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        <title>Lowyat.NET: Latest topics by tanliyun86</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sat, 25 Jul 2026 18:41:50 +0800</lastBuildDate>
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            <title>LOWEST Home Loan Fixed Interest Rate In Town</title>
            <link>http://forum.lowyat.net/topic/540088</link>
            <description>&lt;span style='color:red'&gt;&lt;span style='font-size:21pt;line-height:100%'&gt;&lt;b&gt;LOWEST Fixed Interest Rate In Town&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt; &lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Your ONLY protection against the Unpredictable Base Lending Rate&lt;/b&gt;&lt;br /&gt;(Fixed up to 30 years or age 60, whichever earlier)&lt;/span&gt; &lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;10 GOOD REASONS WHY YOU SHOULDN&amp;#39;T MISS AIA HOME LOAN PROMOTION&lt;/b&gt;&lt;/span&gt;&lt;br /&gt; &lt;br /&gt;1. &lt;b&gt;Tailor-made packages &lt;/b&gt;to suits different homebuyers and home-investor&amp;#39;s needs and objectives&lt;br /&gt; &lt;br /&gt;2. &lt;b&gt;Lowest Fixed Interest Rate &lt;/b&gt;for entire duration&lt;br /&gt; &lt;br /&gt;3. &lt;b&gt;FREE Moving Cost &lt;/b&gt;- Save thousands of &amp;#036;&amp;#036;&amp;#036; on legal fee, disbursement charges, valuation and stamp duty. (Applicable for package 4 only.)&lt;br /&gt; &lt;br /&gt;4.&lt;b&gt; Peace of Mind &lt;/b&gt;- &amp;quot;Your ONLY protection against unpredictable BLR&amp;quot;&lt;br /&gt; &lt;br /&gt;5. &lt;b&gt;Prepayment Flexibility &lt;/b&gt;- The More you pay, the More you save&lt;br /&gt; &lt;br /&gt;6. &lt;b&gt;Daily Rest Interest Calculation&lt;/b&gt;&lt;br /&gt; &lt;br /&gt;7. &lt;b&gt;Early Settlement, Pay/Sell-off Anytime, No Penalty &lt;/b&gt;(except refinancing within first 5 years &amp;amp; excluding package &lt;br /&gt; &lt;br /&gt;8. &lt;b&gt;Personalised Service at Your Convenience&lt;/b&gt;&lt;br /&gt; &lt;br /&gt;9. &lt;b&gt;FREE Processing for Your Convenience&lt;/b&gt;&lt;br /&gt; &lt;br /&gt;10. &lt;b&gt;Assured Financial Planning &lt;/b&gt;- Fixed monthly repayment helps to plan &amp;amp; chart a clearer family financial planning&lt;br /&gt; &lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;4 AIA HOME LOAN PACKAGES DESIGNED FOR HOMEOWNERS / INVESTORS WITH DIFFERENT NEEDS &amp;amp; INVESTMENT OBJECTIVE&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='color:red'&gt;PACKAGE 1&lt;/span&gt;&lt;br /&gt;ONE PLAN RULE THEM ALL&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='font-size:21pt;line-height:100%'&gt;&lt;span style='color:red'&gt;5.75 %&lt;/span&gt;&lt;/span&gt; &lt;span style='font-size:14pt;line-height:100%'&gt;p.a.&lt;br /&gt;fixed up to 30 years &lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;* While other banks may only offer low fixed rate for &lt;b&gt;up to 5 years&lt;/b&gt;, ours goes the full distance with you &amp;amp; secure it for the entire loan duration.