Business Loan Rejected Due To Bounced Cheques

hjab — Thu, 12 Jan 2017 07:45:16 +0800

HERE'S THE BACKGROUND:

1. Business needs some capital injections, applied for 120k loan
2. According to the bank, everything else is perfect, all the paperworks, supporting documents, all is OK
3. Except for the bounced cheques prob, about 3 or 4 in the last 3 years
4. All were post-dated cheques for suppliers, none of them are for loan repayment
5. All happened due to clerical/book-keeping errors on our part, like the date on the cheque didn't match, for eg: cheque date is on the 7th, but in our record, it's on the 17th, hence the insufficient balance on the 7th....small errors (but fatal) like that
6. The status for the loan application is now, rejected, but the bank says we can still appeal.

MY QUESTION:
What's the best way to appeal to the bank?

Greatly appreciate the input, especially from those who have experienced this, also those from the banking industry.

Thanks.

new ebay checkout

hjab — Tue, 01 Dec 2015 22:45:35 +0800

it has been a few months since i bought anything from ebay.
they are using new checkout now, and no longer has the option to specify which exchange rate we wanna use, paypal's or our card issuer's.
i've ditched paypal's rate long long time ago, so cekik darah one.

i only bought small items worth abt $25 today, scared to buy anything expensive, until i know for sure which rate the new ebay checkout use now.

anybody already used new checkout? are we now FORCED to use paypal exchange rate?

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Business Loan Rejected Due To Bounced Cheques

new ebay checkout