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        <title>Lowyat.NET: Latest topics by Johnathan412</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sat, 20 Jun 2026 18:00:52 +0800</lastBuildDate>
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        <item>
            <title>Do we really really need insurance?</title>
            <link>http://forum.lowyat.net/topic/4636979</link>
            <description>Would need some feedback from seniors on this. I&amp;#39;m 23 years old this year and I&amp;#39;ve signed up for invesment linked insurance last year for rm170 month. Despite the low low cost, I&amp;#39;m having thoughts to stop paying for my insurance not due to financial constrains but a matter of principle.&lt;br /&gt;&lt;br /&gt; First of, I&amp;#39;ve been feeling that insurance companies are there to earn your money, I mean yeah most companies do, but when you advertise yourself otherwise so strongly it kinda irks me when you start reliaze the truth.&lt;br /&gt;&lt;br /&gt; Secondly, I have a feeling that the more I pay, the more I am bound to the company,for example, if you want cancle your insurance after one month, they will try all their might to coax u and all but after you been paying 10 years, they won&amp;#39;t care bout you wheater you are unhappy with the company or you not&lt;br /&gt;&lt;br /&gt;Thirdly, I believe private hospitals are as bad as insurance in terms of principle too.you no money, they won&amp;#39;t even care you. Plus, even sometimes u have money, If your case is sure mampus, they won&amp;#39;t even take your case cause scared affect kpi.at lease gov hospitals sticks to the doctor oaths ah and &lt;br /&gt;&lt;br /&gt;So based on my thoughts, I&amp;#39;m really looking advice from elders or experiences people,do I really need insurance seeing how I don&amp;#39;t thibk I&amp;#39;ll be supporting private hospitals with my money and all. &lt;br /&gt;&lt;br /&gt;</description>
            <author>Johnathan412</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 13 Aug 2018 21:02:16 +0800</pubDate>
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            <title>GTX 660 TI</title>
            <link>http://forum.lowyat.net/topic/4294273</link>
            <description>[b]Item(s):GTX 660TI&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[b]Price:RM 200 FLAT&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[b]Dealing method:COD &lt;br /&gt;&lt;br /&gt;[b]Contact method/details:WHATSAPP 0183506977&lt;br /&gt;</description>
            <author>Johnathan412</author>
            <category>Display Cards Garage Sales</category>
            <pubDate>Fri, 19 May 2017 12:58:55 +0800</pubDate>
        </item>
        <item>
            <title>WTS GAMING RIG WITH I7 PROCESSOR</title>
            <link>http://forum.lowyat.net/topic/4279965</link>
            <description>Gaming rig spec&lt;br /&gt;Cpu:i7 3770k GHZ&lt;br /&gt;Motherboard:Asus intel P8Z77 V-PRO Gaming Motherboard&lt;br /&gt;GPU:GTX 660Ti &lt;br /&gt;RAM corair 4gb DDR3 1600mhz HDD: 1 TB &lt;br /&gt;PSU;Master GX 650W&lt;br /&gt;Casing:C master storm enforcer &lt;br /&gt;Armageddon gaming keyboard nighthawk&lt;br /&gt;Age of item is about 3 years .&lt;br /&gt;&lt;br /&gt;Works great and as u can see below still able to hit the benchmark of latest games.Do whatsapp me if interested or if u wanan benchmark your required game 0183506977 &lt;br /&gt;&lt;br /&gt;RM 1759&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[attachmentid=8778431]</description>
            <author>Johnathan412</author>
            <category>Desktop Systems Garage Sales</category>
            <pubDate>Mon, 01 May 2017 22:03:57 +0800</pubDate>
        </item>
        <item>
            <title>Used gaming rig (1.9k) I7 processor</title>
            <link>http://forum.lowyat.net/topic/3995193</link>
