Lowyat.NET: Latest topics by aliluya

setup of different tyre series

aliluya — Sun, 12 Jun 2016 15:18:06 +0800

hi all, wondering can I have my tyre setup with 45 series front and 50 series at the back or vice versa?

i'm running 215/45R17 in my mazda 3, so I want to change the rear tyre which near to worn out to 205 or 215/50/r17. wondering can I do that? does this setup give safety issue?

thank you for those who care to reply

Sofa from Innovation Malaysia

aliluya — Fri, 27 Mar 2015 22:47:04 +0800

Hi all,

recently been surveying around on the sofa that fit my living hall.

Saw this "Split back" sofa from Innovation Malaysia showroom at PJ.
Any opinion or experience on owning this sofa??

Please do share with me.

Thank you and appreciate it.

How to construct White Brick wall?

aliluya — Fri, 19 Sep 2014 16:53:31 +0800

Hi all,

Is there anyone who reno on your house the wall which without conceal cement and brick style in white colour like the attached photo?
[attachmentid=4139648]

My question is:

1. is it like usual put up the brick and paint in white?
2. or i still do a proper wall, then buy brick style to stick on? which is what my contractor told me..

Thanks for sharing if some one did this before.

Buying Item at GuongZHou - For Moving in New House

aliluya — Thu, 17 Jul 2014 00:08:50 +0800

Hi all,

It's been crossing my mind and also few friends of mine suggesting to purchase all your new house items such as lightning, sink, furniture, carpets, windows curtain & etc from China -->Guongzhou.

My friend who are in GZ now also do ask me to go over there for few days and shop over there for my new house stuff and the savings just treat a trip there.

I have been there once, and knew there's a lot of stuff to be bought there.
Opening this thread to ask for sharing of some of you who had done this moving New House shopping in GZ.

I hope can have experiences sharing from all the gurus at below items or you may add in more:
1. Places VS what item to shop
2. Prices difference we had to target
3. Brand for each item which worth to shop
4. List of items you bought in GZ
5. etc..etc..etc..

Hope my thread can help others too..thanks in advance.

Any contact for house renovation plan drawer?

aliluya — Sat, 01 Mar 2014 14:54:24 +0800

hi all,

i'm looking for architect or drawer for my double storey terrace house renovation to draw out the plan to submit to MPK.please share any contact, klang area.

its basically i'll extend kitchen and also upstair of the kitchen.

thanks in advance and please share any reliable and good architect drawer.

WTA Buying New Subsale House

aliluya — Mon, 01 Oct 2012 12:03:04 +0800

Dear all sifus,

As i had bought a new property which is subsale from a vendor.
The house is new and just release key to the vendor.
However, my bank only release portion of money to the vendor's bank and there is still balance which will be paid to the vendor from my bank

I was send by my vendor saying he will bill below item:

1. Pro-rate Cukai tanah, Cukai Pintu, Maitenance Fess that Vendor have already paid

My question is the cutting off date is the day i got the key or money release to their bank or when we signed s&P?
Your opinion is much appreciated.

Thanks.

Best regards,
Aliluya

Buying a Complete Property (CF yet to Release)

aliluya — Mon, 04 Jun 2012 16:49:01 +0800

Dear all,

Thanks for taking your time to gone through my thread. I have some questions in my mind since i'm newbie in buying property.
I had place a booking fee for the new property last week, and had signed the order form with the agent who resale it for the owner.
The unit is already completed and is awaiting for CF and key to pass to owner.

In the order form, awas stated given 14 working days for the preparation of S&P to seller for signatory. Currently, i had my mortgage process done and waiting for final rate approval. to be exact, i have another 7 working days to settle the S&P, will pass the documents needed by my lawyer tomorrow.

So, 1st question is just wondering is this timing enough?

2nd is buying property without CF yet diferrent procedure? Agent mention the balance money bank will release to seller's bank only upon CF released.

Any advice please feel free to reply and thanks in advance for your guides.

WTA - Renovate semi d 1 stry to 2 stry

aliluya — Mon, 12 Dec 2011 23:07:47 +0800

Dear all,

Greetings all fellow members. i'm having my 1st house. It's a single storey semi-d. An old house which i bought from subsale.
one of my 1st question is. If i were to renovate become double storey, will it be approve by the authority?

