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        <title>Lowyat.NET: Latest topics by LastIntel</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sat, 18 Jul 2026 17:51:16 +0800</lastBuildDate>
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            <title>Credit Card to Cash</title>
            <link>http://forum.lowyat.net/topic/4923192</link>
            <description>What: &lt;br /&gt;I summarised a few methods to obtain cash advance/flow by leveraging your credit a.k.a credit cards with lower interest rate.&lt;br /&gt;&lt;br /&gt;Reason: &lt;br /&gt;Traditional way to leverage your credit to obtain advance/flow can have very high interest rate&lt;br /&gt;    1. Credit card cash advancement/late payment can range from 9-21% p.a.&lt;br /&gt;    2. Personal loan interest rate can range from 4-18%&lt;br /&gt;&lt;br /&gt;By using methods below, you can leverage your credit cards to obtain around 50days of cash flow to&lt;br /&gt;    1. Reduce flexi loan interest. eg: mortgage&lt;br /&gt;    2. Investment for higher return rate.&lt;br /&gt;&lt;br /&gt;Bonus:&lt;br /&gt;You can use &lt;a href='https://ringgitplus.com/en/credit-card/cashback/' target='_blank'&gt;cashback credit cards&lt;/a&gt; to further reduce the cash conversion loss or easy payment plan to extend the repayment period. (Some credit cards do offer 0% charges and 0% p.a. interest rate)&lt;br /&gt;           &lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;The policy/TnC is changing rapidly. The chart below is based on my best knowledge. Kindly let me know if there are any changes or you have other methods.&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5sIu4x' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/05/10/5sIu4x.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>LastIntel</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sun, 15 Mar 2020 11:29:16 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] Asus P8H67-M</title>
            <link>http://forum.lowyat.net/topic/2665232</link>
            <description>&lt;b&gt;Item(s): Asus P8H67-M Motherboard  &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes: Fullbox &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price: Pm me your best price &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty: 1 week personal warranty&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method: post&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details: PM&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item: 2 years&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions: used, in good condition&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale: upgrade&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://my.asus.com/Motherboards/Intel_Socket_1155/P8H67M/' target='_blank'&gt;Spec&lt;/a&gt;</description>
            <author>LastIntel</author>
            <category>Garage Sales Archive</category>
            <pubDate>Sat, 12 Jan 2013 16:21:02 +0800</pubDate>
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