Lowyat.NET: Latest topics by rocketm

Charging Redmi Issue

rocketm — Mon, 26 Jan 2026 07:27:13 +0800

Hi all,

My father is using a new phone cable 7A 100W to charge my Redmi 13. I bought to him from Essager Official Store online. But he complaint to me that he experience hotness on the charger and phone compare to the original cable. I am stay away from him so cannot check how hot is it.

I have google the original charger is 3A 77W and it is safe to use as the phone only accept 77W even the cable can provide 100W.

May I know is it safe to continue to use and any impact on the phone and other?

Thank you sifu's advise.

Ask about LRT Transaction

rocketm — Sat, 27 Sep 2025 18:37:35 +0800

Any MyPass50 users know how to get the transaction history for each tap in and out of Rapid KL service?

Withdrawal from EPF to Home Loan

rocketm — Thu, 07 Aug 2025 17:57:13 +0800

Hi guys,

Given the option of withdraw lump sum or withdraw monthly from account no. 2 to our home loan account, which one potentially able to reduce loan interest and shorten loan tenure in big impact?

For the case of withdraw lump sum, is it better to opt for the maximum amount or only withdraw x % of account no. 2 is better to balance both home loan and EPF return?

I would like to get advise from Sifu who went through this EPF withdrawal for their home. Thank you.

Clinic sell Vitamins/Supplements

rocketm — Sun, 25 Aug 2024 16:35:46 +0800

Hi,

Anyone can recommend clinic that has sell Vitamins/Supplements to its patients? The Vitamins/Supplements is for general health purpose (like vitamin C/D, Calcium, omega oil and etc.) that sold available in pharmacist and online store?

I would want to buy and claim for my company insurance with a valid bill.

Questions about Non-rumawip vs Rumawip

rocketm — Thu, 22 Aug 2024 07:18:15 +0800

Hi all,

I have stayed in both Non-rumawip and Rumawip type of condo. One of the difference is the noise (people screaming, cooking noise & smell and door banging) from the surrounding units. I am not sure whether this is due to the room that I renting for Rumawip is facing the walking corridor (can see people via my room's window when they walk through the common area of the corridor pass by each unit) or the building materials that using is lower spec compared to Non-rumawip.

This is because I am considering buying a Rumawip in Cyberjaya/Putrajaya. I am worried this will affect my family's/tenant sleep quality.

My second question is whether the rental demand & property appreciation for Rumawip in Cyberjaya/Putrajaya is lower compare to KL/Selangor? Mostly will be self-stay but may potentially rent out empty room (haven't decide yet).

Thank you for any comments/highlights/opinions.

Room renting suggestion

rocketm — Wed, 05 Jun 2024 11:00:16 +0800

Hello guys,

Do you have any suggestion/your room renting experience to find a condo to rent that is reachable by walk (+-15mins) to any public transport (LRT/MRT) that I can try to rent a room (medium or small room).

I have try using iBilik and Google map to determine whether it is reachable by walk but this is too tedious.

Lost Car Card

rocketm — Sun, 10 Mar 2024 09:27:03 +0800

Anyone know whether we can get a second copy of the car card if the original is missing?

My deceased dad's car would like to transfer ownership. The buyer insists to have the car card. We know that transfer of ownership can be done online without car card. Not sure is the car card needed due to the owner is not alive.

Renovation during Defect Period

rocketm — Fri, 02 Feb 2024 06:03:38 +0800

Hi, we will have 2 years of defect liability period after gotten the key from developer.

I would like to ask what would be the usual sequence of things below without affect the developer not responsible to any defects discover during the defect liability period for a condo/service apartment:

1. partition a small room as a store room
2. Install lights, air cond, water heater
3. Checking any water leakage to the floor below (will you do this??)
4. Checking wall (cracks, water damage, discolor), tiles (hollow sound), water blocking for all water pipes in kitchen & toilets, miscellaneous (any dent, cracks, gaps/misalignment on he doors, windows, rails, dried cement
5. Existence of the items promised by the developer
6. Moving in furniture, install curtain

Any other things I need to pay attention or check during the defect liability period? TIA.

Inquiry about Apply House Loan

rocketm — Wed, 31 Jan 2024 10:52:17 +0800

Hi guys,

I am planning to buy a new house. CCRIS record will update every 15th of month.
When I follow my credit card statements to pay for the monthly total due then the spending record in my credit card account after the cut off date is being considered as out outstanding that will due in next month.

I wish to get a lower interest rate from the housing loan. Is it advisable to pay all the amount (total due and outstanding) of my credit card and hopefully the CCRIS will be 0 OR pay credit card follow the total due amount and CCRIS will have small amount of outstanding record (that is due in next month)?

Outlook unable to display search result

rocketm — Thu, 06 Jul 2023 09:11:49 +0800

Hi,

I am using Window 11, login my outlook account in Chrome and Edge browser and unable to display search result but showing "Sorry something went wrong. Please try again later."

Window and browsers are updated.

Anyone also have this message or only me?

The outlook is not the enterprise outlook, it is register account online in browser, just like yahoo mail or gmail.

Rat problem

rocketm — Sat, 24 Jun 2023 13:08:42 +0800

I noticed there is a rat like to come down from a hole on my ceiling board's bathroom to bite containers and food. I have use rat trap and rat glue with food (fried chicken skin, peanut and etc) in the kitchen but unable to catch him. So I have sealed the hole and nothing in my house is being bited.

