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        <title>Lowyat.NET: Latest topics by Berkshire Breakaway</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Mon, 22 Jun 2026 03:43:30 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>sex toy?</title>
            <link>http://forum.lowyat.net/topic/4327100</link>
            <description>&lt;a href='http://www.11street.my/productdetail/24k-gold-t-bar-face-lifter-golden-pulse-beauty-3871792' target='_blank'&gt;http://www.11street.my/productdetail/24k-g...-beauty-3871792&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;dear /k/&lt;br /&gt;&lt;br /&gt;is this stuff really got firming face ONLY or it can also be used for sex related stuff?</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 14 Jun 2017 23:23:22 +0800</pubDate>
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            <title>scaremongering unit trust agents</title>
            <link>http://forum.lowyat.net/topic/4176983</link>
            <description>it is sad how malaysians these days are so oblivious and gullible due to low financial literacy which can easily be improved by going on lowyat forum more.&lt;br /&gt;here&amp;#39;s one example. other posters can add more of their examples here to discuss.&lt;br /&gt;&lt;br /&gt;the excerpt below shows a unit trust agent scaring people that using more cash to buy a house will invite trouble&lt;br /&gt;it would only invite trouble if you have been running away from income tax&lt;br /&gt;really not a problem if you&amp;#39;re a salaried employee with PCB every month without much questionable income&lt;br /&gt;secondly the estimation and calculation by the agent below is really really speculative and inaccurate&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/OwuatNv.png' border='0' alt='user posted image' /&gt;</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 17 Jan 2017 09:11:45 +0800</pubDate>
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            <title>which dating site is good</title>
            <link>http://forum.lowyat.net/topic/4091391</link>
            <description>okcupid or match.com?&lt;br /&gt;&lt;br /&gt;p.s. this is just for fun. not cheating on my wifey&lt;br /&gt;</description>
            <author>Berkshire Breakaway</author>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Mon, 24 Oct 2016 18:55:28 +0800</pubDate>
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            <title>cannot login to maybank</title>
            <link>http://forum.lowyat.net/topic/4091379</link>
            <description>how to solve this issue?&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/V8C4Zle.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;cannot login&amp;#33;</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 24 Oct 2016 18:32:07 +0800</pubDate>
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            <title>ACS 45.1 White</title>
            <link>http://forum.lowyat.net/topic/4082648</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt;&lt;br /&gt;All original subwooferand speakers and attached power card including original 3.5mm cable&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;&lt;br /&gt;RM 450 &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt;&lt;br /&gt;I let you come over onsite to fully test the speakers before bring it home.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt;&lt;br /&gt;COD. Desa park city for display and testing if needed&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt;&lt;br /&gt;Desa park city&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt;&lt;br /&gt;pm to arrange appointment&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:&lt;/b&gt;&lt;br /&gt;8 years&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt;&lt;br /&gt;Clean and fully functional with zero damage to speaker cone and walls&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt;&lt;br /&gt;this is an old school item and it is time i get rid of it by selling to someone who appreciate this early generation legendary subwoofer</description>
            <author>Berkshire Breakaway</author>
            <category>Computers Garage Sales</category>
            <pubDate>Fri, 14 Oct 2016 14:53:30 +0800</pubDate>
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            <title>FAQ: how to archive menj&amp;#39;s thread</title>
            <link>http://forum.lowyat.net/topic/4079611</link>
