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        <title>Lowyat.NET: Latest topics by victorywp</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 04 Jun 2026 02:58:18 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>CIMB Bank Credit Cards v5</title>
            <link>http://forum.lowyat.net/topic/3988506</link>
            <description>&lt;span style='font-size:16pt;line-height:100%'&gt;&lt;b&gt;CIMB Cash Rebate Platinum MasterCard&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Eligbility &amp;amp; Requirements:&lt;/b&gt; Income per annum of RM24,000&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Annual Fee:&lt;/b&gt; Waived&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Features &amp;amp; Benefits&lt;/b&gt;&lt;br /&gt;| &lt;b&gt;Category&lt;/b&gt; | &lt;b&gt;Cash Rebate&lt;/b&gt; | &lt;b&gt;Eligible Merchants / MCC&lt;/b&gt; | &lt;b&gt;Eligible Transaction Type&lt;/b&gt; |&lt;br /&gt;| E-Commerce/Online Spend | 5% |  POSMODE 81 | Excluding Airlines (MCC 3000-3299, 4511), Insurance (MCC 5960, 6300), Utility (MCC 4900) and Mobile Bill Payments (MCC 4813, 4814). |&lt;br /&gt;| Petrol | 2% |  MCC (5541, 5542) | All |&lt;br /&gt;| Groceries | 2% |  MCC (5411, 5422, 5451) | All |&lt;br /&gt;| Utility Bill Payment | 2% |  MCC (4900, 5968) | &lt;b&gt;Standing Instruction&lt;/b&gt; payments under all MCC (4900); and &lt;b&gt;Standing Instruction&lt;/b&gt; payments under MCC (5968) applies to GAS MALAYSIA, SESCO and TNB only. |&lt;br /&gt;| Mobile Bill Payment | 2% |  MCC (4813, 4814, 5968) | &lt;b&gt;Standing Instruction&lt;/b&gt; payments to MAXIS, DIGI, CELCOM, U MOBILE and YES only. Not applicable for hardware and/or software purchases at telecommunication service providers. |&lt;br /&gt;| Other Retail Spend | 0.2% | Other than the above | All |&lt;br /&gt;| Additional (1 March 2015 - 31 December 2015) | 15% | iTunes App Store and Google Play Store | All |&lt;br /&gt;&lt;br /&gt;Remarks:&lt;br /&gt;1) Statement date for CIMB Cash Rebate Platinum MasterCard is on &lt;b&gt;28th of every month&lt;/b&gt;.&lt;br /&gt;2) All cash rebates earned in &lt;b&gt;current month statement&lt;/b&gt; will be posted in the &lt;b&gt;next month statement&lt;/b&gt; under their respective cash rebate categories.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Maximum Cash Rebate Entitlement&lt;/b&gt;&lt;br /&gt;| &lt;b&gt;Cardholder&lt;/b&gt; | &lt;b&gt;Maximum Cash Rebate (per month/per statement)&lt;/b&gt; | &lt;b&gt;Maximum Cash Rebate (per year/ or 12-months)&lt;/b&gt; |&lt;br /&gt;| Principal | RM50.00 (E-Commerce/Online RM30.00 out of the RM50.00) | RM600.00 |&lt;br /&gt;| Supplementary 1 | RM50.00 (E-Commerce/Online RM30.00 out of the RM50.00) | RM600.00 |&lt;br /&gt;| Supplementary 2 | RM50.00 (E-Commerce/Online RM30.00 out of the RM50.00) | RM600.00 |&lt;br /&gt;| &lt;b&gt;Total&lt;/b&gt; | &lt;b&gt;RM150.00&lt;/b&gt; | &lt;b&gt;RM1,800.00&lt;/b&gt; |&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Eligible:&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('b04cb69b8df592491d163fc6859f9cbe')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;b04cb69b8df592491d163fc6859f9cbe&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;• 11street (Web/App)&lt;br /&gt;• Aeon credit card payment via POSonline&lt;br /&gt;• Aerobus &lt;a href='http://www.aerobus.my/' target='_blank'&gt;http://www.aerobus.my/&lt;/a&gt;&lt;br /&gt;• Agoda - Pay Now (0.8% cross border fee)&lt;br /&gt;• Airasiago.com (hotel booking only - 0.8% cross border fee)&lt;br /&gt;• Airbnb &lt;a href='https://www.airbnb.com/' target='_blank'&gt;https://www.airbnb.com/&lt;/a&gt;&lt;br /&gt;• Aliexpress (0.8% cross border fee)&lt;br /&gt;• Astro&lt;br /&gt;• BP Healthcare online @ &lt;a href='http://shop.bphealthcare.com/' target='_blank'&gt;http://shop.bphealthcare.com/&lt;/a&gt;&lt;br /&gt;• Blipmy &lt;a href='http://www.blipmy.com/' target='_blank'&gt;http://www.blipmy.com/&lt;/a&gt;&lt;br /&gt;• Caring Pharmacy Estore&lt;br /&gt;• Cite Online Book Store &lt;a href='http://www.cite.com.my/' target='_blank'&gt;http://www.cite.com.my/&lt;/a&gt; (MOLPay, Chinesebook store) &lt;br /&gt;• Cukai Taksiran (Assessment Fee) @ Majlis Perbandaran Kajang (MPKj)&lt;br /&gt;• Cukai Tanah (Quit Rent) - Pejabat Tanah &amp;amp; Galian Selangor @ POSonline (with 2% convenient fee + 6% GST)&lt;br /&gt;• Easybook &lt;a href='http://www.easybook.com/' target='_blank'&gt;http://www.easybook.com/&lt;/a&gt;&lt;br /&gt;• Domino&amp;#39;s Pizza (Web)&lt;br /&gt;• EU YAN SANG Web&lt;br /&gt;• Gemfive (Web/App)&lt;br /&gt;• GlassesOnline Malaysia‎ (Web)&lt;br /&gt;• GoShop&lt;br /&gt;• Groupon Web (Full Browser)&lt;br /&gt;• GSC Mobile App&lt;br /&gt;• Guardian e-store (Web)&lt;br /&gt;• Hard Rock Hotel Penang &lt;a href='http://penang.hardrockhotels.net/' target='_blank'&gt;http://penang.hardrockhotels.net/&lt;/a&gt;&lt;br /&gt;• HISHOP Web&lt;br /&gt;• Indah Water Konsortium (IWK) @ POSonline (with 2% convenient fee + 6% GST)&lt;br /&gt;• JUXIANG Web&lt;br /&gt;• Kinokuniya Webstore, &lt;a href='https://malaysia.kinokuniya.com/' target='_blank'&gt;https://malaysia.kinokuniya.com/&lt;/a&gt; &lt;br /&gt;• KLIA Express Online&lt;br /&gt;• KTM ETS Ticket&lt;br /&gt;• Lazada (Web/App)&lt;br /&gt;• LHDN Web&lt;br /&gt;• MDKS Web&lt;br /&gt;• MPSJ Web&lt;br /&gt;• MyEG (DBKL Assessment Fee)&lt;br /&gt;• MyEG (PDRM Summons) (with RM2 e-service charge + 6% GST)&lt;br /&gt;• MyEG (Road Tax)&lt;br /&gt;• ORGANIC2U (IPAY88)&lt;br /&gt;• Paypal transaction (in USD)&lt;br /&gt;• Pizza Hut Delivery (PHD)&lt;br /&gt;• Popular Bookstore Online&lt;br /&gt;• PosOnline&lt;br /&gt;• PTPTN Portal&lt;br /&gt;• Qoo10 Web&lt;br /&gt;• Rakuten&lt;br /&gt;• SCP Parking via &lt;a href='http://scpparking.com.my/' target='_blank'&gt;http://scpparking.com.my/&lt;/a&gt;&lt;br /&gt;• Shopee Malaysia App&lt;br /&gt;• Spotify&lt;br /&gt;• Time Broadband via Standing Instruction&lt;br /&gt;• Taobao Shanghai&lt;br /&gt;• Xiaomi Malaysia (MOLpay)&lt;br /&gt;• Zalora Web&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Non-Eligible:&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('63f467a1cd4b8884ef3089ca289a3736')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;63f467a1cd4b8884ef3089ca289a3736&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;• Agoda - Pay Later (0.8% cross border fee)&lt;br /&gt;• &lt;a href='https://www.airasiaezpay.com/portal/account/topup' target='_blank'&gt;https://www.airasiaezpay.com/portal/account/topup&lt;/a&gt;&lt;br /&gt;• DIGI STORE ONLINE (Prepaid Reload)&lt;br /&gt;• Gmarket &lt;a href='http://global.gmarket.co.kr' target='_blank'&gt;http://global.gmarket.co.kr&lt;/a&gt;&lt;br /&gt;• GrabCar App&lt;br /&gt;• Homer books TAIPEI Web&lt;br /&gt;• Insurance Payment @ JOMpay via CIMBclicks&lt;br /&gt;• Maybank Etiqa Online&lt;br /&gt;• Motortakaful Web&lt;br /&gt;• PTPTN via JOMPAY&lt;br /&gt;• Taobao Hangzhou&lt;br /&gt;• Time Broadband via Selfcare Portal&lt;br /&gt;• Traveloka&lt;br /&gt;• Uber App&lt;br /&gt;• UOB PayOnline&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.cimbbank.com.my/en/personal/products/cards/credit-cards/find-the-right-cards/cimb-cash-rebate-platinum-mastercard.html' target='_blank'&gt;Other Privileges&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.cimbbank.com.my/content/dam/cimb-consumer/personal/pdf/Credit%20Card/Cash%20Rebate%20MasterCard%20T&amp;C%20%28Dated%201%20July%2015%29%20upload.pdf' target='_blank'&gt;Terms and Conditions&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.cimbbank.com.my/content/dam/cimb-consumer/personal/pdf/Credit%20Card/CIMB%20Cash%20Rebate%20FAQ%20-%20%20July%202015.pdf' target='_blank'&gt;Frequently Asked Questions (FAQs)&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.cimbbank.com.my/content/dam/cimb-consumer/personal/creditcard/pin-pay/pin-change-credit-card.pdf' target='_blank'&gt;How to Change Your Personal Pin?&lt;/a&gt;</description>
            <author>victorywp</author>
            <category>Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards</category>
            <pubDate>Tue, 28 Jun 2016 22:24:26 +0800</pubDate>
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            <title>proton perdana downgrade?</title>
            <link>http://forum.lowyat.net/topic/3979051</link>
            <description>dulu buy proton perdana the design is exactly like honda accord. sekarang buy proton perdana, the design downgrade to honda civic. apa ketahian ni?&lt;br /&gt;&lt;br /&gt;so if you buy perdana earlier last time when the design is accord, your second-hand car value higher than the new perdana because it&amp;#39;s now only civic level??</description>
            <author>victorywp</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 19 Jun 2016 06:03:24 +0800</pubDate>
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        <item>
            <title>UOB Credit Cards v6</title>
            <link>http://forum.lowyat.net/topic/3964961</link>
            <description>&lt;span style='color:red'&gt;&lt;span style='font-size:16pt;line-height:100%'&gt;UOB Credit Cards&lt;/span&gt;&lt;/span&gt; - &lt;a href='https://forum.lowyat.net/topic/1922946' target='_blank'&gt;V1&lt;/a&gt; | &lt;a href='https://forum.lowyat.net/topic/2943431' target='_blank'&gt;V2&lt;/a&gt; | &lt;a href='https://forum.lowyat.net/topic/3407909' target='_blank'&gt;V3&lt;/a&gt; | &lt;a href='https://forum.lowyat.net/topic/3667873' target='_blank'&gt;V4&lt;/a&gt; | &lt;a href='https://forum.lowyat.net/topic/3842474' target='_blank'&gt;V5&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_cards.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/assets/pdf/forms/cc_application.pdf' target='_blank'&gt;Click here to download UOB Bank Credit Card Application form for ALL type of credit cards&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/assets/pdf/forms/SMSalert_appform.pdf' target='_blank'&gt;Click here to download UOB Bank Credit Card SMS Transaction Alerts Service Form&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;1) UOB One Card&lt;/b&gt;&lt;/span&gt; - Annual Fee: RM178.08 (One Platinum Card); RM72.08 (One Card)&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_one.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/personal/cards/credit/uob_one_card.html' target='_blank'&gt;Click here for more information&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/assets/pdf/tnc/OneCard_tnceng.pdf' target='_blank'&gt;Click here for Terms and Conditions&lt;/a&gt; &lt;i&gt;(Effective: 1st June 2015)&lt;/i&gt;&lt;ul&gt;&lt;li&gt; Cash Rebate for petrol &lt;b&gt;(Weekdays 2% / Weekends 5%)&lt;/b&gt;&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM500 for UOB ONE Platinum card and RM300 for UOB ONE Classic card per month&lt;/i&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt; Cash Rebate for Golden Screen Cinemas (“GSC”) ticket counters for purchase of movie tickets &lt;b&gt;(Weekdays 2% / Weekends 5%)&lt;/b&gt;&lt;/li&gt;&lt;li&gt; Cash Rebate for AEON Big, Tesco, Cold Storage, Jaya Grocer and Giant &lt;b&gt;(Weekdays 1% / Weekends 2%)&lt;/b&gt;&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM1,500 for UOB ONE Platinum card and RM1,000 for UOB ONE Classic card per month&lt;/i&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt; Cash Rebate for major mobile service providers (Maxis, Digi and Celcom) &lt;b&gt;(Weekdays 1% / Weekends 2%)&lt;/b&gt;&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM300 for UOB ONE Platinum card and RM200 for UOB ONE Classic card per month&lt;/i&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt; 0.2% Cash Rebate on all other spending&lt;/li&gt;&lt;/ul&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;2) UOB VOX Card&lt;/b&gt;&lt;/span&gt; - Monthly Fee: RM6.36 (VOX Visa Card)&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_vox.