Lowyat.NET: Latest topics by loyalkkk

Rate of currency exchange

loyalkkk — Fri, 10 Nov 2017 22:38:19 +0800

Any website to check the rate of currency exchange from all / most of the banks in Malaysia?

Thanks in advance.

Buy house for living or for investment?

loyalkkk — Wed, 14 Oct 2015 17:14:43 +0800

I got extra money in hand, but not much. I need more money for my life. Therefore, I was thinking to invest in unit trust to compound my saving.

Every investment plans need a GOAL. I was planning to save a down payment on a house.

Should I aim for buying a house for own use or buying a house for investment?
P/s: I never buy house before.

Any good opinions?

PB cheque to CIMB account; any charge?

loyalkkk — Sat, 27 Apr 2013 23:22:30 +0800

Hi all,

I wonder if I want to deposit Public bank cheque into CIMB account, is there any charge impose?

Fixed deposit = emergency fund?

loyalkkk — Mon, 15 Apr 2013 01:50:16 +0800

As I am doing my financial planning, I am planning to have a saving for emergency purposes.

After read through some articles, some said better to save 3x of your expenses, some said at least 4 months paid in your saving accounts.

Ok, above is not the main point. I just want to know is you guys treat fixed deposit as your emergency fund for some emergency cases or treat fixed deposit as an investment, emergency fund is saved separately from your FD.

When there is a need for emergency expenditures likes changing your car tyres, repair TV or others, do you guys use your FD although the tenure is incomplete?

Any comments?