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        <title>Lowyat.NET: Latest topics by ywliang96</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 04 Jun 2026 07:27:21 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
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            <title>What’s the best practise of tax savings?</title>
            <link>http://forum.lowyat.net/topic/5061283</link>
            <description>Personal tax savings is plenty on the internet but nobody talks much about tax savings for business (Sdn Bhd)&lt;br /&gt;&lt;br /&gt;I’m a fairly new business owner myself And my company grew at a rapid pace this year and I’m scratching hard to maximise my tax savings. &lt;br /&gt;&lt;br /&gt;What’s the best strategy you got? &lt;br /&gt;&lt;br /&gt;Is buying a company car and add on as a company expense worth it? Assuming company is profitable</description>
            <author>ywliang96</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sat, 21 Nov 2020 14:57:30 +0800</pubDate>
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            <title>Urgent Hiring : Operation Executive</title>
            <link>http://forum.lowyat.net/topic/5054993</link>
            <description>&lt;b&gt;Name of Company: &lt;/b&gt; Zenith Media SDN. BHD.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Role: &lt;/b&gt; Operation Executive&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Remuneration: RM2000-RM2500&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Requirements &lt;/b&gt;&lt;br /&gt;- Individuals that are from HR background will be an added advantage&lt;br /&gt;- Fluent in both languages of English and BM&lt;br /&gt;- Comfortable to work in tight deadline &lt;br /&gt;- Possess own transport to office (Damansara) after Covid19 pandemic is over&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Description: &lt;/b&gt; We looking for individuals who are energetic and passionate on running day to day operation of the company &lt;br /&gt;&lt;br /&gt;- Engage with our clients and liaise to our team on the problem our clients are facing&lt;br /&gt;- Issue invoice and keep records&lt;br /&gt;- create payment via maker (bank transfer) &lt;br /&gt;- Handling payroll of the employees for the company&lt;br /&gt;- Implemeting on a suitable HR software to tackle WFH experience&lt;br /&gt;- managing our social media accounts &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact Person: DM me or email your resume at williamyuen@zenmarketing.com.my&lt;/b&gt;</description>
            <author>ywliang96</author>
            <category>Job Enlistments</category>
            <pubDate>Mon, 09 Nov 2020 12:27:15 +0800</pubDate>
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            <title>Starting up a company</title>
            <link>http://forum.lowyat.net/topic/5018543</link>
            <description>I’m set up a Sdn bhd company a week ago and I hired few employees for the company. &lt;br /&gt;&lt;br /&gt;But I have no idea how to handle their EPF and socso 😅&lt;br /&gt;&lt;br /&gt;How can I proceed from here? Do I need to create another KWSP account for employer?</description>
            <author>ywliang96</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sat, 29 Aug 2020 20:20:08 +0800</pubDate>
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            <title>Looking for admin</title>
            <link>http://forum.lowyat.net/topic/4998468</link>
            <description>I&amp;#39;m looking for a suitable candidate for admin works. Age can be any as long as fully committed to this job as full time. The company run for 2 years and still considered as a startup. At this point of time, we not looking for an office for the time being but we do need a long term admin. &lt;br /&gt;&lt;br /&gt;Job scope &lt;br /&gt;- Handling clients &lt;br /&gt;- Handling agents&lt;br /&gt;- Handling payroll to agents &lt;br /&gt;- Report agents performance back to director&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Requirements&lt;br /&gt;- Can speak fluent malay/english&lt;br /&gt;- must be online on your whatapp MOSTLY all the times. &lt;br /&gt;- Good at IT knowledge &lt;br /&gt;&lt;br /&gt;Remuneration : &lt;b&gt;RM1500 (before 3 months probation) which will be added after probation&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;You will be working from home in the year 2020. As mentioned above, if we have an office soon. U will need to come by to office in year 2021. Office location will be at PJ Damansara if we ever consider opening one (currently not necessary) &lt;br /&gt;&lt;br /&gt;If this is what you looking for, can PM me or contact us at animtakumail@gmail.com  &lt;!--emo&amp;:flex:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/flex.gif' border='0' style='vertical-align:middle' alt='flex.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ywliang96</author>
