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        <title>Lowyat.NET: Latest topics by VeronicW</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 19 Jun 2026 00:49:59 +0800</lastBuildDate>
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            <title>Subsale Newly Completed Condo, but YET VP &amp;amp; YET CF</title>
            <link>http://forum.lowyat.net/topic/2952148</link>
            <description>Hi all property&amp;#39;s sifu&lt;br /&gt;&lt;br /&gt;I deposited 2% sub-sales for a newly completed FREEHOLD condo, the condo yet VP yet CF. Called developer, said in the progress (remaining from Syabas) but no confirmation from them the date of VP and CF, but the project due is on Nov 2013.  &lt;br /&gt;&lt;br /&gt;Applying loan now. From my understanding the moment i sign the S&amp;amp;P i need to pay the remaining 8%, which im worry the issuance date of CF will be longer or never&amp;#33;&amp;#33;&amp;#33;&lt;br /&gt;•	If lONGER : am I need to bear all bank interest charges? coz clock is ticking&lt;br /&gt;•	If NEVER : then I will be BIG SON.&lt;br /&gt;&lt;br /&gt;QUESTION:&lt;br /&gt;1)	Shall I get mutual understanding / agreement with the seller for the 8% deliver upon vp or cf to be drafted in the S&amp;amp;P?&lt;br /&gt;&lt;br /&gt;2)	Shall I obtain lawyer prior signing Bank letter offer?&lt;br /&gt;&lt;br /&gt;3)	Shall my lawyer draft the agreement indicate “The 3 months duration for completing the transaction will start from the day we obtain VP and not from the day we sign S&amp;amp;P”?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Dear all property’s SIFU please give me some advice as this is my first property not much familiar with all the consequences.&lt;br /&gt;</description>
            <author>VeronicW</author>
            <category>Property Talk</category>
            <pubDate>Sun, 08 Sep 2013 17:38:19 +0800</pubDate>
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