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        <title>Lowyat.NET: Latest topics by Win Win Inspiration</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 05 Jun 2026 22:42:41 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>[Penang] EcoWorld_Eco Horizon_Batu Kawan</title>
            <link>http://forum.lowyat.net/topic/5415443</link>
            <description>Hello all,&lt;br /&gt;&lt;br /&gt;Good day&amp;#33;&lt;br /&gt;I am selling my EcoWorld Eco Horizon, Ashton collection unit.&lt;br /&gt;&lt;br /&gt;Intermediate unit, very near to the lake, facing morning Sun.&lt;br /&gt;Originally purchased for own stay, nice unit, view to appreciate.&lt;br /&gt;Reason of selling is due to relocation to other state.&lt;br /&gt;&lt;br /&gt;Asking price: RM950k (slightly negotiable)&lt;br /&gt;&lt;br /&gt;Serious or sincere buyer may PM me direct.&lt;br /&gt;&lt;br /&gt;Thank you and have a nice day&amp;#33; &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Win Win Inspiration</author>
            <category>Property For Sale</category>
            <pubDate>Sat, 21 Oct 2023 22:31:14 +0800</pubDate>
        </item>
        <item>
            <title>Bumi Unit release - any implication?</title>
            <link>http://forum.lowyat.net/topic/5163491</link>
            <description>Hello all, &lt;br /&gt;There is this question posed by a friend of mine, which I do not have the answer, would like to seek opinion here. My friend has intention to purchase a bumi release unit, particularly in Johor Bahru, is there any area of attention that he should be looking at?</description>
            <author>Win Win Inspiration</author>
            <category>Property Talk</category>
            <pubDate>Wed, 30 Jun 2021 12:02:53 +0800</pubDate>
        </item>
        <item>
            <title>Cross-State during FMCO for work purposes</title>
            <link>http://forum.lowyat.net/topic/5162759</link>
            <description>Hello all,&lt;br /&gt;&lt;br /&gt;If we are crossing states for work purposes during the FMCO, what documentations are required?&lt;br /&gt;As I read from the news that MITI Letter will not be accepted for cross-state since the beginning of FMCO.&lt;br /&gt;&lt;br /&gt;Thank you all.</description>
            <author>Win Win Inspiration</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 28 Jun 2021 17:59:17 +0800</pubDate>
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        <item>
            <title>Waterside Residence by IJM Land - Penang Island</title>
            <link>http://forum.lowyat.net/topic/5162233</link>
            <description>Hello all,&lt;br /&gt;&lt;br /&gt;Would like to hear from anyone who has studied/researched/rented/purchased Waterside Residence, what would be your take about purchasing this project?&lt;br /&gt;&lt;br /&gt;Following are some of my thoughts:&lt;br /&gt;1. The density of 256 units in 3 towers is really low.&lt;br /&gt;2. There are concerns about the potential noise as it is located right next to the Lim Chong Eu Expressway.&lt;br /&gt;3. The condo is built on reclaimed land, will there be any safety and sustainability concern, in the very long run?&lt;br /&gt;&lt;br /&gt;Thank you.</description>
            <author>Win Win Inspiration</author>
            <category>Property Talk</category>
            <pubDate>Sun, 27 Jun 2021 10:44:47 +0800</pubDate>
        </item>
        <item>
            <title>Menara MBMR: Parking</title>
            <link>http://forum.lowyat.net/topic/4993303</link>
            <description>Hello all,&lt;br /&gt;&lt;br /&gt;As per title, any economical seasonal parking nearby Menara MBMR?&lt;br /&gt;The parking rates by hour in Menara MBMR is highly expensive, a day of work is amount to more than RM30. Therefore I would need the kind help and support from all to suggest any seasonal parking nearby.&lt;br /&gt;&lt;br /&gt;One potential option is Mid Valley seasonal pass, park at Mid Valley then talk a walk to Menara MBMR, however, there is no indoor pavement from Mid Valley to Menara MBMR.&lt;br /&gt;&lt;br /&gt;Thank you very much.</description>
            <author>Win Win Inspiration</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 09 Jul 2020 00:20:20 +0800</pubDate>
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        <item>
            <title>Tax Declaration_2018</title>
            <link>http://forum.lowyat.net/topic/4746885</link>