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/personal/cards/credit/uob_vox_card.html' target='_blank'&gt;Click here for more information&lt;/a&gt;&lt;ul&gt;&lt;li&gt; 5% Cash Rebate on all online purchases with a minimum spend of RM50 in a single receipt/transaction&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM1,000 per month. Cash rebates will be credited into your VOX card account by the 30th of the following month and excludes insurance, government utilities &amp;amp; bill payments only&lt;/i&gt;&lt;/span&gt;&lt;br /&gt;Eligible:&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('d742644cac3c8f13131496b0e6a2d009')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;d742644cac3c8f13131496b0e6a2d009&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;• 11street&lt;br /&gt;• Adidas Malaysia Online&lt;br /&gt;• Aeon Credit Card via PosOnline&lt;br /&gt;• Agoda&lt;br /&gt;• AirAsia&lt;br /&gt;• AirAsiaGo&lt;br /&gt;• Airbnb&lt;br /&gt;• Air New Zealand&lt;br /&gt;• Amazon &lt;br /&gt;• Amway Online&lt;br /&gt;• Astro&lt;br /&gt;• BP Healthcare Online Payment&lt;br /&gt;• CAB2KLIA App&lt;br /&gt;• Caring Pharmacy Estore &lt;a href='http://estore.caring2u.com' target='_blank'&gt;http://estore.caring2u.com&lt;/a&gt;&lt;br /&gt;• DBKL via UOBPayOnline&lt;br /&gt;• Digi bill via Digi website&lt;br /&gt;• Domino&amp;#39;s Online&lt;br /&gt;• &lt;a href='http://www.easybook.com' target='_blank'&gt;http://www.easybook.com&lt;/a&gt;&lt;br /&gt;• Expedia&lt;br /&gt;• Gemfive&lt;br /&gt;• Groupon&lt;br /&gt;• Guardian Online&lt;br /&gt;• Indah Water via PosOnline&lt;br /&gt;• iPmart&lt;br /&gt;• Jobstreet.com&lt;br /&gt;• Kickstarter&lt;br /&gt;• Kinokuniya Webstore&lt;br /&gt;• Klook.com&lt;br /&gt;• KTM e-Ticket&lt;br /&gt;• Lazada&lt;br /&gt;• Lembaga Air Perak via PosOnline&lt;br /&gt;• Malindo Air&lt;br /&gt;• Maxis via UOBPayOnline&lt;br /&gt;• MaxisPay&lt;br /&gt;• MBJB Assessment Fee via UOBPayOnline&lt;br /&gt;• MBPJ Assessment Fee via UOBPayOnline&lt;br /&gt;• MBPP Assessment Fee via UOBPayOnline&lt;br /&gt;• MBSP Assessment Fee via UOBPayOnline&lt;br /&gt;• MPSJ Assessment Fee via UOBPayOnline&lt;br /&gt;• OKBB Online&lt;br /&gt;• OneCard Gift Card via oneshop.com.my&lt;br /&gt;• Paypal&lt;br /&gt;• P1&lt;br /&gt;• Qoo10&lt;br /&gt;• rwsentosa.com&lt;br /&gt;• SCParking via SCParking website&lt;br /&gt;• Shogun2u.com&lt;br /&gt;• Shopee MY app&lt;br /&gt;• Starbucks Online Reload&lt;br /&gt;• Syarikat Air Johor via PosOnline&lt;br /&gt;• SYABAS via UOBPayOnline&lt;br /&gt;• TaoBao&lt;br /&gt;• Tesco Online&lt;br /&gt;• Tigerair&lt;br /&gt;• Time Fiber via UOBPayOnline&lt;br /&gt;• TM via TM Portal / UOBPayOnline&lt;br /&gt;• TNB via UOBPayOnline&lt;br /&gt;• Tong Kee Food Online&lt;br /&gt;• &lt;a href='http://www.toysrus.com.my/' target='_blank'&gt;http://www.toysrus.com.my/&lt;/a&gt;&lt;br /&gt;• Tune Money EC (For reloading AirAsia EZpay card)&lt;br /&gt;• U Mobile Website&lt;br /&gt;• Uber app (description on statement: Uber BV help.uber.comNL)&lt;br /&gt;• UCSI website online fee payment&lt;br /&gt;• UniFi via UniFi Portal / TM Portal&lt;br /&gt;• Uniqlo Malaysia Online Store&lt;br /&gt;• Watsons Online&lt;br /&gt;• XiaoMi Online&lt;br /&gt;• YES bill via www.yes.my&lt;br /&gt;• Zalora&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;Non-Eligible:&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('1e0330e25c068e77aad2a7178efe593f')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;1e0330e25c068e77aad2a7178efe593f&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;• JomPAY&lt;br /&gt;• LHDN Web&lt;br /&gt;• Maybank Etiqa Online&lt;br /&gt;• MyEG&lt;br /&gt;• MyTNB&lt;br /&gt;• Time Broadband via Time Selfcare&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;/li&gt;&lt;li&gt; 0.3% Cash Rebate on all retail purchases&lt;/li&gt;&lt;li&gt; Monthly fee of RM 6 is waived with just 1 swipe a month&lt;/li&gt;&lt;li&gt; 5% Online Rebate is calculated based on calendar month&lt;/li&gt;&lt;/ul&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;3) UOB Lady&amp;#39;s Card&lt;/b&gt;&lt;/span&gt; - Annual Fee: RM636 (Lady&amp;#39;s Solitaire Card); RM135.68 (Lady&amp;#39;s Platinum Card); RM72.08 (Lady&amp;#39;s Card)&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_ladys.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/personal/cards/credit/uob_ladys_card.html' target='_blank'&gt;Click here for more information&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.uobladys.com/my/index.html' target='_blank'&gt;Click here for Official Website&lt;/a&gt;&lt;ul&gt;&lt;li&gt; &lt;b&gt;Daily Ten 10% Cash Back&lt;/b&gt;&lt;br /&gt;Enjoy 10% cash back everyday, up to RM100 cash back per month per cardmember. For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;li&gt; &lt;b&gt;Lady&amp;#39;s Card 3x UNIRinggit Programme&lt;/b&gt;&lt;br /&gt;Get 3 UNIRM reward points with every RM1 spend on weekends (Saturday &amp;amp; Sunday) at selected Department Stores. For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;li&gt; &lt;b&gt;Complimentary access at True Fitness&lt;/b&gt;&lt;br /&gt;For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;li&gt; &lt;b&gt;LuxePay Programme&lt;/b&gt;&lt;br /&gt;Convert purchase above RM2,000 on designer shoes, bags, watches and jewellery into 6-months or 12-months installment plan at 0%. For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Everything about &lt;a href='http://www1.uob.com.my/personal/cards/smart/index.html' target='_blank'&gt;SMART&amp;#036; Cash Rebate&lt;/a&gt;&lt;/b&gt;&lt;/span&gt;</description>
            <author>victorywp</author>
            <category>Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards</category>
            <pubDate>Fri, 03 Jun 2016 10:08:12 +0800</pubDate>
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        <item>
            <title>Celcom/Xpax Fan Club v3</title>
            <link>http://forum.lowyat.net/topic/3925329</link>
            <description>&lt;img src='http://i.imgur.com/ulkjzLc.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;	&lt;br /&gt;&lt;b&gt;FIRST™ PLANS&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;FIRST™ Blue&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('871201f80f205489f28df65d62fc9a30')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;871201f80f205489f28df65d62fc9a30&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='http://i.imgur.com/JXurTNq.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='https://www.celcom.com.my/personal/plans/blue' target='_blank'&gt;https://www.celcom.com.my/personal/plans/blue&lt;/a&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;FIRST™ Gold&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('32d5e1f4a7f67018003a31030c8605c9')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;32d5e1f4a7f67018003a31030c8605c9&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='http://i.imgur.com/TEkhf8Z.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='https://www.celcom.com.my/personal/plans/gold' target='_blank'&gt;https://www.celcom.com.my/personal/plans/gold&lt;/a&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;FIRST™ Platinum&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('33a878aa6ecc2044efa6b22f21e20b3a')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;33a878aa6ecc2044efa6b22f21e20b3a&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='http://i.imgur.com/2z1LJXC.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='https://www.celcom.com.my/personal/plans/platinum' target='_blank'&gt;https://www.celcom.com.my/personal/plans/platinum&lt;/a&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;FIRST™ Blue Internet&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('af13ec6cd6a095c90add98b54db1ad28')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;af13ec6cd6a095c90add98b54db1ad28&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='http://i.imgur.com/nrm8ACT.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='https://www.celcom.com.my/personal/plans/blue-internet' target='_blank'&gt;https://www.celcom.com.my/personal/plans/blue-internet&lt;/a&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;FIRST™ Gold Internet&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('e8ec944459cbf9795ad213b1119f9a7f')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;e8ec944459cbf9795ad213b1119f9a7f&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='http://i.imgur.com/MeJkZJP.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='https://www.celcom.com.my/personal/plans/gold-internet' target='_blank'&gt;https://www.celcom.com.my/personal/plans/gold-internet&lt;/a&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;XPAX&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;Magic SIM™&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('6d347394fcc934283d9d3d9d505e8db3')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;6d347394fcc934283d9d3d9d505e8db3&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='http://i.imgur.com/WCAUQhk.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='https://www.xpax.com.my/magicsim' target='_blank'&gt;https://www.xpax.com.my/magicsim&lt;/a&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;DEVICES&lt;/b&gt; &lt;a href='https://www.celcom.com.my/personal/devices' target='_blank'&gt;https://www.celcom.com.my/personal/devices&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;PROMOTION&lt;/b&gt; &lt;a href='https://www.celcom.com.my/personal/promotion' target='_blank'&gt;https://www.celcom.com.my/personal/promotion&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;COVERAGE&lt;/b&gt; &lt;a href='https://www.celcom.com.my/personal/coverage/4glte' target='_blank'&gt;https://www.celcom.com.my/personal/coverage/4glte&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;STORE LOCATOR&lt;/b&gt; &lt;a href='https://www.celcom.com.my/personal/helpsupport/findastore' target='_blank'&gt;https://www.celcom.com.my/personal/helpsupport/findastore&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;HELP &amp;amp; SUPPORT&lt;/b&gt; &lt;a href='https://www.celcom.com.my/personal/helpsupport/contactus' target='_blank'&gt;https://www.celcom.com.my/personal/helpsupport/contactus&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;ONLINE CUSTOMER SERVICE&lt;/b&gt; &lt;a href='https://www.celcom.com.my/servicecenter/faces/oracle/webcenter/portalapp/pages/selfservice/slogin.jspx' target='_blank'&gt;https://www.celcom.com.my/servicecenter/fac...ice/slogin.jspx&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;BLUECUBE ONLINE&lt;/b&gt; &lt;a href='https://bluecube.com.my/BlueCubeOnline' target='_blank'&gt;https://bluecube.com.my/BlueCubeOnline&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;THE CUBE&lt;/b&gt; &lt;a href='http://www.thecube.my' target='_blank'&gt;http://www.thecube.my&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;KOLONY&lt;/b&gt; &lt;a href='https://kolony.com.my' target='_blank'&gt;https://kolony.com.my&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Previous Threads: &lt;a href='https://forum.lowyat.net/topic/320367' target='_blank'&gt;v1&lt;/a&gt; | &lt;a href='https://forum.lowyat.net/topic/917571' target='_blank'&gt;v2&lt;/a&gt;</description>
