Lowyat.NET: Latest topics by EricSloth

Bipolar Disorder

Thu, 01 Jan 1970 07:30:00 +0800

I got a new Idea for a meme!

EricSloth — Mon, 21 Apr 2014 13:10:11 +0800

I'm not very good at photoshop, but can someone make a scumbag steve meme about rapid kl bus? But instead of using steve, we put rapid kl bus? (Wearing the scumbag steve cap)

Can any sifu do this for me??

I give you caption.

"Says use buses instead of cars as buses are more efficient"

"Makes you late for work every day due to their irresponsible timing."

Your help appreciate !!!

Help !I'm in trouble!

EricSloth — Wed, 16 Apr 2014 13:18:18 +0800

Guys, i really need advice on this problem.

I'm was working before now i'm studying, so i amassed quite a sum of debt actually.

I owe HSBC CC rm2658.87
I owe Unifi : rm270
I owe friends and family : 300
I owe rent : 616

My current salary : 1200

Spending: 800
Money that i can afford to pay a month to settle debt: 400

I'm 23 this year.
Both my CC and UNIFI is canceled by HSBC and TM respectively last month. I have UNIFI up my butt,(i settled rm 300 a few days ago previous was more) And i default my CC debt for 3 months already that's why they cancel. Also, CC already want e to settle the debt in full. What should i do?

I have been receiving many calls from collections already and i'm stuck.

What should i do to get out of trouble? I think they're gonna send me a lawyer's letter..

What are my options? I cannot change job because it's flexible with my studies so i can't resign..

My only hope is for PTPTN. But, that is a gamble also because i might get rejected due to my credit rating.... What do guys??? I'm so stressed, I'm under scholarship so tuition is not a problem, but all these collectors are making me depressed!

Can you tell me what is the worst case scenario?

And, if my CC is already canceled/suspended, do i still need to pay for interest every month after that?

Please show me the way out of this rut guys? I haven't slept in 2 weeks..

Current debt repayment strategy,

Okay then so i just stick to my original plan of paying rent for the first 2 months, settle tm on the 3rd month and the fourth month settle debt with friends. On the 5th month go to the bank and discuss a repayment plan. so no need akpk la.. right? just let hsbc wait a while.. but if got ptptn july settle edi ..

Ok ah like that?

if anyone thinks there is a better idea do lemme know stat!

EDIT 18/4/2014
A BIG THANK YOU TO TWO INDIVIDUALS WHO ANONYMOUSLY DONATED MONEY TO ME.
YOU KNOW WHO YOU ARE! IT'S MAY NOT BE ENOUGH, BUT IT'S THE THOUGHT THAT COUNTS!YOU GUYS ARE AWESOME!

EDIT 19/4/2014
A BIG THANK YOU TO THE OTHER INDIVIDUAL WHO PLEDGED ANOTHER MYR 50!
YOU KNOW WHO YOU ARE! YOU GUYS ROCK!
JUST REALIZED OUT OF OVER 5K VIEWS ONLY 3 INDIVIDUALS STOOD UP TO HELP.
PRETTY MUCH SUMS UP MALAYSIAN GENEROSITY. YEAH? BUT ANYWAYS, I APPRECIATE THE HELP FROM ALL WHO POSTED HERE, AND ALSO TO THOSE ANONYMOUS DONORS. YOU GUYS SHOWN ME MALAYSIA IS STILL NOT A SELF-CENTERED LOT THAT I USED TO BELIEVE. MAJORITY STILL ARE. BUT IT COMFORTS ME TO KNOW THERE ARE GOOD APPLES AMONGST THE BAD.

AND GUYS. I'LL SAVE THE SHIT OUT THE CASH TO PAY OFF THE DEBT. WILL POST THE RECEIPT WHEN I'M DONE.THANKS AGAIN SAMARITANS.

Bipolar Disorder

EricSloth — Sun, 17 Nov 2013 13:33:16 +0800

Hi, i have been diagnosed bipolar II when I was 16. I'm going to study in college soon,and the thing is do you tel your illness to your new friends?I believe there's still a stigma going on. Furthermore anyone who have depression or bipolar can you please share your experiences of friendships/relationship or work while dealing with this illness?

No more on meds now. But symptoms presist.

Retail Jobs vs F&B Jobs

EricSloth — Wed, 13 Nov 2013 17:01:11 +0800

Hi, i've been seeing a few people saying that retail jobs are better than Starbucks and other food joints,
is it true? I'm a student looking for part time.

Please commence intelligent debate for the benefit of my future.

Thank you.

Part Time jobs

EricSloth — Wed, 13 Nov 2013 12:57:32 +0800

Hi guys, I have a little problem. I'm studying a degree soon and i need to find a part time job that pays around 1 k. Is there such a job? This is because I need to cover rent and expenses.
I have tried looking for many jobs online, and on the street, but all of them pay only around 600-700.

What is the best paying part time job for a diploma graduate studying for a degree ? I have class at from morning to evening for 4 days and fridays and weekends off.. I'm sure the time is okay right? I dunno a weekend job can cover it or not.

No I do not possess any niche skills except emceeing and helping out in events as a freelancer.

A recommendation is much appreciated!!

TL;DR: Part time job of 1 k, Got ah?

So i wanted to do independent radio broadcasting..