            <description>Dear all,&lt;br /&gt;&lt;br /&gt;Hello everyone&amp;#33; smile.gif&lt;br /&gt;As per title, hoping someone familiar with Tax Declaration process would help to shed some light.&lt;br /&gt;&lt;br /&gt;Scenario:&lt;br /&gt;1. Resigned from previous company in Malaysia in June 2018 to work abroad, therefore have performed Tax Clearance by that time.&lt;br /&gt;&lt;br /&gt;2. Came back to Malaysia for good in September 2018.&lt;br /&gt;&lt;br /&gt;3. Joined and started working in Malaysia again by October 2018.&lt;br /&gt;&lt;br /&gt;Question:&lt;br /&gt;As Tax Clearance has already been performed (for Employment Income from January to June 2018), should I be performing the Tax Declaration for 2018 on Ezhasil?&lt;br /&gt;&lt;br /&gt;And how should it be declared?&lt;br /&gt;&lt;br /&gt;Thank you in advance for the advice.</description>
            <author>Win Win Inspiration</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sun, 03 Mar 2019 21:19:35 +0800</pubDate>
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        <item>
            <title>Tax Declaration_2018</title>
            <link>http://forum.lowyat.net/topic/4746884</link>
            <description>Dear all,&lt;br /&gt;&lt;br /&gt;Hello everyone&amp;#33; &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;As per title, hoping someone familiar with Tax Declaration process would help to shed some light.&lt;br /&gt;&lt;br /&gt;Scenario:&lt;br /&gt;1. Resigned from previous company in Malaysia in June 2018 to work abroad, therefore have performed Tax Clearance by that time.&lt;br /&gt;&lt;br /&gt;2. Came back to Malaysia for good in September 2018.&lt;br /&gt;&lt;br /&gt;3. Joined and started working in Malaysia again by October 2018.&lt;br /&gt;&lt;br /&gt;Question:&lt;br /&gt;As Tax Clearance has already been performed (for Employment Income from January to June 2018), should I be performing the Tax Declaration for 2018 on Ezhasil?&lt;br /&gt;&lt;br /&gt;And how should it be declared?&lt;br /&gt;&lt;br /&gt;Thank you in advance for the advice.</description>
            <author>Win Win Inspiration</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sun, 03 Mar 2019 21:17:59 +0800</pubDate>
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        <item>
            <title>Income Tax Clearance: To work in Foreign Country</title>
            <link>http://forum.lowyat.net/topic/4629441</link>
            <description>Dear all,&lt;br /&gt;&lt;br /&gt;Good day to you.&lt;br /&gt;Anyone here ever performed Tax Clearance prior to work in foreign country?&lt;br /&gt;&lt;br /&gt;Upon the submission and completion of the Tax Clearance, how long normally it takes for the Excess Deduction to be returned to you?&lt;br /&gt;&lt;br /&gt;Thank you.</description>
            <author>Win Win Inspiration</author>
            <category>Serious Kopitiam</category>
            <pubDate>Wed, 01 Aug 2018 15:07:04 +0800</pubDate>
        </item>
        <item>
            <title>Work in China</title>
            <link>http://forum.lowyat.net/topic/4629437</link>
            <description>Dear all,&lt;br /&gt;Good day to you.&lt;br /&gt;Would like to hear more about the life working in China, if you ever worked there, would truly appreciate if you could share.&lt;br /&gt;&lt;br /&gt;Thank you and have a great evening&amp;#33;</description>
            <author>Win Win Inspiration</author>
            <category>Serious Kopitiam</category>
            <pubDate>Wed, 01 Aug 2018 15:04:15 +0800</pubDate>
        </item>
        <item>
            <title>Government Housing Loan (Pinjaman Perumahan)</title>
            <link>http://forum.lowyat.net/topic/4627510</link>
            <description>Hello all friends&amp;#33; Good day to you&amp;#33;&lt;br /&gt;As per title, I would like to seek advice from all of you regarding the process of applying Housing Loan from the government (being a Government Servant).&lt;br /&gt;&lt;br /&gt;Could anyone who had gone through the process shed light on this topic? &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Win Win Inspiration</author>
            <category>Property Talk</category>
            <pubDate>Sun, 29 Jul 2018 15:21:25 +0800</pubDate>
        </item>
        <item>
            <title>Government Housing Loan (Pinjaman Perumajan)</title>
            <link>http://forum.lowyat.net/topic/4627508</link>
            <description>Hello all friends&amp;#33; Good day to you&amp;#33;&lt;br /&gt;As per title, I would like to seek advice from all of you regarding the process of applying Housing Loan from the government (being a Government Servant).&lt;br /&gt;&lt;br /&gt;Could anyone who had gone through the process shed light on this topic? &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Win Win Inspiration</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Sun, 29 Jul 2018 15:19:08 +0800</pubDate>
