Feb 2016 03:50:29 +0800

[WTS] Savings and Protections planning

VincentCS — Mon, 29 Jun 2015 00:43:58 +0800

Dear forumers, I'm Vincent, your Personal Financial Consultant

I am offering professional service for MLTA /MRTA and Wealth Plan. With special rebates / Cash back for fellow LYN, only LYN
Anyone interested please feel free to message or WhatsApp me your details: Gender, Date Of Birth, insure amount and Tenure.

Now, let's start off with some informations,

What is MLTA / MRTA?
MLTA/MRTA are designed to pay off the outstanding loan balance in the event that the borrower dies or suffers from total and permanent disability (TPD) before the loan is fully paid off. Basically there are two types of mortgage protection plans available in the market.

One type is commonly known as Mortgage Reducing or Decreasing Term Assurance (MRTA or MDTA) and the other choice is Mortgage Level Term Assurance (MLTA).

[attachmentid=4512517]

The table does a good job illustrating the difference between MLTA and MRTA, both have its own merits to suit one's needs. However, the real question one may ask is: Is it necessary to take up Protection Plans? . That is a tricky question for sure. Do you need life insurance? Do you need personal accident insurance? Mortgage protection plan is aimed at providing security to your loved ones from being burdened by home loan repayments if you pass away or are afflicted by permanent disability.

Introducing Wealth Plan
There are many types of saving plans, the most common of all is the Employee's Provident Fund (EPF). EPF provides a steady interest and yields for most working class malaysians.

But financial plans have become more and more advanced in order to cope with the ever growing economy structure. People are seeking for alternatives... higher yields, Low risks, Steady growing funds etc. Especially nowadays with the rising cost of living and inflation, more people are exposed to the danger of far outliving their savings. What makes it worse is that, on one hand, many aren’t even aware of this becoming their circumstance and on the other, they are continuously losing time.

[attachmentid=4512546]

Why Wealth Plan?
It provides Guaranteed Maturity Benefits unlike any other savings plan in Malaysia. This is especially important to Self-employed individuals whose income are fluctuating and doesn't have retirements plans for them.

- Guaranteed Maturity Benefits
- Guaranteed Death/TPD coverage
- Guaranteed interest safe net

And it provides Tax relief up to RM6,000 per year.

[attachmentid=4512558]

Planning must start young, and while you still have the financial capability

Thanks,

Vincent
019-984 3327

Mortgage Loan Service

VincentCS — Mon, 16 Mar 2015 04:42:09 +0800

Hi , this is Vincent, a mortgage banker ,I deal with the several major banks (OCBC, Maybank, Alliance, Hong Leong, CIMB, RHB and etc)
Im here to offer my professional service to you through the whole process-make loan processes got EASIER and FASTER services of:-

1. Property valuation
2. Loan enquiries
3. Pre-loan screening for approval
4. Refinance Fast cash
5. High DSR, Income weak, Documents problem etc

Please do not hesitate whatsapp/call me,

Please give me a chance to service you.Hope I can help you.

Thanks,

Regards,

Vincent
019-984 3327

[attachmentid=4374181]

Housing Loans & Refinancing service

VincentCS — Sat, 24 Jan 2015 23:29:53 +0800

Rejected loan? Refinancing problem? Income problem?

We can Help!

I am Vincent, a mortgage specialist. My company offers professional service and advice to all home buyers.

Guaranteed Fast approval, Excellent after services & Professional handling.

Vincent
019-9843327
vincent_siewcs@outlook.com

Housing Loans & Refinancing service

VincentCS — Sat, 10 Jan 2015 11:20:39 +0800

Housing Loans & Refinancing service

VincentCS — Sat, 10 Jan 2015 01:06:31 +0800

[WTS] Iphone 6Plus, 16gb(black)

VincentCS — Mon, 05 Jan 2015 11:02:11 +0800

Iphone 6+, 16gb (black)

brand new from lucky draw from company annual dinner.

2200, nett.

018 388 3894

Mortgage Consultant needed (3 pax)

VincentCS — Thu, 30 Oct 2014 18:59:59 +0800

Name of Company: De Bancco Solutions Sdn Bhd.

Role: Mortgage Consultant

Remuneration: RM4,000 to RM 10,000

Requirements:

18years old to 40 years old
Responsible
Provide training
Know language Chinese and language Malay
Own transport
Basic +commission
5 day working with office hour

Contact Person: Vincent (019-9843 327)

Position Limited

Career in Banking line (Vacancy)

Thu, 01 Jan 1970 07:30:00 +0800

Home Mortgage Loan Services

VincentCS — Sat, 31 May 2014 23:27:04 +0800

Good day everybody. I am Vincent, a mortgage specialist. My company offers professional service and advice to all home buyers.

We represent most major commercial banks in Malaysia. My company provide an unbiased perspective view on all loan packages offer by banks, compare it, and offer the best packages to you. Therefore, no conflict of interest, as our services are independent.

Our panel bank are:

1) Maybank
2) OCBC
3) CIMB
4) Hong Leong
5) Ambank
6) Allianz
7) RHB
8) Public bank
9) HSBC
10) Citibank
11) Kuwait
12) UOB

My job is to compare the loan packages from the banks above, and offer the best package that suits you. For example, if you're a property investor, I would advise you to take a loan package with excellent after sale services and flexible payment options.

We will guide you through the documentation process and loan application procedures, and will constantly update you the process status.

Fast approval, Excellent after services & Professional handling.

If you have any question regarding the subject, please fee free to contact me anytime. I can be reached via H/P, Email, Whatsapp & of course LYN

Vincent
019-9843327
vincent_siewcs@outlook.com