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        <title>Lowyat.NET: Latest topics by neyoyo</title>
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        <lastBuildDate>Sat, 13 Jun 2026 12:30:30 +0800</lastBuildDate>
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            <title>What is the effect being a guarantor?</title>
            <link>http://forum.lowyat.net/topic/2764264</link>
            <description>I heard it is a risk to become ppl&amp;#39;s guarantor.&lt;br /&gt;Anyone can enlighten me on this matter?&lt;br /&gt;Will it affect my future loan? Thx.</description>
            <author>neyoyo</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sat, 06 Apr 2013 17:16:14 +0800</pubDate>
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        <item>
            <title>HLA Bank</title>
            <link>http://forum.lowyat.net/topic/2672405</link>
            <description>Recently, my long lost friend contacted me and invited me to go Tai Thong restaurant to have dinner. It seems suspicious at 1st but I was even surprised they are many big cars with 126 no. She said the dinner is free and told me can earn a lot money and persuade me to quit my job. I was tempted. Anyone heard about OTS? Is this another MLM or any kind of money game company? Any advice? I afraid my friend also get cheated because she seems ignorant and barely answer my questions.</description>
            <author>neyoyo</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 18 Jan 2013 00:22:00 +0800</pubDate>
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