            <author>victorywp</author>
            <category>Telco Talk</category>
            <pubDate>Mon, 18 Apr 2016 17:00:37 +0800</pubDate>
        </item>
        <item>
            <title>UOB Credit Cards v5</title>
            <link>http://forum.lowyat.net/topic/3842474</link>
            <description>&lt;span style='color:red'&gt;&lt;span style='font-size:16pt;line-height:100%'&gt;UOB Credit Cards&lt;/span&gt;&lt;/span&gt; - &lt;a href='https://forum.lowyat.net/topic/1922946' target='_blank'&gt;V1&lt;/a&gt; | &lt;a href='https://forum.lowyat.net/topic/2943431' target='_blank'&gt;V2&lt;/a&gt; | &lt;a href='https://forum.lowyat.net/topic/3407909' target='_blank'&gt;V3&lt;/a&gt; | &lt;a href='https://forum.lowyat.net/topic/3667873' target='_blank'&gt;V4&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_cards.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/assets/pdf/forms/cc_application.pdf' target='_blank'&gt;Click here to download UOB Bank Credit Card Application form for ALL type of credit cards&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/assets/pdf/forms/SMSalert_appform.pdf' target='_blank'&gt;Click here to download UOB Bank Credit Card SMS Transaction Alerts Service Form&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;1) UOB One Card&lt;/b&gt;&lt;/span&gt; - Annual Fee: RM178.08 (One Platinum Card); RM72.08 (One Card)&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_one.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/personal/cards/credit/uob_one_card.html' target='_blank'&gt;Click here for more information&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/assets/pdf/tnc/OneCard_tnceng.pdf' target='_blank'&gt;Click here for Terms and Conditions&lt;/a&gt; &lt;i&gt;(Effective: 1st June 2015)&lt;/i&gt;&lt;ul&gt;&lt;li&gt; Cash Rebate for petrol &lt;b&gt;(Weekdays 2% / Weekends 5%)&lt;/b&gt;&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM500 for UOB ONE Platinum card and RM300 for UOB ONE Classic card per month&lt;/i&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt; Cash Rebate for Golden Screen Cinemas (“GSC”) ticket counters for purchase of movie tickets &lt;b&gt;(Weekdays 2% / Weekends 5%)&lt;/b&gt;&lt;/li&gt;&lt;li&gt; Cash Rebate for AEON Big, Tesco, Cold Storage, Jaya Grocer and Giant &lt;b&gt;(Weekdays 1% / Weekends 2%)&lt;/b&gt;&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM1,500 for UOB ONE Platinum card and RM1,000 for UOB ONE Classic card per month&lt;/i&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt; Cash Rebate for major mobile service providers (Maxis, Digi and Celcom) &lt;b&gt;(Weekdays 1% / Weekends 2%)&lt;/b&gt;&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM300 for UOB ONE Platinum card and RM200 for UOB ONE Classic card per month&lt;/i&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt; 0.2% Cash Rebate on all other spending&lt;/li&gt;&lt;/ul&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;2) UOB VOX Card&lt;/b&gt;&lt;/span&gt; - Monthly Fee: RM6.36 (VOX Visa Card)&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_vox.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/personal/cards/credit/uob_vox_card.html' target='_blank'&gt;Click here for more information&lt;/a&gt;&lt;ul&gt;&lt;li&gt; 5% Cash Rebate on all online purchases with a minimum spend of RM50 in a single receipt/transaction&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM1,000 per month. Cash rebates will be credited into your VOX card account by the 30th of the following month and excludes insurance, government utilities &amp;amp; bill payments only&lt;/i&gt;&lt;/span&gt;&lt;br /&gt;Eligible:&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('71b1bb8fb57c14debd8706c0c38334f4')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;71b1bb8fb57c14debd8706c0c38334f4&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;• 11street&lt;br /&gt;• Adidas Malaysia Online&lt;br /&gt;• Aeon Credit Card via PosOnline&lt;br /&gt;• Agoda&lt;br /&gt;• AirAsia&lt;br /&gt;• AirAsiaGo&lt;br /&gt;• Airbnb&lt;br /&gt;• Amway Online&lt;br /&gt;• Astro&lt;br /&gt;• BP Healthcare Online Payment&lt;br /&gt;• CAB2KLIA App&lt;br /&gt;• Digi bill via Digi website&lt;br /&gt;• Domino&amp;#39;s Online&lt;br /&gt;• &lt;a href='http://www.easybook.com' target='_blank'&gt;http://www.easybook.com&lt;/a&gt;&lt;br /&gt;• Expedia&lt;br /&gt;• Gemfive&lt;br /&gt;• Groupon&lt;br /&gt;• Guardian Online&lt;br /&gt;• Indah Water via PosOnline&lt;br /&gt;• Jobstreet.com&lt;br /&gt;• Klook.com&lt;br /&gt;• Lazada&lt;br /&gt;• Lembaga Air Perak via PosOnline&lt;br /&gt;• Malindo Air&lt;br /&gt;• Maxis via UOBPayOnline&lt;br /&gt;• MaxisPay&lt;br /&gt;• MBJB Assessment Fee via UOBPayOnline&lt;br /&gt;• MBPJ Assessment Fee via UOBPayOnline&lt;br /&gt;• MBPP Assessment Fee via UOBPayOnline&lt;br /&gt;• MBSP Assessment Fee via UOBPayOnline&lt;br /&gt;• MPSJ Assessment Fee via UOBPayOnline&lt;br /&gt;• Paypal&lt;br /&gt;• P1&lt;br /&gt;• Qoo10&lt;br /&gt;• rwsentosa.com&lt;br /&gt;• SCParking via SCParking website&lt;br /&gt;• Shogun2u.com&lt;br /&gt;• Shopee MY app&lt;br /&gt;• Starbucks Online Reload&lt;br /&gt;• Syarikat Air Johor via PosOnline&lt;br /&gt;• SYABAS via UOBPayOnline&lt;br /&gt;• TaoBao&lt;br /&gt;• Tesco Online&lt;br /&gt;• Time Fiber via UOBPayOnline&lt;br /&gt;• TM via TM Portal / UOBPayOnline&lt;br /&gt;• TNB via UOBPayOnline&lt;br /&gt;• Tong Kee Food Online&lt;br /&gt;• U Mobile Website&lt;br /&gt;• UniFi via UniFi Portal / TM Portal&lt;br /&gt;• Watsons Online&lt;br /&gt;• XiaoMi Online&lt;br /&gt;• Zalora&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;Non-Eligible:&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('7523d701857b0406d312d124bc0bed80')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;7523d701857b0406d312d124bc0bed80&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;• JomPAY&lt;br /&gt;• Maybank Etiqa Online&lt;br /&gt;• MyEG&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;/li&gt;&lt;li&gt; 0.3% Cash Rebate on all retail purchases&lt;/li&gt;&lt;li&gt; Monthly fee of RM 6 is waived with just 1 swipe a month&lt;/li&gt;&lt;li&gt; 5% Online Rebate is calculated based on calendar month&lt;/li&gt;&lt;/ul&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;3) UOB Lady&amp;#39;s Card&lt;/b&gt;&lt;/span&gt; - Annual Fee: RM636 (Lady&amp;#39;s Solitaire Card); RM135.68 (Lady&amp;#39;s Platinum Card); RM72.08 (Lady&amp;#39;s Card)&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_ladys.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/personal/cards/credit/uob_ladys_card.html' target='_blank'&gt;Click here for more information&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.uobladys.com/my/index.html' target='_blank'&gt;Click here for Official Website&lt;/a&gt;&lt;ul&gt;&lt;li&gt; &lt;b&gt;Daily Ten 10% Cash Back&lt;/b&gt;&lt;br /&gt;Enjoy 10% cash back everyday, up to RM100 cash back per month per cardmember. For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;li&gt; &lt;b&gt;Lady&amp;#39;s Card 3x UNIRinggit Programme&lt;/b&gt;&lt;br /&gt;Get 3 UNIRM reward points with every RM1 spend on weekends (Saturday &amp;amp; Sunday) at selected Department Stores. For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;li&gt; &lt;b&gt;Complimentary access at True Fitness&lt;/b&gt;&lt;br /&gt;For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;li&gt; &lt;b&gt;LuxePay Programme&lt;/b&gt;&lt;br /&gt;Convert purchase above RM2,000 on designer shoes, bags, watches and jewellery into 6-months or 12-months installment plan at 0%. For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Everything about &lt;a href='http://www1.uob.com.my/personal/cards/smart/index.html' target='_blank'&gt;SMART&amp;#036; Cash Rebate&lt;/a&gt;&lt;/b&gt;&lt;/span&gt;</description>
            <author>victorywp</author>
            <category>Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards</category>
            <pubDate>Mon, 18 Jan 2016 23:32:48 +0800</pubDate>
        </item>
        <item>
            <title>CIMB Bank Credit Cards v4</title>
            <link>http://forum.lowyat.net/topic/3802637</link>
            <description>&lt;span style='font-size:16pt;line-height:100%'&gt;&lt;b&gt;CIMB Cash Rebate Platinum MasterCard&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Eligbility &amp;amp; Requirements:&lt;/b&gt; Income per annum of RM24,000&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Annual Fee:&lt;/b&gt; Waived&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Features &amp;amp; Benefits&lt;/b&gt;&lt;br /&gt;| &lt;b&gt;Category&lt;/b&gt; | &lt;b&gt;Cash Rebate&lt;/b&gt; | &lt;b&gt;Eligible Merchants / MCC&lt;/b&gt; | &lt;b&gt;Eligible Transaction Type&lt;/b&gt; |&lt;br /&gt;| E-Commerce/Online Spend | 5% |  POSMODE 81 | Excluding Airlines (MCC 3000-3299, 4511), Insurance (MCC 5960, 6300), Utility (MCC 4900) and Mobile Bill Payments (MCC 4813, 4814). |&lt;br /&gt;| Petrol | 2% |  MCC (5541, 5542) | All |&lt;br /&gt;| Groceries | 2% |  MCC (5411, 5422, 5451) | All |&lt;br /&gt;| Utility Bill Payment | 2% |  MCC (4900, 5968) | &lt;b&gt;Standing Instruction&lt;/b&gt; payments under all MCC (4900); and &lt;b&gt;Standing Instruction&lt;/b&gt; payments under MCC (5968) applies to GAS MALAYSIA, SESCO and TNB only. |&lt;br /&gt;| Mobile Bill Payment | 2% |  MCC (4813, 4814, 5968) | &lt;b&gt;Standing Instruction&lt;/b&gt; payments to MAXIS, DIGI, CELCOM, U MOBILE and YES only. Not applicable for hardware and/or software purchases at telecommunication service providers. |&lt;br /&gt;| Other Retail Spend | 0.2% | Other than the above | All |&lt;br /&gt;| Additional (1 March 2015 - 31 December 2015) | 15% | iTunes App Store and Google Play Store | All |&lt;br /&gt;&lt;br /&gt;Remarks:&lt;br /&gt;1) Statement date for CIMB Cash Rebate Platinum MasterCard is on &lt;b&gt;28th of every month&lt;/b&gt;.&lt;br /&gt;2) All cash rebates earned in &lt;b&gt;current month statement&lt;/b&gt; will be posted in the &lt;b&gt;next month statement&lt;/b&gt; under their respective cash rebate categories.