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        <title>Lowyat.NET: Latest topics by FDInvestor</title>
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        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 01 Jul 2026 19:10:27 +0800</lastBuildDate>
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            <title>Commodity Murabahah Investment Account</title>
            <link>http://forum.lowyat.net/topic/2945940</link>
            <description>Hi everyone, &lt;br /&gt;This is my first post in forum lowyat. Anyone who has  opened commodity murabahah general investment account (CM-GIA) before ? Can share with me your experience ?? &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;  &lt;br /&gt;I&amp;#39;m lure by the high profit rate , 3.80% offered by KFH.&lt;br /&gt;&lt;br /&gt;Below is a few questions that I need clarification from experts in this forum &lt;br /&gt;&lt;br /&gt;1) What is CM-GIA?&lt;br /&gt;&lt;br /&gt;2) What is the difference between conventional FD &amp;amp; CM-GIA?&lt;br /&gt;&lt;br /&gt;3) Is the  profit rate is fixed , provided OPR rate unchanged ?&lt;br /&gt;&lt;br /&gt;4) Risk involved, processing fee or restriction ?</description>
            <author>FDInvestor</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 03 Sep 2013 11:53:32 +0800</pubDate>
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