            <description>Gaming rig spec&lt;br /&gt;Cpu:i7 3770k GHZ&lt;br /&gt;Motherboard:Asus intel P8Z77 V-PRO Gaming Motherboard&lt;br /&gt;GPU:GTX 660Ti  &lt;br /&gt;RAM corair 4gb DDR3 1600mhz HDD: 1 TB  &lt;br /&gt;PSU;Master GX 650W&lt;br /&gt;Casing:C master storm enforcer  &lt;br /&gt;Armageddon gaming keyboard nighthawk&lt;br /&gt;Age of item is about 3 years .&lt;br /&gt;&lt;br /&gt;Works great but when playing high end games , will have a bit of wavy lines but honestly they are not noticble at all when u start playing games.I suspect it to be due to the PSU fault so if you cannot stand it could get a PSU replaced.  With this rig can play fallout 4 crysis 3 and all other games at high setting.No lagg or any fps drop.Also , never done any overclocking and it is serviced regularly which mean my rig nvr exprience dust build up prolonging the durability of my rig  &lt;br /&gt;&lt;br /&gt;Price negotiable but only with reasonable reasons.</description>
            <author>Johnathan412</author>
            <category>Desktop Systems Garage Sales</category>
            <pubDate>Wed, 06 Jul 2016 13:37:09 +0800</pubDate>
        </item>
        <item>
            <title>Looking for RAM 4gbX2 or one 8gb</title>
            <link>http://forum.lowyat.net/topic/3971357</link>
            <description>Looking for RAM either 2 4gb or 1 8 gb cards .Pm price , age of item and any proof of purchase showing the date.</description>
            <author>Johnathan412</author>
            <category>RAM Garage Sales</category>
            <pubDate>Fri, 10 Jun 2016 11:59:40 +0800</pubDate>
        </item>
        <item>
            <title>Looking for power supply unit 400W to 500W</title>
            <link>http://forum.lowyat.net/topic/3971352</link>
            <description>Looking for power supply unit at 400 W to 500 W range.Pm me price, condition,receipt available or not and warranty.Location of COD also.</description>
            <author>Johnathan412</author>
            <category>Casings &amp;amp; PSUs Garage Sales</category>
            <pubDate>Fri, 10 Jun 2016 11:54:21 +0800</pubDate>
        </item>
        <item>
            <title>Looking to buy 2nd hand monitor</title>
            <link>http://forum.lowyat.net/topic/3971343</link>
            <description>Looking to buy 2nd hand monitor .Budget not more than RM400</description>
            <author>Johnathan412</author>
            <category>Monitors Garage Sales</category>
            <pubDate>Fri, 10 Jun 2016 11:49:31 +0800</pubDate>
        </item>
        <item>
            <title>(WTB) Graphic card (950-970)</title>
            <link>http://forum.lowyat.net/topic/3971340</link>
            <description>Looking for 2nd hand graphic card from 950 to 970 to build PC.I know the pricing and market for the cards so don try to highball me lol.Can consider 980 if you offer me really good price but if not then its not in my budget range.Thanks</description>
            <author>Johnathan412</author>
            <category>Display Cards Garage Sales</category>
            <pubDate>Fri, 10 Jun 2016 11:47:42 +0800</pubDate>
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        <item>
            <title>Hyrdoxycut fat burner (180 caps)</title>
            <link>http://forum.lowyat.net/topic/3942332</link>
            <description>[b]Item(s):[/Muscletech Hydroxycut Hardcore Next Gen (180 caps)  cheapest price guaranteed]&lt;br /&gt;&lt;br /&gt;[b]Price:[/Buy 1-185 buy 2 , RM 360]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[b]Dealing method:[/Prefer COD so if you stay any of those location we could work something out, if POSTAGE +RM10]&lt;br /&gt;&lt;br /&gt;[b]Location of seller:[/Kota Kemuning/Semenyih]&lt;br /&gt;&lt;br /&gt;[b]Contact method/details:[/0183933588 whatsapp]&lt;br /&gt;&lt;br /&gt;[b]Age of item:[New/EXP FEB 2019]&lt;br /&gt;&lt;br /&gt;[b]Item(s) conditions:[/New]&lt;br /&gt;&lt;br /&gt;[b]Reason for sale:[/Came back from US,bought too much supplements]&lt;br /&gt;&lt;br /&gt;[attachmentid=6600257]&lt;br /&gt;&lt;br /&gt;[attachmentid=6600266]</description>
            <author>Johnathan412</author>
            <category>Food Market Garage Sales</category>
            <pubDate>Mon, 09 May 2016 17:08:19 +0800</pubDate>
        </item>
        <item>
            <title>Selling celebrity fitness bukit Rimau branch</title>
            <link>http://forum.lowyat.net/topic/3761842</link>
            <description>Location:Celebrity fitness Bukit rimau,i(aeon big)&lt;br /&gt;Price :109 per month (until August 2016)&lt;br /&gt;&lt;br /&gt;Free last month, only need pay until July and also transfer fee .Normal quoted price was 149 but haggle till 109.Also PT session was not used so u can meet u with him.&lt;br /&gt;&lt;br /&gt;Reason for sale is busy with final year studies.&lt;br /&gt;&lt;br /&gt;Contact :0173106977 whatsapp or sms only.</description>