            <description>as you know luci wants to archive the thread after our satay dinner tonite&lt;br /&gt;and by archive possible it means it is hidden from non mod/staff view&lt;br /&gt;&lt;br /&gt;but then that means we can no longer use it for &lt;s&gt;trolling&lt;/s&gt; refference.&lt;br /&gt;&lt;br /&gt;here is what you do.&lt;br /&gt;&lt;br /&gt;since it has so many pages you add /all at the end of the URL&lt;br /&gt;but /all has limits too but still you get a 6 pages version of the thread with over 2600+ posts&lt;br /&gt;&lt;br /&gt;goto&lt;br /&gt;&lt;a href='https://forum.lowyat.net/topic/4075439/all' target='_blank'&gt;https://forum.lowyat.net/topic/4075439/all&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;then save page 1.... till page 6&lt;br /&gt;using MHTML/HTML complete format for best results.&lt;br /&gt;&lt;br /&gt;use a good PC as your CPU usage really matters to render all the menj&amp;#39;s shits before saving.&lt;br /&gt;&lt;br /&gt;alternatively you can also use the lite version of the website.</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 11 Oct 2016 18:25:36 +0800</pubDate>
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            <title>cheaper than smartag better than toucngo (normal)</title>
            <link>http://forum.lowyat.net/topic/3998527</link>
            <description>&lt;img src='https://i.imgur.com/IlsUdcQ.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/iWBi664.png' border='0' alt='user posted image' /&gt;</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 11 Jul 2016 15:45:41 +0800</pubDate>
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            <title>ACS 45.1</title>
            <link>http://forum.lowyat.net/topic/3910148</link>
            <description>i have this legendary speaker system&lt;br /&gt;&lt;br /&gt;what is it worth now?&lt;br /&gt;&lt;br /&gt;should i throw it away?&lt;br /&gt;&lt;br /&gt;i already have a tube amp for music listening connected to a high end speaker system&lt;br /&gt;&lt;br /&gt;so should i connect the 45.1 to a laptop or just goto lowyat and buy a USB subwoofer system?</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 31 Mar 2016 14:22:25 +0800</pubDate>
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            <title>credit card collection sharing thread</title>
            <link>http://forum.lowyat.net/topic/3903957</link>
            <description>come &lt;s&gt;show off&lt;/s&gt; share your credit cards collection&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/1nok1yp.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;cancelled: CIMB world master card</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 24 Mar 2016 14:54:29 +0800</pubDate>
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            <title>how to clear out my EPF using tricks?</title>
            <link>http://forum.lowyat.net/topic/3866158</link>
            <description>since i am always on contract, i only worked for 4 years as a salaried staff&lt;br /&gt;but during that time as perm staff thanks to commissions when i was working for an international bank in malaysia, i did get monthly EPF of about 4k&lt;br /&gt;but that was those days lah&lt;br /&gt;&lt;br /&gt;anyway back to the point, what is the best way to withdraw the money i have?&lt;br /&gt;&lt;br /&gt;1) i don&amp;#39;t have any properties in malaysia now. all under my wife&amp;#39;s name&lt;br /&gt;2) i don&amp;#39;t have loans so cannot withdraw to offset for ANY loan&lt;br /&gt;3) i am also not having any disease where i can withdraw from EPF for it &lt;br /&gt;4) i don&amp;#39;t wish to invest my EPF in some stupid schemes such as public mutual. i wanna fucking withraw it all.&lt;br /&gt;&lt;br /&gt;please suggest any workaround?&lt;br /&gt;&lt;br /&gt;5) meningalkan negara?&lt;br /&gt;&lt;br /&gt;and lastly since many people would say pic or it didn&amp;#39;t happen&lt;br /&gt;here&amp;#39;s some drillz&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/kF4CiHF.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;the reason i had to censor the last few digits is because they can be traced back to my account&lt;br /&gt;if you think i photoshop, please ask softmod expert to verify&lt;br /&gt;&lt;br /&gt;edit: that&amp;#39;s 340K not 34k. if you think 34k, you are bad in geometry &lt;!--emo&amp;:lol:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/laugh.gif' border='0' style='vertical-align:middle' alt='laugh.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 12 Feb 2016 09:14:34 +0800</pubDate>
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            <title>An alarm clock that wakes you up with an orgasm</title>
            <link>http://forum.lowyat.net/topic/3863046</link>
            <description>For /k/tards who thought they have seen everything.&lt;br /&gt;Wait till you check this out.&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.lostateminor.com/2014/01/30/interview-little-rooster-inventor-tony-maggs/' target='_blank'&gt;http://www.lostateminor.com/2014/01/30/int...tor-tony-maggs/&lt;/a&gt;</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 06 Feb 2016 22:28:11 +0800</pubDate>
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            <title>ninja also needs to cut hair</title>
            <link>http://forum.lowyat.net/topic/3856505</link>