Just some of the details of the house:
1. Single storey old semi-d
2. 40x90

Sorry if you find it's a bit noob question.

Thanks in advance by the way.

Some question on Newbie buy 1st house- Please help

aliluya — Tue, 10 Aug 2010 11:08:14 +0800

hi guys, will like to clear out some confusion here.

ok, the property i'll like to buy is RM330k.
So basically deposite is RM33k.
LEgal n S&P n loan agreement total about RM15k.
MRTA put into loan.

So, currently i onl have 40k cash in hand. If total deposite is 33k + legal,snp,loan agreement is 15k. Total i need to have is RM48k on hand?

any option? my thought is i'll like to withdrawn from my KWSP as well as my partner. but, issit enough time to get money before pay off Lawyer fee,snp and L.A?

Thanks
aliluya

PB Bank Debt Collection Dept

aliluya — Wed, 24 Feb 2010 18:20:36 +0800

Hp CNY to all Lowyat Forummers.
Well, if you couldnt get what i meant in the topic. Let me elaborate further.
I serve one of P*blic Bank mortgage loan packages. I had 2 late payments for the installation due to some urgent personal issue.
I get calls from Debt Collection Dept (I believe so) who sound very rude (might as well said this lady speak like Tai Yi Long).
Well, ok with her volume of voice but major problem is she called up my company to speak to my boss without acknowledging me.
Long story short to the point, i'm jobless due to their Debt collector call to my EX company boss.

Two clarifications i wish to know are:
1. Are they allow to contact office/ company boss directly? without acknowledgement of the loan owner?
2. For sure, will like to know beside complaining to PBBank Complaint Dept, any other authority shall i go to? BNM?

If there is other advices out there for me to take my next step, please feel free to reply it here.

thanks
Aliluya

Please advise further on my financial management

aliluya — Wed, 23 Sep 2009 15:16:29 +0800

hi guys..i'm seeking some advices and suggestion that i can apply for my financial management...
i had several CCs which accumulated the current debts of RM60k and also another RM60k which is already in Balance Transfer plan.

First of all, my main goal here is to have the lowest interest charged as possible. Since i'm having a trading company, the debt will come back whenever i paid back.

In my mind, there are few option to achieve the lowest interest charged by bank, just will like to have the opinions from you guys. My options as below:
1. Refinance 1 property to clear the debt of RM60k and leave the Transferred balance RM 60k going on.
2. Switching the balance transfer which cost 0% after 3/6 months offered by bank frequently when comes to the dateline and at the same time paying the minimum figure.
3. Applying the additional PBB CC and do balance transfer for 24 months charged 5% upfront to settle the debt, but at the same time the debt grow back since the business is still on.
4. Sell the property i meant at suggestion (1) to clear off the debt and have extra money for small investment.

Will like to have some views and opinions from you guys. Other idea is welcome.

thanks in advance.
Aliluya notworthy.gif

If moderator found this topic is irrelevant.please close it and share with me the link to one which i can have some idea to further seek advise from.

thanks again

The Cave SS2 restaurant

aliluya — Fri, 08 Aug 2008 11:49:49 +0800

hi everyone, thans for viewing this thread.
Just wish to have The Cave SS2 phone number for me to do reservation.
looking forward to check out this restaurant.

thank you n best regards,
ALiluya

HOW TO KNOW OFFICE XP pROFESSIONAL LICENSE USED?

aliluya — Mon, 21 Apr 2008 13:21:43 +0800

HI girls n guys, can i know how to check whether my office XP PRO license is being used or not?
because gona buy 1 from my fren which already open the cover but not yet activate it..just wish to know can check it before i purchase...thank you for sharing your information.

Credit Card Debt Management?

aliluya — Tue, 01 Apr 2008 17:03:10 +0800

Hi CC users outthere...just want to know do you guys and girls get to know this credit card debt refinancing?
it work this way...
u have a credit card debt which around 5k , u repay min. payment every month. However next month u will use and cope back to RM 5k debt.
The CC debt refinance is to help u save in the interest rate charge by the bank.

Heard of it?
just want to know more.