Lowyat.NET: Latest topics by zzzxtreme

can i afford this property?

zzzxtreme — Wed, 02 Sep 2026 07:21:48 +0800

i got approved for rumah selangorku in shah alam in an area i like, 250k. it is service residence, that's why im qualified even though im owning a flat in shah alam

current flat at shah alam, over 40 year old flat. still paying rm500 monthly, left 80k

salary net 8.9k. i have savings only 15 months my salary (in gold and ETFs), im 47 this year. but i would likely have other additional dividends and bonus from work this year for 75k after tax

epf akaun 1 not much, 500k

no other debt except car at 70k left

part of me saying would be nice to have new place to stay because this old pkns flat is in dire straits, if you know about old pkns flats, they are not cared for by government. plus the rumah selangorku is "affordable" in central shah alam standards. it is near stadium, lrt, near subang, all major highways, walking distance to malls, parks etc..

another part of me saying, better focus on ETFs, gold as im already 47, and close eye on the bad condition of pkns flat

any advice for me? much appreciated

can i afford this property?

zzzxtreme — Wed, 02 Sep 2026 07:20:59 +0800

audiologist for tinnitus

zzzxtreme — Tue, 24 Mar 2026 18:09:21 +0800

can anyone recommend me friendly audiologist who is expert and really really understand the tinnitus and the mental anguish that we are facing?

klang valley

360 parking camera system - where to install

zzzxtreme — Thu, 11 Dec 2025 15:24:58 +0800

hi guys. desperately need 360 parking camera system. tall mpv. and my reverse camera already rosak.

so can anyone recommend me which shop to install and which brand/model to buy ?

Klang Valley

my current (rosak) one is soundstream with I think 2GB or 4GB ram? the lowest tier i think. youtube often hang. and waze almost impossible to use

tile and grout sealant

zzzxtreme — Sat, 25 Oct 2025 08:10:31 +0800

question for the professional tile experts who have worked in tiling business for decades

what tile and grout sealant can you recommend for home users?

i read that miracle 511 impregnator is good, but it is not available in malaysia

toilet bowl where water doesn't bounce back

zzzxtreme — Fri, 24 Oct 2025 15:51:36 +0800

hi guys. i got some budget for good toilet bowl

which one to get where to flushing performance is good and the toilet water doesnt bounce back when the submarine drops?

need help !!

quality porcelain tiles shop

zzzxtreme — Wed, 22 Oct 2025 14:26:50 +0800

hi guys. can recommend me where to buy high quality porcelain tiles for bathroom?

shah alam and surrounding

Lpsh registration process question

zzzxtreme — Thu, 26 Jun 2025 16:09:41 +0800

Hi guys.

I’ve applied for rumah selangorku.

Now it is at “senarai menunggu”

The developer sales claim I don’t need to submit documents to them while it is at that status

Can anyone confirm it is true?

[WTB] korg roland kurzweil yamaha synth modules

zzzxtreme — Tue, 04 Mar 2025 01:17:44 +0800

im looking for half rack modules like

Korg 05rw x5dr ns5r

Roland jv1010 xv2020 soniccell sc88vl

Yamaha mu1000 mu2000

1U rack can be considered also

Pm please

Buy own insurance for new bike

zzzxtreme — Sat, 15 Feb 2025 10:07:06 +0800

Hello.

I found a shop selling a motorbike with best price, however they don’t do takaful, and say i could do on my own.

The salesperson assured me that it will be easy

Does anyone know how? I could not search on google for it

Any guide is helpful. Thanks

angiogram?

zzzxtreme — Tue, 26 Nov 2024 20:34:00 +0800

hi, 45 here. no symptoms ( I guess)

if I go for heart screening/test, will they also do angiogram ?

Audiologist/hearing specialist recommendation

zzzxtreme — Thu, 03 Oct 2024 17:45:42 +0800

hi guys. can anyone recommend good caring audiologist in KL/PJ ? thanks

[WTB] Promise or Maxtor PCI Sata Card (not PCIe)

zzzxtreme — Fri, 28 Jun 2024 16:49:16 +0800

hi i'm looking for promise or maxtor PCI Sata card. PM please

[WTB] Promise or Maxtor PCI Sata Card (not PCIe)

zzzxtreme — Fri, 28 Jun 2024 16:47:39 +0800

hi i'm looking for promise or maxtor PCI Sata card. PM please

100% original xbox controller?

zzzxtreme — Wed, 22 May 2024 16:37:21 +0800

Hi guys i see some xbox controller from preferred shopee seller but the warranty is 3-month supplier.

I have trust issue

Aiyo where can I buy actual original controller in KL/selangor?

what car can I afford

zzzxtreme — Mon, 05 Feb 2024 18:38:42 +0800

hi guys. I've tried researching for car affordability articles.

a US-centric article says 20/3/8 rule - meaning 20% downpayment, 3 years to pay off, and monthly payment 8% of gross income

if "convert" to Malaysian salary and prices, a person earning RM10K can "only" afford a RM34,648 car.

it's generally a good advice, but skewed because of different standard of living and car prices/salary ratio. it makes sense for americans, because a US$34,648 car is considered pretty good

does anyone have advice on a "rule" for malaysian earner buying malaysian car ?

Islamic retirement plan

zzzxtreme — Thu, 13 Jul 2023 13:07:26 +0800

Hi guys. Currently my only actual savings is maybank islamic gold account, plus the usual epf.
Im muslim non-bumiputera, so can’t open amanah saham.
Im looking for one or two syariah compliant investment scheme for my retirement. Not much maybe few hundred a month. Not looking to get rich either, just something that forces me to to be more disciplined in saving money. Now 44 y/o

Any suggestions?

[WTB] ISA slot network card with RJ45

zzzxtreme — Sun, 21 May 2023 09:07:38 +0800

Hello im looking for isa slot network card with rj45 port

Cod kl/selangor

Pm please

[WTB] 30pin simm ram 9-chips and 64MB PC100 sdram

zzzxtreme — Sun, 21 May 2023 09:00:22 +0800

Hello

Im looking for two types of ram

1) 30-pin simm 9-chips, in matched pair

2) 64mb pc100 sdram

Cod kl/selangor

Pm please

[WTB] ISA or PCI graphics card with TV-Out

zzzxtreme — Sun, 21 May 2023 08:58:12 +0800

Hello im looking for either ISA or PCI interface graphics card withTV-Out (rca composite or s-video)

CGA, EGA, VGA any also can

Cod kl/selangor

Pm please

# PCI = not AGP or PCI-E