            <category>Job Enlistments</category>
            <pubDate>Sat, 18 Jul 2020 15:54:34 +0800</pubDate>
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            <title>Where to find undervalued property</title>
            <link>http://forum.lowyat.net/topic/4931165</link>
            <description>Hi, &lt;br /&gt;&lt;br /&gt;Currently 24 years old. I heard below 25 years old can’t get loan?  I’m looking for undervalued property in times of upcoming recession(hopefully). Any sifus recommend a place where can I hunt for undervalued properties? &lt;br /&gt;&lt;br /&gt;And yes I can downpayment 50k max&lt;br /&gt;&lt;br /&gt;Budget price is 500k and below&lt;br /&gt;&lt;br /&gt;I have a interior design skills and I believe I can transform the property into something really nice and might boost the rate of acquiring tenants</description>
            <author>ywliang96</author>
            <category>Property Talk</category>
            <pubDate>Thu, 26 Mar 2020 12:14:24 +0800</pubDate>
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            <title>Facebook poster</title>
            <link>http://forum.lowyat.net/topic/4925990</link>
            <description>Job scope :&lt;br /&gt;Post job advertisement on Facebook job groups.&lt;br /&gt;Post in 5-6 groups per day.&lt;br /&gt;Takes up about 10 min per day only. &lt;br /&gt;Work from home. &lt;br /&gt;&lt;br /&gt;Salary : RM100 per month starting (will increase if perform consistently) &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;This is not a full time job but just a side income for you. &lt;br /&gt;&lt;br /&gt;Preferably girls if possible. Thanks</description>
            <author>ywliang96</author>
            <category>Job Enlistments</category>
            <pubDate>Thu, 19 Mar 2020 01:37:39 +0800</pubDate>
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            <title>App</title>
            <link>http://forum.lowyat.net/topic/4909806</link>
            <description>I have a smart tv that is capable in Android TV where I can install applications.&lt;br /&gt;&lt;br /&gt;May I know is there any application in the playstore that can watch football live? I dont mind paying if the service is good before deciding on astro or some other tv box</description>
            <author>ywliang96</author>
            <category>IPTV Talk</category>
            <pubDate>Sat, 22 Feb 2020 18:05:07 +0800</pubDate>
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            <title>Want to use Alipay</title>
            <link>http://forum.lowyat.net/topic/4904774</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Anybody have experience in using Alipay to transfer money to overseas? &lt;br /&gt;&lt;br /&gt;I wanted to use it solely for business purpose. Anybody have experience on this?</description>
            <author>ywliang96</author>
            <category>Serious Kopitiam</category>
            <pubDate>Wed, 12 Feb 2020 10:45:05 +0800</pubDate>
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            <title>Sales Advertising</title>
            <link>http://forum.lowyat.net/topic/4887701</link>
            <description>&lt;b&gt;Name of Company:  Zenith Marketing Services &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Role: Sales Advertising&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Remuneration: RM450+commission (Part Time), RM800+commission (full time)&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Requirements: You need to be knowledgable in IT. (Can be train), you need to based in Malaysia but nationality must either be &lt;br /&gt;                           - Thailand&lt;br /&gt;                           - China&lt;br /&gt;                           - Hong Kong&lt;br /&gt;                           - Indonesia &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact Person: PM me&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>ywliang96</author>
            <category>Job Enlistments</category>
            <pubDate>Mon, 06 Jan 2020 10:55:32 +0800</pubDate>
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            <title>How to make payment to other country?</title>
            <link>http://forum.lowyat.net/topic/4886202</link>
            <description>Hi guys,&lt;br /&gt;&lt;br /&gt;I’m running an Internet business and planning to hire some people who’s in Philippines. May I know how do I make payment to them? &lt;br /&gt;&lt;br /&gt;Would prefer the best possible way and hopefully doesn’t take any fees for transaction. &lt;br /&gt;Thank you &lt;!--emo&amp;:bruce:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/bruce.gif' border='0' style='vertical-align:middle' alt='bruce.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ywliang96</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 02 Jan 2020 18:10:59 +0800</pubDate>
