Lowyat.NET: Latest topics by babana

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babana — Wed, 21 Nov 2018 18:24:39 +0800

ITEM SOLD

[WTA] Transferring Ownership of a "Project Car"

babana — Wed, 21 Nov 2018 17:50:41 +0800

Hi all, have recently stumbled into an opportunity to buy a "project car." What I am referring to is an old collectible car that is not in working condition and not roadworthy at its current state. Am planning to repair and restore it to a weekend ride. Seller has the car grant, however road tax has been dead for donkey years. Afaik for transfer of ownership to happen, seller has to bring the car to Puspakom and the vehicle has to pass Puspakom inspection. At the current state the car is, I doubt it would pass the inspection even if I arrange for towing to be done to the nearest Puspakom branch.

Wanted to ask taikors here if an ownership transfer for this vehicle is possible and if it is, what are the procedures involved? Tried googling but can't seem to find any info on this. Thank you very much in advance

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babana — Sat, 30 Sep 2017 01:53:17 +0800

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babana — Fri, 23 Jun 2017 00:49:23 +0800

SOLD!!!

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babana — Sat, 20 May 2017 01:10:39 +0800

Item has been sold!

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babana — Fri, 05 May 2017 10:41:34 +0800

SOLDED

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babana — Tue, 19 Apr 2016 22:39:46 +0800

SOLD!!!

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babana — Mon, 09 Jun 2014 10:25:33 +0800

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babana — Tue, 10 Dec 2013 12:58:38 +0800

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[WTS] Berjaya Corporation Vouchers: F&B and travel

babana — Wed, 16 Oct 2013 18:01:01 +0800

Item(s): A set of vouchers for the following:

1. One complimentary Kenny Roger's quarter meal with purchase of 2 Kenny Roger's quarter meals (worth RM18.50++)
2. One complimentary 6 pieces Wendy's chicken nuggets with purchase above RM15.00 in a single receipt (worth RM6.99++)
3. One complimentary Starbucks Tall (12oz) sized freshly brewed coffee (hot or iced) with any purchase of a Starbucks beverage
4. 50% off any Papa John's 9-inch or 12-inch pizza
5. Free 1/2 dozen original glazed donuts with every purchase of 1 dozen assorted donuts (worth RM15.80++)
6. RM15 off in Borders with a minimum of RM100 purchase
7. 50% off second ticket for any Berjaya Air flights (valid till 15 February 2014)
8. Special rates for Berjaya hotels and resorts in Tioman, Langkawi, Georgetown Penang and Times Square, KL

All vouchers expire on 30 April 2014, except for #7.

Package includes: All the 8 vouchers in a set

Price: RM35

Warranty: Nil

Dealing method: COD in Berjaya Times Square or add RM3 for Poslaju

Location of seller: KL

Contact method/details: PM-me, contact o16-345o123

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Item(s) conditions: Brand new, unused vouchers

Picture:

Reason for sale: Several sets of spare vouchers to let go

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babana — Mon, 14 Oct 2013 15:00:06 +0800

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babana — Fri, 11 Oct 2013 16:11:13 +0800

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babana — Fri, 11 Oct 2013 14:56:17 +0800

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babana — Mon, 01 Jul 2013 15:02:35 +0800

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Implementation Of A Maximum LTV of 70%

babana — Wed, 03 Nov 2010 18:00:59 +0800

those who are intending to purchase their first prop should rejoice as this would prolly cool down the current buoyant prop mkt but to prop investors...

Ref No: 11/10/02

Embargo: For immediate release

Measures in Promoting a Stable and Sustainable Property Market and Sound Financial and Debt Management of Households

Bank Negara Malaysia wishes to announce with immediate effect the implementation of a maximum loan-to-value (LTV) ratio of 70%, which will be applicable to the third house financing facility taken out by a borrower. Financing facilities for purchase of the first and second homes are not affected and borrowers will continue to be able to obtain financing for these purchases at the present prevailing LTV level applied by individual banks based on their internal credit policies. The measure aims to support a stable and sustainable property market, and promote the continued affordability of homes for the general public.

At the national level, residential property prices have increased steadily in tandem with economic development and the rise in income levels. This aggregate growth trend remains largely manageable and has not deviated from the long term trend in residential property prices. In the more recent period, however, specific locations, particularly in and around urban centres, have experienced faster growth, both in the number of transactions and in house prices. This is further supported by an increase in financing provided for multiple unit purchases by a single borrower, suggesting increasing investment activity that is of a speculative nature.