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Maximum Cash Rebate Entitlement&lt;/b&gt;&lt;br /&gt;| &lt;b&gt;Cardholder&lt;/b&gt; | &lt;b&gt;Maximum Cash Rebate (per month/per statement)&lt;/b&gt; | &lt;b&gt;Maximum Cash Rebate (per year/ or 12-months)&lt;/b&gt; |&lt;br /&gt;| Principal | RM50.00 (E-Commerce/Online RM30.00 out of the RM50.00) | RM600.00 |&lt;br /&gt;| Supplementary 1 | RM50.00 (E-Commerce/Online RM30.00 out of the RM50.00) | RM600.00 |&lt;br /&gt;| Supplementary 2 | RM50.00 (E-Commerce/Online RM30.00 out of the RM50.00) | RM600.00 |&lt;br /&gt;| &lt;b&gt;Total&lt;/b&gt; | &lt;b&gt;RM150.00&lt;/b&gt; | &lt;b&gt;RM1,800.00&lt;/b&gt; |&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Eligible:&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('0c1e71e1b6a82c902bc0c04ae55b2e00')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;0c1e71e1b6a82c902bc0c04ae55b2e00&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;• 11street (Web/App)&lt;br /&gt;• Aerobus &lt;a href='http://www.aerobus.my/' target='_blank'&gt;http://www.aerobus.my/&lt;/a&gt;&lt;br /&gt;• Agoda - Pay Now (0.8% cross border fee)&lt;br /&gt;• Airasiago.com (hotel booking only - 0.8% cross border fee)&lt;br /&gt;• Airbnb &lt;a href='https://www.airbnb.com/' target='_blank'&gt;https://www.airbnb.com/&lt;/a&gt;&lt;br /&gt;• Aliexpress (0.8% cross border fee)&lt;br /&gt;• Astro&lt;br /&gt;• Blipmy &lt;a href='http://www.blipmy.com/' target='_blank'&gt;http://www.blipmy.com/&lt;/a&gt;&lt;br /&gt;• Cukai Taksiran (Assessment Fee) @ Majlis Perbandaran Kajang (MPKj)&lt;br /&gt;• Cukai Tanah (Quit Rent) - Pejabat Tanah &amp;amp; Galian Selangor @ POSonline (with 2% convenient fee + 6% GST)&lt;br /&gt;• Easybook &lt;a href='http://www.easybook.com/' target='_blank'&gt;http://www.easybook.com/&lt;/a&gt;&lt;br /&gt;• Domino&amp;#39;s Pizza (Web)&lt;br /&gt;• EU YAN SANG Web&lt;br /&gt;• Gemfive (Web/App)&lt;br /&gt;• GlassesOnline Malaysia‎ (Web)&lt;br /&gt;• GrabCar App&lt;br /&gt;• Groupon Web (Full Browser)&lt;br /&gt;• GSC Mobile App&lt;br /&gt;• Guardian e-store (Web)&lt;br /&gt;• Hard Rock Hotel Penang &lt;a href='http://penang.hardrockhotels.net/' target='_blank'&gt;http://penang.hardrockhotels.net/&lt;/a&gt;&lt;br /&gt;• HISHOP Web&lt;br /&gt;• Indah Water Konsortium (IWK) @ POSonline (with 2% convenient fee + 6% GST)&lt;br /&gt;• JUXIANG Web&lt;br /&gt;• Lazada (Web/App)&lt;br /&gt;• LHDN Web&lt;br /&gt;• MPSJ Web&lt;br /&gt;• MyEG (DBKL Assessment Fee)&lt;br /&gt;• MyEG (PDRM Summons) (with RM2 e-service charge + 6% GST)&lt;br /&gt;• MyEG (Road Tax)&lt;br /&gt;• ORGANIC2U (IPAY88)&lt;br /&gt;• Paypal transaction (in USD)&lt;br /&gt;• Pizza Hut Delivery (PHD)&lt;br /&gt;• Qoo10 Web&lt;br /&gt;• Rakuten&lt;br /&gt;• Shopee Malaysia App&lt;br /&gt;• Uber App&lt;br /&gt;• Xiaomi Malaysia (MOLpay)&lt;br /&gt;• Zalora Web&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Non-Eligible:&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('7416a977a233ae818d5379dfda4839cd')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;7416a977a233ae818d5379dfda4839cd&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;• Agoda - Pay Later (0.8% cross border fee)&lt;br /&gt;• &lt;a href='https://www.airasiaezpay.com/portal/account/topup' target='_blank'&gt;https://www.airasiaezpay.com/portal/account/topup&lt;/a&gt;&lt;br /&gt;• DIGI STORE ONLINE (Prepaid Reload)&lt;br /&gt;• Homer books TAIPEI Web&lt;br /&gt;• Insurance Payment @ JOMpay via CIMBclicks&lt;br /&gt;• Maybank Etiqa Online&lt;br /&gt;• Motortakaful Web&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.cimbbank.com.my/en/personal/products/cards/credit-cards/find-the-right-cards/cimb-cash-rebate-platinum-mastercard.html' target='_blank'&gt;Other Privileges&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.cimbbank.com.my/content/dam/cimb-consumer/personal/pdf/Credit%20Card/Cash%20Rebate%20MasterCard%20T&amp;C%20%28Dated%201%20July%2015%29%20upload.pdf' target='_blank'&gt;Terms and Conditions&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.cimbbank.com.my/content/dam/cimb-consumer/personal/pdf/Credit%20Card/CIMB%20Cash%20Rebate%20FAQ%20-%20%20July%202015.pdf' target='_blank'&gt;Frequently Asked Questions (FAQs)&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.cimbbank.com.my/content/dam/cimb-consumer/personal/creditcard/pin-pay/pin-change-credit-card.pdf' target='_blank'&gt;How to Change Your Personal Pin?&lt;/a&gt;</description>
            <author>victorywp</author>
            <category>Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards</category>
            <pubDate>Sat, 12 Dec 2015 01:17:02 +0800</pubDate>
        </item>
        <item>
            <title>UOB Credit Cards v4</title>
            <link>http://forum.lowyat.net/topic/3667873</link>
            <description>&lt;span style='color:red'&gt;&lt;span style='font-size:16pt;line-height:100%'&gt;UOB Credit Cards&lt;/span&gt;&lt;/span&gt; - &lt;a href='https://forum.lowyat.net/topic/1922946' target='_blank'&gt;V1&lt;/a&gt; | &lt;a href='https://forum.lowyat.net/topic/2943431' target='_blank'&gt;V2&lt;/a&gt; | &lt;a href='https://forum.lowyat.net/topic/3407909' target='_blank'&gt;V3&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_cards.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/assets/pdf/forms/cc_application.pdf' target='_blank'&gt;Click here to download UOB Bank Credit Card Application form for ALL type of credit cards&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/assets/pdf/forms/SMSalert_appform.pdf' target='_blank'&gt;Click here to download UOB Bank Credit Card SMS Transaction Alerts Service Form&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;1) UOB One Card&lt;/b&gt;&lt;/span&gt; - Annual Fee: RM178.08 (One Platinum Card); RM72.08 (One Card)&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_one.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/personal/cards/credit/uob_one_card.html' target='_blank'&gt;Click here for more information&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/assets/pdf/tnc/OneCard_tnceng.pdf' target='_blank'&gt;Click here for Terms and Conditions&lt;/a&gt; &lt;i&gt;(Effective: 1st June 2015)&lt;/i&gt;&lt;ul&gt;&lt;li&gt; Cash Rebate for petrol &lt;b&gt;(Weekdays 2% / Weekends 5%)&lt;/b&gt;&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM500 for UOB ONE Platinum card and RM300 for UOB ONE Classic card per month&lt;/i&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt; Cash Rebate for Golden Screen Cinemas (“GSC”) ticket counters for purchase of movie tickets &lt;b&gt;(Weekdays 2% / Weekends 5%)&lt;/b&gt;&lt;/li&gt;&lt;li&gt; Cash Rebate for AEON Big, Tesco, Cold Storage, Jaya Grocer and Giant &lt;b&gt;(Weekdays 1% / Weekends 2%)&lt;/b&gt;&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM1,500 for UOB ONE Platinum card and RM1,000 for UOB ONE Classic card per month&lt;/i&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt; Cash Rebate for major mobile service providers (Maxis, Digi and Celcom) &lt;b&gt;(Weekdays 1% / Weekends 2%)&lt;/b&gt;&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM300 for UOB ONE Platinum card and RM200 for UOB ONE Classic card per month&lt;/i&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt; 0.2% Cash Rebate on all other spending&lt;/li&gt;&lt;/ul&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;2) UOB VOX Card&lt;/b&gt;&lt;/span&gt; - Monthly Fee: RM6.36 (VOX Visa Card)&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_vox.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/personal/cards/credit/uob_vox_card.html' target='_blank'&gt;Click here for more information&lt;/a&gt;&lt;ul&gt;&lt;li&gt; 5% Cash Rebate on all online purchases with a minimum spend of RM50 in a single receipt/transaction&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM1,000 per month. Cash rebates will be credited into your VOX card account by the 30th of the following month and excludes insurance, government utilities &amp;amp; bill payments only&lt;/i&gt;&lt;/span&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('16d7bbef228816277d224a07706705d4')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;16d7bbef228816277d224a07706705d4&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;Eligible:&lt;br /&gt;• 11street&lt;br /&gt;• Adidas Malaysia Online&lt;br /&gt;• AirAsia&lt;br /&gt;• AirAsiaGo&lt;br /&gt;• Astro&lt;br /&gt;• BP Healthcare Online Payment&lt;br /&gt;• Domino&amp;#39;s Online&lt;br /&gt;• Guardian Online&lt;br /&gt;• Lazada&lt;br /&gt;• Maxis via UOBPayOnline&lt;br /&gt;• MaxisPay&lt;br /&gt;• MBJB Assessment Fee via UOBPayOnline&lt;br /&gt;• P1&lt;br /&gt;• Qoo10&lt;br /&gt;• rwsentosa.com&lt;br /&gt;• Starbucks Online Reload&lt;br /&gt;• TaoBao&lt;br /&gt;• Tesco Online&lt;br /&gt;• TM via TM Portal / UOBPayOnline&lt;br /&gt;• TNB via UOBPayOnline&lt;br /&gt;• Tong Kee Food Online&lt;br /&gt;• UniFi via UniFi Portal / TM Portal&lt;br /&gt;• Watsons Online&lt;br /&gt;• XiaoMi Online&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;/li&gt;&lt;li&gt; 0.3% Cash Rebate on all retail purchases&lt;/li&gt;&lt;li&gt; Monthly fee of RM 6 is waived with just 1 swipe a month&lt;/li&gt;&lt;/ul&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;3) UOB Lady&amp;#39;s Card&lt;/b&gt;&lt;/span&gt; - Annual Fee: RM636 (Lady&amp;#39;s Solitaire Card); RM135.68 (Lady&amp;#39;s Platinum Card); RM72.08 (Lady&amp;#39;s Card)&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_ladys.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/personal/cards/credit/uob_ladys_card.html' target='_blank'&gt;Click here for more information&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.uobladys.com/my/index.html' target='_blank'&gt;Click here for Official Website&lt;/a&gt;&lt;ul&gt;&lt;li&gt; &lt;b&gt;Daily Ten 10% Cash Back&lt;/b&gt;&lt;br /&gt;Enjoy 10% cash back everyday, up to RM100 cash back per month per cardmember. For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;li&gt; &lt;b&gt;Lady&amp;#39;s Card 3x UNIRinggit Programme&lt;/b&gt;&lt;br /&gt;Get 3 UNIRM reward points with every RM1 spend on weekends (Saturday &amp;amp; Sunday) at selected Department Stores. For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;li&gt; &lt;b&gt;Complimentary access at True Fitness&lt;/b&gt;&lt;br /&gt;For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;li&gt; &lt;b&gt;LuxePay Programme&lt;/b&gt;&lt;br /&gt;Convert purchase above RM2,000 on designer shoes, bags, watches and jewellery into 6-months or 12-months installment plan at 0%. For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Everything about &lt;a href='http://www1.uob.com.my/personal/cards/smart/index.html' target='_blank'&gt;SMART&amp;#036; Cash Rebate&lt;/a&gt;&lt;/b&gt;&lt;/span&gt;</description>
            <author>victorywp</author>
            <category>Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards</category>
            <pubDate>Sun, 02 Aug 2015 13:45:08 +0800</pubDate>
        </item>
        <item>
            <title>CIMB Bank Credit Cards v3</title>
            <link>http://forum.lowyat.net/topic/3599074</link>