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        <item>
            <title>Is there a way to purchase prepaid number?</title>
            <link>http://forum.lowyat.net/topic/4872469</link>
            <description>I have a spare phone that intending to use as a work phone but I don’t have any SIM card loaded in it. Is there any way where I can purchase a prepaid phone number that doesn’t expired if I never top? I’m planning to just use whatapp for work purposes using WiFi connection.</description>
            <author>ywliang96</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 02 Dec 2019 00:58:11 +0800</pubDate>
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        <item>
            <title>Have u traded your 9-5 job for your business?</title>
            <link>http://forum.lowyat.net/topic/4866004</link>
            <description>I’m looking to hear from those of you who decided to leave their days job for being self-employed and running your own business. I need to hear stories of Jose of your with success, failures and anything in between.&lt;br /&gt;&lt;br /&gt;I’m 23, I have been running my business 1 year ago when I’m in university while I worked full time in very reputable MNC company. I’m getting to the point where splitting my time between 2 demanding jobs has been very challenging and I find it difficult to see myself doing much longer. This year, my business has been blowing up recently with quite a few clients reaching up to me for my services which I made a total of RM200k this year alone. (My revenues keeps increasing as I put more effort in. Currently sitting around a stable RM30k per month) while I make RM3.6K for my full time job(fresh graduate). &lt;br /&gt;&lt;br /&gt;With that in mind, I have a serious fear of leaving my stable pay check in exchange for a career that feels like an extremely risky hustle. &lt;br /&gt;&lt;br /&gt;I’ll take any input and would love to hear personal stories that you might want to share going from a stable 9-5 to running your own business. &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;</description>
            <author>ywliang96</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sun, 17 Nov 2019 11:33:53 +0800</pubDate>
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            <title>I lost motivation</title>
            <link>http://forum.lowyat.net/topic/4864290</link>
            <description>I have been working for exactly 1 year and I&amp;#39;m considered an above average performer in MNC company but lately I felt really low in motivation especially in learning new things or engaging in projects which I frequently does it when I first started in this company. Now, whenever I have late meetings, I get extremely annoyed. I have thought of leaving the company but I scared it was just my emotion doing the talk.&lt;br /&gt;&lt;br /&gt;Aside from this, I have a side business which I have been doing quite well. The profit is somewhere around RM30k per month while my full time job is only RM3600 which is a huge difference. As the my side business continue to performed, my motivation in continuing my full time job is getting lower and lower. Do anybody have this type of problem? I consider taking my side business and transition it to full time but I scared it&amp;#39;s too much of a risk to be risking my future with when I have been working really hard through the year just to throw away now. Slowly, my side business gets me so busy that I have to work on it during my full time.. &lt;br /&gt;&lt;br /&gt;Should I be moving out my full time job to something relax? or tried to grind it? or just transition my business to full time instead? I&amp;#39;m so lost..  &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ywliang96</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Wed, 13 Nov 2019 16:49:38 +0800</pubDate>
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            <title>Lost electric bill &amp;amp; water bill</title>
            <link>http://forum.lowyat.net/topic/4853524</link>
            <description>I lost my electric bill and water bill paper. And I totally forgot the account number for it as well. May I know where can I call to get the info on what the account number and how much is it ?</description>
            <author>ywliang96</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sat, 19 Oct 2019 14:49:38 +0800</pubDate>
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            <title>Looking for a partner</title>
            <link>http://forum.lowyat.net/topic/4847560</link>
            <description>Looking for a long term partner to do online business. &lt;br /&gt;&lt;br /&gt;Mainly dropshipping. I have source and quite a knowledge in it but I would need help from partner to split the job task.  &lt;br /&gt;&lt;br /&gt;Preferably someone with knowledge in social media marketing and responsible. &lt;br /&gt;&lt;br /&gt;If interested pls hit me up at ywliang96@gmail.com</description>