            <description>please do not turn this into a racial or religious topic&lt;br /&gt;&lt;br /&gt;but this is for discussion on why some people dress like that and still wanna cut hair this way&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/kQe5DuB.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/WIKoSUv.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/yBsFKCF.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Location:Tokyo Japan&lt;br /&gt;Source: TS thru paid account CCTV hacks</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 30 Jan 2016 13:53:43 +0800</pubDate>
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            <title>myvi &amp;gt; ferrari</title>
            <link>http://forum.lowyat.net/topic/3790927</link>
            <description>myvi very safe car and also economical with ABS and EBD &lt;br /&gt;VSC or traction control are for losers&lt;br /&gt;1.3L FTW&amp;#33;&lt;br /&gt;&lt;img src='http://i.imgur.com/bW7PBR5.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/u8ifFeG.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 30 Nov 2015 08:49:19 +0800</pubDate>
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        <item>
            <title>girls, what do you do</title>
            <link>http://forum.lowyat.net/topic/3788294</link>
            <description>when you see some guy or gay flashing at you or fap fap fap in front of you&lt;br /&gt;&lt;br /&gt;links related&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/Ft5pk4B.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://www.freemalaysiatoday.com/wp-content/uploads/2015/05/Beverlley_facebook_600.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://linkis.com/wordpress.com/ym4zY' target='_blank'&gt;http://linkis.com/wordpress.com/ym4zY&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/PkuQ6zR.jpg' border='0' alt='user posted image' /&gt;</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 27 Nov 2015 15:46:07 +0800</pubDate>
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            <title>facebook book MLM?</title>
            <link>http://forum.lowyat.net/topic/3788251</link>
            <description>dear /k/&lt;br /&gt;&lt;br /&gt;is this MLM?&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/YRgg1La.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;anyone knows or have heard of this??</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 27 Nov 2015 14:54:03 +0800</pubDate>
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        <item>
            <title>seems legit</title>
            <link>http://forum.lowyat.net/topic/3718948</link>
            <description>i would leave this here and come back in a few hours&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/vJxSYVY.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;FB Link: &lt;a href='https://www.facebook.com/Elquaporojo' target='_blank'&gt;https://www.facebook.com/Elquaporojo&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;As you know - my degree is in Electrical Engineering and Computer Science. So, as someone with some appreciable expertise, I analyzed the &amp;quot;home made clock&amp;quot; that the kid in Irving was supposed to have &amp;quot;invented&amp;quot; and taken to school. First, it is NOT a simple alarm clock. It is a COUNTDOWN clock. Second -- the kid didn&amp;#39;t home make or invent anything. He decomposed an already existing commercially available COUNTDOWN clock (as evidenced by the commercially manufactured Printed Circuit Board (PCB)) as shown in the picture of his device. &lt;br /&gt;&lt;br /&gt;If the kid were to &amp;quot;home make&amp;quot; or &amp;quot;invent&amp;quot; a clock -- he would have used a breadboard (as I have added to the picture) wherein one inserts integrated circuits, wires, and capacitors, resistors, etc., to form the logic of such a device. &lt;br /&gt;&lt;br /&gt;So, question: why did the kid take apart an already existing COUNTDOWN clock and build it into a briefcase where only the LEDs were visible counting down time? What would happen at any airport, building, school, public sidewalk, if such a device were spotted? &lt;br /&gt;&lt;br /&gt;Question: what is in the white bag in the suitcase? It serves no electronic purpose. Hmmmm.&lt;br /&gt;&lt;br /&gt;Do you want anyone to bring a briefcase with COUNTDOWN clock embedded within it and setting the clock to countdown and go off during English class in your kids schools? Again, the only thing visible on the outside of the briefcase were the LEDs counting down time to 00:00.&lt;br /&gt;&lt;br /&gt;I smell a dirty rat, a setup here, if there ever was one. I am appalled that the media is buying into the innocent &amp;quot;inventor&amp;quot; story. This is not about race or religion -- it is about someone purposefully taking a menacing device to school.&lt;br /&gt;&lt;br /&gt;What if a kid were to take an upper from one AR-15 rifle, and a lower from another AR-15 rifle and put it together, then remove the firing pin and take it to school as a metal worker &amp;quot;inventor&amp;quot;? Why, anyone who knew anything about rifles could closely examine the metal object had no firing pin and would celebrate what a great inventor the kid was&amp;#33;&amp;#33;&amp;#33; NOT&amp;#33;&amp;#33;&amp;#33;&amp;#33; How many people at a school could closely examine the inside of this briefcase with a countdown clock visible on the outside counting down to 00:00 and make the call as to its purpose? Again, what is inside that white bag?&lt;br /&gt;&lt;br /&gt;Please share this post so that we can inform the public of what the news media is failing to do.&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 21 Sep 2015 10:52:05 +0800</pubDate>
