Lowyat.NET: Latest topics by Puchong Family

I’m looking for an ARCHITECT

Puchong Family — Sun, 05 Jan 2025 09:44:02 +0800

I’m looking for an Architect.

Details:
2 storey house (old & rundown condition)
The plan is to demolish this and rebuild into 2.5 storey
PJ area

Looking for an Architect. Preferably:

1. Around PJ/ Puchong/ Subang/ Sunway area
2. Reasonable price
3. Friendly (easy to work with)

Do you have someone whom you can recommend?
My num 012. 9O3. 6355

Thanks in advance.

Do’s and Don’ts when involved in road accident

Puchong Family — Tue, 09 Jun 2015 01:07:10 +0800

Dear all,

Would like to discuss on Do’s and Don’ts when you are involved in road accident.

I find these days Tarik kereta/ tow truck syndicate faster into action thn police/ highway personnel.

So at that distressed situation we tend to panic and listen to all sorts of advices.

Can we allow/ say no to tow truck especially when your car not able to move?

Need Paint Supply

Puchong Family — Wed, 05 Feb 2014 07:17:57 +0800

Dear Paint Dealers,

Please quote your price for below item:

NIPPON BRAND
Matex
Brilliant White 1001
18L x 2

Vinilex Fresh
Basket Beige 4061 P
18L x 4

Vinilex Easywash
Basket Beige 4061 P
18L x 4

Weatherbond
Moccasin Mook 9519
18L

Weatherbond
Coffee House 9517
5L

PU Recoatable Finish
Congo Brown 1126
5L

Slate Finish Matt
18L

Please quote price ASAP.
Puchong area
Contact 012- 903 6355

LUXURY SKYSCRAPER RESIDENCES IN KL

Puchong Family — Sat, 08 Jun 2013 14:28:06 +0800

I work in KL.

Everyday travel can see many luxury condo/ residences in KL.

Wondering who live there actually?

My expat colleagues who earn USD live in normal condo (average rental Rm3k) in city centre.

My bosses earning 5 figure salary live in the outskirts.

So who live in these tall residences which is worth millions? Mysterious..

And what sort of people own them?
The numbers are just keep on growing...

HOW YOU NEGO KAW KAW WITH BANKER ON INTEREST ?

Puchong Family — Tue, 28 May 2013 08:24:05 +0800

Hi,

First time house buyer here.

Buying subsale home worth Rm500k++

Got loan amount worth RM470k approved by various banks. (90%)

All of them bearing different interest rates but compensated other benefits such as/ MRTA fee/ MLTA fee/ Lock in period/ Penalty/ Exit fee/ etc..

How do you squeeze the best out of them?

Is the interest appealable once the LO is out?

Pls advise

-solved-

Puchong Family — Sun, 26 May 2013 19:39:09 +0800

-solved-

8% interest penalty in stated in S&P

Puchong Family — Sun, 26 May 2013 19:28:34 +0800

Dear forumers,

Buying subsale home.

Need to release 90% payment from bank to owner within 90 days.

It's a standard clause to have the 8% interest for the additional days maximum up to 30 days.

Anyone got kena before?

Bil Cukai Tanah under first owner's name

Puchong Family — Sun, 26 May 2013 19:16:47 +0800

Hi,

Buying a subsale prop from the current owner (2nd owner)

Made some search at land office.

Seems the Bil Cukai Tanah 2013 still under 1st owners name.

But the title is under 2nd owner name.

Is this likely to complicate the transaction?

I'm likely to be the 3rd buyer

Paying S&P lawyer

Puchong Family — Sun, 26 May 2013 19:11:22 +0800

Dear forummers,

Buying subsale home for first time.

Please advise how you release payment progressively to our lawyers. How much at which stage?

1. S&P Lawyer
2. Banking facilities lawyer

Lawyer already agreed for 30% rebate.

I prefer pay lawyer according to progress.