            <author>ywliang96</author>
            <category>Job Enlistments</category>
            <pubDate>Sun, 06 Oct 2019 18:05:54 +0800</pubDate>
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            <title>Opening sole proprietorship bank acc</title>
            <link>http://forum.lowyat.net/topic/4845107</link>
            <description>Hello, &lt;br /&gt;&lt;br /&gt;I would like to create a bank acc for my business and I pay a visit to local Maybank nearby and my request got rejected because I need an introducer to open a business bank acc.&lt;br /&gt;&lt;br /&gt;At the moment I do not have anybody who have a current account to help me become an introducer so may I know whether does any bank who doesn’t need an introducer to open a current account ?</description>
            <author>ywliang96</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 01 Oct 2019 12:56:59 +0800</pubDate>
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            <title>EPF Self Contribution</title>
            <link>http://forum.lowyat.net/topic/4828117</link>
            <description>I&amp;#39;m currently working salaried employee and I regularly topped up my EPF as self contribution.&lt;br /&gt;&lt;br /&gt;I have a large stack of savings where I sold stuffs during my uni as my side income which churns up around 2-3k per month. Annually less than 30k so I did not pay my tax since I heard that such a small figure doesnt need to pay tax since I&amp;#39;m around 18-22 that time.&lt;br /&gt;&lt;br /&gt;Is it alarming if I topped up my EPF until it is more than my current annually salary?</description>
            <author>ywliang96</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 26 Aug 2019 11:25:40 +0800</pubDate>
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            <title>How much money should u keep in the bank ?</title>
            <link>http://forum.lowyat.net/topic/4814420</link>
            <description>I’m fresh graduate that earns me around 3.6k per month and I have a side business income that earns me around 8-10k a month which brings me earning up a total of roughly 10k at least in a month. I’m someone who is well versed with investment. My portfolio consisting of FD,ASM,Stocks and crypto.&lt;br /&gt;&lt;br /&gt;Recently my partner mentioned that I over-invested despite my investment made a profit and I should save my money in the bank instead.&lt;br /&gt;&lt;br /&gt;Disclosing how much is my net profit, I’m roughly 160k in net profit in 23 years old and I only keeping 10k in my bank and rest into FD,ASM,Stocks and crypto. I don’t mind risking my money for high risk investment since I’m still on the young side but the worry some of my partner bought me into some thoughts..&lt;br /&gt;&lt;br /&gt;How much money should I keep in my bank exactly?</description>
            <author>ywliang96</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sat, 27 Jul 2019 21:24:33 +0800</pubDate>
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            <title>Recommend good CCTV</title>
            <link>http://forum.lowyat.net/topic/4810249</link>
            <description>I&amp;#39;m moving to a new home soon so preferably wired cctv. any recommendations of which CCTV should i go for ? I realise some of the good one arent available in malaysia so appreciate it if u can recommend me something that is available in malaysia.&lt;br /&gt;&lt;br /&gt;I like tech so I valued CCTV highly if they can connect to alexa/google home but that just a bonus point &lt;!--emo&amp;:P--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/tongue.gif' border='0' style='vertical-align:middle' alt='tongue.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ywliang96</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 19 Jul 2019 13:38:57 +0800</pubDate>
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            <title>Where to post job post ?</title>
            <link>http://forum.lowyat.net/topic/4794039</link>
            <description>Mainly part time job.. I’m looking for mass volume where I can advertise my job post on internet.&lt;br /&gt;&lt;br /&gt;I consistently been posting on FB job groups, carousell and whatapp group and looking to expand more.&lt;br /&gt;&lt;br /&gt;Would like to ask the experience of using mudah.my and WOBB? I knew those platform would need some payment to begin with. I don’t mind paying them but I would like to know whether the return would be good enough. Anyone have experience in using it ? Or can recommend more platform where I can share my job post ?</description>
            <author>ywliang96</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sun, 16 Jun 2019 17:34:51 +0800</pubDate>
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