            <description>&lt;span style='font-size:16pt;line-height:100%'&gt;&lt;b&gt;CIMB Cash Rebate Platinum MasterCard&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Eligbility &amp;amp; Requirements:&lt;/b&gt; Income per annum of RM24,000&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Annual Fee:&lt;/b&gt; Waived&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Features &amp;amp; Benefits&lt;/b&gt;&lt;br /&gt;| &lt;b&gt;Category&lt;/b&gt; | &lt;b&gt;Cash Rebate&lt;/b&gt; | &lt;b&gt;Eligible Merchants / MCC&lt;/b&gt; | &lt;b&gt;Eligible Transaction Type&lt;/b&gt; |&lt;br /&gt;| E-Commerce/Online Spend | 5% |  POSMODE 81 | Excluding Airlines (MCC 3000-3299, 4511), Insurance (MCC 5960, 6300), Utility (MCC 4900) and Mobile Bill Payments (MCC 4813, 4814). |&lt;br /&gt;| Petrol | 2% |  MCC (5541, 5542) | All |&lt;br /&gt;| Groceries | 2% |  MCC (5411, 5422, 5451) | All |&lt;br /&gt;| Utility Bill Payment | 2% |  MCC (4900, 5968) | &lt;b&gt;Standing Instruction&lt;/b&gt; payments under all MCC (4900); and &lt;b&gt;Standing Instruction&lt;/b&gt; payments under MCC (5968) applies to GAS MALAYSIA, SESCO and TNB only. |&lt;br /&gt;| Mobile Bill Payment | 2% |  MCC (4813, 4814, 5968) | &lt;b&gt;Standing Instruction&lt;/b&gt; payments to MAXIS, DIGI, CELCOM, U MOBILE and YES only. Not applicable for hardware and/or software purchases at telecommunication service providers. |&lt;br /&gt;| Other Retail Spend | 0.2% | Other than the above | All |&lt;br /&gt;| Additional (1 March 2015 - 31 December 2015) | 15% | iTunes App Store and Google Play Store | All |&lt;br /&gt;&lt;br /&gt;Remarks:&lt;br /&gt;1) Statement date for CIMB Cash Rebate Platinum MasterCard is on &lt;b&gt;28th of every month&lt;/b&gt;.&lt;br /&gt;2) All cash rebates earned in &lt;b&gt;current month statement&lt;/b&gt; will be posted in the &lt;b&gt;next month statement&lt;/b&gt; under their respective cash rebate categories.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Maximum Cash Rebate Entitlement&lt;/b&gt;&lt;br /&gt;| &lt;b&gt;Cardholder&lt;/b&gt; | &lt;b&gt;Maximum Cash Rebate (per month/per statement)&lt;/b&gt; | &lt;b&gt;Maximum Cash Rebate (per year/ or 12-months)&lt;/b&gt; |&lt;br /&gt;| Principal | RM50.00 (E-Commerce/Online RM30.00 out of the RM50.00) | RM600.00 |&lt;br /&gt;| Supplementary 1 | RM50.00 (E-Commerce/Online RM30.00 out of the RM50.00) | RM600.00 |&lt;br /&gt;| Supplementary 2 | RM50.00 (E-Commerce/Online RM30.00 out of the RM50.00) | RM600.00 |&lt;br /&gt;| &lt;b&gt;Total&lt;/b&gt; | &lt;b&gt;RM150.00&lt;/b&gt; | &lt;b&gt;RM1,800.00&lt;/b&gt; |&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.cimbbank.com.my/en/personal/products/cards/credit-cards/find-the-right-cards/cimb-cash-rebate-platinum-mastercard.html' target='_blank'&gt;Other Privileges&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.cimbbank.com.my/content/dam/cimb-consumer/personal/pdf/Credit%20Card/Cash%20Rebate%20MasterCard%20T&amp;C%20%28Dated%201%20July%2015%29%20upload.pdf' target='_blank'&gt;Terms and Conditions&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.cimbbank.com.my/content/dam/cimb-consumer/personal/pdf/Credit%20Card/CIMB%20Cash%20Rebate%20FAQ%20-%20%20July%202015.pdf' target='_blank'&gt;Frequently Asked Questions (FAQs)&lt;/a&gt;</description>
            <author>victorywp</author>
            <category>Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards</category>
            <pubDate>Thu, 04 Jun 2015 21:12:10 +0800</pubDate>
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        <item>
            <title>Ahmad Shabery is helping Telco to earn BIG money?</title>
            <link>http://forum.lowyat.net/topic/3578591</link>
            <description>&lt;b&gt;It’s RM10 for RM10 cards from next year but tax to include messages and data&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;[youtube]EewW8TdgQnc[/youtube]&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.thestar.com.my/News/Nation/2015/05/14/Pay-GST-on-every-call-you-make-Its-RM10-for-RM10-cards-from-next-year-but-tax-to-include-messages-an/' target='_blank'&gt;http://www.thestar.com.my/News/Nation/2015...de-messages-an/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;let&amp;#39;s say if a short call now cost you 9 cents, after this new guide implemented next year, each time you make a short call will cost you 10 cents.&lt;br /&gt;&lt;br /&gt;here&amp;#39;s the calculation:&lt;br /&gt;9 cents + 6% gst = 9.54 cents, and it will be rounded up to 10 cents.&lt;br /&gt;1 cent gst out of 9 cents usage = 11.11% of gst&amp;#33;  &lt;!--emo&amp;:angry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/mad.gif' border='0' style='vertical-align:middle' alt='mad.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;for now, rm90 prepaid card cost you rm95.40 = 6% gst NETT&lt;br /&gt;&lt;br /&gt;with this new guide, you will first pay rm90 for rm90 credit.&lt;br /&gt;but let&amp;#39;s say you use all your rm90 credit for short calls,&lt;br /&gt;1000 x 9 cents = rm90&lt;br /&gt;but 1000 x 1 cent gst = rm10 (11.11% gst)&lt;br /&gt;&lt;br /&gt;so for every rm90 reload you are now paying rm10 of gst instead of rm5.40 gst.&lt;br /&gt;this means you are paying 11.11% gst instead of 6% gst.  &lt;!--emo&amp;:furious:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/vmad.gif' border='0' style='vertical-align:middle' alt='vmad.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;as for us users, we will be charged gst based on each usage, for eg. each 9 cents short call will need to pay 1 cent gst, so 1000 sms x 1 cent gst = rm10 gst paid by us.&lt;br /&gt;but for telco to pay gst to govenment will be based on accumulation, for eg. rm90 received from users, telco will pay 6% of rm90 = rm5.40 to govenment.&lt;br /&gt;we pay rm10 gst but telco only pay rm5.40 to government.&lt;br /&gt;so telco can legally take the extra rm4.60 gst (collected due to round up) and declare as their profit.&lt;br /&gt;&lt;br /&gt;i don&amp;#39;t know what is this ahmad shabery suggesting something worse for us?&amp;#33;&lt;br /&gt;he is trying to help telco to earn extra 5.11% (11.11%-6%)&amp;#33;  &lt;!--emo&amp;:x--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;what i am trying to say is that paying 6% gst upfront is better than paying 6% gst upon each usage&amp;#33;&lt;br /&gt;because users will lose out more from 6% to 11.11% (due to rounding up)&amp;#33;&lt;br /&gt;if ahmad shabery cannot help user to waive off that 6% gst, can he not suggesting something more stupid?&lt;br /&gt;&lt;br /&gt;not to mention those credit which you have reloaded from 01/04/15 til 31/12/15, you already paid 6% gst.&lt;br /&gt;but when you try to use those credit starting 01/01/16, you will be charged gst again (double gst)?&amp;#33;</description>
            <author>victorywp</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 14 May 2015 17:52:49 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] Hotlink Hot Ticket Extra RM10</title>
            <link>http://forum.lowyat.net/topic/3562755</link>
            <description>&lt;img src='https://forum.lowyat.net/uploads/attach-63/post-782663-1430065689.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item:&lt;/b&gt;&lt;br /&gt;Hotlink Hot Ticket Extra RM10&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Pricing:&lt;/b&gt;&lt;br /&gt;| Hot Ticket Value | &lt;b&gt;My Offer Price (Inclusive of 6% GST)&lt;/b&gt; | Validity Period | Package Includes | &lt;br /&gt;| RM30 | &lt;b&gt;RM5&lt;/b&gt; (For any LYN customers who purchased Hotlink Reload/Hot Ticket from me before) | 5 days | 250MB high-speed data + 75 minutes airtime (to any local telco) + 75 SMS (to any local telco) |&lt;br /&gt;| RM30 | &lt;b&gt;RM7&lt;/b&gt; (For all *new LYN customer) | 5 days | 250MB high-speed data + 75 minutes airtime (to any local telco) + 75 SMS (to any local telco) |&lt;br /&gt;*New LYN customer may purchase any amount of &lt;a href='http://lowy.at/hotlink' target='_blank'&gt;Hotlink Reload from me&lt;/a&gt; to be entitled for the RM5 offer&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Ticket Option:&lt;/b&gt;&lt;br /&gt;Soft Pin&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Soft Pin Warranty:&lt;/b&gt;&lt;br /&gt;Kindly inform me immediately if you are unable to use the Soft Pin given&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt;&lt;br /&gt;Online banking (Maybank / CIMB / Public Bank)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method:&lt;/b&gt;&lt;br /&gt;1) For new buyers - Thread posting / Private message&lt;br /&gt;2) For repeat buyers - Whatsapp available&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;u&gt;Instructions:&lt;/u&gt;&lt;/b&gt;&lt;br /&gt;1) Any questions shall be posted to me on this thread or via PM.&lt;br /&gt;2) If interested, you may request for my mobile phone number and banking details via PM.&lt;br /&gt;3) If you do not mind waiting for the Soft Pin, you may make the payment first and inform me (I will confirm the payment when I come online).&lt;br /&gt;4) Otherwise, kindly inform me first before making any payment, to make sure that I am online and ready. &lt;br /&gt;5) Then, you may start to make your payment and I will confirm it immediately.&lt;br /&gt;6) After I confirm the payment, based on your preference, I will send the Soft Pin to you via PM or Whatsapp.&lt;br /&gt;7) For convenience, repeat buyers may contact me via Whatsapp for future purchase.&lt;br /&gt;8) If I did not reply your Whatsapp within 5 minutes, you may give me a &lt;i&gt;missed call&lt;/i&gt; to alert me to look at my phone.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;u&gt;Remarks&lt;/b&gt;&lt;/u&gt;:&lt;br /&gt;1) After each successful deal, I will post in this thread with a tag to your username as an appreciation for your purchase with me and as a record of our successful deal. It can be used as a payment proof in case you need to claim any warranty with me.&lt;br /&gt;2) You may also post in this thread (or reply to my post) if you have anything to comment about my service.&lt;br /&gt;3) If you prefer not to have your username being tagged, you may pre-inform me upon purchase.&lt;br /&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('33b985322711c6cdb582177caa34e464')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;33b985322711c6cdb582177caa34e464&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;u&gt;Past Promotions&lt;/u&gt;:&lt;br /&gt;1) RELOAD SPECIAL PROMO 4% DISCOUNT (LIMITED OFFER FROM 28/10/13 TO 30/04/14)&lt;br /&gt;2) HOT TICKET SPECIAL PROMO 3%/10%/20% DISCOUNT (LIMITED OFFER FROM 15/03/15 TO 31/03/15)&lt;br /&gt;3) HOT TICKET SPECIAL PROMO 50% DISCOUNT (LIMITED OFFER FROM 15/04/15 TO 30/06/15)&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;For Hotlink Prepaid Reload Thread&lt;/b&gt;: &lt;a href='http://www.lowy.at/hotlink' target='_blank'&gt;http://www.lowy.at/hotlink&lt;/a&gt;</description>
            <author>victorywp</author>
            <category>Mobile Numbers &amp;amp; Phone Cards Garage Sales</category>
            <pubDate>Mon, 27 Apr 2015 00:23:20 +0800</pubDate>
        </item>
        <item>
            <title>whatsapp problem</title>
            <link>http://forum.lowyat.net/topic/3516947</link>
            <description>any new messages to my whatsapp will only comes in when i on the whatsapp application or when i&amp;#39;m using it. if my whatsapp is just on background, the new messages won&amp;#39;t come in by itself.&lt;br /&gt;&lt;br /&gt;i don&amp;#39;t face such issue using line/wechat/bbm/telegram. the messages from these messenger applications will come in by itself although i didn&amp;#39;t on it or when they are at background.&lt;br /&gt;&lt;br /&gt;any idea what&amp;#39;s wrong? phone problem or whatsapp problem or telco problem? or it&amp;#39;s just about setting? anybody else facing this issue?</description>
