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        <title>Lowyat.NET: Latest topics by yygo</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 22 Jul 2026 10:22:22 +0800</lastBuildDate>
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        <item>
            <title>selling car to second car dealer</title>
            <link>http://forum.lowyat.net/topic/5130356</link>
            <description>if we sell car to second hand dealer, what are precautions in terms of documentation?&lt;br /&gt;&lt;br /&gt;like name transfer, anything else?&lt;br /&gt;&lt;br /&gt;thanks&amp;#33;</description>
            <author>yygo</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Sat, 10 Apr 2021 19:57:23 +0800</pubDate>
        </item>
        <item>
            <title>insurance ncd transfer validity</title>
            <link>http://forum.lowyat.net/topic/5130327</link>
            <description>hi, if we sold off a car with ncd 55%. but new car only comes in 3 months later. can we still claim ncd 55% on the new car. both cars under same name.&lt;br /&gt;&lt;br /&gt;tq.</description>
            <author>yygo</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Sat, 10 Apr 2021 17:59:23 +0800</pubDate>
        </item>
        <item>
            <title>Scam using mall-sg.com, service@mall-sg.com</title>
            <link>http://forum.lowyat.net/topic/5119145</link>
            <description>hi guys, my relative encountered one scam company selling in facebook.&lt;br /&gt;&lt;br /&gt;returned twice but never receive any refund or exchange, lose close to RM400&amp;#33;&amp;#33;&lt;br /&gt;&lt;br /&gt;they are selling mainly lady lingerie, clothings etc.&lt;br /&gt;&lt;br /&gt;they used feedback@mall-sg.com, service@mall-sg.com as email for support.&lt;br /&gt;&lt;br /&gt;DO NOT BUY FROM THEM &amp;#33;&amp;#33;</description>
            <author>yygo</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 17 Mar 2021 13:43:56 +0800</pubDate>
        </item>
        <item>
            <title>camry year 2000</title>
            <link>http://forum.lowyat.net/topic/4071146</link>
            <description>hi, asking for sifu&amp;#39;s suggestion.&lt;br /&gt;&lt;br /&gt;for camry year 2000, is it worth to spend few k to change timing belt, water pump? mileage only 125k km.&lt;br /&gt;&lt;br /&gt;or just go and get a new car.&lt;br /&gt;&lt;br /&gt;thanks&amp;#33;</description>
            <author>yygo</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Sun, 02 Oct 2016 12:42:13 +0800</pubDate>
        </item>
        <item>
            <title>Maxis offered free sim for 4G access</title>
            <link>http://forum.lowyat.net/topic/3896939</link>
            <description>received message from maxis. that my current sim is not capable of 4G. offered free sim upgrade to 4G. if i changed the sim and used the 4G network, will i be charged higher rates? now i am using old sim that is accessing the 3G network onli. &lt;br /&gt;&lt;br /&gt;not sure if i do the &amp;quot;free&amp;quot; upgrade will end up paying more for the 4G. now i am on the rm28 plan.&lt;br /&gt;&lt;br /&gt;thx for any advice on tis&amp;#33;</description>
            <author>yygo</author>
            <category>Telco Talk</category>
            <pubDate>Thu, 17 Mar 2016 12:17:00 +0800</pubDate>
        </item>
        <item>
            <title>Timing belt change and ATF change</title>
            <link>http://forum.lowyat.net/topic/3878140</link>
            <description>when we change timing belt, do atf (auto transmission fluid) must be changed at the same time? the atf fluid was changed not too long ago, less than 30k km since last change. thanks&amp;#33;</description>
            <author>yygo</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Fri, 26 Feb 2016 11:53:09 +0800</pubDate>
        </item>
        <item>
            <title>Mi 4i, Moto G 3rd Gen or Lenovo K3 Note</title>
            <link>http://forum.lowyat.net/topic/3769918</link>
            <description>Hi, among the 3:&lt;br /&gt;&lt;br /&gt;Mi 4i, Moto G 3rd Gen or Lenovo K3 Note&lt;br /&gt;&lt;br /&gt;which one is better, no lag, reasonable camera?</description>
            <author>yygo</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Mon, 09 Nov 2015 22:03:18 +0800</pubDate>
        </item>
        <item>
            <title>Toyota VIOS 1.5G vs VW Polo Sedan</title>
            <link>http://forum.lowyat.net/topic/3748061</link>
            <description>Hi, I am considering to buy Toyota VIOS 1.5G about RM90k vs VW Polo Sedan around RM82k (after discount).&lt;br /&gt;&lt;br /&gt;Looking at car reliability, stability during driving, service centre etc. &lt;br /&gt;&lt;br /&gt;Please advise. Thanks &amp;#33;</description>
            <author>yygo</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Sun, 18 Oct 2015 18:22:59 +0800</pubDate>
        </item>
        <item>
            <title>USD bank draft</title>
            <link>http://forum.lowyat.net/topic/3670096</link>
            <description>hi, among local and foreign banks, which bank has best usd bank draft rate?&lt;br /&gt;&lt;br /&gt;meaning if want to buy bank draft in usd, which bank can give better usd rate so that no need to pay high conversion rate in ringgit to get the usd.</description>
            <author>yygo</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 04 Aug 2015 20:41:33 +0800</pubDate>
        </item>
        <item>
            <title>After SPM, avail. scholarship ?</title>
            <link>http://forum.lowyat.net/topic/3171963</link>
            <description>Hi, I am helping a friend who did well in SPM last year.&lt;br /&gt;&lt;br /&gt;He got 11A&amp;#39;s (7A+, 2A, 2A-). What are the available scholarship that he can apply ? Can he get into so called Matriculation ?&lt;br /&gt;He is a Chinese.&lt;br /&gt;&lt;br /&gt;Thanks &amp;#33;  &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>yygo</author>
            <category>Education Essentials</category>
            <pubDate>Tue, 25 Mar 2014 12:17:35 +0800</pubDate>
        </item>
        <item>
            <title>Inti Penang AUP Program, how is it ?</title>
            <link>http://forum.lowyat.net/topic/3067864</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I am now considering to join Inti Penang AUP program. But not sure if that program is suitable or not.&lt;br /&gt;&lt;br /&gt;1. Credit transfer, any issues ? I heard some credits may not be accepted by U.S. universities.&lt;br /&gt;&lt;br /&gt;2. Is the standard of Inti Penang AUP program &amp;quot;reasonably&amp;quot; high ?&lt;br /&gt;&lt;br /&gt;Thanks &amp;#33;&lt;br /&gt;&lt;br /&gt;</description>
            <author>yygo</author>
            <category>Education Essentials</category>
            <pubDate>Mon, 16 Dec 2013 17:50:04 +0800</pubDate>
        </item>
        <item>
            <title>Australia HSC vs A Level, advice please</title>
            <link>http://forum.lowyat.net/topic/3062383</link>
            <description>Hi,&lt;br /&gt;I have just finished my SPM. I was wondering should I do Australia New South Wales HSC or A level ?&lt;br /&gt;&lt;br /&gt;I understand the HSC is faster by about 6 months. Is it accepted by all universities in UK or just some of the universities in UK ?&lt;br /&gt;&lt;br /&gt;I have read threads saying A level is more in depth. My father has not confirmed if I will go to Australia or UK for study. So I am trying to gauge if HSC will allow me to enter UK universities.  We heard the cost of studying in UK is much cheaper than Australia. But Australia probably has more job opportunities.&lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;</description>
            <author>yygo</author>
            <category>Education Essentials</category>
            <pubDate>Wed, 11 Dec 2013 16:46:48 +0800</pubDate>
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