&lt;b&gt; Guaranteed no hidden BLR involved&amp;#33; &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;i&gt;&lt;span style='font-size:8pt;line-height:100%'&gt;(For completed and under construction property)&lt;/span&gt;&lt;/i&gt;&lt;br /&gt; &lt;br /&gt; &lt;br /&gt;&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='color:red'&gt;PACKAGE 2&lt;/span&gt; &lt;br /&gt;TAILOR-MADE FOR SHORT TERM LOAN &lt;/span&gt;&lt;br /&gt; &lt;br /&gt;&lt;span style='font-size:21pt;line-height:100%'&gt;&lt;span style='color:red'&gt;5.50 %&lt;/span&gt;&lt;/span&gt; &lt;span style='font-size:14pt;line-height:100%'&gt;p.a. &lt;br /&gt;fixed up to 5 years &lt;br /&gt;thereafter 6.25 % p.a. &lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;* Enjoy low fixed rates for the first 5 years. &lt;b&gt;Tailor-made &lt;/b&gt;for those with a preference for a &lt;b&gt;graduate payment scheme &lt;/b&gt;or those who &lt;b&gt;intends to pay off early&lt;/b&gt;. &lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:8pt;line-height:100%'&gt;&lt;i&gt;(For completed and under construction property) &lt;/i&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='color:red'&gt;PACKAGE 3&lt;/span&gt;&lt;br /&gt;UNDER-CONSTRUCTION PROPERTIES ONLY&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;u&gt;Landed Property&lt;/u&gt;                                                      &lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='font-size:21pt;line-height:100%'&gt;&lt;span style='color:red'&gt;BLR - 2 %&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;first 2 years thereafter &lt;br /&gt;5.99% p.a. fixed&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;u&gt;Non-landed Property&lt;/u&gt;&lt;br /&gt; &lt;br /&gt;&lt;b&gt;&lt;span style='font-size:21pt;line-height:100%'&gt;&lt;span style='color:red'&gt;BLR - 2 %&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;first 3 years thereafter &lt;br /&gt;5.99 % p.a. fixed&lt;/span&gt;&lt;/b&gt;&lt;br /&gt; &lt;br /&gt;* Enjoy a fantastic rate of BLR - 2% p.a. for 2 - 3 years before reverting to our signature rate of 5.99 p.a. for the rest of the duration. &lt;br /&gt; &lt;br /&gt;&lt;i&gt;&lt;span style='font-size:8pt;line-height:100%'&gt;(For under construction property only)&lt;/span&gt;&lt;/i&gt;&lt;br /&gt; &lt;br /&gt;&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='color:red'&gt;PACKAGE 4 &lt;/span&gt;&lt;br /&gt;ZERO MOVING COST&lt;/span&gt;&lt;br /&gt; &lt;br /&gt;&lt;span style='font-size:21pt;line-height:100%'&gt;&lt;span style='color:red'&gt;5.99 %&lt;/span&gt; &lt;/span&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;p.a. &lt;br /&gt;fixed up to 30 years&lt;/span&gt;&lt;/b&gt;&lt;br /&gt; &lt;br /&gt;* The prefect gift this coming festive season. &lt;b&gt;Refinancing current home loans &lt;/b&gt;from other banks over to AIA @ &lt;b&gt;ZERO MOVING COST (ZMC)&lt;/b&gt; &amp;amp; instantly enjoy &lt;b&gt;more saving &lt;/b&gt;and a&lt;b&gt; lower &amp;amp; fixed monthly installment &lt;/b&gt;to boot as well&amp;#33; Save thousands of &amp;#036;&amp;#036;&amp;#036; on legal fee, disbursement charges, valuation and stamp duty&amp;#33; &lt;br /&gt; &lt;br /&gt;&lt;i&gt;&lt;span style='font-size:8pt;line-height:100%'&gt;(For completed and under construction property) &lt;/span&gt;&lt;/i&gt;&lt;br /&gt; &lt;br /&gt;&lt;i&gt;Note: &lt;br /&gt;Minimum loan amount for the above packages is RM200K. &lt;br /&gt;For loan amount of RM100K to RM199K, 5.99% interest rate is applicable with moving cost. &lt;/i&gt;         &lt;br /&gt;&lt;br /&gt;&lt;i&gt;*For a limited period only*&lt;/i&gt;&lt;br /&gt; &lt;br /&gt;&lt;b&gt;FOR MORE DETAILS, KINDLY CONTACT&lt;/b&gt;&lt;br /&gt;Kimmie Tan&lt;br /&gt;Mortgage Loan Consultant&lt;br /&gt;012-7869713 / 012-3909363&lt;br /&gt;kimmie.aia@gmail.com</description>
            <author>tanliyun86</author>
            <category>Property Talk</category>
            <pubDate>Mon, 22 Oct 2007 01:21:42 +0800</pubDate>
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