            <author>victorywp</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Mon, 09 Mar 2015 01:11:15 +0800</pubDate>
        </item>
        <item>
            <title>i was charged by this...</title>
            <link>http://forum.lowyat.net/topic/3503501</link>
            <description>description: Zepto WAP 03-77272452&lt;br /&gt;type of charges: WAPPremium-Purchase&lt;br /&gt;amount: rm5.00&lt;br /&gt;&lt;br /&gt;never subscribe anything, just suddenly being charged when chexking my statement. anyone came across this?</description>
            <author>victorywp</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Sat, 21 Feb 2015 18:56:10 +0800</pubDate>
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        <item>
            <title>Touch &amp;#39;n Go (TnG) Card</title>
            <link>http://forum.lowyat.net/topic/3427778</link>
            <description>This thread is to share tips on how to fully utilise your TnG card usage for more benefits and also to share with each other on the latest promotion by TnG.&lt;br /&gt;&lt;br /&gt;Step 1: Get yourself a &lt;a href='http://www.touchngo.com.my/CMS/Personal/Products/Touch-n-Go-Card/About-Touch-n-Go-Card/' target='_blank'&gt;TnG card&lt;/a&gt;&lt;br /&gt;(You may use your NRIC for TnG too, as it comes with a TnG feature)&lt;br /&gt;Step 2: Reload your TnG card (up to 10% rebate) with the selected credit card at the selected location shared in this &lt;a href='https://forum.lowyat.net/topic/3304889' target='_blank'&gt;thread&lt;/a&gt;&lt;br /&gt;Step 3: Use your TnG card at these selected locations to enjoy up to 10% rebate everyday:&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;&lt;b&gt;RETAIL&lt;/b&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('21d05fdcd4092a76cad09378b2c105b8')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;21d05fdcd4092a76cad09378b2c105b8&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;b&gt;Food &amp;amp; Beverages&lt;/b&gt;&lt;br /&gt;BARISTA @ Vistana Kuala Lumpur, Titiwangsa&lt;br /&gt;&lt;a href='http://www.touchngo.com.my/WebLITE/Applications/WCM/uploaded/docs/Baskin%20Robbins%20with%20TnG.pdf' target='_blank'&gt;Baskin Robbin&lt;/a&gt;&lt;br /&gt;Big Apple Donuts (at R&amp;amp;R Seremban North Bound only)&lt;br /&gt;Cafae Yen (at Bangsar South &amp;amp; Penang only)&lt;br /&gt;Café Barbera (at Johor Premium Outlet only)&lt;br /&gt;&lt;a href='http://www.touchngo.com.my/WebLITE/Applications/WCM/uploaded/docs/Retail-Info/Cafe-Coffee-Day-Locators.pdf' target='_blank'&gt;Café Coffee Day&lt;/a&gt; (at Old Klang Road &amp;amp; Nu Sentral only)&lt;br /&gt;Daily Fresh (at R&amp;amp;R Seremban North &amp;amp; South Bound, R&amp;amp;R Dengkil North &amp;amp; South Bound and R&amp;amp;R Ayer Keroh North Bound only)&lt;br /&gt;Dubu Dubu (except Nu Sentral, KL)&lt;br /&gt;&lt;a href='http://www.touchngo.com.my/WebLITE/Applications/WCM/uploaded/docs/DD%20with%20TNG%20enabled.pdf' target='_blank'&gt;Dunkin Donuts&lt;/a&gt;&lt;br /&gt;Each A Cup&lt;br /&gt;&lt;a href='http://www.touchngo.com.my/WebLITE/Applications/WCM/uploaded/docs/Fullhouse%20with%20TNG%20enabled.pdf' target='_blank'&gt;Fullhouse Café&lt;/a&gt;&lt;br /&gt;Gerai The Food Loft&lt;br /&gt;Gloria Jeans Coffees (at Menara PNS only)&lt;br /&gt;Gong Cha (at Jaya Shopping Centre only)&lt;br /&gt;&lt;a href='http://www.touchngo.com.my/WebLITE/Applications/WCM/uploaded/docs/Retail-Info/Home-Steamboat-Locators-R1.pdf' target='_blank'&gt;Home Steamboat Restaurant Sdn Bhd&lt;/a&gt;&lt;br /&gt;Hubba-Hubba (at Menara CIMB, Jalan Stesen Sentral only)&lt;br /&gt;La Cucur (at Menara MBC &amp;amp; KL Sentral only)&lt;br /&gt;Little Taiwan (at Bangsar South only)&lt;br /&gt;MBG Fruits (at Bangsar LRT Station only) &lt;br /&gt;New Shanghai Restaurants (at Pavilion and Intermark only)&lt;br /&gt;&lt;a href='http://www.touchngo.com.my/WebLITE/Applications/WCM/uploaded/docs/Retail-Info/NYONYA%20COLORS%20WITH%20TNG%20TERMINAL.pdf' target='_blank'&gt;Nyonya Colors&lt;/a&gt; / Little Cravings&lt;br /&gt;Oiso Korean Restaurants&lt;br /&gt;&lt;a href='http://www.oldtown.com.my/' target='_blank'&gt;Old Town White Coffee (at Menara MBC only)&lt;/a&gt;&lt;br /&gt;&lt;a href='http://rtpastry.com/' target='_blank'&gt;RT Pastry House&lt;/a&gt;&lt;br /&gt;Shoga Sushi (at Seremban 2 only)&lt;br /&gt;&lt;a href='http://www.simplymels.com/' target='_blank'&gt;Simply Mel&lt;/a&gt;&lt;br /&gt;Station One Café&lt;br /&gt;Subway (at Menara MBC only)&lt;br /&gt;&lt;a href='http://www.touchngo.com.my/WebLITE/Applications/WCM/uploaded/docs/Sweet%20Chat%20with%20TNG%20enabled.pdf' target='_blank'&gt;Sweet Chat&lt;/a&gt;&lt;br /&gt;TCBY Frozen Yogurts (at Nu Sentral only)&lt;br /&gt;&lt;a href='http://www.touchngo.com.my/WebLITE/Applications/WCM/uploaded/docs/Chicken%20Rice%20with%20TNG%20enabled.pdf' target='_blank'&gt;The Chicken Rice Shop&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.touchngo.com.my/WebLITE/Applications/WCM/uploaded/docs/Pancake%20House%20with%20TNG%20enabled.pdf' target='_blank'&gt;The Pancake House&lt;/a&gt;&lt;br /&gt;ZEST Cafe&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Convenience Stores/Wholesale Hypermarket&lt;/b&gt;&lt;br /&gt;&lt;a href='http://88spmart.my/' target='_blank'&gt;88 SP Mart&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.facebook.com/kksupermart/app_190322544333196' target='_blank'&gt;KK Super Mart&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.touchngo.com.my/WebLITE/Applications/WCM/uploaded/docs/List%20of%20MYDIN%20Hypermarket%20with%20Touch.pdf' target='_blank'&gt;MYDIN&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.mynews.com.my/contents/outlets.html' target='_blank'&gt;myNEWS.com&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.samsgroceria.com/' target='_blank'&gt;Sam&amp;#39;s Groceria&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.touchngo.com.my/WebLITE/Applications/WCM/uploaded/docs/TESCO1%20(2).pdf' target='_blank'&gt;TESCO&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Pharmacy/Health &amp;amp; Beauty Stores&lt;/b&gt;&lt;br /&gt;Healthpoint Pharmacy @ Brickfields&lt;br /&gt;VeCare Pharmacy&lt;br /&gt;&lt;a href='http://www.watsons.com.my/' target='_blank'&gt;Watsons Personal Stores&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Entertainment/Theme Park&lt;/b&gt;&lt;br /&gt;A&amp;#39; Famosa Resort, Melaka&lt;br /&gt;&lt;a href='http://www.bukitmerahresort.com.my/' target='_blank'&gt;Bukit Merah Laketown Resort&lt;/a&gt;&lt;br /&gt;Code Factory (Jaya Shopping Centre only)&lt;br /&gt;Jom Sebar, Melaka&lt;br /&gt;Lee Chong Wei Sports Arena @ Sentosa&lt;br /&gt;Melaka Duck Tours, Melaka&lt;br /&gt;Melaka River Cruise&lt;br /&gt;Menara Taming Sari, Melaka&lt;br /&gt;Muzium Hang Tuah, Melaka&lt;br /&gt;Muzium Istana Kesultanan Melaka&lt;br /&gt;Muzium Rakyat, Melaka&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Hotels&lt;/b&gt;&lt;br /&gt;I Hotel (Jalan Maharajalela, Kuala Lumpur)&lt;br /&gt;I Hotel (Jalan PJU 5/20D, Kota Damansara)&lt;br /&gt;I Hotel (Nusa, Skudai, Johor Bahru)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Others&lt;/b&gt;&lt;br /&gt;Cars International (selected outlets only)&lt;br /&gt;CCM Pharmaceuticals Sdn Bhd (at Bangi outlet only)&lt;br /&gt;Central Photo Inn @ Pasar Seni&lt;br /&gt;Chapter One Bookstores (Jaya Shopping Centre outlet only)&lt;br /&gt;Dusun Segar Sdn Bhd (Centrepoint)&lt;br /&gt;FWJ Jewellery (Jaya Shopping Centre outlet only)&lt;br /&gt;IT Comp @ The Mines&lt;br /&gt;&lt;a href='http://www.touchngo.com.my/WebLITE/Applications/WCM/uploaded/docs/Retail-Info/JKids-Malaysia-Locators.pdf' target='_blank'&gt;Jkids Malaysia&lt;/a&gt;&lt;br /&gt;KPJ Healthcare (selected hospitals only)&lt;br /&gt;MPH Bookstores (at Nu Sentral outlet only)&lt;br /&gt;Nexxone Technologies (at Subang Parade outlet only)&lt;br /&gt;PPUM (Pusat Perubatan Universiti Malaya)&lt;br /&gt;Puspakom, Seksyen 28, Shah Alam&lt;br /&gt;&lt;a href='http://www.qualitas.com.my/' target='_blank'&gt;Qualitas Health&lt;/a&gt;&lt;br /&gt;Sofitel Enterprise (Penang)&lt;br /&gt;&lt;a href='http://tmc.my/lamanutama.html' target='_blank'&gt;Telco Mini Center (TMC)&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Food Court&lt;/b&gt;&lt;br /&gt;Cafeteria Hazny @ Cyberjaya&lt;br /&gt;N.B.K Café (MDeC)&lt;br /&gt;Quizinn by Rasa @ KLIA2 &amp;amp; Nu Sentral&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;PARKING&lt;/b&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('a560432f6178272df10b0d42c3500da6')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;a560432f6178272df10b0d42c3500da6&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;u&gt;&lt;b&gt;WITHOUT SURCHARGE&lt;/b&gt;&lt;/u&gt;&lt;br /&gt;Bank Negara HQ (Medan Kupang)&lt;br /&gt;Bank Negara Sasana Kijang&lt;br /&gt;Bidara Condominium&lt;br /&gt;East Coast Mall&lt;br /&gt;Grand Hyatt, Kuala Lumpur&lt;br /&gt;KTM Shah Alam (Seksyen 19)&lt;br /&gt;Setia City Convention Centre&lt;br /&gt;Shaftsbury Square, Cyberjaya&lt;br /&gt;Subang Skypark&lt;br /&gt;The Mines&lt;br /&gt;Wisma MBSA&lt;br /&gt;&lt;br /&gt;&lt;u&gt;&lt;b&gt;WITH SURCHARGE&lt;/b&gt;&lt;/u&gt;&lt;br /&gt;&lt;b&gt;Hospital&lt;/b&gt;&lt;br /&gt;Assunta Hospital&lt;br /&gt;General Hospital, Kuala Lumpur (multi-level story only)&lt;br /&gt;Gleneagles Ampang&lt;br /&gt;HSC Medical Centre&lt;br /&gt;KPJ Healthcare Ampang Puteri&lt;br /&gt;KPJ Healthcare Johor Specialist Hospital Sdn Bhd&lt;br /&gt;KPJ Healthcare Selangor Specialist Hospital&lt;br /&gt;Pantai Hospital Bangsar&lt;br /&gt;Pantai Hospital Cheras&lt;br /&gt;Pusat Perubatan Universiti Malaya (PPUM)&lt;br /&gt;Prince Court Medical Centre&lt;br /&gt;Puteri Specialist Hospital, JB&lt;br /&gt;Sunway Medical&lt;br /&gt;Sime Darby Medical Centre&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Business Centre&lt;/b&gt;&lt;br /&gt;Commerce One&lt;br /&gt;Damansara Intan&lt;br /&gt;Hatten Square&lt;br /&gt;Kelana Park View&lt;br /&gt;Kelana Square&lt;br /&gt;Menara 238, Jalan Tun Razak&lt;br /&gt;Menara Citibank&lt;br /&gt;Phileo Damansara 1&amp;amp;2&lt;br /&gt;Pyramid Tower&lt;br /&gt;Jalan Batai&lt;br /&gt;Jalan Binjai&lt;br /&gt;Solaris Mont Kiara&lt;br /&gt;Taipan USJ&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Others&lt;/b&gt;&lt;br /&gt;Desa Park City&lt;br /&gt;Jalan Dungun&lt;br /&gt;Jalan Raja Laut (Oppos&lt;br /&gt;Kompleks Kraf&lt;br /&gt;LEGOLAND&lt;br /&gt;Monash University&lt;br /&gt;Taipan USJ (Opposite SOGO)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Shopping Complex&lt;/b&gt;&lt;br /&gt;AEON Cheras Selatan&lt;br /&gt;Alamanda&lt;br /&gt;Bangsar Shopping Centre&lt;br /&gt;Bangsar Shopping Centre 2&lt;br /&gt;Bangsar Village 1&lt;br /&gt;Bangsar Village 2&lt;br /&gt;Berjaya Times Square, Kuala Lumpur&lt;br /&gt;Curve NX&lt;br /&gt;Dataran Pahlawan&lt;br /&gt;eCurve, Mutiara Damansara&lt;br /&gt;Empire Subang&lt;br /&gt;Gurney Plaza&lt;br /&gt;Holiday Plaza&lt;br /&gt;IOI City Mall&lt;br /&gt;IOI Mall, Puchong&lt;br /&gt;IPC Shopping Centre&lt;br /&gt;Jaya 1&lt;br /&gt;Jaya 33&lt;br /&gt;Jaya Shopping Centre&lt;br /&gt;Johor Bahru City Square&lt;br /&gt;KL Festival City&lt;br /&gt;KLCC Parking&lt;br /&gt;KSL City Johor