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        <title>Lowyat.NET: Latest topics by Solaryx</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 18 Jun 2026 01:05:14 +0800</lastBuildDate>
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            <title>Joint loan to buy agricultural land</title>
            <link>http://forum.lowyat.net/topic/3410698</link>
            <description>All, &lt;br /&gt;&lt;br /&gt;Want to ask for a bit of your knowledge.&lt;br /&gt;So, there is this freaking expensive big land I&amp;#39;m interested with. So, thinking to kawtim with a few close friend to make a loan. Lucky the land is under agricultural title, so can ask agrobank. But, question is; is it possible to make joint loan between friends if the land is not yet splitted the ownership (pecah geran).&lt;br /&gt;&lt;br /&gt;check with pejabat tanah, gonna take one year to pecah geran. deng...&lt;br /&gt;&lt;br /&gt;appreciate for any valuable info all...&lt;br /&gt;&lt;br /&gt;cheers</description>
            <author>Solaryx</author>
            <category>Property Talk</category>
            <pubDate>Fri, 14 Nov 2014 17:26:48 +0800</pubDate>
        </item>
        <item>
            <title>Nilai Property</title>
            <link>http://forum.lowyat.net/topic/3348501</link>
            <description>Morning yall,&lt;br /&gt;&lt;br /&gt;Need some insight from all tailos; do you all know that the house price in Nilai is overpriced? Bank Value is less than the Market Value and some of them is out of track crazily.&lt;br /&gt;Recently I checked a few house, kawtim with owner and kawtim with bank/valuer. Market price is still within 10-30% more than the bank value.&lt;br /&gt;&lt;br /&gt;Then the agent said this is normal, 20% difference is normal. I wanna buy for family staying but having cashflow like 150k is crazy lor. Sure long wait for the bank value catchup to the current market price; not that I&amp;#39;m investing but buying something less than the actual value seems &amp;#39;not worth it&amp;#39;?&lt;br /&gt;&lt;br /&gt;Saw article from bloomberg as well that next week Bank Negara is discussing about raising BLR. That agent is also saying next month will be another hike for BLR.&lt;br /&gt;&lt;br /&gt;Appreciate you all comments. cheers.</description>
            <author>Solaryx</author>
            <category>Property Talk</category>
            <pubDate>Sun, 14 Sep 2014 08:51:42 +0800</pubDate>
        </item>
        <item>
            <title>Refinancing-10Years Max Tenure</title>
            <link>http://forum.lowyat.net/topic/3145599</link>
            <description>Tailo, you all know which bank havent implement this new BNM rule? &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;I know AIA haven&amp;#39;t implement this yet, but they dont have islamic financing.&lt;br /&gt;KFH guy also claimed they can putar around but minimum 300K.&lt;br /&gt;I want to refinance my house la...  &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Solaryx</author>
            <category>Property Talk</category>
            <pubDate>Thu, 27 Feb 2014 15:54:33 +0800</pubDate>
        </item>
        <item>
            <title>Grounding Rod</title>
            <link>http://forum.lowyat.net/topic/2742098</link>
            <description>I&amp;#39;m looking for copper cladded ground rod. Went to a few hardware shop and I found same rod at three different shop, 1st said its tembaga/brass rod, 2nd said its copper, third said its gold color painted.&lt;br /&gt;&lt;br /&gt;Confused &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;How to identify the real copper cladded ground rod? &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;</description>
            <author>Solaryx</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Tue, 19 Mar 2013 15:41:44 +0800</pubDate>
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