        </item>
        <item>
            <title>Best Airline Option: Kuala Lumpur to Hangzhou</title>
            <link>http://forum.lowyat.net/topic/4624427</link>
            <description>Dear all frequent flyers to China, would like to ask, what airline would be the most economical for Kuala Lumpur to Hangzhou?&lt;br /&gt;&lt;br /&gt;Thank you.</description>
            <author>Win Win Inspiration</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 24 Jul 2018 13:45:18 +0800</pubDate>
        </item>
        <item>
            <title>Access online banking (Malaysia bank) in China</title>
            <link>http://forum.lowyat.net/topic/4623845</link>
            <description>Hello all, good day&amp;#33;&lt;br /&gt;As per title, I will be in the China soon, and my question is whether can I access Malaysia Bank Online Banking site (CIMB Clicks, Maybank2u, etc) in China?&lt;br /&gt;&lt;br /&gt;Hope someone can shed some light on this.&lt;br /&gt;Thank you for your kind advice in advance.&lt;br /&gt;&lt;br /&gt;Wishing you a great day ahead.</description>
            <author>Win Win Inspiration</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 23 Jul 2018 15:32:51 +0800</pubDate>
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            <title>Maybank Hire Purchase</title>
            <link>http://forum.lowyat.net/topic/4619112</link>
            <description>Hello all, good evening friends.&lt;br /&gt;As per title, I would like to seek advice from fellow friends with regards to Maybank Hire Purchase (Car Loan) repayment.&lt;br /&gt;&lt;br /&gt;Scenario:&lt;br /&gt;# I have made the first instalment payment through Maybank2u (M2U).&lt;br /&gt;# The first instalment was paid before the due date.&lt;br /&gt;# Upon payment made, I checked on the Total Loan Amount, the amount is being updated and decreased.&lt;br /&gt;&lt;br /&gt;Question:&lt;br /&gt;# If I make the most payment before the due date (due in August), does that mean that I do not need to make payment during the August due date?&lt;br /&gt;# Or any payment made before the due date is considered as Advanced Payment?&lt;br /&gt;&lt;br /&gt;Hope someone can shed some light on this.&lt;br /&gt;Your kind advice is highly appreciated.</description>
            <author>Win Win Inspiration</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sun, 15 Jul 2018 15:59:58 +0800</pubDate>
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            <title>Maybank2u (M2U) Standing Instruction</title>
            <link>http://forum.lowyat.net/topic/4617779</link>
            <description>Dear all,&lt;br /&gt;&lt;br /&gt;I have a question regarding Maybank M2U eSI (Standing Instruction) setup for Maybank Car Hire Purchase Loan.&lt;br /&gt;&lt;br /&gt;I would like to setup the eSI for Maybank Car Hire Purchase Loan, however in the option listing of the Maybank Payment, Maybank Car Hire Purchase Loan is not in the listing (there are Maybank Maxi Home Loan; Maybank Personal Loan; Maybank Term Loan only).&lt;br /&gt;&lt;br /&gt;Anyone here ever setup eSI in M2U for Maybank Car Hire Purchase Loan?&lt;br /&gt;&lt;br /&gt;Thank you very much for your kind advice in advance.</description>
            <author>Win Win Inspiration</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 12 Jul 2018 20:21:59 +0800</pubDate>
        </item>
        <item>
            <title>Subaru XV</title>
            <link>http://forum.lowyat.net/topic/4496052</link>
            <description>Dear all Car and Autos Sifus,&lt;br /&gt;&lt;br /&gt;Good morning&amp;#33;&lt;br /&gt;Would like to seek genuine opinions with regards to the Costs of Ownership of Subaru XV.&lt;br /&gt;Other than the monthly installments, what would the other costs of ownership looks like?&lt;br /&gt;&lt;br /&gt;# Fuel Consumption&lt;br /&gt;# Regular Maintenance&lt;br /&gt;# Major Service&lt;br /&gt;# Insurance Renewal&lt;br /&gt;&lt;br /&gt;Thank you very much for your kind advice in advance&amp;#33; &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Win Win Inspiration</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Mon, 08 Jan 2018 10:07:20 +0800</pubDate>
        </item>
        <item>
            <title>Working in KLIA Area</title>
            <link>http://forum.lowyat.net/topic/4403466</link>
