Lowyat.NET: Latest topics by Encik Aduka

Top Wanted List of Conspirators Against the

Encik Aduka — Fri, 14 Aug 2015 14:23:45 +0800

The names listed in what is described as “Top Wanted List of Conspirators Against the Democratically Elected Government” are:

1) Datuk Nor Shamsiah Mohd Yunus (BNM)
– Deputy Governor
2) Shamsuddin bin Mohd Mahayidin (BNM)
– Foreign Exchange Administration
3) Abdul Rahman bin Abu Bakar (BNM)
– Financial Intelligence and Enforcement
4) Dato ‘ Sri Mohd Shukri Bin Abdul (MACC)
– Deputy Chief Commissioner (Operation)
5) Datuk Tan Kang Sai
– MACC Special Operation Division Deputy Director
6) YBhg Tan Sri Datuk Rashpal Singh a/l Jeswant Singh
-A Member of the Advisory Board of the Anti-Corruption (ACAB)
7) Jessica Gurmeet Kaur D/O Nashattar Singh
– Heads the Special Task Force Secretariat, Administration and Finance department
8) Dr.Tong Kooi Ong
– Executive Chairman, The Edge Communications Sdn Bhd.
– Executive Chairman, Sunrise Berhad
– Chairman, Taiga Building Products Ltd
– International Advisory Panel, CIMB
9) Ho Kay Tat
– Group Chief Executive Officer and Publisher, The Edge Communications Sdn. Bhd.
10) Clare Rewcastle Brown
– British investigative journalist Editor-in-chief of Sarawak Report
11) Sufi Yusof
– Mahathir Mohamad’s Press Secretary
12) Tony Pua
– Member of Parliament for Petaling Jaya Utara – National Publicity Secretary for Democratic Action Party (DAP)
13) Tan Sri Zeti Akhtar Aziz
– Governor Bank Negara Malaysia
The 13th name of Tan Sri Zeti was not in the original posting but was added soon after it was posted.

SOURCE

Api misteri

Encik Aduka — Thu, 23 Jul 2015 11:26:17 +0800

[YOUTUBE]http://www.youtube.com/watch?v=t6fBVVANjeI[/YOUTUBE]

Sorry if slow.

IPOH: Pada zaman serba moden dan canggih, peristiwa misteri yang mencabar akal fikiran agak sukar diterima oleh masyarakat. Itu yang berlaku kepada sebuah keluarga di Bercham, Ipoh apabila mereka diselubungi kejadian kebakaran misteri yang sukar dirungkai sejak tiga bulan lalu. Menurut seorang ahli keluarga itu, Norlizawati Hassan, 30, pelbagai ikhtiar telah dilakukan untuk mengelak kejadian itu, termasuk menggunakan khidmat bomoh, namun kejadian misteri itu ..SOS..

Is it risky to quit your job and do business

Encik Aduka — Tue, 24 Mar 2015 12:23:21 +0800

What do you think guys? Anyone got experience? Just for knowledge

How the Institutional investor

Encik Aduka — Wed, 28 Jan 2015 15:37:21 +0800

Sorry i am not yet an investor and please correct me if i got the fact wrong.

1) If an institutional investor going to dump their share in large volume, is it automatically bought on the spot;
or is it needed to be matched from the buying side, then it only sold?
For example;
If current price is RM50, their off-load share of 1,000,000 unit automatically considered sold at RM50.
or
Queue for selling at RM50, but no one is going to buy so the price drop till matched the buyers price at lets say; RM40?

2) As per title, who's gonna be at the other side of buying?

Thank you, please do not curse me for my lack of knowledge

Value Investing

Encik Aduka — Tue, 14 Oct 2014 12:46:33 +0800

1)Mind to share how to do the analyzing? Like going through balance sheet and what to watch for? Ratio?

2)Is it difficult?

3)How good is the value investing compared with technical investing, growth investing, ETF, etc?

4)Tips

Need help all property expert. Buying land Sabah

Encik Aduka — Mon, 11 Aug 2014 14:25:55 +0800

Hi all. I need some advice or ideas on how may i manipulate this chances to gain profit.

Land Summary

I am a poorfag somehow have heart to dream big of having more than 10 properties before retired. Yesterday i was told by family fren to buy a half-acre land for 35k which he said is undervalued in Membakut, Sabah (unreliable source said the land's market price worth 90k). The land placed in front of the village road, 4 minutes driving to town, 10 minutes walkby to the nearest school, got water and electrictiy (already got electric pole installed by a teacher who live next to the land).

My Situation

I am now saving for buying my first property for the purpose of renting it out. Salary is so small can afford to buy 1 house worth below 100k only. Since saving for deposit hadn't enough yet, (thought it takes more than 2 years or more to save 20k dep) i was thinking of buying this land, i will only afford to take personal loan to pay the land (help telling me if theres any better option). If everything roes well, i already commit more than 60% of my salary to expenses and i know that banks would never give out loan to such a guy like me. After all deduction, to banks (current personal loan + personal loan made to pay the land), car loan, etc. the only amount left in payslip is 1k.

Questions

1) After a few months the land was fully mine stated in grant, can i do refinance? The purpose of the refinance is to cover the personal loan made earlier against the land, and deposit 20k for a 120k apartment in KK, if banks consider refinance up to 55k.

2) Do banks still accepted my loan when i already commit the land refinance with my payslip state let say only 1k net pay?

3) If market value is really 90k, should i sell or refinance and then bought another house? I like the land and choose to stay but can consider sell if sifu /k insist to.

4) Is there any other choices?

Thank you ols.

Hope not TL;DR