Can they compel us to pay lump sum? Heard lawyers doin lousy job once they have collected the full sum from you..

Please advise..

HOW LONG IT TAKES TO GET KEY?

Puchong Family — Sun, 26 May 2013 19:05:04 +0800

Hi all,

Buying subsale home.

Leasehold.

Individual title.

How early can get formalities done from the day sign S&P.

Need to move in ASAP..

HOUSE ROBBERY TRAUMA

Puchong Family — Sun, 26 May 2013 18:20:35 +0800

Hi House Owners,

House robbery cases on the rise everywhere.

Complaining to the police is like yelling to the deaf.

Taking the law into your own hand is likely to be the way to go.

Share your experience:

1. The incident
2. Lesson learnt
3. Prevention effort suggested

-solved-

Puchong Family — Sat, 18 May 2013 19:37:20 +0800

-solved-

Puchong Family — Sat, 18 May 2013 09:37:30 +0800

-solved-

Puchong Family — Sat, 18 May 2013 09:36:25 +0800

-solved-

Puchong Family — Sat, 18 May 2013 09:32:57 +0800

-solved-

HOW MUCH DOES A LOAN AGENT MAKE ?

Puchong Family — Fri, 17 May 2013 10:02:45 +0800

Dear Bankers/ Loan agents,

Out of curiosity..
How much you guys make a out of a deal?

Say for successfully getting a loan of RM490k?

Is that 1% or 0.5% ?

HOW MUCH DOES A PROPERTY AGENT MAKE ?

Puchong Family — Thu, 16 May 2013 22:59:48 +0800

Dear Property agents,

Out of curiosity..
How much you guys make a out of a deal?

Say for successfully closing a subsale case RM550k?

Is that 2% or 3%

And how much out of this goes to the agency?

PRECAUTIONS IN BUYING SUBSALE HOUSE

Puchong Family — Thu, 16 May 2013 21:33:45 +0800

Hi,

I'm welcoming all to share your experince in buying second hand property.

PRECAUTIONS IN BUYING SUBSALE HOUSE

For the benefit of newbies.

Sharing is Caring

CAN GET VALUATION REPORT BEFORE SIGN OFFER LETTER?

Puchong Family — Thu, 16 May 2013 20:11:16 +0800

Dear sifus,

Is that possible to ask bank to perform valuation and show valuation report before I accept the Loan Offer Letter?

I'm buying a subsale home priced about Rm550K. Banker claims can get me 90% loan based on my profile and property value.

I afraid the margin may get cut off to 85% or 80% after I accept the Loan Offer and after I sign the S & P with the seller. If that going to happen It will not be possible for me to raise the difference which may go up to 50K.

I'm trying to avoid the situation where some of the forummers have gone through in buying subsale property where Margin of Finance got chopped off upon release of Valuation Report and after accepting the Offer Letter.

This is my first property.

Currently not servicing any loan.

What would be the best approach to avoid the foreseen problem?

Please advise..

P/s: I have placed 3% Earnest deposit with the Agency. Applied loan with the agent's friend. Pending outcome of the results. S&P expected to be signed 2 weeks from now.

How come property agent can "HELP" us get loan?

Puchong Family — Thu, 16 May 2013 19:41:00 +0800

Guys,

In areas where the SUBSALE PROPERTY prices are inflated such us Puchong, property agents always claim the selling price can meet the bank valuation.

I have tried buying before.

Before making payment I tried check valuation in few banks say Bank A, Bank B, Bank C

and Bank A, Bank B, Bank C always give me valuation lower thn the asking price eventhough I tried to defend the property with respct to its location and renovation done.

But it is funny the property agents will recommend his banker friend to call us and say they can help us to get the 90% loan and meet the valuation where they are also from Bank A, Bank B, Bank C.

Is this a joint venture to make me take the loan and they can cut off the MARGIN OF FINANCE after I sign the S&P?

How come agent's banker friend always can get me the valaution which cant be done by the bank officer working in branches?

Please share...