Bahru&lt;br /&gt;Landmark IT Mall, JB&lt;br /&gt;Mahkota Parade&lt;br /&gt;Main Place Mall @ USJ 21&lt;br /&gt;Maju Junction&lt;br /&gt;One South&lt;br /&gt;Paradigm Mall&lt;br /&gt;Pavilion Kuala Lumpur&lt;br /&gt;Pelangi Leisure Mall&lt;br /&gt;Plaza Damas&lt;br /&gt;Plaza Kotaraya, JB&lt;br /&gt;Plaza Masalam&lt;br /&gt;Plaza Sentosa&lt;br /&gt;Publika&lt;br /&gt;SACC Mall, Shah Alam&lt;br /&gt;Setia City Mall&lt;br /&gt;Southgate&lt;br /&gt;Subang Parade&lt;br /&gt;Summit USJ&lt;br /&gt;Sungei Wang Plaza&lt;br /&gt;Sunway Giza&lt;br /&gt;Sunway Putra Mall (formerly The Mall)&lt;br /&gt;Sunway Pyramid&lt;br /&gt;Sutera Mall, Johor Bahru&lt;br /&gt;Tropicana City Mall&lt;br /&gt;Wangsa Walk&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Airport&lt;/b&gt;&lt;br /&gt;KLIA&lt;br /&gt;KLIA 2&lt;br /&gt;LCCT&lt;br /&gt;LCCT ZON C&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Hotel&lt;/b&gt;&lt;br /&gt;Armada Hotel&lt;br /&gt;Sunway Hotel&lt;br /&gt;Sunway Putra Hotel (Formerly The Legend Hotel)&lt;br /&gt;Grand Season Hotel&lt;br /&gt;Pyramid Tower&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Hub / Centre&lt;/b&gt;&lt;br /&gt;KL Sentral&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Theme Park&lt;/b&gt;&lt;br /&gt;Bukit Merah Lake Town Resort&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;TRANSIT&lt;/b&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('496c7f7c25c8202a7603886427bb25b2')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;496c7f7c25c8202a7603886427bb25b2&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;a href='http://www.myrapid.com.my/bus/rapidkl/routes' target='_blank'&gt;RapidKL buses&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.myrapid.com.my/rail/routes#lrt-am-container' target='_blank'&gt;Ampang Line&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.myrapid.com.my/rail/routes#lrt-kj-container' target='_blank'&gt;Kelana Jaya Line&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.ktmkomuter.com.my/station_maps/routemap/routemap.swf' target='_blank'&gt;KTM Komuter&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.myrapid.com.my/rail%3Fcode%3DMRL' target='_blank'&gt;KL Monorail&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.kliaekspres.com/plan-buy/schedule/' target='_blank'&gt;KLIA Ekspres&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.airportcoach.com.my/' target='_blank'&gt;Airport Coach (KLIA &amp; KL Sentral only)&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.myrapid.com.my/bus/rapidkuantan/routes' target='_blank'&gt;Rapid Kuantan&lt;/a&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;HIGHWAY&lt;/b&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('c06a4764fa6789b16464c224de483d05')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;c06a4764fa6789b16464c224de483d05&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;South Klang Valley Expressway (SKVE)&lt;br /&gt;KESAS&lt;br /&gt;SMART&lt;br /&gt;Ampang-KL Elevated Highway (AKLEH)&lt;br /&gt;Duta- Ulu Kelang Expressway (DUKE)&lt;br /&gt;Lebuhraya Kajang- Seremban (LEKAS)&lt;br /&gt;Maju Expressway (MEX)&lt;br /&gt;Butterworth Outer Ring Road (BORR)&lt;br /&gt;New Pantai Expressway (NPE)&lt;br /&gt;Projek Lebuhraya Utara-Selatan (PLUS)&lt;br /&gt;Expressway Lingkaran Tengah (ELITE)&lt;br /&gt;Penang Bridge&lt;br /&gt;Lebuhraya Damansara- Puchong (LDP)&lt;br /&gt;SPRINT&lt;br /&gt;Shapadu&lt;br /&gt;Latar Expressway (E25)&lt;br /&gt;Lebuhraya Kemuning – Shah Alam (LKSA)&lt;br /&gt;LINKEDUA&lt;br /&gt;Senai Desaru Expressway (E22)&lt;br /&gt;Besraya&lt;br /&gt;Butterworth-Kulim Expressway(BKE)&lt;br /&gt;Grand Saga&lt;br /&gt;SILK&lt;br /&gt;Kuala Lumpur-Karak Highway (KLK)&lt;br /&gt;East Coast Expressway (ECE)&lt;br /&gt;Guthrie Corridor Expressway (GCE)&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;Check this link for more &lt;a href='http://www.touchngo.com.my/CMS/Personal/Where-to-use/Retail/' target='_blank'&gt;up-to-date list of places&lt;/a&gt;&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;br /&gt;Check out these useful links:&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;Find the nearest place around you with TnG facilities - &lt;a href='http://www.touchngo.com.my/html/interactiveMap.aspx' target='_blank'&gt;TnG finder&lt;/a&gt;&lt;br /&gt;Maximise yourself with the benefits from the latest promotions - &lt;a href='http://www.touchngo.com.my/Promotion/Personal/Current-Promotions' target='_blank'&gt;TnG Current Promotions&lt;/a&gt;&lt;br /&gt;View/Print/Download your TnG usage at any time - &lt;a href='https://tngportal.touchngo.com.my/tngPortal/login' target='_blank'&gt;TnG e-Statement&lt;/a&gt;&lt;br /&gt;Be the first to know the latest information - &lt;a href='https://www.facebook.com/Mytouchngo' target='_blank'&gt;TnG Facebook&lt;/a&gt;&lt;br /&gt;Frequently Asked Questions (FAQ) - &lt;a href='http://www.touchngo.com.my/CMS/Personal/Products/Touch-n-Go-Card/Touch-n-Go-Card-FAQ/' target='_blank'&gt;TnG FAQ&lt;/a&gt;&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;</description>
            <author>victorywp</author>
            <category>Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards</category>
            <pubDate>Mon, 01 Dec 2014 15:29:14 +0800</pubDate>
        </item>
        <item>
            <title>UOB Credit Cards v3</title>
            <link>http://forum.lowyat.net/topic/3407909</link>
            <description>&lt;span style='color:red'&gt;&lt;span style='font-size:16pt;line-height:100%'&gt;UOB Credit Cards&lt;/span&gt;&lt;/span&gt; - &lt;a href='https://forum.lowyat.net/topic/1922946' target='_blank'&gt;V1&lt;/a&gt; | &lt;a href='https://forum.lowyat.net/topic/2943431' target='_blank'&gt;V2&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_cards.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/assets/pdf/forms/cc_application.pdf' target='_blank'&gt;Click here to download UOB Bank Credit Card Application form for ALL type of credit cards&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;1) UOB One Card&lt;/b&gt;&lt;/span&gt; - Annual Fee: RM178.08 (One Platinum Card); RM72.08 (One Card)&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_one.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/personal/cards/credit/uob_one_card.html' target='_blank'&gt;Click here for more information&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/assets/pdf/tnc/ccTNC/OneCard_tnc.pdf' target='_blank'&gt;Click here for Terms and Conditions&lt;/a&gt; &lt;i&gt;(Effective: 1st June 2015)&lt;/i&gt;&lt;ul&gt;&lt;li&gt; Cash Rebate for petrol &lt;b&gt;(Weekdays 2% / Weekends 5%)&lt;/b&gt;&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM500 for UOB ONE Platinum card and RM300 for UOB ONE Classic card per month&lt;/i&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt; Cash Rebate for Golden Screen Cinemas (“GSC”) ticket counters for purchase of movie tickets &lt;b&gt;(Weekdays 2% / Weekends 5%)&lt;/b&gt;&lt;/li&gt;&lt;li&gt; Cash Rebate for AEON Big, Tesco, Cold Storage, Jaya Grocer and Giant &lt;b&gt;(Weekdays 1% / Weekends 2%)&lt;/b&gt;&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM1,500 for UOB ONE Platinum card and RM1,000 for UOB ONE Classic card per month&lt;/i&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt; Cash Rebate for major mobile service providers (Maxis, Digi and Celcom) &lt;b&gt;(Weekdays 1% / Weekends 2%)&lt;/b&gt;&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM300 for UOB ONE Platinum card and RM200 for UOB ONE Classic card per month&lt;/i&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt; 0.2% Cash Rebate on all other spending&lt;/li&gt;&lt;/ul&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;2) UOB VOX Card&lt;/b&gt;&lt;/span&gt; - Monthly Fee: RM6.36 (VOX Visa Card)&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_vox.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/personal/cards/credit/uob_vox_card.html' target='_blank'&gt;Click here for more information&lt;/a&gt;&lt;ul&gt;&lt;li&gt; 5% Cash Rebate on all online purchases with a minimum spend of RM50 in a single receipt/transaction&lt;br /&gt;&lt;span style='color:blue'&gt;- &lt;i&gt;Capped at RM1,000 per month. Cash rebates will be credited into your VOX card account by the 30th of the following month and excludes insurance, government utilities &amp;amp; bill payments only&lt;/i&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt; 0.3% Cash Rebate on all retail purchases&lt;/li&gt;&lt;li&gt; Monthly fee of RM 6 is waived with just 1 swipe a month&lt;/li&gt;&lt;/ul&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;3) UOB Lady&amp;#39;s Card&lt;/b&gt;&lt;/span&gt; - Annual Fee: RM636 (Lady&amp;#39;s Solitaire Card); RM135.68 (Lady&amp;#39;s Platinum Card); RM72.08 (Lady&amp;#39;s Card)&lt;br /&gt;&lt;img src='http://www1.uob.com.my/assets/images/personal/cards/Header_ladys.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='http://www1.uob.com.my/personal/cards/credit/uob_ladys_card.html' target='_blank'&gt;Click here for more information&lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.uobladys.com/my/index.html' target='_blank'&gt;Click here for Official Website&lt;/a&gt;&lt;ul&gt;&lt;li&gt; &lt;b&gt;Daily Ten 10% Cash Back&lt;/b&gt;&lt;br /&gt;Enjoy 10% cash back everyday, up to RM100 cash back per month per cardmember. For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;li&gt; &lt;b&gt;Lady&amp;#39;s Card 3x UNIRinggit Programme&lt;/b&gt;&lt;br /&gt;Get 3 UNIRM reward points with every RM1 spend on weekends (Saturday &amp;amp; Sunday) at selected Department Stores. For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;li&gt; &lt;b&gt;Complimentary access at True Fitness&lt;/b&gt;&lt;br /&gt;For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;li&gt; &lt;b&gt;LuxePay Programme&lt;/b&gt;&lt;br /&gt;Convert purchase above RM2,000 on designer shoes, bags, watches and jewellery into 6-months or 12-months installment plan at 0%. For more information, click &lt;a href='http://www.uobladys.com/my/whatshot/index.html' target='_blank'&gt;here&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Everything about &lt;a href='http://www1.uob.com.my/webpages/SmartCash/index.htm' target='_blank'&gt;SMART&amp;#036; Cash Rebate&lt;/a&gt;&lt;/b&gt;&lt;/span&gt;</description>
            <author>victorywp</author>
            <category>Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards</category>
            <pubDate>Wed, 12 Nov 2014 11:05:22 +0800</pubDate>
        </item>
        <item>
            <title>a sad joke</title>
            <link>http://forum.lowyat.net/topic/3157144</link>
            <description>girl: i&amp;#39;m having a heart surgery today.&lt;br /&gt;boy: i know.&lt;br /&gt;girl: i love you&amp;#33;&lt;br /&gt;boy: i love you more&amp;#33;&lt;br /&gt;&lt;br /&gt;*after the heart surgery, her dad is the only person in the room.*&lt;br /&gt;&lt;br /&gt;girl: where is he?&lt;br /&gt;dad: don&amp;#39;t you know who gave you the heart?&lt;br /&gt;girl: *starts crying*&lt;br /&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('bfae7a94a3ab274c70b14003f2f02781')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;bfae7a94a3ab274c70b14003f2f02781&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;dad: i&amp;#39;m just kidding he went to the bathroom.&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;</description>