            <author>Johnathan412</author>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Sun, 01 Nov 2015 13:16:55 +0800</pubDate>
        </item>
        <item>
            <title>Lost ic with a twist</title>
            <link>http://forum.lowyat.net/topic/3350520</link>
            <description>I just noticed that my ic have been missing from my wallet.No idea if stolen,dropped or misplaced.Normal procedure is to make police report and go jpn so new rite but for my case I&amp;#39;m going overseas to study tomorrow night already so was wondering if I could just make police report and only do my ic after I come back?or should I just go jpn and straight so to try my luck?cause I called jpn and they said possible to finish on the day itself if I go early?</description>
            <author>Johnathan412</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 16 Sep 2014 13:20:55 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] PharmaFreak: TEST FREAK</title>
            <link>http://forum.lowyat.net/topic/3198287</link>
            <description>&lt;br /&gt;&lt;br /&gt;[b]Item(s):[PharmaFreak: TEST FREAK (120 tabs)]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[b]Price:[RM180]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[b]Dealing method:[COD or shipping RM10]&lt;br /&gt;&lt;br /&gt;[b]Location of seller:[Subang area or Kota Kemuning&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[attachmentid=3936780]</description>
            <author>Johnathan412</author>
            <category>Garage Sales Archive</category>
            <pubDate>Sat, 19 Apr 2014 10:27:41 +0800</pubDate>
        </item>
        <item>
            <title>WTS Supplements from USA</title>
            <link>http://forum.lowyat.net/topic/3141791</link>
            <description>WTS-Melatonin,Green tea extract,Caffiene and other supplements &lt;br /&gt;&lt;br /&gt;MELATONIN&lt;br /&gt; -Helps control your sleep and wake cycles&lt;br /&gt; -Improve sleep quality &lt;br /&gt; -Helps to control sleep patterns for people who work night shifts. &lt;br /&gt;[attachmentid=3866447]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Green Tea Extract&lt;br /&gt;-Natural fat burner&lt;br /&gt;-Source of anti-oxidant &lt;br /&gt;-Improves complexion &lt;br /&gt;[attachmentid=3866443]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Caffiene&lt;br /&gt;-Helps mental alertness&lt;br /&gt;-Increase workout intensity (Pre-workout supplement)&lt;br /&gt;[attachmentid=3866442]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Price:PM or whatsapp (0173106977)&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Note:If you are searching for other supplements that are hard to find in Malaysia PM me and I can help you get the item.Price will be cheaper if you buy more in combinations.Also,item will take 3 weeks to 1 month to arrive as I do not keep stock.WILL NOT ANSWER CALLS</description>
            <author>Johnathan412</author>
            <category>Garage Sales Archive</category>
            <pubDate>Mon, 24 Feb 2014 12:19:48 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] Multivitamin and Pre Workout</title>
            <link>http://forum.lowyat.net/topic/2975346</link>
            <description>[b]Item(s):[Gaspari Nutrition Anivite  and ON PRE ]&lt;br /&gt;&lt;br /&gt;[b]Package includes:[ANIVITE (180 caps) ,ON PRE (30 servings)]&lt;br /&gt;&lt;br /&gt;[b]Price:[RM130 (ANNIVITE) , RM 115 (ON PRE)]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[b]Dealing method:[MAYBANK/PUBLIC BANK TRANSFER or COD around subang and shah alam area]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[b]Contact method/details:[Email at johnathan_lee@hotmail.com]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[b]Reason for sale:[Coming back from studies in the US ]</description>
            <author>Johnathan412</author>
            <category>Garage Sales Archive</category>
            <pubDate>Sat, 28 Sep 2013 11:51:18 +0800</pubDate>
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