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        <item>
            <title>i got this statement</title>
            <link>http://forum.lowyat.net/topic/3692885</link>
            <description>&lt;img src='http://i.imgur.com/GUohQ9P.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;i got this thing&lt;br /&gt;but i am staying rented house&lt;br /&gt;&lt;br /&gt;how leh?</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 27 Aug 2015 15:32:19 +0800</pubDate>
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        <item>
            <title>property only for XXX employees</title>
            <link>http://forum.lowyat.net/topic/3690979</link>
            <description>&lt;img src='http://i.imgur.com/c4lYpM3.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Why developer wanna give discounts only to Utility company employees?&lt;br /&gt;&lt;br /&gt;Maybe it is just a sales gimmick?&lt;br /&gt;&lt;br /&gt;Actually property is over speculated by 20-50k?</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 25 Aug 2015 15:45:05 +0800</pubDate>
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        <item>
            <title>Citibank Credit Cards V4</title>
            <link>http://forum.lowyat.net/topic/3672923</link>
            <description>&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Citibank Credit Cards V4 &lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;i&gt;Everything about Citi Credit Cards&lt;/i&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:13pt;line-height:100%'&gt;List Of Credit Cards &lt;/span&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('048bc3c3cd567d886abab31a84941f5a')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;048bc3c3cd567d886abab31a84941f5a&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='http://i.imgur.com/E1ZbGSZ.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/m8l5qbt.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/3XSjiyq.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/Dq0yxtQ.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/3UmXbBK.png' border='0' alt='user posted image' /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;span style='font-size:13pt;line-height:100%'&gt;Application&lt;/span&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('732cce46eed69c9980794bfba933afdb')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;732cce46eed69c9980794bfba933afdb&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;a href='https://www.citibank.com.my/english/forms/malaysia-kana-form.html?eOfferCode=MYCCLNAPN' target='_blank'&gt;Apply Online&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.citibank.com.my/rethinkbanking/?eOfferCode=MYGHWAB3' target='_blank'&gt;Apply For Citigold + Credit Card&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.citibank.com.my/prestige/applynow.html' target='_blank'&gt;Citi Prestige&lt;/a&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;span style='font-size:13pt;line-height:100%'&gt;Information&lt;/span&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('38d78d16a36a4836a1e44f58dae1b91c')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;38d78d16a36a4836a1e44f58dae1b91c&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;a href='https://www.citibank.com.my/english/credit-cards/credit-cards-tnc.htm' target='_blank'&gt;General Cards Terms &amp; Conditions&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.citibank.com.my/english/common/useful-forms.htm?eOfferCode=MYAPSLN1' target='_blank'&gt;Forms&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.citibank.com.my/english/common/fee-charges-credit.htm' target='_blank'&gt;Interest Rates - Cards&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.citibank.com.my/english/promo/index.htm?eOfferCode=MYAPSLN4' target='_blank'&gt;Promotions&lt;/a&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;span style='font-size:13pt;line-height:100%'&gt;Previous threads:&lt;/span&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('51be506f41b83821bcf5b24ccf308402')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;51be506f41b83821bcf5b24ccf308402&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;&lt;a href='https://forum.lowyat.net/index.php?showtopic=1967495' target='_blank'&gt;Citibank Credit Cards v1&lt;/a&gt;&lt;br /&gt;&lt;a href='https://forum.lowyat.net/index.php?showtopic=2586152' target='_blank'&gt;Citibank Credit Cards v2&lt;/a&gt;&lt;br /&gt;&lt;a href='https://forum.lowyat.net/index.php?showtopic=3145117' target='_blank'&gt;Citibank Credit Cards v2&lt;/a&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;a href='http://www.citibank.com.my/english/docs/print-forms/creditcard/PDS_Eng.pdf?eOfferCode=MYUFCCFPDS' target='_blank'&gt;Citibank Credit Card Product Disclosure Sheet &lt;/a&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;Revised with an Update, EFFECTIVE 3 AUGUST 2015...