            <author>victorywp</author>
            <category>Jokes Heaven</category>
            <pubDate>Mon, 10 Mar 2014 21:42:12 +0800</pubDate>
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        <item>
            <title>lyn complicated supernatural story (episode 3)</title>
            <link>http://forum.lowyat.net/topic/3156717</link>
            <description>if you have missed earlier episodes, here&amp;#39;s &lt;a href='https://forum.lowyat.net/index.php?showtopic=3153604' target='_blank'&gt;EPISODE 1&lt;/a&gt; &lt;a href='https://forum.lowyat.net/index.php?showtopic=3155438' target='_blank'&gt;EPISODE 2&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;i was dead?&amp;#33; what actually happened?&amp;#33; why  i don&amp;#39;t have any memories of that earlier?&amp;#33; no wonder all my friends did not respond to me just now... because they couldn&amp;#39;t see me nor hear me&amp;#33;&lt;br /&gt;&lt;br /&gt;i ran out from the room in tears. i tried to calm down but i really don&amp;#39;t know how. since i was still inside the same building, i decided to find out myself any traces of what actually happened to me that night. i went down to level 14th using the lift and walked around there but i found nothing and still remember nothing. after some time, i gave up and decided to leave. i went back to the lift and pressed the going down button.&lt;br /&gt;&lt;br /&gt;as i was still wondering in my thought considering the possibilities of the incident, the lift arrived at level 14th and i walked in... only to find that...&lt;br /&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('565655e53a883eef3a32f2ab0b6dd2b6')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;565655e53a883eef3a32f2ab0b6dd2b6&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;it&amp;#39;s dejavu&amp;#33;&lt;br /&gt;&lt;br /&gt;as i stepped in, the lift sounded the overweight alert and the door won&amp;#39;t close. then only i realised that there were already 10 people in the lift and because of me the weight was increased in the lift. but how could it be possible... because i&amp;#39;m no longer a human?&amp;#33;&lt;br /&gt;&lt;br /&gt;suddenly i realised that the 10 person in the lift resembled the 10 of us during that night&amp;#33; it was like turning back time?&amp;#33; and then the guy at the front (who was my own previous self) volunteered and stepped out so that the lift door would close. i quickly followed and ran out from the lift  to know better of what actually happened to me the other day.&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;now, /k can decide how the story goes next by voting in the poll...</description>
            <author>victorywp</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 10 Mar 2014 14:01:13 +0800</pubDate>
        </item>
        <item>
            <title>lyn complicated supernatural story (episode 2)</title>
            <link>http://forum.lowyat.net/topic/3155438</link>
            <description>if you have missed earlier episodes, here&amp;#39;s &lt;a href='https://forum.lowyat.net/index.php?showtopic=3153604' target='_blank'&gt;EPISODE 1&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;i was still traumatised by the incident, so did the rest of us. tonight, all of us still remember the promise we made that night (right before the incident), which was to meet again at the same place and same time 3 days later. and yes, all of us turned up tonight. i arrived the earliest and waited for the rest of them. not long after, another friend arrived and sat next to me. he looked traumatised too. although i don&amp;#39;t feel any better than him, but i talked to him and tried to comfort him. however, he did not respond anything to me (no words nor any facial expression).&lt;br /&gt;&lt;br /&gt;then, the rest started to arrive one by one. they bore the same expression (down and traumatised). i greeted and talked to each of them but none of them reply anything to me (treating as if i was invisible). i was not angry because i had the same feeling which was why i know and i understand the feeling of losing a close friend. for the next few minutes, we all just sat there quietly.&lt;br /&gt;&lt;br /&gt;after a while, i noticed something was not right. there was exactly 10 of us in the room (including me)&amp;#33; yes, i counted again and confirmed it&amp;#39;s really 10 of us in there&amp;#33; i panicked and i had the thought within me saying &lt;i&gt;it should be just 9 of us, right???&lt;/i&gt;&lt;br /&gt;&lt;br /&gt;my memory flashed back to the night of the incident and i slowly recalled back the incident.&lt;br /&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('b94ceae21dd8a5910ceba1a513f3e0d7')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;b94ceae21dd8a5910ceba1a513f3e0d7&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;i was the last to enter the lift and i stood right at the front near the door.&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;end here? or you may continue with &lt;a href='https://forum.lowyat.net/topic/3156717' target='_blank'&gt;EPISODE 3&lt;/a&gt;</description>
            <author>victorywp</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 08 Mar 2014 22:23:46 +0800</pubDate>
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        <item>
            <title>i went shopping for shampoo</title>
            <link>http://forum.lowyat.net/topic/3153698</link>
            <description>at first i searched for the brand &lt;i&gt;head &amp;amp; shoulders&lt;/i&gt;...&lt;br /&gt;but i can only find this brand &lt;i&gt;hair &amp;amp; showers&lt;/i&gt; which is closest to it...&lt;br /&gt;&lt;br /&gt;a bit upset, i went to look for the brand &lt;i&gt;pantene&lt;/i&gt; instead...&lt;br /&gt;but i can only find this brand &lt;i&gt;pantoil&lt;/i&gt; which is closest to it...&lt;br /&gt;&lt;br /&gt;a bit fed up, i then went to look for the brand &lt;i&gt;rejoice&lt;/i&gt;...&lt;br /&gt;but i can only find this brand &lt;i&gt;rcjoice&lt;/i&gt; which is closest to it...&lt;br /&gt;&lt;br /&gt;very angry and disappointed, i went home&amp;#33;&amp;#33;&amp;#33;&lt;br /&gt;&lt;br /&gt;don&amp;#39;t believe me??? drillz here...&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('7d7776964588915aea8c65d180b6b560')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;7d7776964588915aea8c65d180b6b560&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='https://forum.lowyat.net/uploads/attach-63/post-782663-1394789117.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='https://forum.lowyat.net/uploads/attach-63/post-782663-1394789135.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='https://forum.lowyat.net/uploads/attach-63/post-782663-1394789265.jpg' border='0' alt='user posted image' /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;</description>
            <author>victorywp</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 07 Mar 2014 00:05:02 +0800</pubDate>
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        <item>
            <title>lyn complicated supernatural story</title>
            <link>http://forum.lowyat.net/topic/3153604</link>
            <description>last night ten of us went for dinner and had some drinks afterwards.&lt;br /&gt;that dinner/drinking place was at the top floor of the building.&lt;br /&gt;after our dinner/drinking, we went into the lift going down.&lt;br /&gt;it&amp;#39;s already passed midnight and ten of us managed to squeeze ourselves into the lift.&lt;br /&gt;when the lift coming down reaching level 14th, the lift stopped and the door opened by itself (although none of us press 14th and there was nobody waiting outside at level 14th to enter).&lt;br /&gt;we quickly pressed the button to close the door but the lift sounded alerting us that the lift was overweight and so the door won&amp;#39;t close.&lt;br /&gt;one of us (the one at the front near the door) volunteered to go out so that the lift door would close.&lt;br /&gt;actually we all felt that &lt;i&gt;something&lt;/i&gt; came in (increasing the weight in the lift) forcing one of us to go out from the lift.&lt;br /&gt;&lt;br /&gt;cut the story short, when we reached to the ground floor...&lt;br /&gt;our friend who went out at level 14th already down there&amp;#33;&amp;#33;&amp;#33;&lt;br /&gt;how he managed to reach to the down floor earlier than the rest of us???&lt;br /&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('8c718ad969be6c7c1756c31f10c50f0e')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;8c718ad969be6c7c1756c31f10c50f0e&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;a href='https://forum.lowyat.net/index.php?showtopic=3152629' target='_blank'&gt;https://forum.lowyat.net/index.php?showtopic=3152629&lt;/a&gt;&lt;br /&gt;row 10 column 4&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;end here? or you may continue with &lt;a href='https://forum.lowyat.net/index.php?showtopic=3155438' target='_blank'&gt;EPISODE 2&lt;/a&gt;</description>
            <author>victorywp</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 06 Mar 2014 23:01:01 +0800</pubDate>
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        <item>
            <title>kamus kopitiam</title>
            <link>http://forum.lowyat.net/topic/3152629</link>
            <description>| ts = thread starter | kolos = tutup | selow = lambat | tered = thread | forever alone = bujang tak berteman |&lt;br /&gt;| fugly = sangat hodoh | ayam = saya | rage = marah | cainis = cina | melei = melayu |&lt;br /&gt;| wimminz = wanita | lipot = lapor | nuke = delete | /k = kopitiam | ktard = pelepak di kopitiam |&lt;br /&gt;| vavi = khinzir | shiet = tahi | drillz = gambar | ffk = mungkir janji | tldr = terlalu panjang tak baca |&lt;br /&gt;| gtfo = keluar&amp;#33; | stfu = diam&amp;#33; | waifu = isteri | piap piap = berasmara | fucuk = xxx |&lt;br /&gt;| fap = xxx | siham = wanita punya xxx | willy = lelaki punya xxx | 2&amp;quot; = kebudakan | prawn/udang = bahan lucah |&lt;br /&gt;| gooding = bagus | kambing = masuk/datang | ox = otak | merehsia = malaysia | singapork = singapura |&lt;br /&gt;| gomen = kerajaan | sked = takut | lel/lulz = lol | pertamax = first | england = bahasa inggeris |&lt;br /&gt;| lub = cinta | kenot brain = tak faham | winrar = kemenangan | nekkid = bogel | phail = gagal |&lt;br /&gt;| sos/kicap = sumber | vroom vroom = isu kaum | rike = suka | 14th floor = bunuh diri | godai = pergi mati |&lt;br /&gt;| pipu = orang | owai = kenapa la | bora bora = suspended | pandan = pondan | moar = lebih lagi |&lt;br /&gt;| unker = pak cik | haroom = haram | inb4 = sebelum tu | kthxbye = ok terima kasih selamat tinggal | jelly = cemburu |&lt;br /&gt;| dupe = klon | nsfw = tak selamat untuk tempat kerja | hnngghh = turned on | lettew = la tu | donut = derma |&lt;br /&gt;&lt;br /&gt;anymore? pls add...</description>
            <author>victorywp</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 06 Mar 2014 00:58:48 +0800</pubDate>
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