            <description>Dear all,&lt;br /&gt;&lt;br /&gt;As per title, where would be the best place/area to live if one is working in the KLIA area?&lt;br /&gt;&lt;br /&gt;# Rental Budget: MYR 1,000/month&lt;br /&gt;# Priority:&lt;br /&gt;1. Short travelling distance (&amp;lt;25km) [Note: Cyberjaya is the first option comes to mind]&lt;br /&gt;2. Safety&lt;br /&gt;3. Convenience (Groceries, Foods, etc)&lt;br /&gt;&lt;br /&gt;Having roughly surveyed the surroundings, the first option that comes to mind is Cyberjaya area, with above consideration points.&lt;br /&gt;Would humbly seek the opinions from all of you, should you are working in the KLIA area/have acquaintances working there.&lt;br /&gt;&lt;br /&gt;Thank you very much.</description>
            <author>Win Win Inspiration</author>
            <category>Serious Kopitiam</category>
            <pubDate>Wed, 06 Sep 2017 15:22:08 +0800</pubDate>
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        <item>
            <title>PMP or PRINCE2?</title>
            <link>http://forum.lowyat.net/topic/4314633</link>
            <description>[Serious and sincere question]&lt;br /&gt;&lt;br /&gt;Dear all,&lt;br /&gt;&lt;br /&gt;As per title, I am keen to take on the professional studies and certification on Project Management to better equip myself in my career path.&lt;br /&gt;Having researched on this, I found that there are 2 different certifications available, PMP and PRINCE2.&lt;br /&gt;&lt;br /&gt;Would like to seek advise from those who understand the above two different certifications, on the following aspects:&lt;br /&gt;1) Prospects of getting PMP/PRINCE2 certified&lt;br /&gt;2) The costs of getting the certifications (In Malaysia)&lt;br /&gt;3) The pros and cons for both certifications&lt;br /&gt;4) The differences between both certification&lt;br /&gt;5) The popularity of both certification in Malaysia (and Asia countries in general)&lt;br /&gt;&lt;br /&gt;Your kind advice is sincerely appreciated.&lt;br /&gt;Have a pleasant day ahead.</description>
            <author>Win Win Inspiration</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 06 Jun 2017 10:05:24 +0800</pubDate>
        </item>
        <item>
            <title>PMP or PRINCE2?</title>
            <link>http://forum.lowyat.net/topic/4314631</link>
            <description>[Serious and sincere question]&lt;br /&gt;&lt;br /&gt;Dear all,&lt;br /&gt;&lt;br /&gt;As per title, I am keen to take on the professional studies and certification on Project Management to better equip myself in my career path.&lt;br /&gt;Having researched on this, I found that there are 2 different certifications available, PMP and PRINCE2.&lt;br /&gt;&lt;br /&gt;Would like to seek advise from those who understand the above two different certifications, on the following aspects:&lt;br /&gt;1) Prospects of getting PMP/PRINCE2 certified&lt;br /&gt;2) The costs of getting the certifications (In Malaysia)&lt;br /&gt;3) The pros and cons for both certifications&lt;br /&gt;4) The differences between both certification&lt;br /&gt;5) The popularity of both certification in Malaysia (and Asia countries in general)&lt;br /&gt;&lt;br /&gt;Your kind advice is sincerely appreciated.&lt;br /&gt;Have a pleasant day ahead.</description>
            <author>Win Win Inspiration</author>
            <category>Education Essentials</category>
            <pubDate>Tue, 06 Jun 2017 10:04:47 +0800</pubDate>
        </item>
        <item>
            <title>PMP or PRINCE2?</title>
            <link>http://forum.lowyat.net/topic/4314630</link>
            <description>[Serious and sincere question]&lt;br /&gt;&lt;br /&gt;Dear all,&lt;br /&gt;&lt;br /&gt;As per title, I am keen to take on the professional studies and certification on Project Management to better equip myself in my career path.&lt;br /&gt;Having researched on this, I found that there are 2 different certifications available, PMP and PRINCE2.&lt;br /&gt;&lt;br /&gt;Would like to seek advise from those who understand the above two different certifications, on the following aspects:&lt;br /&gt;1) Prospects of getting PMP/PRINCE2 certified&lt;br /&gt;2) The costs of getting the certifications (In Malaysia)&lt;br /&gt;3) The pros and cons for both certifications&lt;br /&gt;4) The differences between both certification&lt;br /&gt;5) The popularity of both certification in Malaysia (and Asia countries in general)&lt;br /&gt;&lt;br /&gt;Your kind advice is sincerely appreciated.&lt;br /&gt;Have a pleasant day ahead.</description>
            <author>Win Win Inspiration</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 06 Jun 2017 10:04:16 +0800</pubDate>
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