EricSloth — Tue, 05 Nov 2013 20:42:40 +0800

Hey guise, I have always wanted to be a radio broadcaster, but due to the unavailability of these kind of jobs, i wanna broadcast on my own. Has anyone have any idea how to do this? I'm thinking very cheap of course, just me, music no ads. I'm looking to broadcast through F.M channels, or even internet radio. But no one really listens to internet radio.. I've seen in the movies people can broadcast stuff with minimal equipment?

If I do internet radio what software to use and how do i gain public exposure?

Your opinions are much appreciated.

Here's a cool rap video as a gesture of gratitude for reading. (The song is meaningful no lil wayne crap. promise.)

http://www.youtube.com/watch?v=CGOt8dZRsHk...D2K8j7TylUqKVek

Advice Needed.

EricSloth — Mon, 21 Oct 2013 09:34:47 +0800

Hi guys, I recently received a partial scholarship from this college, (means i only borrow ptptn,balance college absorb) for a degree, problem is, i'm working now, at a job i hate, earning 2.5k a month as a diploma student. I also happen to have 2k in debt to my credit card (sorry for the debt i didn't think i'd be selected). Tell me is it advisable for me to take this scholarship? As i need to make money for rent and everything and also pay for the credit card at the same time...(My parents are not here so they won;t pay squat for lodgings or anything))

Is there any part time job that pays minimum 1.5 k?Or night jobs?

I really want this scholarship as i know i'll never be able to afford a degree..It's like a now or never for me to get a degree...

Your views are much appreciated.

How to start life anew?

EricSloth — Mon, 07 Oct 2013 20:16:43 +0800

I happened to need to start life anew, where can i meet people to be friends with? I only have workplace friends, who we all know we shouldn't be to close with..

Please help,it's quiet here.

Jardin Smith International.

EricSloth — Fri, 28 Jun 2013 10:33:00 +0800

Nevermind, case solved.

Should I have life insurance?

EricSloth — Sat, 22 Jun 2013 19:27:42 +0800

Hi Guys,

I'm 22 and I have a life insurance where I need to pay RM 171 per month as premium, but get money if go hospital (RM 250 a day. 500 if ICU)
and also post hospital costs costs (max 2 k), 30 k for cancer /kidney treatment but during my term of 20 years. I only need to pay for 15 years to get 20 years protection, At the end of the 20 years, i get around RM 41040 I get the money at lump sum . For the 15 years i only pay RM 30780 thus making me earn roughly 10 k.
On the other hand my immediate family members will get money too if they got admitted.(accidental causes only rm 50 a day).

My question is, is this a good choice for a 22 year old smoker like me?

Facebook crush.

EricSloth — Sat, 15 Jun 2013 18:37:31 +0800

Question guys, if you happen to have someone who you have taken a liking to, she's your facebook friend (I forgot who add who but most likely me lah) for quite a long time (never met/spoke in real life or fb) will it seem creepy if I were to just chat with her in fb? if so, how should I start without sounding like a creep?

help is much appreciated.

Segi students!

EricSloth — Wed, 29 May 2013 15:49:37 +0800

Hi segi students of kota damansara, i graduated last year and i was wondering if i could get the study module of my class? i'm applying for degree in another college and they want it. dunno whether they still can give or not ..can anyone help?

Need Directions!

EricSloth — Thu, 23 May 2013 18:40:38 +0800

Hi guys, I have an interview in southgate commercial centre. May i ask if it is possible to walk from jln chan sow lin lrt station to southgate? is it safe?
for dudes..

IACT Uni

EricSloth — Thu, 09 May 2013 16:27:19 +0800

Three questions guys. I'm considering IACT college..

Is IACT college good?

Has anyone tried their professional courses in copywriting?Is it useful?

EDIT: 3 guys sorry!

I really need advice.

EricSloth — Wed, 01 May 2013 09:50:32 +0800

Hi guys, i graduated spm in year 2009. I'm from arts stream. I am 22 now, and i would like to continue my studies. I already have a diploma of mass comm from Segi Uni but i would like to further up to a degree. Thing is, i have no money. But i have a ok SPM result (4a1 5a2 1b4) and also an average CGPA for my diploma. Which is 3.0. I have tried researching for scholarship but because my spm is 2008,i'm not eligible. I'm very frustrated as i want to continue. May i ask where i can get study loans (full) or are there any way for me to get financial assistance on this? I know my results isn't the best but maybe its at least qualified for something?

Any help will be greatly appreciated. I had no good sleep for a month thinking about this. I hate my job.

Emergency

EricSloth — Fri, 12 Apr 2013 04:49:10 +0800

Hi, guys, i need help quick. I work night shift and my uncle wo is my legal guardian got admitted to the hospital today. I took an emergency leave to go see him. May i ask will the hospital provide me with a letter to say that i took leave to see my uncle? I have docmuents that say that they are my legal guardians. I need to provide something to my company... Please help asap,as i dunno whether i can take this leave to see my uncle or not.very worried. thanks guys

Bitcoin Mining

EricSloth — Sat, 16 Mar 2013 20:32:13 +0800

Hi i would like to know roughly the cost for ASICs in malaysia? it is used to mine bitcoin. or perhaps anything better than can be bought here?

One girl comes in a post all the buaya come lol.

EricSloth — Thu, 07 Mar 2013 19:50:42 +0800

So even though the world's gender ratio is 4 : 1 to favoring the male, the male gender seems to be still salivating on prospective girls. haha, i think that men who drop their pants for every girl won't value a relationship or treasure her beauty. I wish that at least as a man, we should have at least some class and "Feel Like A Sir" attitude. Well maybe it's because i think that's why i'm single for 5 years hahaa.