The targeted implementation of the LTV ratio is expected to moderate the excessive investment and speculative activity in the residential property market which has resulted in higher than average price increases in such locations. This has also led to increases in house prices in surrounding locations, thus contributing to the declining overall affordability of homes for genuine house buyers. This measure therefore remains supportive of the objective of encouraging home ownership among Malaysians which continues to be an important national agenda.

Introduction of the Financial Capability Programme

As part of the continuous efforts to raise the level of financial literacy and to promote sound financial and debt management by Malaysians, Bank Negara Malaysia also wishes to announce the introduction of the Financial Capability Programme. This Programme will be offered by Agensi Kaunseling dan Pengurusan Kredit (AKPK) through its establishments nationwide and will commence from January 2011. The Programme is aimed at equipping individuals with important knowledge for responsible financial decisions by gaining practical understanding and skills in money and debt management. This in turn will contribute towards preserving the sound financial positions of households and ensure that debt accumulation is commensurate with household affordability, including their ability to absorb interest rate adjustments and potential volatility to income and expense levels. Individuals particularly new prospective borrowers and young adults are strongly encouraged to participate in this specially designed programme. The details of the implementation of the Financial Capability Programme will be announced later in December this year.

Bank Negara Malaysia
3 November 2010

© Bank Negara Malaysia, 2010. All rights reserved.

Sos cili: http://www.bnm.gov.my/index.php?ch=8&pg=14&ac=2159

Bought nice Digi number for RM105 but scammed!

babana — Sun, 05 Aug 2007 01:26:30 +0800

Hi all, I have recently bought a Digi Prepaid number (016-5765765) from user "rene" through this link, which she says she's posting it on behalf of her bro:

http://forum.lowyat.net/topic/282025

I TT-ed RM105 to his account on 1/7/2007 and got my sim card by post ekspres on him on 5/7/2007. There was no original package or box or anything...just a piece of sim card. Fair enough. I took the card to Digi Centre in Taipan USJ to register it on 9/7/2007. To my horror, the Digi personnel there told me the number was registered earlier and had been purged by the system already. I asked them to reconfirm it as the sim card had a expiry date of 2008 and I had not used it before. They said they will get back to me soon. In the meantime, i called Colin (rene's bro as his number is posted in the thread as well) to tell him about my predicament. He said not to worry, guarantee ok wan. Ok fine, and so I waited for Digi's reply.

After numerous calls, emails and going back to the Digi Centre several times, they called me back on 30/7/2007, confirming my worst fears - the number was really registered before and has now been deleted from the system (inactive for too long) and they asked me to get back to the dealer as there was nothing they could do about it. I contacted 'rene' and Colin asking them to give me a refund as they had sold me something in which I couldn't use. To be fair to their side, i had tried to settle this problem amicably because they might not know the number was deleted.

Before opening this thread, I pm-ed rene, tried calling Colin and the reasoning they gave me was: "The card there stated expiry date 2008. If it cannot be used, you should contact Digi coz its between you and them, not our fault". I mean like...hello...although expiry date is 2008 but u could still register first rite? They claim they didnt know the sim card was registered earlier. But I'm telling u now dat I can't use it coz its registered! Its like...They're just taking the approach of "i sold edi...i got the money in my pocket, if there's any problem too bad for u...u go settle the problem urself". Say if i buy a number frm the shop n cannot be used...obviously they would change the number for me or attempt to do sumthin rite? I'm not trying to claim damages for the trips to Digi centre and calls to enquire or anythin...i jus want my money back!! I even offered to send them back the unused sim card if they return me back my money. After alot alot of pm's, they keep on saying the same thing...they dint know it was registered n they dint register it. But that's not the point!!! The final pm i receive from rene was this:

All the numbers r terminated...and yet u're still selling it?!?! The thread is still open n there are no indications whatsoever that the numbers are terminated and its not for sale already!!! And a word of sorry for my RM105?!?! Please admin...help me out here...if really really I can't get back my money, I do not want others to fall victim like me as well. RM105 might not be a big sum to others but it is indeed a pinch for me

P.S. - I have pm-ed "rene" and "littlemin" (another one of the victims) to come to this thread already