(contributed by fly126)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Citibank Cash Back Card&lt;/b&gt; (Income Requirement RM36k p.a) Annual Fee - RM120 + (6% GST) = RM127.20 &lt;br /&gt;&lt;b&gt;Citibank Cash Back &lt;span style='color:blue'&gt;Platinum&lt;/span&gt;&lt;/b&gt; (Income Requirement &amp;#036;60k p.a) Annual Fee - &amp;#036;195 + (6% GST) = RM206.70 &lt;br /&gt;&lt;u&gt;Cash Back:&lt;/u&gt;&lt;br /&gt;&lt;b&gt;*&lt;/b&gt; 5% X for Petrol&lt;br /&gt;&lt;b&gt; - Monthly capped at RM300 with Max.&amp;#036;15 Cash Back for Citibank Cash Back&lt;/b&gt;&lt;br /&gt;&lt;b&gt; - Monthly capped at RM400 with Max.&amp;#036;20 CB for &lt;span style='color:blue'&gt;Citibank Cash Back Plat.&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;*&lt;/b&gt; 2% X Cash Rebate for Major Mobile service providers &lt;i&gt;&lt;span style='color:red'&gt;(Maxis, Digi &amp;amp; Celcom)&lt;/span&gt;&lt;/i&gt;&lt;br /&gt;[Unlimited Monthly Rebates with t&amp;amp;c On, &lt;b&gt;MUST&lt;/b&gt; Pay the Bill thru Citibank Online ONLY in-order to get Cash-back]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;*&lt;/b&gt; 2% X Cash Rebate on Groceries &lt;i&gt;&lt;span style='color:red'&gt;(AEON Big formerly known as Carrefour, Tesco, Cold Storage, Giant, Everise, Servay, Econsave &amp;amp; Mydin)&lt;/span&gt;&lt;/i&gt; &lt;br /&gt;&lt;b&gt; - Monthly capped at RM1500 with Max.&amp;#036;30 Cash Back for Citibank Cash Back&lt;/b&gt;&lt;br /&gt;&lt;b&gt; - Monthly capped at RM3000 with Max.&amp;#036;60 CB for &lt;span style='color:blue'&gt;Citibank Cash Back Plat.&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;*&lt;/b&gt; 2% X Cash Rebate for Pharmacies &lt;i&gt;&lt;span style='color:red'&gt;(Guardian, Watson and Caring)&lt;/span&gt;&lt;/i&gt; &lt;b&gt;[No Capping]&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;&lt;b&gt;*&lt;/b&gt; 0.2%  X  Cash Rebate for Others Spending &lt;b&gt;[No Capping]&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Note: Cash Back Platinum in &lt;span style='color:blue'&gt;BLUE&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;Citibank CB Only credit the cash back earned once you reach&lt;b&gt; RM20&lt;/b&gt; &amp;amp; If Cash Back &amp;lt; RM20 for a particular month, the total cash rebate amount will be carried forward to the following month.&lt;br /&gt;&lt;a href='https://www.citibank.com.my/global_docs/pdf/citicashback.pdf' target='_blank'&gt;https://www.citibank.com.my/global_docs/pdf/citicashback.pdf&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='font-size:13pt;line-height:100%'&gt;&lt;a href='https://www.citibank.com.my/english/common/annoucement-revision.htm?lid=MYENCBLHOLNTLAnnouncementsHOME' target='_blank'&gt;REVISION OF TERMS AND CONDITONS FOR SELECTED CARDS, BENEFITS AND PRIVILEGES EFFECTIVE 15 MARCH 2015&lt;/a&gt;&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;More bad news: &lt;a href='https://www.citibank.com.my/global_docs/pdf/Rewards_Conversion_Rate.pdf' target='_blank'&gt;The Instant Rewards Terms and Conditions&lt;/a&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;All finance charges to be applied will be based on your 12 months&amp;#39; repayment record.&lt;br /&gt;&lt;a href='https://www.citibank.com.my/english/existing-cardmembers/tiered-finance-charges.htm?lid=MYENCBLHOLNTLTieredHOME' target='_blank'&gt;https://www.citibank.com.my/english/existin...OLNTLTieredHOME&lt;/a&gt;&lt;br /&gt;[right][snapback]74209651[/snapback][/right]</description>
            <author>Berkshire Breakaway</author>
            <category>Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards</category>
            <pubDate>Fri, 07 Aug 2015 15:52:55 +0800</pubDate>
        </item>
        <item>
            <title>turkish airlines KLIA</title>
            <link>http://forum.lowyat.net/topic/3614374</link>
            <description>dear /k/&lt;br /&gt;&lt;br /&gt;anyone flew business class on turkish airlines from KLIA before?&lt;br /&gt;&lt;br /&gt;which lounge can you use?&lt;br /&gt;i don&amp;#39;t find a turkish airline lounge&lt;br /&gt;which partner airline lounge can i use?&lt;br /&gt;&lt;br /&gt;inb4. use cheapskate plaza premium lounge</description>
            <author>Berkshire Breakaway</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 20 Jun 2015 16:24:06 +0800</pubDate>
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