On day 3 after I sealed the hole, he moved around and scratched things on the ceiling board (attic side). Then I only heard little moving sound in day 4 till day 5 today. No power source is damaged yet.

I am afraid he will bite things in the attic such as the ceiling board and wire.

My question is should I open the seal and trap him in the bathroom but I have no confident whether can catch him or not and whether he has moved to another house. Perhaps should I put rait bait like Storm to make it poison since he will die near water source.

Any advise if you have encounter similar experience?

Freelancer platform option

rocketm — Mon, 05 Jun 2023 21:31:48 +0800

Hello all,

I would like to know which freelancer platform option would you choose given Upwork and Worksuite?

My aim is to have the cheapest for connect to employer and receive salary.

Is Upwork free plan is sufficient for my needs?

I only see the pricing charge to company but not for users.

TIA.

Lawyer Fee Question

rocketm — Fri, 14 Apr 2023 15:50:48 +0800

Hi,

When fully paid home loan, how much is the lawyer fee that you have paid for the memorandum of transfer from the developer name to my name?

I would like to know the range so that I can ready an amount of fund to pay.

Question about Will

rocketm — Thu, 09 Mar 2023 16:02:16 +0800

Hi all,

My dad made a will. Now, he is no longer with us. We intend to either sell to third party or sell as scrap his old malfunction car. Upon checking with a lawyer, we need the letter of probate from the court to execute the will.

May I know does the fee for the lawyer to get the letter of probate is already included in the fee paid for the will?

If the fee is not include in the will, how much is the average market price to get the letter of probate and average processing days?

Is it only sell the car to third party need the letter of probate and this does not require if the car is sell on scrap?

Thank you for the advise.

Refurbish laptop

rocketm — Sun, 12 Feb 2023 10:19:05 +0800

Is it common for refurbish laptop to have no serial number?

Why seller removed the serial number?

Dual Sim Question

rocketm — Tue, 13 Dec 2022 04:13:44 +0800

Hi,

Is there any telco has 2 sim with the same mobile number? So, users can receive all functions like call, sms, data in different locations.

Determine Insurance Coverage

rocketm — Tue, 06 Dec 2022 06:19:18 +0800

Hi,

For Fire insurance for (1) non-commercial and (2) commercial - building & (3) commercial - stock, how do you guys determine the minimum amount of coverage that come with the premium to be paid, in the event of incident happened?

Something I can think of is
-the market value of the house/building
-the value of the stock (can get it from accounting system)
-refer back to previous year premium and add more (possible overpaid)

Questions about Property Going to Rent

rocketm — Sun, 04 Dec 2022 20:57:19 +0800

My father transferred a commercial lot (premise) ownership to me and 2 of the siblings. At the same time, my father also transferred the business ownership that operates in the premise to a new partnership formed by my elder brother and uncle. This means my elder brother is having the ownership of the premise and business.
The monthly rental charged to the business is an average amount agreed by my mother as she is the trustee of the premise who will take care/manage the building operation. Thus, she is the sole person to received the monthly rental.

Here is my questions:
1. Does it necessary to get the tenancy agreement to be stamp? We know the partnership business will pay the monthly rental as both are our close relatives and my father hope to ensure the business will continue on and let all party know what is their responsibilities.

2. What are the clause(s) that I can insert to the tenancy agreement for my my act as the trustee of the premise and she is the person to receive the monthly rental? I cannot find a suitable clause online.

3. Is the correct party stated that liable for the following expenses:
>>Fire insurance on Building - landlord
>>Fire insurance on Stock - tenant
>>Public liability insurance - tenant
>>water/electricity/internet - tenant
>>assessment - landlord
>>Tenancy agreement stamping fee - tenant

Thank you for all your inputs.

Money in current account - people going to pass aw

rocketm — Mon, 21 Nov 2022 22:53:22 +0800

Hi, my relative is in critical stage and may pass away in these few days based on doctor observation.

I tell his family member to withdraw his current account fund as they know the credential to login and his phone, to prevent bank freeze the fund, as they need money for his afterward arrangement.

As I know all saving & current account do require to maintain a minimum balance. Will bank allow to transfer all the fund from current account and then charge for a fee for not maintaining the minimum balance? Or the transfer will stop when reach the minimum balance (both cases assume not reach the daily maximum transfer limit).

Kindly seek for advice. Thank you.
.

Xiaomi Phone Problem

rocketm — Sat, 19 Nov 2022 21:32:54 +0800

My Xiaomi A2 Lite phone today suddenly screen does not pop out the drawing pattern to unlock and discard message. It only can increase/decrease volume and restart. I have sent into a phone repair shop to fix and they said is LCD problem that cost me RM200. Repair time is 2 hours to get my phone and need another 2 hours to let the glue fix.

When I back home 4 hours later, the same problem appeared. I contacted the technician and he need a day to check, and he do not have spare phone for me just to receive call/WhatsApp. If the LCD problem, then no charge, if other things problem, then I need to pay.

I would like to know anything I can DIY to fix it?
Is it worth to repair again or buy new phone?
Whether the repair cost I paid today is expensive?
If buying a new phone is preferrable, what is the recommended phone that is below RM1k?